Credit & Loans

Buying a home may be the biggest debt you'll ever incur. Learn why you should retire it sooner, rather than later.

You don't have to carry a million credit cards to get the best cash back rewards. Here are some tips to get rewards with just a few cards.

Banks are a part of ancient history. Find out how this system of money management developed into what we know today.

Teaching economics in high school as a core subject would benefit students, and help ease the cycles of boom and bust for future generations.

As a consumer, knowing your rights and duties is key to getting rid of debt. We show you how to achieve this.

Student debt can be very difficult to pay off. Here are useful and manageable ways for young people to pay off student loans.

It just takes some time and effort to rebound from a nasty case of "credit rejection shock."

If a missed paycheck will make your finances cave in, you must learn how to make proper supports.

These tips can help you avoid financial risk, and are especially important during an economic slowdown.

We look at the way this legislation has helped and hurt consumers, and give you some ideas to help navigate the outcome.

Paying these rates can impact your disposable income and your investment returns.

These are personal financial websites that offer the users value. It could help you find the information you need.

Can't get a credit card without a credit history, and can't get a history without a card? Break the Catch-22.

The best investors know that either they work for their money or their money works for them.

Forming and managing a homeowners association is a huge task with significant responsibilities and major implications.

Affordable mortgages are still available, but the standards for qualifying have gotten higher.

Assuming you have enough equity to qualify, taking out a HELOC might be a good financial move.

These tips and tricks are used by large companies and can be applied to your own personal finances.

Check out the pros and cons behind store credit cards; they might actually help you save money.

Follow this step-by-step guide to make your homeownership dreams a reality.

If you go into default on your mortgage payments, don't worry, there are still ways to save your home.

Responsibly managing limited funds in college can be the difference between having a fun and being cash-strapped.

A certain number of errors is understandable given the volume of foreclosures and repossessions handled by lenders, but many were simply administrative errors.

Find out how insurers use credit history to build an insurance score and how it could affect your bottom line.

The debt settlement process is not for everyone and can further damage your credit score. However, it can prevent the debt from being sold to a collection agency, who may only accept payment in full.

When the U.S. debt was downgraded, what does that really mean?

Don't let buying a home bust your budget. Make sure the house you choose is worth the price you pay.

For many people, a home is the most expensive purchase they’ll ever make. Naturally, getting the best rate on a mortgage loan is vital, as even a half-point rate reduction can mean thousands of dollars in your pocket.

These five tips will have you on your way to a stronger credit score and better rates.

Get out of debt quick with these tips.

There are many ways to fund a child's education including loans, scholarships, grants and protecting your investments.

Learn how to buy a foreclosed home at a discount.

Textbooks cost students a lot of money. Here are a few alternatives to these pricey purchases.

Before you order a credit report or credit score, find out what the catch is with these "free" services?

If you are starting out, and trying to save money, consider these liabilities that might hinder your saving and budgeting potential.

Find out what they and are whether you're eligible to apply for these no-maximum loans.

We look at the average consumer numbers, so you can get some perspective on how you spend your hard-earned dollars.

What makes Discover, Ebates and other companies stand out?

Check out the eligibility and repayment options, and how you can get this loan forgiven.

Just because a belief is common, doesn't mean that it's true. Here we separate fact from fiction.

Divorce is rarely financially advantageous to either party. There are times, however, when it can have an even deeper impact on your personal economic situation.

Test your money management skills as you work your way through university.

There is a healthy way to use store credit and debit cards. Read on to find out how.

These 3 factors have a huge impact on your credit score. Find out what they are.

Credit cards can be the best item you pack when traveling, just make sure that you are taking the right card that suits your needs.

Learn how to fill out the FAFSA form so that it is easier for you to fund your education.

If you want to buy a home but you’re holding out until market conditions show signs of improvement, housing indicators can help point the way.