Credit & Loans

Remember to research thoroughly and look for a contingency plan before buying your first home.

Here are reasons why you shouldn't get a prepaid card from TurboTax, Jackson Hewitt, TaxAct or H&R Block.

It's been two years since the CARD act was implemented. Here are the results.

This step is important when purchasing a property because it may save you thousands.

Is there really such a thing as good debt and bad debt? Read on to find out.

If you're in a pinch for money, you're the prime target for con artists and thieves.

Your credit score can have a huge impact on your mortgage payments. Here are some reasons why.

There's a pilot program in the works to have more rental properties. Read on to see how you can get in on it.

The Fair Debt Collection Practices Act now regulates the actions and behaviors of debt collectors in order to protect you.

If you have more car than you can afford, here are four ways to deal with this "debt on wheels."

Involuntary unemployment credit card insurance may help if you're laid off, but it may just help your credit card company.

Couples have certain advantages over individuals when it comes this purchase. Be sure to look at your future home as an investment.

Find out how a reverse mortgage can work in your favor during retirement.

It takes many people by surprise when they purchase credit scores and find the lender's credit score disclosure does not match.

Learn how to know when you should pay off a debt or add to your savings.

Learn about the new 1099 requirements and how these changes will affect your online transactions.

We look at famous athletes that went bust, and see what we can learn from their mistakes.

If you didn't read the fine print, you could be missing out on these free credit card benefits.

There's many available student debt repayment options and strategies, such as student loan initiatives and loan consolidation plans.

This costly coverage protects your mortgage lender - not you.

Use these simple ideas to save money and get better coverage for your house.

Lenders look at this to determine your credit risk. We explain what it is and how it's figured out.

These steps will enable you to take control of your debt repayments and consistently improve your score.

While there are less risky places from which to borrow, there are also predatory lenders who can make your financial situation worse than it was to begin with.

Four major players slice and dice your mortgage in the secondary market.

Are you in danger of losing your home? Protect your credit score with a real estate short sale.

The student loan system is in desperate need of reform, as more and more graduates struggle to find work and pay off their student loans.

Credit scores are used by lenders to estimate credit risk. Find out how you can better earn the trust of lenders and reap the benefits.

Check out the details of the recent mortgage settlement and see who the agreement will affect.

If you want to save your home, avoid bogus offers and take matters into your own hands.

Some lenders can look overlook your credit score and assess other factors that fairly determine if you are a reasonable credit risk.

If you have a very good credit rating, you will have your choice of rewards credit cards, so pick the one you will be able to use the most.

Having a good credit score plays a big part in being approved for a loan or a mortgage. Here are some things to watch for to keep your credit score healthy.

One is not like the other. We help you decide where to borrow money from.

Using these strategies will help you get more cash when selling your house.

Giving your child a credit card can be an important lesson in money management.

Many Americans think these credit card "rules" are true. Read on to find out the facts.

If you can resist the urge to overspend, then raising your credit limit could benefit you in various ways.

If you can't decide whether to build your rainy day fund or pay off debt, we weigh the options for you.

Your credit score will play a large role in the type of mortgage you are able to get.

These three types of credit cards are becoming popular with customers looking to pay less fees and build up their credit scores.

With payday loans now operating across 41 states, we tell you how to use them wisely and responsibly.

These simple changes to your spending and saving habits can put your next vacation easily within reach.

College tuition is getting more expensive, textbooks are increasing in price and for-profit schools are popping up.

These sites and tips will help you figure out what kind of vacation you want and how to ensure you're getting the best price.

While losing a home can be a traumatic event for you and your family, it's best to find ethical means of delaying or avoiding foreclosure, even if it takes more time.