Credit, Loans & Mortgages

  1. Mortgage Deals: RoundPoint vs. PHH Mortgage (PHH)

    Compare two vastly different mortgage companies, PHH Mortgage and RoundPoint, and examine the differences in their business ...
  2. The Benefits of Mortgage Repayment

    Buying a home may be the biggest debt you'll ever incur. Learn why you should retire it sooner, rather than later.
  3. 3 ETFs to Take Advantage of Increased Mortgage Rates (REM, VMBS)

    Obtain a comparative review and analysis of three of the top-performing ETFs that are poised to generate profits from increased ...
  4. Mortgage Deals: Mortgage Lens vs. Mortgage Coach

    Find out which of these two online mortgage planning and presentation services, Mortgage Lens or Mortgage Coach, is better ...
  5. Mortgage Deals: Quicken Loans vs. SunTrust

    Discover whether Quicken Loans or SunTrust offers the better mortgage deal, and learn the difference between two popular ...
  6. Why Building a House Is So Expensive

    Building a house can be very costly, so it’s best to understand all the factors that go into the equation before proceeding. ...
  7. What's The Difference Between Overdraft And Cash Credit?

    Overdraft and cash credit are forms of borrowing. With both, the lending institution lets the borrower withdraw funds she ...
  8. Account Balance

    An account balance represents the total amount of money in a financial account at any given moment.
  9. I've come into a large amount of money. Should I invest it or pay off my mortgage?

    There is no simple answer to this question as it depends on a number of key factors, namely the aspects or criteria of your ...
  10. What is a subprime mortgage?

    A subprime mortgage is a type of loan granted to individuals with poor credit histories (often below 600), who, as a result ...
  11. Who Should Get an Interest-Only Mortgage?

    In the right circumstances, interest-only loans can save you money and help accomplish financial goals; in the wrong circumstances ...
  12. Should I pay my mortgage with my credit card to earn credit card rewards?

    Paying a large, recurring bill with a credit card certainly sounds like a smart way to maximize the points, cash back or ...
  13. A Handy Tool for Comparing Sovereign Credit Risk

    Sovereign debt is not “risk free.” In reality, sovereigns never were devoid of credit risk, but the probability of capital ...
  14. The 10 Most Expensive ZIP Codes in Miami

    Miami-Dade County, to be precise. It's home to Miami Beach (Fisher Island), the sixth-most-expensive ZIP code in the U.S. ...
  15. Did We Reach a Ceiling to Fuel Growth by Borrowing?

    Find out how years of low interest rates and high borrowing have left the world economy with anemic growth and unprecedented ...
  16. 3 Online Mortgage Providers to Stay Away From (NSM, BAC)

    Learn why Nationstar Mortgage, Provident Funding and Bank of America are companies to stay away from when shopping for an ...
  17. Biometrics: Could Your Credit Card Use Fingerprint Scanners?

    Apple Pay already uses fingerprints; cards will come. Incorporating biometrics in the credit card payment process is the ...
  18. How Mortgages Affect Credit Scores

    It takes a good credit score to get favorable mortgage rates. Then, how you pay a mortgage will shape your score – just having ...
  19. Option ARMs: American Dream Or Mortgage Nightmare?

    Option adjustable rate mortgages could make or break your home-buying experience.
  20. The 10 Most Expensive ZIP Codes in Los Angeles

    The top 10 most expensive ZIP codes in Los Angeles have median home prices ranging from about $3.1 to $5.1 million. What ...
  21. Trends in Capital Flows: Global Equities

    Review trends in global equity mutual fund flows between 2013 and 2015, and discover what those trends say about broader ...
  22. Huntington Mortgage vs. Lending Tree: Comparing Online Mortgage Providers (HBAN, TREE)

    Understand the benefits of using an online mortgage company, and compare the benefits of applying online with Huntington ...
  23. Negative Interest Rates: Would Americans Spend More?

