Credit & Loans

This costly coverage protects your mortgage lender - not you.

Use these simple ideas to save money and get better coverage for your house.

The FDIC has proposed new regulations for banks.

Lenders look at this to determine your credit risk. We explain what it is and how it's figured out.

These steps will enable you to take control of your debt repayments and consistently improve your score.

While there are less risky places from which to borrow, there are also predatory lenders who can make your financial situation worse than it was to begin with.

Are you in danger of losing your home? Protect your credit score with a real estate short sale.

The student loan system is in desperate need of reform, as more and more graduates struggle to find work and pay off their student loans.

Four major players slice and dice your mortgage in the secondary market.

Credit scores are used by lenders to estimate credit risk. Find out how you can better earn the trust of lenders and reap the benefits.

Check out the details of the recent mortgage settlement and see who the agreement will affect.

If you want to save your home, avoid bogus offers and take matters into your own hands.

Some lenders can look overlook your credit score and assess other factors that fairly determine if you are a reasonable credit risk.

If you have a very good credit rating, you will have your choice of rewards credit cards, so pick the one you will be able to use the most.

One is not like the other. We help you decide where to borrow money from.

Having a good credit score plays a big part in being approved for a loan or a mortgage. Here are some things to watch for to keep your credit score healthy.

Using these strategies will help you get more cash when selling your house.

Giving your child a credit card can be an important lesson in money management.

Many Americans think these credit card "rules" are true. Read on to find out the facts.

If you can resist the urge to overspend, then raising your credit limit could benefit you in various ways.

If you can't decide whether to build your rainy day fund or pay off debt, we weigh the options for you.

Your credit score will play a large role in the type of mortgage you are able to get.

These three types of credit cards are becoming popular with customers looking to pay less fees and build up their credit scores.

With payday loans now operating across 41 states, we tell you how to use them wisely and responsibly.

Major banks in 2012 can expect to lose customers as they struggle with the Dodd-Frank Act and new fees.

These simple changes to your spending and saving habits can put your next vacation easily within reach.

College tuition is getting more expensive, textbooks are increasing in price and for-profit schools are popping up.

These sites and tips will help you figure out what kind of vacation you want and how to ensure you're getting the best price.

While losing a home can be a traumatic event for you and your family, it's best to find ethical means of delaying or avoiding foreclosure, even if it takes more time.

The recession didn't stop major banks and airlines from trying to impose extra fees on Americans.

Empty homes in your neighborhood aren't just eyesores - they can affect the value of your property.

Could paper money be replaced by mobile payments in the near future?

Prepaid credit cards and secured credit cards are both excellent options for getting a credit card despite having a poor credit rating.

You can purchase tickets on the same airline to get a higher status, use the internet or take advantage of business class upgrades.

CoreLogic is the newest credit reporting agency. Its reports will include activity that the big three agencies don't track, including pay-day loans and HOA dues delinquencies.

Find out how you can build wealth and reduce your taxes.

Investing in income-generating real estate involves market data and a degree of subjectivity.

There is a worldwide generation of young, educated individuals mired in unmanageable debt. Find out why.

Home insurance policies need to be rewritten when you move. Here are the steps you need to follow to do so.

The convenience of debit cards makes them a popular method of payment, but here are some downsides to consider.

Since 2005, money in your IRA can be protected if you are forced to file for bankruptcy.

Divorce is hard enough without one spouse abusing the financial end of the relationship. Find out how to protect your finances.

Big doesn't always mean bad. We tell you four reasons why.

Real estate bargains abound, but is buying a distressed property more trouble than it's worth?

With debt management services costing a lot of money, this article looks at why it is better to manage your own financial liability.

With rising disposable income levels, the coming year is the best time to get your finances in order. Find out how.

Find out how you can tell if a debt-relief company is ripping you off.