Credit, Loans & Mortgages

  1. Can FHA loans be used for investment property?

    November 25, 2015
    Learn the unique situations in which a home buyer can take advantage of the FHA home loan program to finance an investment ...
  2. Is Apple Pay safe and free?

    November 25, 2015
    Learn more about Apple Pay, one of Apple's newest and most metamorphic programs that is changing the way consumers purchase ...
  3. Do FHA loans have private mortgage insurance (PMI)?

    November 25, 2015
    Learn in which instances PMI is required for your FHA loan. Find out when your PMI is no longer necessary and when your lender ...
  4. Does Netspend report to credit bureaus?

    November 25, 2015
    Learn if NetSpend can report your information to a credit bureau and discover what personal information you need to open ...
  5. 7 Absolute No-Nos When Selling a Home

    November 25, 2015
    Avoid these mistakes if you’re looking to make a quick and easy home sale.
  6. Where can you use a Walmart MoneyCard?

    November 25, 2015
    Learn how you can use Walmart MoneyCards almost anywhere debit is accepted, as well as to pay bills online, send money orders ...
  7. Can you use your Walmart credit card at Sam's Club?

    November 25, 2015
    Learn how you can use a Walmart credit card at Sam's Club. Sam's Club also takes a variety of other payments and has many ...
  8. Is it possible to get a free credit report from Equifax?

    November 25, 2015
    Learn how you can receive a free credit report from Equifax, and discover what you need to do so you can view your free annual ...
  9. How can you cancel your Walmart credit card?

    November 25, 2015
    Learn how to close your Walmart credit card or Walmart MasterCard, and read details about the process of closing those credit ...
  10. Can Netspend cards be used internationally?

    November 25, 2015
    Learn how NetSpend cards can be used internationally. Discover where NetSpend cards can be used, and understand the fees ...
  11. How Parents Can Help Adult Children Buy a Home

    November 25, 2015
    Owning a home isn't easy thanks to stringent lending standards. Thankfully, there's ways parents can help their kids buy ...
  12. What exactly is the Wall Street Journal prime rate?

    November 25, 2015
    Learn about the Wall Street Journal Prime Rate, its basis for calculation and how banks use it to determine the rates charged ...
  13. HARP Loan Program: How Does It Work?

    November 24, 2015
    If you are underwater on your mortgage, this program may be just what you need to help build up equity in your home.
  14. Pre-Qualified Vs. Pre-Approved - What's The Difference?

    November 24, 2015
    These terms may sound the same, but they mean very different things for homebuyers.
  15. How Pawnshops Make Money

    November 24, 2015
    Learn about the various ways that a pawn shop makes money, including the primary revenue sources of making personal loans ...
  16. Do free credit reports affect your credit score?

    November 24, 2015
    Find out whether your credit score is affected when you are using one of the services that let you check your credit rating ...
  17. Should You Buy A House At Auction?

    November 23, 2015
    In theory, many of the best properties are auctioned. But auctioned properties aren’t always hidden gems.
  18. Adjustable Rate Mortgage: What Happens When Interest Rates Go Up

    November 23, 2015
    Adjustable rate mortgages can save borrowers money, but they can't go into it blind. In order to benefit from an ARM, you ...
  19. Does a free credit report show your credit score?

    November 23, 2015
    Find out how you can obtain your credit score, and find out whether your score is included in your free annual credit reports.
  20. Is getting a free credit report safe?

    November 23, 2015
    Discover whether getting a free credit report is safe, and find out how to get a legitimate free credit report. Understand ...
  21. 6 Ways to Load Your Walmart Money Card

    November 23, 2015
    Discover the six main ways to reload funds onto a Walmart MoneyCard and the benefits and fees on each of the four types of ...
  22. How accurate are free credit reports?

    November 23, 2015
    Discover if a free credit report is accurate, how to access it through a major credit reporting agency, and what to do if ...
  23. Walmart MoneyCard Vs. Walmart Credit Card

    November 23, 2015
    Discover how the Walmart MoneyCard and the Walmart credit card have different benefits that may influence your decision on ...
  24. How many FHA loans can I have?

    November 23, 2015
    Discover how many FHA-insured loans an individual may have, and learn about some of the exceptions, such as relocation and ...
  25. These 10 Habits Will Help You Reach Financial Freedom

    November 20, 2015
    Learn 10 key habits for achieving financial freedom, including smart budgeting, staying abreast of new tax deductions and ...
  26. Does the Walmart credit card have an annual fee?

