Credit & Loans

National stats indicate most consumers have three or more cards - are you one of them?

Most of the time, it doesn’t make sense to pay an annual fee for a credit card. Here are some circumstances when it does.

No matter how you plan to get to your destination, the secret to cutting your costs lies in using your credit cards.

Swipe fee legislation will only have a small effect on profit margins for merchants and little to no effect on prices.

How to choose the right credit card to take on your next international trip and what to expect when you use it.

It's easy to make money from credit card sign-up bonuses, but you have to know what you're getting into.

Paycheck to paycheck is no way to live. Learn how to find the help you need.

Financial independence is not easy, but it is there for the taking with hard work and careful planning.

Don't let the excitement of owning your own home lead you to make bad financial decisions.

This real estate investment provides unique advantages - and challenges.

These tips can help you take your small business to the next level.

Find out how to determine whether refinancing will put you ahead or even more behind.

For this year's grads, now is the time to think about the future, but it's also time to think about repaying those student loans.

It's harder to find, but you can still buy a home without any money down.

These obscure scholarships often have thousands of dollars in unclaimed money, due to their restrictive eligibility requirements.

What steps do we need to take to get ourselves out of debt?

You've graduated; now what? It's time to organize your student debt, as well as create a budget taking into consideration you may not have work right away.

These careers only require an Associate's degree or less, but they bring in a good-sized paycheck.

A home warranty may sound like a great form of protection against expensive, unforeseen home repairs. But is it worth it?

Elite level credit cards come with their own perks - and costs.

It's not cheap to own a car these days, especially if you have to borrow to make it happen. These tips will make sure you get the loan that's right for you.

Find out if the house you're eyeing is really a good deal.

Debt ceilings may not be right for everyone, but they can be a useful tool.

Learn why paying down your debts may not always be the fast-track to improving your credit score.

Single-use credit cards are a safer way to shop online, but they are not without their downsides.

It seems contrary to smart financial planning, but increasing your credit limit can actually be a smart move.

Feel like you're drowning in debt? It may be because your loans have gone underwater.

With the increase in credit and debit card fraud, these measures have been taken to ensure your financial security.

Overseas travel can be both confusing and expensive, so here are some ways to minimize the cost of spending abroad.

Even if you're not applying for new credit, cleaning up your credit score will help you clean up your finances.

A lot has changed in 2011, and this is what you need to know if you're buying a house this year.

You may be anxious to buy a home, but taking time to save a large down payment has numerous advantages.

Whether you're listing your house or looking to buy, these factors should play a big part in valuing a property.

Retail credit cards may seem like a good idea, but they can create enormous debt problems in the future.

Every mortgage rule change has consequences for borrowers, lenders, the housing market and the broader economy.

The 529 College Savings Plan may be the most popular of its type, but does it fit your needs?

Foreclosure is the biggest fear of any struggling homeowner. These tips just might save your credit rating.

Banking regulations have recently changed and fees are following suit.

There are some persistent myths that hover over the process of bankruptcy that are either half-truths or completely false.

Find out what you can do to avoid a financial meltdown when there's a medical emergency.

Despite more foreclosures and a high unemployment rate, signs of life are emerging in the U.S. real estate market.

Learn the top ways to ensure that your small-business loan application is accepted this year.

Find out what options are available when your mortgage is greater than the value of your home.

There are both good and bad reasons to refinance. Learn more about both here.