Credit, Loans & Mortgages

  1. Hong Kong Monthly Home Sales Hit 25-year Low

    Hong Kong's property market is facing a major turnaround as prices have steadily fallen since September.
  2. What You Should Know About Home Appraisals

    The home appraisal is a key part of any loan-closing checklist. It’s an unbiased professional opinion of a home’s value.
  3. IOU

    An IOU is an informal document that acknowledges a debt.
  4. How To Get Out Of Paying Your Student Loans

    There are two ways to earn student loan forgiveness: work in public service, or make payments though an income-contingent ...
  5. Amortization Schedule

    An amortization schedule is a table that shows the amounts of principal and interest that comprise each loan payment.
  6. Five Things To Know About Quitclaim Deeds

    General warranty deeds provide the buyer with the most protection; quitclaim deeds provide the least.
  7. How Mortgages Affect Credit Scores

    A mortgage is the pinnacle of consumer credit. Paying a credit card a little late won’t impact your credit score much, but ...
  8. Life Insurance Policies: How Payouts Work

    Life insurance provides peace of mind to policyholders and their loved ones.
  9. Understanding Credit Card Interest

    Credit cards are an important part of life, so all card holders should understand their interest.
  10. 5 Worst Money Mistakes You Can Make In College

    Financial errors are nearly as common as all-night study sessions in the lives of many college students, but it can take ...
  11. The Return of the 3%-Down Mortgage

    A new low-down-payment mortgage offering has attractive features, but be sure to check out all the options and get the whole ...
  12. Home Flipping at 10-Year High

    Years after the housing market crash, home flipping has reached a 10-year high. Why that might not be the best signal.
  13. How To Afford A Second Home

    Buying a second home, even if it’s relatively affordable, takes careful budgeting and planning. Here's how to do it.
  14. Tax Breaks For Second-Home Owners

    The tax rules on a second home vary, depending on how the property is used.
  15. What You Should Know About Home Sale Contingencies

    A home sale contingency protects buyers who want to sell one home before purchasing another.
  16. Finding the Best Money Market Accounts in 2016

    This helpful rate calculator quickly shows you where to find the highest interest rate on a money market account.
  17. Divorce and Mortgage Payments: What You Need to Know

    Divorce can put a strain on finances, especially when it comes to the mortgage. Here is what you need to know about divorce ...
  18. Getting A Loan Without a Parent's Signature

    When you know what lenders are looking for, it’s quite possible to obtain a loan without your parents’ signature.
  19. Visa and MasterCard May Be Headed Higher (V, MA)

    Visa and MasterCard positive price action should attract broad interest in the weeks ahead.
  20. Moody’s Cuts China Credit Outlook to ‘Negative’

    Moody’s changed China's credit outlook from ‘stable’ to ‘negative’, citing worries about economic slowdown and weakening ...
  21. Credit Scores: Hard Vs Soft Inquiries

    Creditors and even prospective employers want to know how well you handle your money. They use soft and hard credit inquiries ...
  22. American Express: Why Is the Market Punishing It?

    American Express shares lost over 40% of their value in 2015. We examine some of the factors contributing to this fall.
  23. Finding the Best Mortgage Rates in 2016

    As home-buying technology has progressed, the process of finding the best mortgages rates for 2016 can all be done online.
  24. How the Consumer Financial Protection Bureau Works

    By cracking down on unfair or deceptive financial service practices, CFPB aims to give consumers more control over their ...
  25. 7 Things To Know About FHA Home Loans

    Federally qualified lenders issue FHA loans, and the Federal Housing Administration insures them.
  26. 6 Questions For Your Realtor

    A good real estate agent can guide you through every step of buying or selling a home. These questions can help you find ...
  27. What is the average credit score for new homebuyers? (ELLI)

    Learn the average FICO score of approved and denied home loan applications, and find out how your credit score measures up ...
  28. 4 Signs You’re In Financial Trouble

    Almost everyone at some point carries a credit card balance or misses a payment. But how do you know when those lapses have ...
  29. Why Warren Buffett is Defending Clayton Homes

    Warren Buffett spent a considerable amount of his annual letter defending the controversial Clayton Homes. Why?
  30. European Banks: Growth in 2016?

    Understand the potential growth drivers of the European banking sector and whether 2016 will be a year of growth or continued ...
  31. The Credit Battle of the Sexes: Game On!

    A recent study says men have slightly better credit scores than women. Why is that, and how might it be changed?
  32. 2016’s FinTech Disruptors: How Can you Benefit?

    The booming FinTech industry can offer us financial benefits through payments innovation, P2P lending, creative budgeting, ...
  33. The Worst Things That Can Happen If You Don’t Pay Your Student Loans

    You may not get U.S. marshals knocking at your door, but why tempt fate? If you fall behind on payments, you have options. ...
  34. HUD vs. FHA Loans: What’s the Difference?

    Sometimes these terms are used interchangeably to refer to "government loans" for would-be home buyers. But here's the distinction.
  35. How Millennials are Changing The Global Economy

    Millennials, "the unluckiest generation", that came out during the Great Recession, facing student debt burdens, anemic wage ...
  36. Now's a Terrific Time to Buy (or Refinance) a Home

    If you are looking to make a purchase or do a refi, you will benefit from continuing low interest rates – that could dip ...
  37. Leverage: Increasing Your Real Estate Net Worth

    Leverage is the use of financial instruments or borrowed capital to increase an investment’s potential return.
  38. Student Loans: Don’t Delay on FAFSA

    By submitting the FAFSA as soon as possible, you may have a better shot at getting state- and college-sponsored financial ...
  39. Check Your Credit Report

    Make sure there are no errors holding you back from obtaining a loan.
  40. Credits For First-Time Homebuyers

    Tax credits, grants, and other options can help first-time homebuyers afford their purchase. They just need to know where ...
  41. The 5 Biggest Factors That Affect Your Credit

    With possible scores ranging from 300 to 850, credit scores reveal someone’s history for paying bills and being responsible.
  42. Should You Buy a Home With Cash Or a Mortgage?

    The obvious problems with carrying debt compel many to consider buying a home with cash instead of taking on a mortgage. ...
  43. Mortgages: How Much Can You Afford?

    The cost of a home is the single largest expense most people ever face. Prior to taking on such an enormous debt, it’s best ...
  44. Is Relying On Home Equity For Retirement Smart?

    Nearly half of Americans between 50- and 70-years-old have said they will rely on home equity to fund their retirement. Is ...
  45. Are Car Title Loans Ever a Good Idea?

    Most people knowledgeable about finance consider title loans predatory. What would constitute a good-quality short-term loan? ...
  46. 5 ATM Scams That Can Break The Bank

    Here are five common ways ATM users get ripped off.
  47. Going Solar: Which States Are the Most Generous?

    Investing in solar for your home can make good financial sense if you live in a state that’s friendly to this renewable energy.
  48. 5 Reasons the HELOC Market is Expected to Heat up in 2016

    HELOCs dried up after the housing meltdown, but thanks to an improving economy, job market and rising home values they are ...
  49. Is an adjustable rate mortgage (ARM) safe?

    Learn why an adjustable rate mortgage (ARM) can be a safe option as long as the borrower is familiar with the underlying ...
  50. When Are You Too Old for a Mortgage?

    The answer to that question is a personal one, as long as your finances qualify you for a home loan. Here are the factors ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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