    November 20, 2015
    Learn about the Walmart credit card which comes with no annual fees and a 5 cent per gallon discount at participating U.S. ...
  27. Student Financial Aid Changes: FAFSA 2015-2016

    November 20, 2015
    Here is a look at some of the major changes to FAFSA in 2015 - 2016 and how they will affect student financial aid.
  28. 6 Roads to a Personal Loan with Bad Credit

    November 19, 2015
    It'll cost you more, but borrowing is definitely doable. Here's how to proceed.
  29. Does NetSpend work with PayPal?

    November 19, 2015
    Learn about NetSpend and its cooperation with PayPal in conjunction with prepaid card accounts, where NetSpend and PayPal ...
  30. How does NetSpend overdraft protection work?

    November 19, 2015
    Discover how NetSpend overdraft protection works and how NetSpend charges a $15 fee for each overdraft transaction, with ...
  31. Are FHA loans assumable?

    November 19, 2015
    Learn the advantages and disadvantages of assuming an FHA-insured mortgage. Assuming loans with lower interest rates can ...
  32. How accurate are online mortgage calculators?

    November 19, 2015
    Discover how to use online mortgage calculators to get an accurate estimate for monthly payments and what inputs are necessary ...
  33. How do NetSpend cards work?

    November 19, 2015
    Learn how NetSpend prepaid debit cards work and if they are right for you. Protect yourself and your finances by understanding ...
  34. Where can you get NetSpend cards?

    November 19, 2015
    Learn where to get a NetSpend card and how to open an account, either through the NetSpend website or through a participating ...
  35. Are mortgage rates negotiable?

    November 19, 2015
    Learn what parts of a mortgage are negotiable, what closing costs can sometimes be negotiated away altogether and how to ...
  36. Who is eligible for student loan forgiveness?

    November 18, 2015
    If you have a federal loan, you may be able to get all or part of your loan forgiven through volunteer work, public service, ...
  37. 6 Ways to Get the Best Personal Loan Rate

    November 18, 2015
    Terms can vary tremendously, so you better shop around, both in person and online.
  38. Are FHA loans fixed?

    November 18, 2015
    Learn more about Federal Housing Authority (FHA) loan programs, the requirements for qualifying and how such loans can be ...
  39. Does an FHA loan require a down payment?

    November 18, 2015
    Learn about Federal Housing Administration (FHA) loans, which have down payments as low as 3.5%, low closing costs and lower ...
  40. Can the Best Buy credit card be used anywhere?

    November 18, 2015
    Learn how the Best Buy credit card can only be used in Best Buy stores and online to make purchases through the Best Buy ...
  41. Can FHA loans be used for condos?

    November 18, 2015
    Learn about Federal Housing Administration (FHA) loans and how individuals can use them to buy condos on the FHA-approved ...
  42. How does the Best Buy credit card work?

    November 18, 2015
    Learn how a Best Buy Visa credit card can provide consumers with 5 to 6% cash back in its stores and online, and provides ...
  43. Do Pharmacies Take CareCredit?

    November 18, 2015
    Learn that the CareCredit card is accepted at all of Rite Aid's nearly 4,600 pharmacy stores in the United States.
  44. Can a Best Buy credit card help you build credit?

    November 18, 2015
    Learn about how using a Best Buy credit card responsibly can lead to a higher credit score and lower interest rates on mortgages ...
  45. Which bank actually issues the Best Buy credit card?

    November 18, 2015
    Learn that the Best Buy credit card is issued by Citibank, and offers its holders either 5% back in rewards or special interest-free ...
  46. Does CareCredit cover prescriptions?

    November 18, 2015
    Discover what CareCredit can be used for, where it is accepted and how it differs from traditional credit cards in relation ...
  47. How To Minimize Holiday Debt Before It Happens

    November 17, 2015
    Holiday expenses can drown you in debt. Find out how to avoid this festive spending hangover.
  48. Education Loan

    November 17, 2015
    Money borrowed to finance education or school related expenses. Payments are often deferred while in school and for a six-month ...
  49. The Basics Of Lines Of Credit

    November 17, 2015
    Lines of credit are potentially useful hybrids of credit cards and normal loans. Learn how a line of credit can help (and ...
  50. What’s the difference between the two federal student loan programs (FFEL and Direct)?

    November 17, 2015
    Learn about the differences between the two types of government-backed student loan programs: Federal Family Education Loans ...
Save Money
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    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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