Credit & Loans

  1. Estate Planning: 16 Things To Do Before You Die

    Find out what you need to prepare to avoid serious estate planning mistakes.
  2. 4 Tips For Using Credit Cards Overseas

    Overseas travel can be both confusing and expensive, so here are some ways to minimize the cost of spending abroad.
  3. Self-driving vehicles – the stuff of science fiction since the first roads were paved – are coming, and they’re going to radically change what it’s like to get from point A to point B.

    How Google's Self-Driving Car Will Change Everything

    Self-driving vehicles are coming fast, and they’re going to radically change what it’s like to get from point A to point ...
  4. The Unique Advantages Of VA Mortgages

    Find out how being a veteran can save you money on your mortgage.
  5. The Evolution Of Banking

    Banks are a part of ancient history. Find out how this system of money management developed into what we know today.
  6. Home Loans For Disaster Recovery

    There are numerous government programs available for people who need financial help recovering from a household disaster. ...
  7. Attention Home Buyers! Why You Need A Lawyer

    Property transactions are complex and subject to specific state/local rules. A professional can simplify the process.
  8. A summary of demographics, places and the type of people most common for identity theft.

    Identity Theft: How Much Should You Worry?

    Identity fraud cost $18 billion last year. But are enough Americans victimized – with big enough losses – that it's worth ...
  9. Many credit cards now reward you for your gasoline purchases. But some are more generous than others.

    Should You Get A Gas Credit Card?

    Many credit cards now reward you for your gasoline purchases. But some are more generous than others.
  10. Credit, Debit And Charge: Sizing Up The Cards In Your Wallet

    Not all plastic is equal! Learn the difference between the three kinds, and how each can affect your finances.
  11. Car title loans are similar to payday loans. Lenders will loan you a certain amount of cash in exchange for pledging your car as collateral.

    Getting A Car Title Loan

    This loan-of-last-resort uses your car as collateral and features very high interest rates and fees. Be extremely wary of ...
  12. Just what should you pay for that used car? And how much should you get for your beater? With these web sites, those are easy questions to answer.

    Just What Factors Into The Value Of Your Used Car?

    Just what should you pay for that used car? And how much should you get for your beater? With these web sites, those are ...
  13. High interest rates, hefty annual fees and poor customer service are among the indications that you have a bad credit card.

    Signs You Need To Look For A Better Credit Card

    High interest rates, hefty annual fees and poor customer service are among the indications that you have a bad credit card. ...
  14. Consolidating your debt into one debt consolidation loan and payment may ease some stress and provide a little relief to your wallet.

    Strategies For Debt Consolidation Loans

    A debt consolidation loan may help if your income doesn't quite cover your credit card and loan payments. Here's how to avoid ...
  15. What Is Sallie Mae And How Does It Work?

    Sallie Mae is the only game in town for some would-be college students seeking loans, so it's not surprising that it's got ...
  16. How can an investor cash in on rising credit card use? There isn't an ETF yet, so let's look at the companies themselves.

    How To Cash In On Credit Cards

    How can an investor cash in on rising credit card use? There isn't an ETF yet, so let's look at the companies themselves.
  17. Student credit cards are a compelling alternative for young borrowers. But be sure to look at annual fees and long-term interest rates before applying.

    A Smart Approach to Student Credit Cards

    Student credit cards are a compelling alternative for young borrowers. But be sure to look at annual fees and long-term interest ...
  18. 5 Tips For Recession House Hunters

    Follow these five tips to get a leg up on rival bargain hunters.
  19. Why It’s So Hard to Get Small Mortgage Loans

    Finding a lender to provide a mortgage loan for less than $50,000: It's a challenge faced by a surprising number of people, ...
  20. Should you apply for an FHA loan?

    Top Reasons To Apply For An FHA Loan

    When is it a good idea to apply for a Federal Housing Administration loan?
  21. Measuring The Benefits Of Home Ownership

    Price appreciation is the biggest factor, but it's not the only thing to consider.
  22. These days, credit scores can affect everything from loan terms to your job search. That's why you should establish a good record while you're young.

    Start Building Solid Credit At A Young Age

    These days, credit scores can affect everything from loan terms to your job search. That's why you should establish a credit ...
  23. Mortgages: Fixed-Rate Versus Adjustable-Rate

    Both of these have advantages and disadvantages depending on your financial needs and prospects.
  24. The Truth About Real Estate Prices

    Historical housing price data suggests ongoing increases in housing prices, but these numbers don't tell the whole truth. ...
  25. How Banks Set Interest Rates On Your Loans

    On the face of it, figuring out how a bank makes money is a pretty straightforward affair. A bank earns a spread on the money ...
  26. There are many banks and institutions that offer student loans, but some are better than others. Here is a list of the top student loan providers.

    Top Student Loan Providers

    Many banks and institutions offer student loans, but some offer better deals than others. Read this list of top student loan ...
  27. Consolidation not only bundles your loans into fewer payments, it renegotiates the terms of the loan. Pay off your loans as soon as possible to gain the financial freedom you deserve.

