Credit, Loans & Mortgages

  1. Capital One Stock Downgraded by Sterne Agee (COF)

    Capital One stock fell after some negative comments by analysts at Stern Agee, who lowered its rating to "underperform" from ...
  2. Rates Fall as Mortgage Applications Soar

    Despite last week's less than rosy jobs report, mortgage applications surged to 9.3% versus the previous week.
  3. VeriFone Stock Plunges 28% on Q2 Miss, Layoffs (PAY)

    Not only did VEriFone miss Wall Street's second-quarter earnings estimates, it slashed its 2016 guidance and announced layoffs ...
  4. The Top 5 Fannie Mae Shareholders (FNMA)

    Find about the individuals, funds and companies that are top shareholders of Fannie Mae stock. Learn about their profiles ...
  5. UK Home Prices Likely to Decline: Halifax

    A report by Halifax said that home prices in the UK increased by 0.6% in April to 213,472 pounds, implying an annual increase ...
  6. BofA vs. Citi: Which Is Better for High-Net-Worth Accounts? (C, BAC)

    Compare and contrast the Citigold program from Citigroup and Bank of America's Preferred Rewards, and determine which program ...
  7. Your Property Tax Assessment: What Does It Mean?

    The amount of a property tax bill is based on the property’s value, the exemptions it qualifies for, its use and the local ...
  8. Retirement Planning: Why You Should Help Your Children Build Credit

    Learn why parents should help their children build good credit at a young age and teach them how to use debt responsibly ...
  9. Down Payment

    A down payment is an initial cash payment on an expensive good.
  10. 3 Best Reward Credit Cards Without Annual Fees (C, BAC)

    Discover some of the top rewards credit cards on the market that have no annual fee, and learn how much you can potentially ...
  11. Zillow, Realtor, Redfin: Which Is the Best Real Estate Website? (Z, NWS)

    Compare the features and usability of the Zillow, Realtor.com and Redfin real estate websites for buying or selling a home ...
  12. Beware of Payday Loans

    Even if you're desperate for cash, try our alternatives before falling into the payday loan trap. Read on for proposed rules ...
  13. Why the Wealth Effect Is Decelerating

    Discover why the Dallas Fed believes the wealth effect shrunk after the Great Recession, and why the wealth effect might ...
  14. Why Black Students Leave College with More Debt

    A recent study revealed that black students end up with more student debt than white students, even with similar financial ...
  15. Visa and MasterCard Ready to Test Breakout Levels (V, MA)

    MasterCard shows a stronger accumulation pattern than rival Visa and should post more reliable gains after a breakout.
  16. Primary Mortgage Market

    The market where borrowers and mortgage originators come together to negotiate terms and effectuate mortgage transaction. ...
  17. 100% Mortgage

    A mortgage loan in which the borrower receives a loan amount equivalent to the total value of the property to be purchased. ...
  18. Understanding Mortgage Impound Accounts

    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money. ...
  19. 5 Top Alternatives to a Reverse Mortgage

    If you have substantial home equity and don't want to do a reverse mortgage to tap it for retirement expenses, cost out these ...
  20. Alt-A Mortgages: How They Work

    Called "liar loans" for their low documentation requirements, Alt-A mortgages were hot until the subprime crisis. Now Wall ...
  21. Understanding Mortgage-Backed Securities

    Find out the meaning of this popular asset-backed security and its benefits for banks and investors.
  22. Reverse Mortgage

    A type of mortgage in which a homeowner can borrow money against the value of his or her home. No repayment of the mortgage ...
  23. Secondary Mortgage Market

    The market where mortgage loans and servicing rights are bought and sold between mortgage originators, mortgage aggregators ...
  24. Mortgage Pool

    A group of mortgages held in trust as collateral for the issuance of a mortgage-backed security. Some mortgage-backed securities ...
  25. Wintrust Mortgage Reviews: What You Need to Know (WTFC, FNMA)

