Credit & Loans

  1. Students: Don't Be Afraid Of Your Net Worth

    Students: Don't Be Afraid Of Your Net Worth

    Even if you are a student and aren't earning income, you still need to be aware of your net worth.
  2. How To Improve Net Worth By Decreasing Liabilities

    How To Improve Net Worth By Decreasing Liabilities

    Here's an analysis of how to adjust liabilities and assets to improve net worth.
  3. 3 Banking Moves You Should Make Before Traveling

    3 Banking Moves You Should Make Before Traveling

    Putting your finances in order should be one of your top priorities before traveling out of the country.
  4. Why Credit Card Debt Levels Are Rising

    Why Credit Card Debt Levels Are Rising

    From increased spending to interest rates, here are some reasons American's credit card debt levels are still rising.
  5. Benefits Of Paying Off Your Mortgage

    Benefits Of Paying Off Your Mortgage

    Paying off your mortgage in a reasonable amount of time can result in financial security and freedom.
  6. What is a reasonable amount of debt?

    What is a reasonable amount of debt?

    It really depends on numerous factors - what stage of life you are at, your spending and saving habits, the stability of ...
  7. Bankruptcy

    Bankruptcy

    Learn what happens when an individual or an organization files for bankruptcy.
  8. Advantages And Disadvantages Of Using A Mortgage Broker

    Advantages And Disadvantages Of Using A Mortgage Broker

    Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before ...
  9. Small Business Financing: Debt Or Equity?

    Small Business Financing: Debt Or Equity?

    There are two sources of financing for small businesses: debt and equity financing. This article explains both.
  10. How To Create A Financial Bucket List

    How To Create A Financial Bucket List

    This article discusses things you may want to include on your financial bucket list.
  11. How Lender Overlays Prevent Mortgages

    How Lender Overlays Prevent Mortgages

    Loan applications are increasingly being rejected because of lender overlays.
  12. Does paying my utility bills on time improve my credit score?

    Does paying my utility bills on time improve my credit score?

    The bad news for consumers is that, typically, utility bills only appear on a credit report when they're delinquent. In most ...
  13. Unexpected Things That Lower Your Credit Score

    Unexpected Things That Lower Your Credit Score

    Learn how to avoid these lesser-known mistakes that could harm your credit score.
  14. Retirement Savings Tips For Young People

    Retirement Savings Tips For Young People

    Learn how to avoid the bad habits that keep the average young adult from saving.
  15. Boomers Staying In Debt To Retire In Comfort

    Boomers Staying In Debt To Retire In Comfort

    There's a growing trend of retiring baby boomers staying in debt in order to maintain their current lifestyles.
  16. 5 Reasons Not To File For Bankruptcy In Your 20s

    5 Reasons Not To File For Bankruptcy In Your 20s

    Filing for bankruptcy in your 20s is a bad idea. You could miss out on job opportunities and even lose your home.
  17. What About Canada's Housing Bubble?

    What About Canada's Housing Bubble?

    Canadians may want to take a closer look at their housing market, lest it experience the same problems as the United States'. ...
  18. 5 Ways To Fund A College Education

    5 Ways To Fund A College Education

    You can go to college without going broke, but it may take an unconventional approach.
  19. Protect Your Personal Assets

    Protect Your Personal Assets

    A family limited partnership (FLP) can go a long way toward securing your family's property.
  20. RFID Credit Cards: Is Your Identity Safe?

    RFID Credit Cards: Is Your Identity Safe?

    Smart cards may offer new ways for thieves to steal your identity.
  21. Residual Income

    Residual Income

    Discover why this simple calculation can determine whether or not you are eligibe for a loan.
  22. What credit cards offer the lowest interest rates?

    What credit cards offer the lowest interest rates?

    When it comes to picking out a credit card, there are number of factors to consider. From annual fees to perks like cash ...
  23. Things You Didn't Know About Background Checks

    Things You Didn't Know About Background Checks

    Employers may look into more than you might think before deciding whether or not to hire you.
  24. What You Should Know About Home Appraisals

    What You Should Know About Home Appraisals

    Home appraisals are an unbiased way to determine a home's value. Here is what you need to know about obtaining one.
  25. Reverse Mortgage

    Reverse Mortgage

    Learn more about this method of borrowing money against the value of your home.
  26. 5 College Scholarships You Could Qualify For

    5 College Scholarships You Could Qualify For

    Here are some scholarships that may be attainable for those of us who aren't star athletes or honors students.
  27. I want to transfer my house title to my child, what are the costs and tax consequences ...

