Credit & Loans

  1. M&T Bank: How its Legal Settlement Impacts its Lending Habits (MTB)

    Get an overview of the recent lawsuit and settlement between Fair Housing Justice Center and M&T Bank, and see how it may ...
  2. How To Get Out Of Paying Your Student Loans

    There are two ways to earn student loan forgiveness: work in public service, or make payments though an income-contingent ...
  3. What is an Amortization Schedule?

    An amortization schedule is a table that shows the amounts of principal and interest that comprise each loan payment.
  4. Five Things To Know About Quitclaim Deeds

    General warranty deeds provide the buyer with the most protection; quitclaim deeds provide the least.
  5. Wells Fargo's 3 Key Financial Ratios (WFC)

    Look at some of most important financial ratios for with Wells Fargo & Co. and understand why they are so important for analyzing ...
  6. Marriage-Killing Money Issues

    Money issues hamper many marriages.
  7. How Mortgages Affect Credit Scores

    A mortgage is the pinnacle of consumer credit. Paying a credit card a little late won’t impact your credit score much, but ...
  8. How Credit Card Interest Works

    Credit cards are an important part of life, so all card holders should understand their interest.
  9. 5 Worst Money Mistakes You Can Make In College

    Financial errors are nearly as common as all-night study sessions in the lives of many college students, but it can take ...
  10. This New Mortgage Only Requires 3% Down

    A new low-down-payment mortgage offering has attractive features, but be sure to check out all the options and get the whole ...
  11. Tax Breaks for Second-Home Owners

    Owning a second home is a great investment for a variety of reasons, but you need to know the tax implications of multi-home ...
  12. How To Afford A Second Home

    Buying a second home, even if it’s relatively affordable, takes careful budgeting and planning. Here's how to do it.
  13. When Paying Off Debt With Your 401(k) Makes Sense

    It can be tempting to use funds from a 401(k) plan to pay debts. But first, it’s important to make sure it’s worth it.
  14. How To Break Your Bad Financial Habits

    It’s a familiar problem in many households: spending more money than you earn.
  15. How To Confront A Debt Collector

    If a debt collector is hassling you, you have the right to fight back.
  16. Getting A Loan Without a Parent's Signature

    When you know what lenders are looking for, it’s quite possible to obtain a loan without your parents’ signature.
  17. Credit Scores: Hard Vs Soft Inquiries

    Creditors and even prospective employers want to know how well you handle your money. They use soft and hard credit inquiries ...
  18. Why Is the Market Punishing American Express?

    American Express shares lost over 40% of their value in 2015. We examine some of the factors contributing to this fall.
  19. Before You Visit Your Tax Preparer: Do This

    The earlier you start preparing your tax records and documents, the more likely you are to have a smooth tax return experience ...
  20. Take Charge of Your Personal Finances This Year

    Take charge of your personal finances to reach financial independence. Find out how with these 5 financial life-altering ...
  21. Shopping for a mortgage in 2016? Use this tool first.

    As home-buying technology has progressed, the process of finding the best mortgages rates for 2016 can all be done online.
  22. How the Consumer Financial Protection Bureau Works

    By cracking down on unfair or deceptive financial service practices, CFPB aims to give consumers more control over their ...
  23. 3 Financials Stocks Near Their 52-Week Lows Worth Buying (AXP, DFS)

    Identify several financial sector stocks trading near their 52-week lows that might be worth buying.
  24. 7 Things To Know About FHA Home Loans

    Federally qualified lenders issue FHA loans, and the Federal Housing Administration insures them.
  25. What is the average credit score for new homebuyers? (ELLI)

    Learn the average FICO score of approved and denied home loan applications, and find out how your credit score measures up ...
  26. 5 Things Debt Collectors Are Forbidden To Do

    Debt collectors are known for being rude and intimidating, but that doesn’t mean you have to tolerate illegal behavior.
  27. 4 Signs You’re In Financial Trouble

    Almost everyone at some point carries a credit card balance or misses a payment. But how do you know when those lapses have ...
  28. What's Ahead for U.S. Commercial Banks (WFC, JPM)

    U.S. commercial banks should benefit from higher interest rates, but anxiety about worldwide economic growth has generated ...
  29. Bank of America's 4 Most Profitable Lines of Business (BAC)

    Discover how each of Bank of America's primary lines of business impact the company's bottom line and learn about the factors ...
  30. Top 5 Positions in David Dreman's Portfolio (ASB, WTFC)

    Explore David Dreman's top five holdings, and learn about Dreman's investment philosophy. Discover how the portfolio reflects ...
  31. European Banks: Growth in 2016?

    Understand the potential growth drivers of the European banking sector and whether 2016 will be a year of growth or continued ...
  32. The Credit Battle of the Sexes: Game On!

    A recent study says men have slightly better credit scores than women. Why is that, and how might it be changed?
  33. 2016’s FinTech Disruptors: How Can you Benefit?

    The booming FinTech industry can offer us financial benefits through payments innovation, P2P lending, creative budgeting, ...
  34. How Student Debt Imperils Retirement Savings

    Student loan debt is out of control. Here is how it can impact saving for retirement.
  35. How Tech Startup SoFi Plans to Disrupt the Banking Industry

    SoFi is the leader of a FinTech revolution for a digital, 21st century "bankless world." Specializing in student loan refinancing, ...
  36. The Worst Things That Can Happen If You Don’t Pay Your Student Loans

    You may not get U.S. marshals knocking at your door, but why tempt fate? If you fall behind on payments, you have options. ...
  37. HUD vs. FHA Loans: What’s the Difference?

    Sometimes these terms are used interchangeably to refer to "government loans" for would-be home buyers. But here's the distinction.
  38. 5 Ways an Open House Can Actually Hurt Your Home Sale

    Open houses have long been a way to get exposure for a home that's up for sale. But it turns out it may be more trouble than ...
  39. How Millennials are Changing The Global Economy

    Millennials, "the unluckiest generation", that came out during the Great Recession, facing student debt burdens, anemic wage ...
  40. Now's a Terrific Time to Buy (or Refinance) a Home

    If you are looking to make a purchase or do a refi, you will benefit from continuing low interest rates – that could dip ...
  41. Leverage: Increasing Your Real Estate Net Worth

    Leverage is the use of financial instruments or borrowed capital to increase an investment’s potential return.
  42. To Maximize Financial Aid, File an Early FAFSA

    By submitting the FAFSA as soon as possible, you may have a better shot at getting state- and college-sponsored financial ...
  43. Check Your Credit Report

    Make sure there are no errors holding you back from obtaining a loan.
  44. Credits For First-Time Homebuyers

    Tax credits, grants, and other options can help first-time homebuyers afford their purchase. They just need to know where ...
  45. The 5 Biggest Factors That Affect Your Credit

    With possible scores ranging from 300 to 850, credit scores reveal someone’s history for paying bills and being responsible.
  46. Should You Buy a Home With Cash Or a Mortgage?

    The obvious problems with carrying debt compel many to consider buying a home with cash instead of taking on a mortgage. ...
  47. Mortgages: How Much Can You Afford?

    The cost of a home is the single largest expense most people ever face. Prior to taking on such an enormous debt, it’s best ...
  48. Is Relying On Home Equity For Retirement Smart?

    Nearly half of Americans between 50- and 70-years-old have said they will rely on home equity to fund their retirement. Is ...
  49. Are Car Title Loans Ever a Good Idea?

    Most people knowledgeable about finance consider title loans predatory. What would constitute a good-quality short-term loan? ...
  50. 5 ATM Scams That Can Break The Bank

    Here are five common ways ATM users get ripped off.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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