Credit, Loans & Mortgages

  1. The Reverse Mortgage: A Retirement Tool

    Discover another way to fund your retirement without having to make payments on a loan.
  2. The Top Three Credit Bureaus

    A discussion of the top three credit bureaus: what they do, how they develop your credit score – and why the credit scores ...
  3. Pre-Foreclosure

    Pre-foreclosure refers to the state of a property that is in the early stages of being repossessed due to the property owner's ...
  4. Should You Borrow Money for a Car Purchase?

    Does it make sense to take out a loan, pay cash or lease a car?
  5. Student Loan Debt: Which States & Schools Cost Most/Least

    Student loan debt affects 43 million Americans. A new report from LendEDU breaks down the most significant borrower trends ...
  6. Form 1098

    Form 1098 is a form filed with the Internal Revenue Service (IRS) that details the amount of interest and mortgage-related ...
  7. The Pros and Cons of Paying Off a Mortgage

    Deciding whether or not it's a good idea to pay off your mortgage depends on several factors.
  8. BillGuard Vs. Mint Vs. SigFig Vs. Personal Capital

    Which of these financial apps deserves a place on your mobile? That depends on your needs and how sophisticated you want ...
  9. How Credit Cards Affect Your Credit Rating

    The average American household has four cards, but does that mean more is better?
  10. Top Student Loan Providers

    Many banks and institutions offer student loans, but some offer better deals than others. Read this list of top student loan ...
  11. Saving Money for a Large Purchase: Better Than Debt?

    Deciding whether saving money for a large purchase makes more sense than going into debt is more complicated than you might ...
  12. Debt Forgiveness: Escape Your Student Loans

    There are income-based plans and forgiveness for public-service employees. The latest wrinkle: loan forgiveness because the ...
  13. 5 Things Debt Collectors are Forbidden to Do

    You may owe money, but you still have rights. Know what debt collectors are allowed to do – and what they are forbidden from ...
  14. Debt Avalanche vs. Debt Snowball: Which Is Best For You?

    Paying off debt is crucial to achieve financial freedom – and there are two distinct methods for doing so: the debt avalanche ...
  15. When is the Right Time to Buy a House?

    Thinking of buying a home? Consider these factors first.
  16. 3 Tips for Buying Your First Home

    Buying your first home can be challenging. Here are three tips to get you started.
  17. How do debt collection agencies make money?

    Find out how a collection agency makes money, what rules it is bound by, and when it can take a pay check or garnish a bank ...
  18. Can a Best Buy credit card help you build credit?

    Learn about how using a Best Buy credit card responsibly can lead to a higher credit score and lower interest rates on mortgages ...
  19. Which bank actually issues the Best Buy credit card?

    Learn that the Best Buy credit card is issued by Citibank, and offers its holders either 5% back in rewards or special interest-free ...
  20. Can a Walmart credit card help you build credit? (WMT)

    Learn how Walmart credit cards affect your credit score, and get five tips for improving your credit with a Walmart credit ...
  21. What is the most important "C" in the Five Cs of Credit?

    Learn how the five C's of credit affect new credit application decisions, and understand how a lender analyzes each aspect ...
  22. What Is a Good Credit Score?

    How high of a credit score do you need to get a home mortgage or buy a car? Read on for some actual numbers.
  23. If a collection agency buys my debt from another agency, does the debt become 'new'?

    Find out what happens when your debt account is sold from one collection agency to another and the impact on your balance ...
  24. What are the basic requirements to qualify for a payday loan?

    Find out the basic requirements to apply and qualify for a payday loan and understand the factors that determine when and ...
  25. How do I know if I should refinance my mortgage?

    If you can reduce your current interest rate by 0.75-1% or higher then it might make sense to consider a refinancing move. ...
  26. If My Mortgage Lender Goes Bankrupt, Do I Still Have to Pay My Mortgage?

    Yes, if your mortgage lender goes bankrupt you do still need to pay your mortgage obligation. Here's what usually happens ...
  27. The Fed's Tools for Influencing the Economy

    The economy can be volatile when left to its own devices. Find out how the Fed smoothes things out.
  28. Getting a Loan Without Your Parents

    Use the 5 "W"s to finance your dreams without banking on a second signature.
  29. How To Establish A Credit History

    Can't get a credit card without a credit history, and can't get a history without a card? Break the Catch-22.
  30. Securities-Based Lending

    The practice of making loans using securities as collateral.
  31. Retirement Savings: Is Your Home an Investment?

    Does it make sense for those nearing retirement, or who already retired, to pay off their mortgage?
  32. Paying for Longevity With Reverse Mortgage Payments

    If you can afford to make smaller, periodic payments on your reverse mortgage, you should.
  33. Student Loan Interest Deduction

    Student Loan Interest Deduction is a tax deduction for interest paid on higher education loans during the tax year in the ...
  34. How to Sell a Car With a Lien

    Vehicle owners wondering how to sell a car with a lien on the certificate of title have four options to both remove the lien ...
  35. Student Loan Forgiveness: How Does it Work?

    With student loan debt at an all-time high, more graduates are considering loan forgiveness programs.
  36. 6 Tips For Selling Your Home Fast

    Find out what you can do to stand out from the competition and make your home an easy sell.
  37. Mortgages: How Much Can You Afford?

    Answering this means number-crunching as well as factoring in other considerations and expenses.
  38. The Benefits of a Home Equity Line of Credit

    There are several reasons why having a home equity line of credit can be advantageous.
  39. Know the Pros and Cons of Reverse Mortgages

    As with any financial product, there are costs and benefits to reverse mortgages.
  40. FHA 203(k) Loan

    FHA 203(k) loan provides the money needed for purchase, repairs and related expenses for individuals who want to rehabilitate ...
  41. Pay Off Your Mortgage or Save for College?

    Is it best to pay off your mortgage or save for college? The answer may surprise you.
  42. Should You Take a Loan From Your 401(k)?

    There are pros and mostly cons to taking a loan from your 401(k) plan.
  43. Do balance transfers hurt your credit?

    The extent of the hit to your credit score depends on credit utilization.
  44. Collection Agency

    A collection agency or debt collector is a company hired by lenders to recover funds that are past due or accounts that are ...
  45. What are some good alternatives to taking out a line of credit?

    Read more about how opening a line of credit might not be the best answer for you and determine available alternatives if ...
  46. How to Decide Between Paying Off Debt or Investing

    When deciding between paying off debt or investing excess cash, consider these factors.
  47. What types of liens are seen as good and which are bad for my credit?

    Understand what a lien is and what types of liens are most common for individuals, and learn which types of liens are good ...
  48. Cash Out vs. Rate/Term Mortgage Refinancing Loans

    Understanding the pros and cons of each type of mortgage loan.
  49. What are the differences between payday loans and cash advances?

    Learn how to differentiate between payday loans and cash advances, identify what risks are associated with each, and find ...
  50. Cut Credit Card Bills By Negotiating a Lower APR

    Reducing the rate charged on your credit card balance is the first step to getting out of debt.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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