    Find out if Wintrust Mortgage can provide the high-quality service you are looking for when it is time to make your mortgage ...
  26. U.S. Bank Mortgage Reviews: What You Need to Know

    Learn about the financial profile and operations of U.S. Bancorp. Discover which mortgage products the bank offers and how ...
  27. Student Loans: Best Majors to Pay Down College Debt Fast

    Find out which degrees help college students find jobs immediately after graduation, earn good salaries and pay back their ...
  28. Bank of America Mortgage Reviews: What You Need to Know (BAC)

    Learn about Bank of America, the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  29. What’s Considered To Be A Good Debt-To-Income (DTI) Ratio?

    The debt-to-income ratio measures the amount of debt a person has compared to overall income.
  30. Best Ways to Repair Your Credit Score

    Follow these 6 steps and you'll be on your way to a better credit score.
  31. Freddie Mac - Federal Home Loan Mortgage Corp - FHLMC

    A stockholder-owned, government-sponsored enterprise (GSE) chartered by Congress in 1970 to keep money flowing to mortgage ...
  32. Mortgage Forbearance Agreement

    An agreement made between a mortgage lender and delinquent borrower in which the lender agrees not to exercise its legal ...
  33. Wells Fargo 3% Down Payment Mortgage (WFC)

    Wells Fargo has a new mortgage product—a 3% down payment mortgage called yourFirstMortgage.
  34. 6 Major Credit Card Mistakes

    Avoid these pitfalls to keep your credit score healthy and your debt under control.
  35. Why Deferred-Interest Promotions Are a Trap

    Deferred-interest credit cards can offer consumers a way to pay for a pricey item over time with no interest. But too often, ...
  36. Ginnie Mae - Government National Mortgage Association - GNMA

    A U.S. government corporation within the U.S. Department of Housing and Urban Development (HUD). Ginnie May aims to: 1. Ensure ...
  37. New York Financial Watchdog Extends Online Lender Probe

    A week after it subpoenaed LendingClub for info about loans to New Yorkers, the state's top financial regulator is allegedly ...
  38. Make A Risk-Based Mortgage Decision

    Find out how to choose which mortgage style is right for you.
  39. Mortgage Short Sale

    The sale of a property by a financially distressed borrower for less than the outstanding mortgage balance due where the ...
  40. Assumable Mortgage

    A type of financing arrangement in which the outstanding mortgage and its terms can be transferred from the current owner ...
  41. Cash Call Mortgage Reviews: What You Need to Know

    Discover what you need to know about Orange County-based CashCall Mortgage and its popular zero closing cost loans and low-rate ...
  42. Delinquent Mortgage

    A mortgage for which the borrower has failed to make payments as required in the loan documents. If the borrower can't bring ...
  43. How Interest Rates Work On A Mortgage

    A step-by-step explanation of the interest calculations, mortgage types, and how the loan is eventually "retired" – which ...
  44. 5 Risky Mortgages to Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before ...
  45. Mortgage Banker

    A company, individual or institution that originates mortgages. Mortgage bankers use their own funds, or funds borrowed from ...
  46. Federal Savings And Loan Insurance Corporation (FSLIC)

    The Federal Savings and Loan Insurance Corporation (FSLIC) is a defunct institution that provided deposit insurance to savings ...
  47. How to Outsmart Private Mortgage Insurance

    It's possible to use a second mortgage to avoid this fee, but is it in your best interest?
  48. Behind the Scenes of Your Mortgage

    Four major players slice and dice your mortgage in the secondary market.
  49. SunTrust Mortgage Reviews: What You Need to Know (STI)

    Discover which mortgages SunTrust offers and how the average person obtaining a loan at SunTrust rates the bank on customer ...
  50. Student Loans: Real-Life Ways to Ditch Your Debt

    Savvy graduates are paying off their college debt in record time. Here are the strategies that can get you out from under ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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