    Time To Consolidate Your Student Loans?

    Use these strategies to decide whether consolidating your student loans makes sense for you – and what to do next if it does.
  28. Consumers with poor credit scores were once locked out of the credit card game. But lenders are beginning to court those with low scores that were once deemed too risky to be offered a credit card.

    Credit Cards For People With Bad Credit

    Yes, you can get a credit card and start repairing your credit history. But brace yourself for low credit limits, sky-high ...
  29. 5 Things You Shouldn't Do During A Recession

    These tips can help you avoid financial risk, and are especially important during an economic slowdown.
  30. The Fair Isaac Corporation (FICO), creator of the FICO score, is rolling out a new scoring model that offers hope to consumers whose credit reports contain certain types of negative information.

    FICO Credit Score Changes – Will Yours Go Up?

    Your FICO score could rise due to a new way of scoring some debts – which could make you eligible for a lower interest rate ...
  31. Mortgage rates have been at historical lows since 2008 following the financial crisis. They're expected to rise, but when and by how much?

    Mortgage Rates To Rise, But When And By How Much?

    Mortgage rates have been at historical lows since 2008 following the financial crisis. They're expected to rise, but when ...
  32. ecured credit cards aren't only for people with a tarnished credit report or poor credit score that prevents them from being approved for traditional credit cards.

    Secured Credit Cards

    They're not just for people with a poor credit score. Secured cards also help students and internationals with no U.S. credit ...
  33. A Day Without Spending, A Lifetime's Worth Of Lessons

    Financial guru Suze Orman once challenged her fans to go a day without spending any money. Here are the lessons learned from ...
  34. Why You’re Not Helping Your Credit Score by Getting a Co-Signer

    The dangers of co-signed loans are plentiful for those signing on as the well-established borrower with good credit. However, ...
  35. If you're paying off a mortgage or plan to buy a home, chances are you pay attention to where mortgage rates are heading. Consider these scenarios.

    Forecasting Mortgage Rates: Buy, Sell Or Refi?

    If you're paying off a mortgage or plan to buy a home, chances are you pay attention to where mortgage rates are heading. ...
  36. How To Reduce Holiday Debt

    Holiday expenses can drown you in debt. Find out how to avoid this festive spending hangover.
  37. Debt consolidation is a fairly simple concept. The borrower takes out a new loan that will pay off one or more existing loans, and the new loan usually requires a lower monthly payment than the monthly totals of the previous debt.

    Debt Consolidation: When It Helps, When It Doesn't

    Here's the smart way to use a debt consolidation to get your financial life back on track
  38. Take a closer look at what credit scores in each range mean for your financial future.

    What Do Credit Score Ranges Mean?

    Take a closer look at what credit scores in each range mean for your financial future.
  39. Does my debt-to-income (DTI) ratio affect my credit score?

    Though closely related, your debt-to-income ratio doesn't affect your credit score as directly as you might think.
  40. How do I lower my debt-to-income (DTI) ratio?

    A debt-to-income ratio is a personal finance measure that compares the amount of debt you have to your overall income. Lenders ...
  41. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

    It's important to know your debt-to-income ratio because it's the figure lenders use to measure your ability to repay the ...
  42. Consumers who compare their credit scores across the three agencies may find that the numbers don’t always match.

    The Top Credit Reporting Bureaus: How Different?

    Consumers who compare their credit scores across the three agencies may find that the numbers don’t always match.
  43. Five good reasons to build a career in non-profits right now.

    5 Good Reasons To Build A Career In Nonprofits

    There's never been a better time to work in non-profits. The move makes sense at life stages from just starting out to looking ...
  44. Will getting a student loan deferral hurt my credit score?

    You may not be able to afford to pay your student loans, but the long-term consequence to your credit score be disastrous.
  45. How does bouncing a check affect my credit score?

    Learn the many indirect effects on your credit score when you bounce a check.
  46. How does my debt-to-income (DTI) ratio affect my ability to get a mortgage?

    Find out how much your debt-to-income ratio affects your ability to get a good mortgage rate when buying a home.
  47. Will having several credit cards hurt my credit score?

    The manner in which you use your credit cards may affect your credit score more than the number of credit cards you own will.
  48. What are the best ways to invest in mortgage-backed securities (MBS)?

    Find out how you can start investing in real estate through mortgage-backed securities.
  49. Can I buy a house directly from Fannie Mae (FNMA)?

    Yes; you can buy homes directly from Fannie Mae. Fannie Mae (the Federal National Mortgage Association, or FNMA) is a government-sponsored ...
  50. How To Keep Debt Low

    Here's a breakdown of how you can stay out of debt or keep your debt low.
  51. Selling Your House? Avoid These Mistakes

    Don't put the sale of your home at risk by committing one of these dirty deeds.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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