Credit & Loans

  1. Improve Your Credit Score In 2012

    Improve Your Credit Score In 2012

    These steps will enable you to take control of your debt repayments and consistently improve your score.
  2. The 4 Worst Ways To Borrow Money

    The 4 Worst Ways To Borrow Money

    While there are less risky places from which to borrow, there are also predatory lenders who can make your financial situation ...
  3. Behind The Scenes Of Your Mortgage

    Behind The Scenes Of Your Mortgage

    Four major players slice and dice your mortgage in the secondary market.
  4. Short Sell Your Home To Avoid Foreclosure

    Short Sell Your Home To Avoid Foreclosure

    Are you in danger of losing your home? Protect your credit score with a real estate short sale.
  5. Is Student Loan Debt The Next Financial Crisis?

    Is Student Loan Debt The Next Financial Crisis?

    The student loan system is in desperate need of reform, as more and more graduates struggle to find work and pay off their ...
  6. Common Things That Improve And Lower Credit Scores

    Common Things That Improve And Lower Credit Scores

    Credit scores are used by lenders to estimate credit risk. Find out how you can better earn the trust of lenders and reap ...
  7. What The Big Banks' Mortgage Settlement Means For Homeowners

    What The Big Banks' Mortgage Settlement Means For Homeowners

    Check out the details of the recent mortgage settlement and see who the agreement will affect.
  8. Avoiding Foreclosure Scams

    Avoiding Foreclosure Scams

    If you want to save your home, avoid bogus offers and take matters into your own hands.
  9. How To Overcome Bad Credit

    How To Overcome Bad Credit

    Some lenders can look overlook your credit score and assess other factors that fairly determine if you are a reasonable credit ...
  10. Rewards Credit Cards

    Rewards Credit Cards

    If you have a very good credit rating, you will have your choice of rewards credit cards, so pick the one you will be able ...
  11. 7 Things You Didn't Know Affect Your Credit Score

    7 Things You Didn't Know Affect Your Credit Score

    Having a good credit score plays a big part in being approved for a loan or a mortgage. Here are some things to watch for ...
  12. Which Is The Better Lender – VISA Or A Bank?

    Which Is The Better Lender – VISA Or A Bank?

    One is not like the other. We help you decide where to borrow money from.
  13. Credit Cards For Kids

    Credit Cards For Kids

    Giving your child a credit card can be an important lesson in money management.
  14. 4 Common Credit Card Misconceptions

    4 Common Credit Card Misconceptions

    Many Americans think these credit card "rules" are true. Read on to find out the facts.
  15. 6 Benefits Of Increasing Your Credit Limit

    6 Benefits Of Increasing Your Credit Limit

    If you can resist the urge to overspend, then raising your credit limit could benefit you in various ways.
  16. Saving Vs. Paying Off Debt

    Saving Vs. Paying Off Debt

    If you can't decide whether to build your rainy day fund or pay off debt, we weigh the options for you.
  17. How Your Credit Score Will Affect Your Mortgage Rate

    How Your Credit Score Will Affect Your Mortgage Rate

    Your credit score will play a large role in the type of mortgage you are able to get.
  18. 3 Tips For Using Payday Loans

    3 Tips For Using Payday Loans

    With payday loans now operating across 41 states, we tell you how to use them wisely and responsibly.
  19. 3 New Types Of Credit Cards To Look For

    3 New Types Of Credit Cards To Look For

    These three types of credit cards are becoming popular with customers looking to pay less fees and build up their credit ...
  20. The Banking Industry In 2012

    The Banking Industry In 2012

    Major banks in 2012 can expect to lose customers as they struggle with the Dodd-Frank Act and new fees.
  21. Easy And Practical Ways To Save For A Vacation

    Easy And Practical Ways To Save For A Vacation

    These simple changes to your spending and saving habits can put your next vacation easily within reach.
  22. The Increasing Costs Of College

    The Increasing Costs Of College

    College tuition is getting more expensive, textbooks are increasing in price and for-profit schools are popping up.
  23. How To Delay Foreclosure

    How To Delay Foreclosure

    While losing a home can be a traumatic event for you and your family, it's best to find ethical means of delaying or avoiding ...
  24. Best Places And Sites For Online Travel Deals

    Best Places And Sites For Online Travel Deals

    These sites and tips will help you figure out what kind of vacation you want and how to ensure you're getting the best price. ...
  25. 2011: The Year Of Fees

    2011: The Year Of Fees

    The recession didn't stop major banks and airlines from trying to impose extra fees on Americans.
  26. Don't Let Foreclosed Homes Ruin Your Neighborhood

