Credit & Loans

We walk through the steps needed to secure the best loan to finance the purchase of your home.

Both of these have advantages and disadvantages depending on your financial needs and prospects.

Annual percentage rate and annual percentage yield are two ways companies calculate the amount of interest you can owe. Learn more about them and find out which is the better rate.

Sticking to a budget and making savings is the only way to put yourself on a firm financial footing.

Increased industry regulations helped banks lower their default rates.

As of July 1st, be prepared for student loans rates to go up.

The thought of earning rewards from purchases may seem like a good idea, but there are some things that should be considered before signing up.

In order to obtain and maintain a career in the financial industry, it is also important to have a clean credit report.

Shopping online is fast and easy, but dangerous at the same time.

This property market is easy to access and provides profitable opportunities.

Find out how to make your credit cards work for you - not against you.

Here's a breakdown of how taking out student loans will affect your credit score.

The average American household has four cards, but does that mean more is better?

Follow these steps if you've been ripped off or spot an error on your bill.

If you have ever wondered whether you should carry one, two or more cards, read on and we'll tell you.

Here's a step-by-step guide of what to do if your wallet is lost or stolen.

If you are ever faced with a crisis, here are some budget tips to help you prepare financially.

The CFPB is there to protect you and hear your voice. You can help with the economic recovery by getting to know the bureau.

We look at the financial differences between purchasing a cheaper home and making a larger down payment on a more expensive home.

Bankruptcy is not the end of the world. You can survive it and come out on the other side more financially solid.

Many common money habits can affect your credit score negatively without you even knowing it.

Prepaid debit cards are becoming increasingly popular. Here are some tips for choosing the right prepaid debit card.

Ever wonder if the different types of debt are good or bad? Read on and we'll tell you.

Being aware of these unscrupulous methods can help you avoid them as best you can.

Credit cards aren't always bad possessions to have. There are certain perks associated with using credit cards as we make routine or irregular purchases.

Get an upper hand on debt collectors by knowing your rights and using these tips.

Here are some of the key figures on the current housing market and how you might interpret them.

Bad spending habits are not always obvious. What could you be doing to ensure that your money's going where it should?

The cost of buying a home extends beyond the down payment, closing costs and your mortgage. Watch out for these costs.

Here is a rundown of how age can relate to what your credit score is.

Think you have enough rewards points for that summer vacation? You better think twice about that.

There are many ways to rack up frequent flyer miles even if you don't fly often. Here are some tips to do so.

Discover the federal student loan options for both parents and students.

These common errors could end in foreclosure.

When should you get your first credit card - in high school, college, after graduation or never?

When you're short on cash, a strict budget is the best tool for finding financial stability.

Find out what you need to prepare to avoid serious estate planning mistakes.

Certain life milestones are put on hold for graduates.

Charging purchases is not always a no-no. In fact, there are some very sound reasons for choosing this option.

Knowing these which consumer protection law can help you in particular situations can save you time, money and stress.

Getting married has many financial positives. Here are some of them.

You may think it's better to own than rent, but there are many overlooked costs that could change your mind.

Being a "condo person" is just one of the issues you'll have to examine when deciding if a condo is right for you.

Do you think making two payments a month for your mortgage is a good idea? Think twice about that. We tell you why.

Everything you need to know about purchasing a home.

Resisting the trend toward consumption will boost your bottom line and bolster the environment.

Avoiding all forms of plastic payment can do wonders for your stress level and pocket book.