Credit & Loans

  1. 10 Bank-Breaking Money Myths

    Just because a belief is common, doesn't mean that it's true. Here we separate fact from fiction.
  2. Mortgage Refinancing: Finding the Right Lender

    Refinancing your mortgage has never been easier with the range of lenders and access to information that are available to you.
  3. The Best And Worst Times (Financially) To Get Divorced

    Divorce is rarely financially advantageous to either party. There are times, however, when it can have an even deeper impact on your personal economic situation.
  4. Budgeting While You're In College

    Test your money management skills as you work your way through university.
  5. Why Card-Specific Discounts Don't Work

    There is a healthy way to use store credit and debit cards. Read on to find out how.
  6. 3 Important Credit Score Factors

    These 3 factors have a huge impact on your credit score. Find out what they are.
  7. 10 Considerations For Using Your Credit Card Abroad

    Credit cards can be the best item you pack when traveling, just make sure that you are taking the right card that suits your needs.
  8. Real Estate Indicators For Prospective Homebuyers

    If you want to buy a home but you’re holding out until market conditions show signs of improvement, housing indicators can help point the way.
  9. An Introduction To Student Loans And The FAFSA

    Learn how to fill out the FAFSA form so that it is easier for you to fund your education.
  10. Make A Risk-Based Mortgage Decision

    Find out how to choose which mortgage style is right for you.
  11. An Introduction To Stafford Loans

    Stafford loans provide student funding that a majority of people can easily access. Find out if you qualify.
  12. The Island Approach To Credit Card Use

    The Island Approach can help you get out of debt and maximize your rewards. Find out how you can use this method.
  13. How Many Credit Cards Should You Have?

    National stats indicate most consumers have three or more cards - are you one of them?
  14. 4 Reasons Not To Refinance Your Home

    Interest rates are still extremely low, but they aren't expected to stay there for long. Should you refinance before it's too late? Not necessarily.
  15. Credit Cards: Should You Ever Pay An Annual Fee?

    Most of the time, it doesn’t make sense to pay an annual fee for a credit card. Here are some circumstances when it does.
  16. 7 Ways Using Your Credit Card Can Save On Summer Travel

    No matter how you plan to get to your destination, the secret to cutting your costs lies in using your credit cards.
  17. The Truth About Credit Card Swipe Fees

    Swipe fee legislation will only have a small effect on profit margins for merchants and little to no effect on prices.
  18. 8 Considerations For Using Your Credit Card Abroad

    How to choose the right credit card to take on your next international trip and what to expect when you use it.
  19. 6 Late-Stage Retirement Catch-Up Tactics

    It's not too late, but if you want to retire comfortably you'll have to be aggressive.
  20. Cash In On Credit Card Sign-Up Bonuses

    It's easy to make money from credit card sign-up bonuses, but you have to know what you're getting into.
  21. Declare Your Own Financial Independence Day

    Financial independence is not easy, but it is there for the taking with hard work and careful planning.
  22. How To Find A Credit Counselor

    Paycheck to paycheck is no way to live. Learn how to find the help you need.
  23. 7 Smart Steps Every New Homeowner Should Take

    Don't let the excitement of owning your own home lead you to make bad financial decisions.
  24. An Introduction To Buying A Condominium

    This real estate investment provides unique advantages - and challenges.
  25. 7 Ways To Expand Your Home-Based Business

    These tips can help you take your small business to the next level.
  26. How Mortgage Refinancing Affects Your Net Worth

    Find out how to determine whether refinancing will put you ahead or even more behind.
  27. 7 Ways To Get Through Grad School Debt-Free

    As if figuring out what to take in school isn't hard enough, you also have to find a way to pay for it.
  28. How To Afford A Second Home

    Saving enough to buy a vacation home involves some unique considerations including a big down payment and more lending hurdles.
  29. Keeping Your Student Loans In Check

    For this year's grads, now is the time to think about the future, but it's also time to think about repaying those student loans.
  30. How To Get A No-Down-Payment Mortgage

    It's harder to find, but you can still buy a home without any money down.
  31. Unclaimed Scholarships: Get Your Share

    These obscure scholarships often have thousands of dollars in unclaimed money, due to their restrictive eligibility requirements.
  32. A Post-Graduation Financial Plan

    You've graduated; now what? It's time to organize your student debt, as well as create a budget taking into consideration you may not have work right away.
  33. Developing A Debt Plan

    What steps do we need to take to get ourselves out of debt?
  34. 5 Jobs With High Salary, Low Education

    These careers only require an Associate's degree or less, but they bring in a good-sized paycheck.
  35. Do You Need A Home Warranty?

    A home warranty may sound like a great form of protection against expensive, unforeseen home repairs. But is it worth it?
  36. Millionaire Credit Cards: What's In Their Wallets?

    Elite level credit cards come with their own perks - and costs.
  37. 6 Ways To Cut The Cost Of Your Car Loan

    It's not cheap to own a car these days, especially if you have to borrow to make it happen. These tips will make sure you get the loan that's right for you.
  38. The Pitfalls Of Buying A Foreclosure House

    Find out if the house you're eyeing is really a good deal.
  39. Do You Need A Debt Ceiling?

    Debt ceilings may not be right for everyone, but they can be a useful tool.
  40. Is Now A Good Time To Invest In Real Estate?

    From carrying costs to investment risk, there's a lot to consider before you invest in real estate.
  41. Will Paying Off Old Debt Boost Your Credit Score?

    Learn why paying down your debts may not always be the fast-track to improving your credit score.
  42. Home Improvements That Boost Resale Value

    Choose substance over style when making home improvements in a down market.
  43. A Look At Single-Use Credit Cards

    Single-use credit cards are a safer way to shop online, but they are not without their downsides.
  44. 4 Reasons To Increase Your Credit Card Limit

    It seems contrary to smart financial planning, but increasing your credit limit can actually be a smart move.
  45. 8 Must-Have Numbers For Evaluating A Real Estate Investment

    These calculations can help you figure out if a particular property will be a valuable investment.
  46. If my mortgage lender goes bankrupt, do I still have to pay my mortgage?

    Yes, if your mortgage lender goes bankrupt you do still need to pay your mortgage obligation. Sorry to disappoint, but there is no free lunch in this situation. In the event that your mortgage lender goes under, the company will normally sell all existing mortgages to other lenders.In most cases, the ...
  47. Explaining Underwater Loans

    Feel like you're drowning in debt? It may be because your loans have gone underwater.
  48. 6 Questions To Ask Before You Refinance

    Refinancing your mortgage can be a quick way to save on payments, but it's not for everyone.
  49. The Evolution Of Credit Card Security

    With the increase in credit and debit card fraud, these measures have been taken to ensure your financial security.
  50. How can I use layaway plans for budgeting?

    Layaway plans are a way to buy larger items without having to come up with the entire cost at once, and without paying the exorbanant interest fees associated with most credit cards. Many stores will even allow you to put an item into layaway with no fees.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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