Credit & Loans

Credit cards aren't always bad possessions to have. There are certain perks associated with using credit cards as we make routine or irregular purchases.

Being aware of these unscrupulous methods can help you avoid them as best you can.

Get an upper hand on debt collectors by knowing your rights and using these tips.

Here are some of the key figures on the current housing market and how you might interpret them.

Bad spending habits are not always obvious. What could you be doing to ensure that your money's going where it should?

The cost of buying a home extends beyond the down payment, closing costs and your mortgage. Watch out for these costs.

Here is a rundown of how age can relate to what your credit score is.

Think you have enough rewards points for that summer vacation? You better think twice about that.

Discover the federal student loan options for both parents and students.

When should you get your first credit card - in high school, college, after graduation or never?

These common errors could end in foreclosure.

When you're short on cash, a strict budget is the best tool for finding financial stability.

Find out what you need to prepare to avoid serious estate planning mistakes.

Certain life milestones are put on hold for graduates.

Charging purchases is not always a no-no. In fact, there are some very sound reasons for choosing this option.

Getting married has many financial positives. Here are some of them.

Knowing these which consumer protection law can help you in particular situations can save you time, money and stress.

You may think it's better to own than rent, but there are many overlooked costs that could change your mind.

Being a "condo person" is just one of the issues you'll have to examine when deciding if a condo is right for you.

Do you think making two payments a month for your mortgage is a good idea? Think twice about that. We tell you why.

Everything you need to know about purchasing a home.

Resisting the trend toward consumption will boost your bottom line and bolster the environment.

Avoiding all forms of plastic payment can do wonders for your stress level and pocket book.

A step by step look at everything you need to know about purchasing vacation properties.

Make sure there are no errors holding you back from obtaining a loan.

Use these tips whether you're buying someone a gift or just want to score a discount at your favorite stores.

We help you figure out the terminology and types of deeds, and how to make it legal.

Remember to research thoroughly and look for a contingency plan before buying your first home.

Here are reasons why you shouldn't get a prepaid card from TurboTax, Jackson Hewitt, TaxAct or H&R Block.

It's been two years since the CARD act was implemented. Here are the results.

This step is important when purchasing a property because it may save you thousands.

Is there really such a thing as good debt and bad debt? Read on to find out.

If you're in a pinch for money, you're the prime target for con artists and thieves.

Your credit score can have a huge impact on your mortgage payments. Here are some reasons why.

Everything you need to know about renting property.

There's a pilot program in the works to have more rental properties. Read on to see how you can get in on it.

The Fair Debt Collection Practices Act now regulates the actions and behaviors of debt collectors in order to protect you.

If you have more car than you can afford, here are four ways to deal with this "debt on wheels."

Paying a large, recurring bill with a credit card certainly sounds like a smart way to maximize the points, cash back or frequent flier miles you earn from your card. But if you try to pay your mortgage with your credit card to earn cash back rewards, you'll discover that your options are extremely limited ...

Involuntary unemployment credit card insurance may help if you're laid off, but it may just help your credit card company.

Don't try to run from the tax man. Here are some tips that can help you out.

Couples have certain advantages over individuals when it comes this purchase. Be sure to look at your future home as an investment.

Discvover how many months of taxes you need in an escrow account, and how you'll need to fund the account at closing.

Find out how a reverse mortgage can work in your favor during retirement.

Learn how to know when you should pay off a debt or add to your savings.

It takes many people by surprise when they purchase credit scores and find the lender's credit score disclosure does not match.

We look at famous athletes that went bust, and see what we can learn from their mistakes.