Credit, Loans & Mortgages

  1. Can the U.S. Consumer Continue to Hold Up the World?

    Seven years into the recovery, a key driver of economic growth continues to demonstrate a frustrating conundrum: Consumer ...
  2. More Than 40% of Americans Not Making Student Loan Payments

    Behind the borrowing boom and recent student debt crisis. The Obama Administration attempts to alleviate graduates and recover ...
  3. What’s a Yuccie - and Are You One?

    If you're not a “yuccie” (“young urban creative”) yourself, it's time you learned who they are. Think artisanal - but not ...
  4. Trade American Express on Both Sides (AXP, V)

    American Express may offer profits with short term long trades and long-term short sales.
  5. What Lenders Look At On Your Credit Report

    What do lenders consider when they look at your credit report? It’s a simple question with a complicated answer.
  6. Saudi Arabia Credit Downgraded before Doha Talks

    With just days before major oil producers meet to discuss a potential oil production freeze, Fitch has downgraded Saudi Arabia's ...
  7. Student Debt Forgiveness for the Severely Disabled

    A bureaucratic nightmare will end soon for some 387,000 severely disabled Americans who collectively owe $7.7 billion in ...
  8. Rent vs. Buy: It’s Different for Expensive Property

    For multi-million dollar homes, renting often nets out as costing less than the expenses/other financials of buying a comparable ...
  9. 5 Ways to Budget Home Remodeling Costs

    A bit of preparation and research on home remodeling can help you avoid unpleasant surprises and anticipate the real costs ...
  10. Mom, What’s This 401(k) Thing?

    We are well aware of the advice we give to young people just starting out in the work force: "Start saving for retirement." ...
  11. How to Get the Most out of Your HELOC

    A home equity line of credit allows you to leverage your home for different reasons. Here are three ways to get the most ...
  12. Choose a Low Down Payment Program to Avoid PMI?

    When you can’t put down at least 20% on a mortgage, you usually have to have private mortgage insurance (PMI). But what about ...
  13. Are credit card rewards considered taxable income by the IRS?

    Learn about when the Internal Revenue Service considers the financial value of gifts received from credit card reward programs ...
  14. What's the difference between short sales and foreclosures?

    Understand the difference between a short sale and a foreclosure; both result in the loss of a home, either through a sale ...
  15. A Reverse Mortgage: A Retirement Cushion...But Will You Outlive It?

    Reverse mortgages can add some wiggle room to your retirement budget. Here's the lowdown on how to use them — and how not ...
  16. 4 Ways to Get a Degree Without Student Debt

    Although taking out student loans has become the norm in recent times, it is possible to get a degree without the burden ...
  17. Quickie Small Business Loans

    The banking industry has invested a lot of money into shortening loan approval times from a few weeks to a few minutes, but ...
  18. Sallie Mae - Student Loan Marketing Association

    A publicly traded company that is the largest provider of educational loans in the U.S. Along with providing student loans, ...
  19. U.S. Department of Veterans Affairs

    The U.S. Department of Veterans Affairs, established in 1988, elevated the previous Veterans Administration to a Cabinet-level ...
  20. How Falling Oil Prices Effect Prosperity Bancshares Inc. (PB)

    Discover how Prosperity Bancshares is closely tied to the local economy that it serves, and how falling oil prices affect ...
  21. New Employee Benefit: Help Paying Student Loans

    One of the newer employee benefits, especially helpful to Millennials and Gen Xers, provides for employer paydown on student ...
  22. Auto Leasing Hits Record High in Q4

    Auto Leasing is continuously growing in popularity as a preferred choice of financing.
  23. Reverse Mortgages: When They Make Sense

    Reverse mortgages are a legitimate vehicle for folks age 62 and up to tap into the equity in their homes for other uses. ...
  24. Term Payment Plan

    An option for receiving reverse mortgage proceeds that gives the homeowner equal monthly payments for a set period of time.
  25. Free Credit Scores: Top Sources for 2016

    You've probably seen spammy ads offering the opportunity to check your credit score for "free." Well, not all credit score ...
  26. Peer-to-Peer Lending: How Retirees Can Make Money

    With interest rates keeping traditional investment returns low, peer-to-peer lending offers retirees a chance for higher ...
  27. Contingency Clauses In Home Purchases Contracts

    Real estate contracts often contain contingency clauses, which are conditions or actions that must be met for a contract ...
  28. 5 Ways to Create a Bidding War This Spring

    Sellers hoping to get multiple bids need more than a great location. It's going to require the right priced home and lots ...
  29. Why Credit Karma Is Free & How It Makes Money

    Credit scores originally were built for lenders, but Credit Karma makes the system work for consumers, too – and makes money ...
  30. Reverse Mortgage Financial Assessment

    A review of the borrower’s credit history, employment history, debts and income during the reverse mortgage application process.
  31. Use Your Credit Card to Improve Your Credit Score

    Responsible credit card use can provide a convenient boost to your credit score.
  32. Reduce Debt Without Spending Unnecessarily

    Here are three steps to reduce debt in a cost-effective manner.
  33. Cutback on Gift Cards

    Fraud liability falls on the party ill-equipped to handle consumers’ chip-and-pin cards. Merchants are scaling back gift ...
  34. Do You Need Mortgage Protection Life Insurance?

    Mortgage protection life insurance is a type of life insurance most people don’t need.
  35. 3 Big Financial Mistakes to Avoid in 2016

    Here's how to avoid these three big and costly financial mistakes in 2016.
  36. Your Property Tax Assessment: What Does It Mean?

    Property taxes are a primary source of revenue for governments, and they’re a big expense for homeowners. They can vary widely ...
  37. Home-Equity Loans: What You Need To Know

    We shed light on why consumers decide to use this form of debt and whether it is a good alternative.
  38. 10 Reasons To Use Your Credit Card

    Charging purchases is not always a no-no. In fact, there are some very sound reasons for choosing this option.
  39. Should You Buy A House At Auction?

    The traditional real estate market isn't the only place to conduct your home search. Auctions also bring many buying opportunities. ...
  40. Is An FHA Mortgage Still A Bargain?

    Borrowers initially flocked to FHA loans due to their low down payments and accessibility for people with low credit scores. ...
  41. Credit Card Debt Surges: 6 Ways to Ditch Yours

    If you're part of the new higher credit card debt trend, here's how to get out from under – now.
  42. How do you use the FNMA selling guide?

    Learn about Fannie Mae Selling Guide and find out details about how its parts provide support to the business relationship ...
  43. How Real Estate Agents Get Paid

    Most real estate agents are paid a percentage of the property’s selling price, which is called a commission.
  44. How Visa Counts On Your Free-Spending Ways

    In a world where people lived within their means, Visa and its competitors would not exist.
  45. The Pitfalls Of Buying A Foreclosed House

    There is money to be made in foreclosures, but you should know what you’re getting yourself into.
  46. Top 4 Things That Determine a Home’s Value

    A physical structure depreciates over time, but the land underneath it appreciates.
  47. An Introduction to Buying a Condominium

    Think of a condominium as an apartment you own.
  48. Top Tips For Buying Your First Home

    There are three stages to buying a house.
  49. Debt Counseling: 4 Signs You Need Help

    Stop stressing about debt and bills and avoiding phone calls from debt collectors. Get help from a debt and credit counselor ...
  50. Banks, Credit Card Companies May Track Your Phone (DFS, MA)

    Banks and credit card companies have hit on a simple, effective way to know when a transaction is fraudulent: track customers' ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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