    Find out why the experimental negative interest rate policy from the Federal Reserve might not spur Americans to spend more ...
  24. Mortgage Deals: Zillow vs. Lending Tree (Z, TREE)

    Find out how the online lending marketplaces at Zillow and Lending Tree match borrowers and lenders, and which provides the ...
  25. FHA Loan

    A mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans are designed ...
  26. Simple Interest

    A quick method of calculating the interest charge on a loan. Simple interest is determined by multiplying the interest rate ...
  27. American Bankruptcy Institute - ABI

    A non-partisan research organization that educates its members, Congress and the public on bankruptcy issues. Founded in ...
  28. Multiple Listing Service (MLS)

    A service provided by a group of real estate brokers. They band together to create a Multiple Listing Service that allows ...
  29. Nationstar Mortgage vs. Quicken Loans: Comparing Online Mortgage Providers (NSM)

    Explore the advantage of refinancing your mortgage with an online lender, and compare two leading companies in online mortgage ...
  30. Debt-To-Income Ratio (DTI)

    The debt-to-income ratio measures the percentage of a person’s debt when compared to his overall income.
  31. Most Expensive Housing Costs Around the World

    A look at house prices and data of 15 cities around the world
  32. How to Help Clients Review College Financial Aid

    Now's the time for reviewing financial aid offers, which can often be confusing. Here are a few tips to help clients make ...
  33. Exxon Stock Up Ahead of Earnings, Hikes Dividend (XOM)

    A downgrade in credit rating Tuesday by Standard & Poor's wasn't enough to keep investors from buying shares of Exxon ...
  34. 5 Reasons Not to Use Your Home Equity Line of Credit

    Find out why taking a loan from a home equity line of credit may be a bad idea, and why you should consider alternatives.
  35. Trends in Capital Flows: U.S. Equities

    Analyze asset flow data for U.S. equity mutual funds and ETFs from 2014 and 2015 to identify changes in demand, investor ...
  36. Mortgage Refinance: Brick-and-Mortar vs. Online Lender

    Understand why refinancing your mortgage might benefit you, and compare using an online lender to working with a brick-and-mortar ...
  37. Parent Loans for College: Surprising Hidden Dangers

    Private parent loans can help families pay for college. But the repayment timeline associated with the loans can hurt parents’ ...
  38. iShares U.S. Construction vs. SPDR Homebuilders: Comparing Homebuilder ETFs (ITB, XHB)

    Learn why the U.S. housing sector may soon take off in 2016, and discover how to easily gain exposure to the sector, through ...
  39. Interest-Only Mortgage Case Study: Exploring Sweden's Potential New Rules

    Explore Sweden's overheating housing market while learning about the most recently proposed solution and the effect it may ...
  40. Capital One Stock Rises Ahead of Earnings (COF)

    With COF stock rising more than 7% and 23% in the respective one month and three months, the question should be "what's in ...
  41. How Interest-Only Mortgages Work

    Sophisticated borrowers might want to consider one of these loans to keep their initial payments low, but they need to fully ...
  42. P2P Loans: Selling Your Notes with Folio Investing

    A drawback of investing in peer-to-peer (P2P) loans was that you were stuck with them for the entire term. Now you can trade ...
  43. Visa Stock at 52-Week Highs Ahead of Earnings (V)

    Ahead of Visa's second quarter earnings results due after the closing bell Thursday, the credit card issuer has paid off ...
  44. American Express Stock Rise on Q1 Beat (AXP)

    American Express , which issued 3 million new credit cards during the quarter, enjoyed higher income from interest and fees.
  45. 4 Reasons Why Renting a Home is a Wise Decision

    We've all heard that a home is a great investment, but is it really? In this article, we will look at four reasons why renting ...
  46. Multi-billion Dollar Mobile Payments Startup Square Enters the Online Lending Space (SQ)

    Jack Dorsey's Square will expand services relating to Square Capital's cash advance service, becoming a key player in the ...
  47. Discover Financial Earnings on Tap, What to Expect? (DFS)

    With its shares down 3% year-to-date and 12% over the past year, Discover Financial can become a solid bounce back candidate ...
  48. Contrasting Non-Recourse And Recourse Loans

    The difference between a recourse and non-recourse loan involves how aggressively a lender can pursue a borrower who defaults ...
  49. Don’t Fail Student Loan Debt 101

    Don't be a statistic! According to a recent study, six in 10 Millennials don’t know what they owe or what to do with student ...
  50. Can the U.S. Consumer Continue to Hold Up the World?

    Seven years into the recovery, a key driver of economic growth continues to demonstrate a frustrating conundrum: Consumer ...
Save Money
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    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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