Credit & Loans

  1. Layaway Plans: Get The Goods Without Going Into Debt

    If using a layaway plan keeps you from having to use your credit card, it could be a smart move.
  2. Are Private Student Loans The Next Lending Crisis?

    The CFPB is keeping an eye on the student loan market because it believes it uses the same lending policies as mortgage lenders did during the subprime lending crisis.
  3. There's Help Coming For Your Credit Report

    Soon, there will be another body protecting consumers when it comes to credit scores. Here are some new things to know about getting a credit report in the future.
  4. Spotting Credit-Repair Scams

    Credit repair scams are common in today's debt-reliant world. Don't be a victim!
  5. Mortgage Points: What's The Point?

    Learn how to pay less for your home in the long run, or save in the short run.
  6. Top 6 Marriage-Killing Money Issues

    Strengthen your marriage by discussing these financial pitfalls.
  7. Getting Your Kids Their First Credit Card

    Putting some plastic in your children's wallets may actually help them - if you do it right.
  8. How To Keep Debt Low

    Here's a breakdown of how you can stay out of debt or keep your debt low.
  9. The Generational Debt Gap

    Are future generations in trouble when it comes to how much debt they have? We compare debt between other age groups to find out.
  10. Take Control Of Your Credit Cards

    The plastic in your wallet doesn't have to hurt your finances. Learn how to manage it responsibly.
  11. Tips For Going To College As A Mature Student

    Learn the special considerations mature adults need to make when pursuing a post-secondary education.
  12. The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up the shortfall.
  13. Today's Teens And Money

    With the revelation that one in four U.S. teenagers do not understand the difference between debit and credit, we look at the need for financial education to become a priority for parents and teachers nationwide.
  14. Re-Amortizing Or Refinancing Your Home

    Re-amortization is a lesser known alternative to refinancing when it comes to dealing with your mortgage.
  15. Do Customer Loyalty Programs Really Save You Money?

    Here is a look at what customers have to do to ensure that loyalty programs help them shop smarter.
  16. Things To Do Before You Have Kids

    Once you have kids, your ability to save decreases dramatically. There are also a number of things you must do to prepare financially for having a child, such as maintaining a home and having health insurance.
  17. 5 Ways To Control Emotional Spending

    Follow these five simple steps to keep your spending under control.
  18. Best Credit Cards For Travel Deals

    A wide range of rewards credit cards are available for consumers to use toward airfare, hotel bills, rental cars and more.
  19. The Best Retail Store Credit Cards

    These credit cards are worth considering for the extra discounts, promotional financing, special sales and discounts on future purchases.
  20. How Seniors Can Fight Identity Theft

    Senior citizens are at a high risk of being victims of identity theft, and they are often easy targets for criminals.
  21. How To Read Loan And Credit Card Agreements

    The devil is always in the details! Find out what you're signing yourself up for.
  22. Best Credit Cards For People With Poor Credit Scores

    There are still ways you can build credit with a credit card, even if you have bad credit.
  23. Money Management For College Students

    If you are a college student and want to better manage your budget, here are some useful tips.
  24. Moving Up: Dream House Or Money Pit?

    If you are upgrading your home, here are some things you'll need to know so you don't spend more money than you need to.
  25. Why People Are Having Difficulty Making Mortgage Payments

    Many Americans are having a tough time paying their mortgages. Here are some reasons why some homeowners fared better than others during the housing crisis.
  26. Got A Good Mortgage Rate? Lock It Up!

    Rising rates mean rising profits for lenders, providing incentive to increase rates whenever possible.
  27. A Lifeline For Those Drowning In Debt

    Don't wait to be saved, find out where the lifesaving devices are and hang on tight!
  28. The Beauty Of Budgeting

    Make it to the end of the month, before you run out of money.
  29. Why Making Minimum Payments Gets You Nowhere

    Getting out of debt can be difficult, but paying off a minimum balance each month only makes things worse.
  30. Credit, Debit And Charge: Sizing Up The Cards In Your Wallet

    Not all plastic is equal! Learn the difference between the three kinds, and how each can affect your finances.
  31. The Importance Of Your Credit Rating

    A great starting point for learning what a credit score is, how it is calculated and why it is so important.
  32. Taking Advantage Of Property Tax Abatement Programs

    Increase your home's value without increasing your property taxes.
  33. Facts You Didn't Know About Private Student Loans

    Take a close look at the characteristics of private student loans before deciding it's the best path to take.
  34. What Happens When Your Credit Card Expires

    You can take advantage of this process to learn about other cards that may better suit your needs.
  35. Best Credit Card Features For Students

    Students should look for credit cards that charge no annual fees, have a low introductory interest rate and offer rewards or money.
  36. 5 Steps To Qualify For A Mortgage If You're Self-Employed

    Qualifying for a mortgage is a little more complicated for borrowers who are self-employed.
  37. What Are Mortgage Lenders Allowed To Ask Borrowers?

    Seemingly intrusive or irrelevant questions are actually legal for lenders to ask of mortgage applicants.
  38. Worst Case Scenario For Credit Card Debt

    You may have heard of the dreaded Chapter 13 for personal bankruptcy, but there's something even worse - Chapter 7.
  39. Who Should Pay For College?

    With college costs continuing to escalate, the question of who pays for it is increasingly relevant.
  40. How To Avoid Becoming A Fraud Victim

    Be aware of your rights as a consumer, and know how scammers work so you can protect your money.
  41. Used Car Shopping: How To Avoid A Lemon

    Being prepared before buying will save you thousands in the long run.
  42. How To Get Your First Credit Card

    Here's a rundown of how you can go about getting your first credit card.
  43. How People Fall Into A Debt Spiral

    If you're struggling to pay off your debt, you'll need to develop discipline and patience in order to dig yourself out.
  44. Financial Tips For The First-Time Traveler

    Safeguard your wallet and ensure that financial mishaps don't ruin this once-in-a-lifetime experience for you.
  45. Avoid The Monthly Payment Trap

    Low monthly payments are easy on the wallet. However, interest and other fees lurk just below the surface.
  46. How To Balance Retirement Savings With Your Child's Tuition Costs

    Here's how you can juggle saving for your child's college education and your retirement.
  47. Understanding Your Mortgage

    We walk through the steps needed to secure the best loan to finance the purchase of your home.
  48. APR vs. APY

    Annual percentage rate and annual percentage yield are two ways companies calculate the amount of interest you can owe. Learn more about them and find out which is the better rate.
  49. Mortgages: Fixed-Rate Versus Adjustable-Rate

    Both of these have advantages and disadvantages depending on your financial needs and prospects.
  50. How Higher Credit Card Fees Actually Hurt Banks

    Increased industry regulations helped banks lower their default rates.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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