Credit, Loans & Mortgages

  1. 6 Major Credit Card Mistakes

    Avoid these pitfalls to keep your credit score healthy and your debt under control.
  2. Why Deferred-Interest Promotions Are a Trap

    Deferred-interest credit cards can offer consumers a way to pay for a pricey item over time with no interest. But too often, ...
  3. Ginnie Mae - Government National Mortgage Association - GNMA

    A U.S. government corporation within the U.S. Department of Housing and Urban Development (HUD). Ginnie May aims to: 1. Ensure ...
  4. New York Financial Watchdog Extends Online Lender Probe

    A week after it subpoenaed LendingClub for info about loans to New Yorkers, the state's top financial regulator is allegedly ...
  5. Make A Risk-Based Mortgage Decision

    Find out how to choose which mortgage style is right for you.
  6. Mortgage Short Sale

    The sale of a property by a financially distressed borrower for less than the outstanding mortgage balance due where the ...
  7. Assumable Mortgage

    A type of financing arrangement in which the outstanding mortgage and its terms can be transferred from the current owner ...
  8. Cash Call Mortgage Reviews: What You Need to Know

    Discover what you need to know about Orange County-based CashCall Mortgage and its popular zero closing cost loans and low-rate ...
  9. Delinquent Mortgage

    A mortgage for which the borrower has failed to make payments as required in the loan documents. If the borrower can't bring ...
  10. 5 Risky Mortgages to Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before ...
  11. Mortgage Banker

    A company, individual or institution that originates mortgages. Mortgage bankers use their own funds, or funds borrowed from ...
  12. Federal Savings And Loan Insurance Corporation (FSLIC)

    The Federal Savings and Loan Insurance Corporation (FSLIC) is a defunct institution that provided deposit insurance to savings ...
  13. How to Outsmart Private Mortgage Insurance

    It's possible to use a second mortgage to avoid this fee, but is it in your best interest?
  14. Behind the Scenes of Your Mortgage

    Four major players slice and dice your mortgage in the secondary market.
  15. SunTrust Mortgage Reviews: What You Need to Know (STI)

    Discover which mortgages SunTrust offers and how the average person obtaining a loan at SunTrust rates the bank on customer ...
  16. Student Loans: Real-Life Ways to Ditch Your Debt

    Savvy graduates are paying off their college debt in record time. Here are the strategies that can get you out from under ...
  17. OneGo vs. JetSmarter: Comparing Disruptors in the Airline Market (UAL, AAL)

    Follow the development of new businesses based on flat-rate flying apps, and identify any interesting prospects which could ...
  18. Why does the majority of my mortgage payment start out as interest and gradually move toward mostly principal?

    When you make a mortgage payment, the amount paid is a combination of an interest charge and principal repayment. Over the ...
  19. Mortgage Constant

    A ratio between the annual amount of debt servicing to the total value of the loan. The mortgage constant is only applicable ...
  20. 8 Reasons to Celebrate the 529 College Savings Plan

    Learn why May 29th is an opportunity to remind people of the importance of saving and investing for college, especially with ...
  21. BB&T Mortgage Reviews: What You Need to Know (BBT)

    Learn about the operations of BB&T Corporation. Discover what mortgage products and services the bank offers and how ...
  22. Mortgages: Fixed-Rate Versus Adjustable-Rate

    Both of these have advantages and disadvantages depending on your financial needs and prospects.
  23. Bank of America Wins $1.27 Billion 'Hustle' Case (BAC)

    Monday a federal appeals court overturned a $1.27 billion penalty verdict in relation to mortgage fraud.
  24. Ditech Mortgage Reviews: What You Need to Know (WAC)

    Discover the home mortgage products offered by Ditech Financial. Learn how average borrowers rate the bank on the loan application ...
  25. Layoffs Befall Online Lender Avant

    Online consumer lender Avant laid off more than a quarter of staff while nixing plans to expand its product. Is this another ...
  26. Conventional Mortgage

