Credit & Loans

  1. Common Liabilities That Hurt Your Net Worth

    Common Liabilities That Hurt Your Net Worth

    Every penny that you keep out of the liability side of the net worth equation essentially ends up on the asset side.
  2. 5 Worst Money Mistakes You Can Make In College

    5 Worst Money Mistakes You Can Make In College

    Watch out for these costly mistakes while in school.
  3. Why Low-Income Citizens Should Avoid Payday Loans

    Why Low-Income Citizens Should Avoid Payday Loans

    This article looks at short-term borrowing and why low-income citizens should avoid it.
  4. Peer-To-Peer Lending - Determining The Future Of Banking Across The World

    Peer-To-Peer Lending - Determining The Future Of Banking Across The World

    The peer-to-peer lending industry continues to flourish. What does this mean for the future of loans from banks?
  5. 5 Reasons To Avoid Payday Loans

    5 Reasons To Avoid Payday Loans

    Although payday loans may seem like an attractive option in a pinch, they may also leave you worse off in the long run.
  6. The Dangers Of A Reverse Mortgage

    The Dangers Of A Reverse Mortgage

    In many circumstances, a reverse mortgage can be a risk to your financial security. Here are six dangers you should consider ...
  7. Automatic Cancellation Of PMI When You're Underwater On Your Mortgage

    Automatic Cancellation Of PMI When You're Underwater On Your Mortgage

    You might be suprised to learn that after reaching certain criteria, your PMI will be automatically cancelled.
  8. Test Your Money Personality

    Test Your Money Personality

    Find out which of the five profiles fits your style, and how this will affect your future.
  9. What's More Important: Getting Out Of Debt Or Investing?

    What's More Important: Getting Out Of Debt Or Investing?

    To repay debt or invest, that is the question. These two important financial goals battle head-to-head to determine which ...
  10. What Homeowners Need To Know About Zombie Titles

    What Homeowners Need To Know About Zombie Titles

    Understanding how the foreclosure process normally works - and how it dysfunctions in today’s market - will help you avoid ...
  11. How To Live Without A Credit Card

    How To Live Without A Credit Card

    Debit cards are more widely accepted and provide better fraud protection than in the past.
  12. How To Invest When You're Deep In Debt

    How To Invest When You're Deep In Debt

    Debt is one of the biggest obstacles that prevents people from investing - but it shouldn't be.
  13. Why New Credit Card Regulations Can Make Or Break A Small Business

    Why New Credit Card Regulations Can Make Or Break A Small Business

    Small business owners need to know what’s going on in the credit card world if they want to maximize profits and ultimately ...
  14. How To Pay Off Christmas Debt

    How To Pay Off Christmas Debt

    Here are some common sense tips for getting over the financial holiday hangover.
  15. What is the difference between a credit report and a credit score?

    What is the difference between a credit report and a credit score?

    Your credit report is almost like a report card for your debt history. It shows your personal information, including name ...
  16. Don't Judge Your Partner Based On Credit Score

    Don't Judge Your Partner Based On Credit Score

    Credit scores indicate past behavior but don't necessarily reflect present or future behavior, so don't judge you partner ...
  17. Who is eligible for student loan forgiveness?

    Who is eligible for student loan forgiveness?

    Your eligibility for student loan forgiveness depends on the type of student loan in question. If you have a federal Stafford ...
  18. What New Student Loan Repayment Options Mean

    What New Student Loan Repayment Options Mean

    American college graduates are facing an increasing amount of student loan debt. There are new rules for repaying that debt. ...
  19. A Pre-Retirement Checkup

    A Pre-Retirement Checkup

    Are you on track to post-work bliss? We'll tell you how to find out.
  20. Net Worth Throughout Your Life

    Net Worth Throughout Your Life

    Here are some estimates of what your net worth should be at certain stages of your life, depending on how much you earn for ...
  21. Students: Don't Be Afraid Of Your Net Worth

    Students: Don't Be Afraid Of Your Net Worth

    Even if you are a student and aren't earning income, you still need to be aware of your net worth.
  22. How Credit Cards Will Change In 2013

    How Credit Cards Will Change In 2013

    From new technology to improved safety features, here are some updates you can expect to see in 2013.
  23. How To Improve Net Worth By Decreasing Liabilities

    How To Improve Net Worth By Decreasing Liabilities

    Here's an analysis of how to adjust liabilities and assets to improve net worth.
  24. 3 Banking Moves You Should Make Before Traveling

    3 Banking Moves You Should Make Before Traveling

    Putting your finances in order should be one of your top priorities before traveling out of the country.
  25. Benefits Of Paying Off Your Mortgage

    Benefits Of Paying Off Your Mortgage

    Paying off your mortgage in a reasonable amount of time can result in financial security and freedom.
  26. Why Credit Card Debt Levels Are Rising

    Why Credit Card Debt Levels Are Rising

    From increased spending to interest rates, here are some reasons American's credit card debt levels are still rising.
  27. What is a reasonable amount of debt?

