Credit & Loans

Do you have enough savings to cover the costs of unforeseen crises? We show you how to plan ahead.

Mortgage payments aren't the only expense. Find what else you'll be on the hook for.

It's important to maintain a good credit score. Discover what could be lowering it, without your knowledge.

Answering this means number-crunching as well as factoring in other considerations and expenses.

Studying abroad is a goal for many, but it can often be expensive. Find out why you don't have to spend all of your savings to study abroad.

Frequent flier miles can be a great boon for your budget. Learn how many you need to travel over the holidays.

We break down credit scores by age to see what your score should be and how it will affect your major purchases.

This investment requires keeping an eye on consumer indexes and the overall health of the economy.

Mortgage lenders don't factor the extra costs into your loan amount. Make sure you save for the "little" things.

From rewards to interest-free offers, there are plenty of ways using your credit card when you move can save you money.

Identity theft is a complex problem. Learn if credit monitoring services are the solution.

Even in today's real estate market, the benefits to owning over renting are huge. Here are some tax benefits that come with home ownership.

Buying a home may be the biggest debt you'll ever incur. Learn why you should retire it sooner, rather than later.

You don't have to carry a million credit cards to get the best cash back rewards. Here are some tips to get rewards with just a few cards.

Teaching economics in high school as a core subject would benefit students, and help ease the cycles of boom and bust for future generations.

Banks are a part of ancient history. Find out how this system of money management developed into what we know today.

As a consumer, knowing your rights and duties is key to getting rid of debt. We show you how to achieve this.

Student debt can be very difficult to pay off. Here are useful and manageable ways for young people to pay off student loans.

It just takes some time and effort to rebound from a nasty case of "credit rejection shock."

If a missed paycheck will make your finances cave in, you must learn how to make proper supports.

We look at the way this legislation has helped and hurt consumers, and give you some ideas to help navigate the outcome.

These tips can help you avoid financial risk, and are especially important during an economic slowdown.

These are personal financial websites that offer the users value. It could help you find the information you need.

Paying these rates can impact your disposable income and your investment returns.

Can't get a credit card without a credit history, and can't get a history without a card? Break the Catch-22.

The best investors know that either they work for their money or their money works for them.

Forming and managing a homeowners association is a huge task with significant responsibilities and major implications.

Affordable mortgages are still available, but the standards for qualifying have gotten higher.

Assuming you have enough equity to qualify, taking out a HELOC might be a good financial move.

These tips and tricks are used by large companies and can be applied to your own personal finances.

Follow this step-by-step guide to make your homeownership dreams a reality.

Check out the pros and cons behind store credit cards; they might actually help you save money.

If you go into default on your mortgage payments, don't worry, there are still ways to save your home.

Responsibly managing limited funds in college can be the difference between having a fun and being cash-strapped.

A certain number of errors is understandable given the volume of foreclosures and repossessions handled by lenders, but many were simply administrative errors.

Find out how insurers use credit history to build an insurance score and how it could affect your bottom line.

The debt settlement process is not for everyone and can further damage your credit score. However, it can prevent the debt from being sold to a collection agency, who may only accept payment in full.

When the U.S. debt was downgraded, what does that really mean?

Don't let buying a home bust your budget. Make sure the house you choose is worth the price you pay.

These five tips will have you on your way to a stronger credit score and better rates.

Get out of debt quick with these tips.

For many people, a home is the most expensive purchase they’ll ever make. Naturally, getting the best rate on a mortgage loan is vital, as even a half-point rate reduction can mean thousands of dollars in your pocket.

There are many ways to fund a child's education including loans, scholarships, grants and protecting your investments.

Textbooks cost students a lot of money. Here are a few alternatives to these pricey purchases.

Learn how to buy a foreclosed home at a discount.

Before you order a credit report or credit score, find out what the catch is with these "free" services?

If you are starting out, and trying to save money, consider these liabilities that might hinder your saving and budgeting potential.