    Don't Let Foreclosed Homes Ruin Your Neighborhood

    Empty homes in your neighborhood aren't just eyesores - they can affect the value of your property.
  27. Mobile Payments Could Replace Cash By 2016

    Mobile Payments Could Replace Cash By 2016

    Could paper money be replaced by mobile payments in the near future?
  28. 5 Ways To Avoid The Middle Seat On The Airplane

    5 Ways To Avoid The Middle Seat On The Airplane

    You can purchase tickets on the same airline to get a higher status, use the internet or take advantage of business class ...
  29. How To Get A Credit Card Despite Bad Credit

    How To Get A Credit Card Despite Bad Credit

    Prepaid credit cards and secured credit cards are both excellent options for getting a credit card despite having a poor ...
  30. Remember Your 3 Important Credit Scores? Now It's 4

    Remember Your 3 Important Credit Scores? Now It's 4

    CoreLogic is the newest credit reporting agency. Its reports will include activity that the big three agencies don't track, ...
  31. Use Real Estate To Put Off Tax Bills

    Use Real Estate To Put Off Tax Bills

    Find out how you can build wealth and reduce your taxes.
  32. 3 Ways To Value Real Estate Investments

    3 Ways To Value Real Estate Investments

    Investing in income-generating real estate involves market data and a degree of subjectivity.
  33. Avoid The Generation Debt Trap

    Avoid The Generation Debt Trap

    There is a worldwide generation of young, educated individuals mired in unmanageable debt. Find out why.
  34. How To Transfer Your Homeowners Policy To Your New Home

    How To Transfer Your Homeowners Policy To Your New Home

    Home insurance policies need to be rewritten when you move. Here are the steps you need to follow to do so.
  35. The Downsides Of Debit Cards

    The Downsides Of Debit Cards

    The convenience of debit cards makes them a popular method of payment, but here are some downsides to consider.
  36. How Does Bankruptcy Affect Your IRA?

    How Does Bankruptcy Affect Your IRA?

    Since 2005, money in your IRA can be protected if you are forced to file for bankruptcy.
  37. How To Get Rid Of Your Ex-Spouse's Debts

    How To Get Rid Of Your Ex-Spouse's Debts

    Divorce is hard enough without one spouse abusing the financial end of the relationship. Find out how to protect your finances. ...
  38. The Pros And Cons Of Buying Distressed Property

    The Pros And Cons Of Buying Distressed Property

    Real estate bargains abound, but is buying a distressed property more trouble than it's worth?
  39. Why You Should Stick With The Big Banks

    Why You Should Stick With The Big Banks

    Big doesn't always mean bad. We tell you four reasons why.
  40. How To Manage And Consolidate Your Own Debt

    How To Manage And Consolidate Your Own Debt

    With debt management services costing a lot of money, this article looks at why it is better to manage your own financial ...
  41. 5 Ways Your Debt-Relief Firm Is Scamming You

    5 Ways Your Debt-Relief Firm Is Scamming You

    Find out how you can tell if a debt-relief company is ripping you off.
  42. 3 Steps To A Financially-Sound 2012

    3 Steps To A Financially-Sound 2012

    With rising disposable income levels, the coming year is the best time to get your finances in order. Find out how.
  43. FHA Money Trouble Causes Concern For Homebuyers

    FHA Money Trouble Causes Concern For Homebuyers

    The FHA says it's operating in the black, but reports say otherwise. If it goes bankrupt, what will the repercussions be? ...
  44. College Loans: Private Vs. Federal

    College Loans: Private Vs. Federal

    Not all student loans are the same. Know what you're getting into before signing on the dotted line.
  45. Tax Deductions On Mortgage Interest

    Tax Deductions On Mortgage Interest

    If you're a homeowner, this is one item you want to understand and use on your return.
  46. Why You Should Wait To Buy A House

    Why You Should Wait To Buy A House

    Here is a review of current economic factors and price trends that suggest the bottom has not yet been reached in the housing ...
  47. Best Credit Cards For Holiday Shopping

    Best Credit Cards For Holiday Shopping

    Many credit cards offer some sort of bonus when you sign up for the card. Here are some of the best deals.
  48. 9 Meaningful Holiday Gifts

    9 Meaningful Holiday Gifts

    Too often we spend money on items that are fun, but ultimately wasteful for the holidays. This year, why not buy gifts that ...
  49. How Much Do You Need To Spend To Earn Credit Card Points?

    How Much Do You Need To Spend To Earn Credit Card Points?

    You're always going to have to spend money. So why not get something back? We look at how often you have to make purchases ...
  50. 3 Essential Personal Finance Resolutions

    3 Essential Personal Finance Resolutions

    We offer three potential New Year's resolutions that may help you to enjoy a financially rewarding year.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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