    What is a reasonable amount of debt?

    It really depends on numerous factors - what stage of life you are at, your spending and saving habits, the stability of ...
  28. Small Business Financing: Debt Or Equity?

    Small Business Financing: Debt Or Equity?

    There are two sources of financing for small businesses: debt and equity financing. This article explains both.
  29. Advantages And Disadvantages Of Using A Mortgage Broker

    Advantages And Disadvantages Of Using A Mortgage Broker

    Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before ...
  30. Bankruptcy

    Bankruptcy

    Learn what happens when an individual or an organization files for bankruptcy.
  31. How To Create A Financial Bucket List

    How To Create A Financial Bucket List

    This article discusses things you may want to include on your financial bucket list.
  32. How Lender Overlays Prevent Mortgages

    How Lender Overlays Prevent Mortgages

    Loan applications are increasingly being rejected because of lender overlays.
  33. Does paying my utility bills on time improve my credit score?

    Does paying my utility bills on time improve my credit score?

    The bad news for consumers is that, typically, utility bills only appear on a credit report when they're delinquent. In most ...
  34. Unexpected Things That Lower Your Credit Score

    Unexpected Things That Lower Your Credit Score

    Learn how to avoid these lesser-known mistakes that could harm your credit score.
  35. Retirement Savings Tips For Young People

    Retirement Savings Tips For Young People

    Learn how to avoid the bad habits that keep the average young adult from saving.
  36. Boomers Staying In Debt To Retire In Comfort

    Boomers Staying In Debt To Retire In Comfort

    There's a growing trend of retiring baby boomers staying in debt in order to maintain their current lifestyles.
  37. 5 Reasons Not To File For Bankruptcy In Your 20s

    5 Reasons Not To File For Bankruptcy In Your 20s

    Filing for bankruptcy in your 20s is a bad idea. You could miss out on job opportunities and even lose your home.
  38. What About Canada's Housing Bubble?

    What About Canada's Housing Bubble?

    Canadians may want to take a closer look at their housing market, lest it experience the same problems as the United States'. ...
  39. 5 Ways To Fund A College Education

    5 Ways To Fund A College Education

    You can go to college without going broke, but it may take an unconventional approach.
  40. Protect Your Personal Assets

    Protect Your Personal Assets

    A family limited partnership (FLP) can go a long way toward securing your family's property.
  41. RFID Credit Cards: Is Your Identity Safe?

    RFID Credit Cards: Is Your Identity Safe?

    Smart cards may offer new ways for thieves to steal your identity.
  42. Residual Income

    Residual Income

    Discover why this simple calculation can determine whether or not you are eligibe for a loan.
  43. What credit cards offer the lowest interest rates?

    What credit cards offer the lowest interest rates?

    When it comes to picking out a credit card, there are number of factors to consider. From annual fees to perks like cash ...
  44. Things You Didn't Know About Background Checks

    Things You Didn't Know About Background Checks

    Employers may look into more than you might think before deciding whether or not to hire you.
  45. What You Should Know About Home Appraisals

    What You Should Know About Home Appraisals

    Home appraisals are an unbiased way to determine a home's value. Here is what you need to know about obtaining one.
  46. 5 College Scholarships You Could Qualify For

    5 College Scholarships You Could Qualify For

    Here are some scholarships that may be attainable for those of us who aren't star athletes or honors students.
  47. Reverse Mortgage

    Reverse Mortgage

    Learn more about this method of borrowing money against the value of your home.
  48. I want to transfer my house title to my child, what are the costs and tax consequences ...

    I want to transfer my house title to my child, what are the costs and tax consequences ...

    The costs associated with a deed transfer will vary by state and by how the transfer is accomplished. Filing a deed yourself ...
  49. Which Credit Reporting Sites Can You Trust?

    Which Credit Reporting Sites Can You Trust?

    It can be difficult to determine the best place to find out your credit score. Here are some tips to help you along the way. ...
  50. The Alphabet Soup Of Credit Derivative Indexes

    The Alphabet Soup Of Credit Derivative Indexes

    Find out how these instruments work and how they are used in the market.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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