Credit & Loans

Financial independence is not easy, but it is there for the taking with hard work and careful planning.

Paycheck to paycheck is no way to live. Learn how to find the help you need.

Don't let the excitement of owning your own home lead you to make bad financial decisions.

This real estate investment provides unique advantages - and challenges.

These tips can help you take your small business to the next level.

Find out how to determine whether refinancing will put you ahead or even more behind.

As if figuring out what to take in school isn't hard enough, you also have to find a way to pay for it.

Saving enough to buy a vacation home involves some unique considerations including a big down payment and more lending hurdles.

For this year's grads, now is the time to think about the future, but it's also time to think about repaying those student loans.

It's harder to find, but you can still buy a home without any money down.

These obscure scholarships often have thousands of dollars in unclaimed money, due to their restrictive eligibility requirements.

You've graduated; now what? It's time to organize your student debt, as well as create a budget taking into consideration you may not have work right away.

What steps do we need to take to get ourselves out of debt?

These careers only require an Associate's degree or less, but they bring in a good-sized paycheck.

A home warranty may sound like a great form of protection against expensive, unforeseen home repairs. But is it worth it?

It's not cheap to own a car these days, especially if you have to borrow to make it happen. These tips will make sure you get the loan that's right for you.

Elite level credit cards come with their own perks - and costs.

Find out if the house you're eyeing is really a good deal.

Debt ceilings may not be right for everyone, but they can be a useful tool.

From carrying costs to investment risk, there's a lot to consider before you invest in real estate.

Learn why paying down your debts may not always be the fast-track to improving your credit score.

Choose substance over style when making home improvements in a down market.

Single-use credit cards are a safer way to shop online, but they are not without their downsides.

It seems contrary to smart financial planning, but increasing your credit limit can actually be a smart move.

These calculations can help you figure out if a particular property will be a valuable investment.

Feel like you're drowning in debt? It may be because your loans have gone underwater.

Yes, if your mortgage lender goes bankrupt you do still need to pay your mortgage obligation. Sorry to disappoint, but there is no free lunch in this situation. In the event that your mortgage lender goes under, the company will normally sell all existing mortgages to other lenders.In most cases, the ...

Refinancing your mortgage can be a quick way to save on payments, but it's not for everyone.

With the increase in credit and debit card fraud, these measures have been taken to ensure your financial security.

Overseas travel can be both confusing and expensive, so here are some ways to minimize the cost of spending abroad.

Layaway plans are a way to buy larger items without having to come up with the entire cost at once, and without paying the exorbanant interest fees associated with most credit cards. Many stores will even allow you to put an item into layaway with no fees.

A lot has changed in 2011, and this is what you need to know if you're buying a house this year.

Even if you're not applying for new credit, cleaning up your credit score will help you clean up your finances.

You may be anxious to buy a home, but taking time to save a large down payment has numerous advantages.

Whether you're listing your house or looking to buy, these factors should play a big part in valuing a property.

Retail credit cards may seem like a good idea, but they can create enormous debt problems in the future.

Every mortgage rule change has consequences for borrowers, lenders, the housing market and the broader economy.

Banking regulations have recently changed and fees are following suit.

Foreclosure is the biggest fear of any struggling homeowner. These tips just might save your credit rating.

There are some persistent myths that hover over the process of bankruptcy that are either half-truths or completely false.

Find out what you can do to avoid a financial meltdown when there's a medical emergency.

Despite more foreclosures and a high unemployment rate, signs of life are emerging in the U.S. real estate market.

In the event that your credit card is stolen in the United States, federal law limits the liability of card holders to $50 regardless of the amount charged on the card by the unauthorized user. In today's world of electronic fraud, if just the credit card account number itself is stolen, federal law ...

Learn the top ways to ensure that your small-business loan application is accepted this year.

Find out what options are available when your mortgage is greater than the value of your home.

Recent regulations have banks looking for new ways to make money. Find out how your banking will be affected in 2011.

There are both good and bad reasons to refinance. Learn more about both here.