Credit & Loans

Foreclosure is the biggest fear of any struggling homeowner. These tips just might save your credit rating.

Banking regulations have recently changed and fees are following suit.

There are some persistent myths that hover over the process of bankruptcy that are either half-truths or completely false.

Find out what you can do to avoid a financial meltdown when there's a medical emergency.

In the event that your credit card is stolen in the United States, federal law limits the liability of card holders to $50 regardless of the amount charged on the card by the unauthorized user. In today's world of electronic fraud, if just the credit card account number itself is stolen, federal law ...

Learn the top ways to ensure that your small-business loan application is accepted this year.

Despite more foreclosures and a high unemployment rate, signs of life are emerging in the U.S. real estate market.

Find out what options are available when your mortgage is greater than the value of your home.

Banks, credit card companies and financial advisors may be happy to see you stick to your bad money habits.

There are both good and bad reasons to refinance. Learn more about both here.

Save thousands of dollars on tuition with these tricks and little-known programs.

Keeping up with your mortgage in hard financial times takes creativity. Make your house and land work for you.

Learn about the components and considerations of personal and financial data that determine your credit score.

For these Americans, there is still a long way to go before the credit card balance reads zero.

Learn how to make your house appealing to the largest number of buyers and increase your chances at a fast sale.

Find out what can happen when you leave your spouse, and how to plan ahead to ensure the least financial trouble.

Find out the benefits of fixed- and variable-rate mortgages, and learn which option is best for you.

Learn how to get your bank account back in the black and reach your financial goals.

Before you can get serious about buying a home, you need to get pre-approval for a mortgage. Learn what you need to speed up the approval process.

Learn how to make filing for bankruptcy less painful so you can successfully rebuild your financial life.

Inflation has doubled in the past 25 years while college tuition has increased by more than 450%. Find out how to fight back.

Tired of credit card offers filling your mail box? Take advantage of these options to reduce the amount of credit card junk mail you receive.

Understanding your partner's situation is an essential step before combining your finances - but the perks can be plentiful.

The amount of money you save by paying your mortgage off quickly will far exceed any benefit from the mortgage interest tax deduction.

Most Americans don't really understand their credit scores. Find out what you need to know.

These may be a handy way to borrow money, but this convenience does not come without risk.

A "for sale" sign won't sell your house. Find out what it takes and whether you can do it all yourself.

After the banking crisis, banks have tightened their lending standards. Find out how the current mortgage-lending standards have changed in the last five years.

When low mortgage rates are everywhere, it might seem like a good time to refinance. Make sure you are doing it for the right reasons.

We'll look at six situations where a prepaid debit card might seem like a good idea, but it really isn't necessary.

In two months, the first batch of 2011 graduates advance into life's next big experience - the real world.

President Obama recently passed the CARD act into law. Find out how these credit reforms will affect the predatory lenders who've been taking advantage of consumers.

Understanding how to manage business credit is the key to obtaining small business loans.

These methods are legal and legitimate - but are they worth it?

Life is unpredictable, but if there's anything you can do to stave off disaster, it's to be prepared and be careful.

Most of these are illegal scams at worst and a waste of time at best. Here are five extreme credit repair techniques we do not recommend.

It's good to find a credit card that fits your lifestyle, but read the fine print to make sure you're not overpaying for the benefits.

These cards have many differences from traditional debit and credit cards that can cost you money if you don't know what to watch out for.

While children and adult offspring often look to their elders for wisdom, not all seniors are the best source for financial advice.

Find out what you can do to polish up some of the common flaws that put off lenders.

Not all insurance companies are out to get you, but you should still learn how to save money when dealing with unscrupulous insurers.

The more you understand about delinquency, the better prepared you'll be to handle it.

Consumer credit card debt rose in December, so it's time to think twice about rekindling your relationship with that piece of plastic.

Canada is changing the rules for issuing mortgages, including length and equity requirements. Learn how these changes will change the real estate market and the economy.

It's not as easy as it once was to save for a down payment, but these tips can help give you a head start.

If the U.S. government were treated like a regular person, how would lenders view it?

Closing a credit card can help improve your credit score by freeing up your available credit or getting out of a high interest rate agreement.