    A conventional mortgage is any type of homebuyer's load that is not offered or secured by a government entity but rather ...
  27. 3 Reasons Not to Buy Houses Just for Price Speculation (FNMA)

    Find out about the downside of speculative home buying. Learn why real estate speculation does not always promise gains even ...
  28. Brexit Weighs on Moody’s UK Debt Rating Decision

    Brexit will keep Moody's review of the UK's credit rating in a holding pattern.
  29. Gateway Mortgage Reviews: What You Need to Know

    Learn about the operations of Gateway Bank Mortgage, Inc. Discover what mortgage products and services it offers and how ...
  30. 3 Reasons to Avoid Variable-Rate Mortgages

    Understand the difference between fixed-rate and variable-rate mortgages, and learn the primary reasons for avoiding a variable-rate ...
  31. Amerisave Mortgage Reviews: What You Need to Know

    Find out what you need to know about online mortgage lender Amerisave Mortgage Corporation and what customers are saying ...
  32. Non-Recourse Debt

    Non-recourse debt limits a lender as to what it can and cannot pursue for collateral.
  33. Credit Card Balances Will Reach $1 Trillion This Year

    In a sign that the economy is improving, credit card balances are expected to reach $1 trillion this year.
  34. Wells Fargo Mortgage Reviews: What You Need to Know

    Learn about Wells Fargo, including a company description, the mortgage products it offers, the rates it provides and consensus ...
  35. Did Goldman Sachs Break Ethics Rules With Tesla? (GS, TSLA)

    Goldman assisted Tesla with its secondary stock offering Wednesday only a few hours after it upgraded Tesla shares to a buy ...
  36. The Top 4 Ways Boomers Can Prepare for Retirement

    Here are 4 basics for Boomers who want to get a leg up on retirement.
  37. Overbank Mortgage Reviews: What You Need to Know (EVER)

    Learn about the operations of EverBank Financial Corp. Discover what mortgage products and services the bank offers and how ...
  38. PennyMac Mortgage Reviews: What You Need to Know (PFSI)

    Learn about PennyMac. Obtain a description of the company, the mortgage products it offers, the rates it provides and general ...
  39. China Home Prices Continue to Accelerate in April

    Among the 70 cities tracked by the government, new-home prices surged in 65 cities (excluding government-subsidized one’s), ...
  40. PHH Mortgage Reviews: What You Need to Know

    Learn about PHH Mortgage, including the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  41. UK House Prices Hit One-Year High

    House prices increased by 9% in March on an annual basis, up from 7.6% in February.
  42. Revolving Credit vs. Line of Credit

    Revolving credit and a line of credit are arrangements made between a lending institution and a business or individual.
  43. Singapore Home Sales Decline on Mortgage Woes

    The demand in Asia’s second-most expensive housing market went down despite a significant number of new launches.
  44. How Risky is Borrowing Online?

    Peer-to-peer lending is a new but fast-growing market, but the ease and convenience of using online lenders can entice you ...
  45. One Reverse Mortgage Reviews: What You Need to Know (INTU)

    Discover what products One Reverse Mortgage can offer for homeowners age 62 and over, and learn if a home equity conversion ...
  46. Moody's Downgrades 3 Gulf Countries' Credit

    Moody's downgraded the credit ratings of three Gulf countries over the weekend.
  47. The 3 Best Online Mortgage Lenders

    Learn about three of the top online mortgage lenders. Find out about the innovative new mortgage product features and services ...
  48. Quicken Loans Mortgage Reviews: What You Need to Know (INTU)

    Learn about Quicken Loans, including the mortgage products it offers and what consumer reviewers think about them.
  49. Stonegate Mortgage Reviews: What You Need to Know (SGM)

    Learn about Stonegate Mortgage, the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  50. Subprime Auto Loans: What Borrowers Should Know

    Are subprime auto loans a disaster waiting to happen?
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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