    I want to transfer my house title to my child, what are the costs and tax consequences ...

    The costs associated with a deed transfer will vary by state and by how the transfer is accomplished. Filing a deed yourself ...
  28. Which Credit Reporting Sites Can You Trust?

    Which Credit Reporting Sites Can You Trust?

    It can be difficult to determine the best place to find out your credit score. Here are some tips to help you along the way. ...
  29. The Alphabet Soup Of Credit Derivative Indexes

    The Alphabet Soup Of Credit Derivative Indexes

    Find out how these instruments work and how they are used in the market.
  30. A Tax Primer For Homeowners

    A Tax Primer For Homeowners

    Go beyond interest and find out how mortgage points affect your taxable income.
  31. 7 Tips For The Do-It-Yourself Debt Manager

    7 Tips For The Do-It-Yourself Debt Manager

    Hired gun not in your budget? Learn to be your own credit counselor.
  32. Debt Consolidation Made Easy

    Debt Consolidation Made Easy

    These five steps can help get you out of debt faster and easier than you'd ever imagined.
  33. What are the biggest factors that can affect my credit score?

    What are the biggest factors that can affect my credit score?

    A credit score is a numeric expression that helps lenders estimate the risk of extending credit or loaning money to people. ...
  34. Layaway Plans: Get The Goods Without Going Into Debt

    Layaway Plans: Get The Goods Without Going Into Debt

    If using a layaway plan keeps you from having to use your credit card, it could be a smart move.
  35. There's Help Coming For Your Credit Report

    There's Help Coming For Your Credit Report

    Soon, there will be another body protecting consumers when it comes to credit scores. Here are some new things to know about ...
  36. Are Private Student Loans The Next Lending Crisis?

    Are Private Student Loans The Next Lending Crisis?

    The CFPB is keeping an eye on the student loan market because it believes it uses the same lending policies as mortgage lenders ...
  37. Spotting Credit-Repair Scams

    Spotting Credit-Repair Scams

    Credit repair scams are common in today's debt-reliant world. Don't be a victim!
  38. Top 6 Marriage-Killing Money Issues

    Top 6 Marriage-Killing Money Issues

    Strengthen your marriage by discussing these financial pitfalls.
  39. Getting Your Kids Their First Credit Card

    Getting Your Kids Their First Credit Card

    Putting some plastic in your children's wallets may actually help them - if you do it right.
  40. Mortgage Points: What's The Point?

    Mortgage Points: What's The Point?

    Learn how to pay less for your home in the long run, or save in the short run.
  41. The Generational Debt Gap

    The Generational Debt Gap

    Are future generations in trouble when it comes to how much debt they have? We compare debt between other age groups to find ...
  42. Take Control Of Your Credit Cards

    Take Control Of Your Credit Cards

    The plastic in your wallet doesn't have to hurt your finances. Learn how to manage it responsibly.
  43. Tips For Going To College As A Mature Student

    Tips For Going To College As A Mature Student

    Learn the special considerations mature adults need to make when pursuing a post-secondary education.
  44. Today's Teens And Money

    Today's Teens And Money

    With the revelation that one in four U.S. teenagers do not understand the difference between debit and credit, we look at ...
  45. Re-Amortizing Or Refinancing Your Home

    Re-Amortizing Or Refinancing Your Home

    Re-amortization is a lesser known alternative to refinancing when it comes to dealing with your mortgage.
  46. Things To Do Before You Have Kids

    Things To Do Before You Have Kids

    Once you have kids, your ability to save decreases dramatically. There are also a number of things you must do to prepare ...
  47. Do Customer Loyalty Programs Really Save You Money?

    Do Customer Loyalty Programs Really Save You Money?

    Here is a look at what customers have to do to ensure that loyalty programs help them shop smarter.
  48. Best Credit Cards For Travel Deals

    Best Credit Cards For Travel Deals

    A wide range of rewards credit cards are available for consumers to use toward airfare, hotel bills, rental cars and more. ...
  49. The Best Retail Store Credit Cards

    The Best Retail Store Credit Cards

    These credit cards are worth considering for the extra discounts, promotional financing, special sales and discounts on future ...
  50. How Seniors Can Fight Identity Theft

    How Seniors Can Fight Identity Theft

    Senior citizens are at a high risk of being victims of identity theft, and they are often easy targets for criminals.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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