Credit & Loans

  1. Explaining Underwater Loans

    Feel like you're drowning in debt? It may be because your loans have gone underwater.
  2. If my mortgage lender goes bankrupt, do I still have to pay my mortgage?

    Yes, if your mortgage lender goes bankrupt you do still need to pay your mortgage obligation. Sorry to disappoint, but there is no free lunch in this situation. In the event that your mortgage lender goes under, the company will normally sell all existing mortgages to other lenders.In most cases, the ...
  3. 6 Questions To Ask Before You Refinance

    Refinancing your mortgage can be a quick way to save on payments, but it's not for everyone.
  4. The Evolution Of Credit Card Security

    With the increase in credit and debit card fraud, these measures have been taken to ensure your financial security.
  5. 4 Tips For Using Credit Cards Overseas

    Overseas travel can be both confusing and expensive, so here are some ways to minimize the cost of spending abroad.
  6. How can I use layaway plans for budgeting?

    Layaway plans are a way to buy larger items without having to come up with the entire cost at once, and without paying the exorbanant interest fees associated with most credit cards. Many stores will even allow you to put an item into layaway with no fees.
  7. Spring Cleaning For Your Credit Score

    Even if you're not applying for new credit, cleaning up your credit score will help you clean up your finances.
  8. Top 5 Homebuying Tips For 2011

    A lot has changed in 2011, and this is what you need to know if you're buying a house this year.
  9. 5 Reasons To Save For A Big Mortgage Down Payment

    You may be anxious to buy a home, but taking time to save a large down payment has numerous advantages.
  10. 8 Factors That Devalue A Good Home

    Whether you're listing your house or looking to buy, these factors should play a big part in valuing a property.
  11. Store Credit Card Traps To Avoid

    Retail credit cards may seem like a good idea, but they can create enormous debt problems in the future.
  12. What The New Mortgage Lending Rules Really Mean

    Every mortgage rule change has consequences for borrowers, lenders, the housing market and the broader economy.
  13. 5 Bank Fees You May Not Know About

    Banking regulations have recently changed and fees are following suit.
  14. Avoid Foreclosure: How To Handle An Underwater Mortgage

    Foreclosure is the biggest fear of any struggling homeowner. These tips just might save your credit rating.
  15. 5 Myths About Personal Bankruptcy

    There are some persistent myths that hover over the process of bankruptcy that are either half-truths or completely false.
  16. 6 Tips For Getting A Small Business Loan In 2011

    Learn the top ways to ensure that your small-business loan application is accepted this year.
  17. How To Avoid Medical Debt

    Find out what you can do to avoid a financial meltdown when there's a medical emergency.
  18. Am I responsible for fraudulent charges on my credit card?

    In the event that your credit card is stolen in the United States, federal law limits the liability of card holders to $50 regardless of the amount charged on the card by the unauthorized user. In today's world of electronic fraud, if just the credit card account number itself is stolen, federal law ...
  19. The Lowest Foreclosure Rates In America

    Despite more foreclosures and a high unemployment rate, signs of life are emerging in the U.S. real estate market.
  20. 5 Ways Banks Will Pad Their Profits This Year

    Recent regulations have banks looking for new ways to make money. Find out how your banking will be affected in 2011.
  21. Mortgage Options For Underwater Homeowners

    Find out what options are available when your mortgage is greater than the value of your home.
  22. How Financial Companies Encourage Bad Habits

    Banks, credit card companies and financial advisors may be happy to see you stick to your bad money habits.
  23. When (And When Not) To Refinance Your Mortgage

    There are both good and bad reasons to refinance. Learn more about both here.
  24. Pay For College Without Selling A Kidney

    Save thousands of dollars on tuition with these tricks and little-known programs.
  25. 5 Creative Ways To Pay Your Mortgage

    Keeping up with your mortgage in hard financial times takes creativity. Make your house and land work for you.
  26. What Is A Credit Score?

    Learn about the components and considerations of personal and financial data that determine your credit score.
  27. 5 U.S. Cities With The Most Credit Card Debt

    For these Americans, there is still a long way to go before the credit card balance reads zero.
  28. How To Stage Your Home For A Quick Sale

    Learn how to make your house appealing to the largest number of buyers and increase your chances at a fast sale.
  29. The Financial Risks Of Leaving Your Spouse

    Find out what can happen when you leave your spouse, and how to plan ahead to ensure the least financial trouble.
  30. Steps To Getting Out Of Debt

    Learn how to get your bank account back in the black and reach your financial goals.
  31. 5 Things You Need To Be Pre-Approved For A Mortgage

    Before you can get serious about buying a home, you need to get pre-approval for a mortgage. Learn what you need to speed up the approval process.
  32. How To Survive A Bankruptcy Filing

    Learn how to make filing for bankruptcy less painful so you can successfully rebuild your financial life.
  33. 10 Ways To Effectively Minimize Student Debt

    Inflation has doubled in the past 25 years while college tuition has increased by more than 450%. Find out how to fight back.
  34. 6 Ways To Stop Credit Card Junk Mail

    Tired of credit card offers filling your mail box? Take advantage of these options to reduce the amount of credit card junk mail you receive.
  35. 6 Ways Marriage Can Improve Your Finances

    Understanding your partner's situation is an essential step before combining your finances - but the perks can be plentiful.
  36. Do You Understand Your Credit Score?

    Most Americans don't really understand their credit scores. Find out what you need to know.
  37. Calculating The Mortgage Interest Tax Deduction

    The amount of money you save by paying your mortgage off quickly will far exceed any benefit from the mortgage interest tax deduction.
  38. Promissory Notes: Not Your Average IOU

    These may be a handy way to borrow money, but this convenience does not come without risk.
  39. 7 Things To Consider Before Selling Your Own Home

    A "for sale" sign won't sell your house. Find out what it takes and whether you can do it all yourself.
  40. Getting A Mortgage: How The Process Has Changed

    After the banking crisis, banks have tightened their lending standards. Find out how the current mortgage-lending standards have changed in the last five years.
  41. 7 Bad Reasons To Refinance Your Mortgage

    When low mortgage rates are everywhere, it might seem like a good time to refinance. Make sure you are doing it for the right reasons.
  42. 6 Reasons You Don't Need A Prepaid Debit Card

    We'll look at six situations where a prepaid debit card might seem like a good idea, but it really isn't necessary.
  43. 7 Personal Finance Tips For College Grads

    In two months, the first batch of 2011 graduates advance into life's next big experience - the real world.
  44. 6 New Credit Card Regulations That Benefit You

    President Obama recently passed the CARD act into law. Find out how these credit reforms will affect the predatory lenders who've been taking advantage of consumers.
  45. The Small Business Jobs Act: Make It Work For You

    Understanding how to manage business credit is the key to obtaining small business loans.
  46. 5 Extreme Ways To Raise Your Credit Score

    These methods are legal and legitimate - but are they worth it?
  47. 10 Ways To Prepare For A Personal Financial Crisis

    Life is unpredictable, but if there's anything you can do to stave off disaster, it's to be prepared and be careful.
  48. Extreme Credit Repair: Why It Doesn't Work

    Most of these are illegal scams at worst and a waste of time at best. Here are five extreme credit repair techniques we do not recommend.
  49. 7 Factors For Comparing Credit Cards

    It's good to find a credit card that fits your lifestyle, but read the fine print to make sure you're not overpaying for the benefits.
  50. 8 Ways To Avoid Getting Burned By Prepaid Debit Cards

    These cards have many differences from traditional debit and credit cards that can cost you money if you don't know what to watch out for.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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