Credit, Loans & Mortgages

  1. Visa Stock Declines Despite Price Target Increase (V)

    Visa shares fell as much as 1.74% to $79.84 despite the credit card company receiving some positive comments from analysts ...
  2. Student Indebtedness Increasing: Fed Survey

    Student loans are becoming increasingly necessary to get an education, a trend likely to reinforce the cycle of inequality ...
  3. Why High Levels of Household Borrowing Is Not Concerning

    Discover how global debt levels have risen beyond the 2008 financial crisis levels and learn how the current interest rate ...
  4. Buying a Home? Avoid the ‘Debt Domino’ Effect

    If you’ve recently purchased or refinanced a new home and you're taking on additional debt, chances are you’ve fallen victim ...
  5. LendingClub Stock Rises 5% on Funding Deals (LC)

    LendingClub has been under pressure since founder Renaud Laplanche was forced to resign last month over allegations of several ...
  6. Wells Fargo Launches 3% Mortgage Down Payment (WFC)

    Late last month the lender unveiled a 3% down program.
  7. Warehouse Lending

    A line of credit extended by a financial institution to a loan originator to fund a mortgage that a borrower initially used ...
  8. Half-Life

    A date some time in the future when half of the total principal of a mortgage-backed security will be paid off. The interest ...
  9. Dwarf

    A slang term used to describe a pool of mortgage backed securities (MBSs) that have been issued by Fannie Mae and have a ...
  10. Creditworthiness

    An assessment of the likelihood that a borrower will default on his or her debt obligations. It is based upon factors, such ...
  11. Credit Card Balance

    The amount of charges, or lack thereof, owed to the credit card company. A new credit card balance can take up to 24 hours ...
  12. Consumer Credit

    A debt that someone incurs for the purpose of purchasing a good or service. This includes purchases made on credit cards, ...
  13. Thrift

    Thrifts are savings and loans associations. Thrifts also refer to credit unions and mutual savings banks that provide a variety ...
  14. Secured Debt

    Debt backed or secured by collateral to reduce the risk associated with lending. An example would be a mortgage, your house ...
  15. Overdraft

    An extension of credit from a lending institution when an account reaches zero. An overdraft allows the individual to continue ...
  16. IOU

    An informal document that acknowledges a debt owed. IOU is an abbreviation, in phonetic terms, of "I owe you." The debt owed ...
  17. Closing Costs

    The expenses, over and above the price of the property that buyers and sellers normally incur to complete a real estate transaction. ...
  18. Mortgage Broker

    An intermediary who brings mortgage borrowers and mortgage lenders together, but does not use its own funds to originate ...
  19. U.S. Credit Card Debt Poised To Reach $1 Trillion

    American's love of putting purchases on credit cards isn't stopping, positioning the nation to collectively owe $1 trillion ...
  20. This New Bill Could Improve Your Credit Score

    The H.R.5282 Bill seeks to amend the Fair Credit Reporting Act to improve consumer credit scores and help consumers understand ...
  21. Capital One Stock Downgraded by Sterne Agee (COF)

    Capital One stock fell after some negative comments by analysts at Stern Agee, who lowered its rating to "underperform" from ...
  22. Rates Fall as Mortgage Applications Soar

    Despite last week's less than rosy jobs report, mortgage applications surged to 9.3% versus the previous week.
  23. VeriFone Stock Plunges 28% on Q2 Miss, Layoffs (PAY)

    Not only did VEriFone miss Wall Street's second-quarter earnings estimates, it slashed its 2016 guidance and announced layoffs ...
  24. The Top 5 Fannie Mae Shareholders (FNMA)

    Find about the individuals, funds and companies that are top shareholders of Fannie Mae stock. Learn about their profiles ...
  25. UK Home Prices Likely to Decline: Halifax

    A report by Halifax said that home prices in the UK increased by 0.6% in April to 213,472 pounds, implying an annual increase ...
  26. BofA vs. Citi: Which Is Better for High-Net-Worth Accounts? (C, BAC)

    Compare and contrast the Citigold program from Citigroup and Bank of America's Preferred Rewards, and determine which program ...
  27. Your Property Tax Assessment: What Does It Mean?

    The amount of a property tax bill is based on the property’s value, the exemptions it qualifies for, its use and the local ...
  28. Retirement Planning: Why You Should Help Your Children Build Credit

    Learn why parents should help their children build good credit at a young age and teach them how to use debt responsibly ...
  29. Down Payment

    A down payment is an initial cash payment on an expensive good.
  30. 3 Best Reward Credit Cards Without Annual Fees (C, BAC)

    Discover some of the top rewards credit cards on the market that have no annual fee, and learn how much you can potentially ...
  31. Zillow, Realtor, Redfin: Which Is the Best Real Estate Website? (Z, NWS)

    Compare the features and usability of the Zillow, Realtor.com and Redfin real estate websites for buying or selling a home ...
  32. Beware of Payday Loans

    Even if you're desperate for cash, try our alternatives before falling into the payday loan trap. Read on for proposed rules ...
  33. Why the Wealth Effect Is Decelerating

    Discover why the Dallas Fed believes the wealth effect shrunk after the Great Recession, and why the wealth effect might ...
  34. Why Black Students Leave College with More Debt

    A recent study revealed that black students end up with more student debt than white students, even with similar financial ...
  35. Visa and MasterCard Ready to Test Breakout Levels (V, MA)

    MasterCard shows a stronger accumulation pattern than rival Visa and should post more reliable gains after a breakout.
  36. Primary Mortgage Market

    The market where borrowers and mortgage originators come together to negotiate terms and effectuate mortgage transaction. ...
  37. 100% Mortgage

    A mortgage loan in which the borrower receives a loan amount equivalent to the total value of the property to be purchased. ...
  38. Understanding Mortgage Impound Accounts

    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money. ...
  39. 5 Top Alternatives to a Reverse Mortgage

    If you have substantial home equity and don't want to do a reverse mortgage to tap it for retirement expenses, cost out these ...
  40. Alt-A Mortgages: How They Work

    Called "liar loans" for their low documentation requirements, Alt-A mortgages were hot until the subprime crisis. Now Wall ...
  41. Understanding Mortgage-Backed Securities

    Find out the meaning of this popular asset-backed security and its benefits for banks and investors.
  42. Reverse Mortgage

    A type of mortgage in which a homeowner can borrow money against the value of his or her home. No repayment of the mortgage ...
  43. Secondary Mortgage Market

    The market where mortgage loans and servicing rights are bought and sold between mortgage originators, mortgage aggregators ...
  44. Mortgage Pool

    A group of mortgages held in trust as collateral for the issuance of a mortgage-backed security. Some mortgage-backed securities ...
  45. Wintrust Mortgage Reviews: What You Need to Know (WTFC, FNMA)

    Find out if Wintrust Mortgage can provide the high-quality service you are looking for when it is time to make your mortgage ...
  46. U.S. Bank Mortgage Reviews: What You Need to Know

    Learn about the financial profile and operations of U.S. Bancorp. Discover which mortgage products the bank offers and how ...
  47. Student Loans: Best Majors to Pay Down College Debt Fast

    Find out which degrees help college students find jobs immediately after graduation, earn good salaries and pay back their ...
  48. Bank of America Mortgage Reviews: What You Need to Know (BAC)

    Learn about Bank of America, the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  49. What’s Considered To Be A Good Debt-To-Income (DTI) Ratio?

    The debt-to-income ratio measures the amount of debt a person has compared to overall income.
  50. Best Ways to Repair Your Credit Score

    Follow these 6 steps and you'll be on your way to a better credit score.
Save Money
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    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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