Credit, Loans & Mortgages

  1. Choose a Low Down Payment Program to Avoid PMI?

    When you can’t put down at least 20% on a mortgage, you usually have to have private mortgage insurance (PMI). But what about ...
  2. Are credit card rewards considered taxable income by the IRS?

    Learn about when the Internal Revenue Service considers the financial value of gifts received from credit card reward programs ...
  3. A Reverse Mortgage: A Retirement Cushion...But Will You Outlive It?

    Reverse mortgages can add some wiggle room to your retirement budget. Here's the lowdown on how to use them — and how not ...
  4. 4 Ways to Get a Degree Without Student Debt

    Although taking out student loans has become the norm in recent times, it is possible to get a degree without the burden ...
  5. Quickie Small Business Loans

    The banking industry has invested a lot of money into shortening loan approval times from a few weeks to a few minutes, but ...
  6. Sallie Mae - Student Loan Marketing Association

    A publicly traded company that is the largest provider of educational loans in the U.S. Along with providing student loans, ...
  7. U.S. Department of Veterans Affairs

    The U.S. Department of Veterans Affairs, established in 1988, elevated the previous Veterans Administration to a Cabinet-level ...
  8. How Falling Oil Prices Effect Prosperity Bancshares Inc. (PB)

    Discover how Prosperity Bancshares is closely tied to the local economy that it serves, and how falling oil prices affect ...
  9. New Employee Benefit: Help Paying Student Loans

    One of the newer employee benefits, especially helpful to Millennials and Gen Xers, provides for employer paydown on student ...
  10. Auto Leasing Hits Record High in Q4

    Auto Leasing is continuously growing in popularity as a preferred choice of financing.
  11. Reverse Mortgages: When They Make Sense

    Reverse mortgages are a legitimate vehicle for folks age 62 and up to tap into the equity in their homes for other uses. ...
  12. Term Payment Plan

    An option for receiving reverse mortgage proceeds that gives the homeowner equal monthly payments for a set period of time.
  13. Free Credit Scores: Top Sources for 2016

    You've probably seen spammy ads offering the opportunity to check your credit score for "free." Well, not all credit score ...
  14. Peer-to-Peer Lending: How Retirees Can Make Money

    With interest rates keeping traditional investment returns low, peer-to-peer lending offers retirees a chance for higher ...
  15. Contingency Clauses In Home Purchases Contracts

    Real estate contracts often contain contingency clauses, which are conditions or actions that must be met for a contract ...
  16. 5 Ways to Create a Bidding War This Spring

    Sellers hoping to get multiple bids need more than a great location. It's going to require the right priced home and lots ...
  17. Reverse Mortgage Financial Assessment

    A review of the borrower’s credit history, employment history, debts and income during the reverse mortgage application process.
  18. Reduce Debt Without Spending Unnecessarily

    Here are three steps to reduce debt in a cost-effective manner.
  19. Cutback on Gift Cards

    Fraud liability falls on the party ill-equipped to handle consumers’ chip-and-pin cards. Merchants are scaling back gift ...
  20. 3 Big Financial Mistakes to Avoid in 2016

    Here's how to avoid these three big and costly financial mistakes in 2016.
  21. Your Property Tax Assessment: What Does It Mean?

    Property taxes are a primary source of revenue for governments, and they’re a big expense for homeowners. They can vary widely ...
  22. 10 Reasons To Use Your Credit Card

    Charging purchases is not always a no-no. In fact, there are some very sound reasons for choosing this option.
  23. Is An FHA Mortgage Still A Bargain?

    Borrowers initially flocked to FHA loans due to their low down payments and accessibility for people with low credit scores. ...
  24. Credit Card Debt Surges: 6 Ways to Ditch Yours

    If you're part of the new higher credit card debt trend, here's how to get out from under – now.
  25. How do you use the FNMA selling guide?

    Learn about Fannie Mae Selling Guide and find out details about how its parts provide support to the business relationship ...
  26. How Real Estate Agents Get Paid

    Most real estate agents are paid a percentage of the property’s selling price, which is called a commission.
  27. How Visa Counts On Your Free-Spending Ways

    In a world where people lived within their means, Visa and its competitors would not exist.
  28. The Pitfalls Of Buying A Foreclosed House

    There is money to be made in foreclosures, but you should know what you’re getting yourself into.
  29. Top 4 Things That Determine a Home’s Value

    A physical structure depreciates over time, but the land underneath it appreciates.
  30. An Introduction to Buying a Condominium

    Think of a condominium as an apartment you own.
  31. Top Tips For Buying Your First Home

    There are three stages to buying a house.
  32. Debt Counseling: 4 Signs You Need Help

    Stop stressing about debt and bills and avoiding phone calls from debt collectors. Get help from a debt and credit counselor ...
  33. Banks, Credit Card Companies May Track Your Phone (DFS, MA)

    Banks and credit card companies have hit on a simple, effective way to know when a transaction is fraudulent: track customers' ...
  34. Hong Kong Monthly Home Sales Hit 25-year Low

    Hong Kong's property market is facing a major turnaround as prices have steadily fallen since September.
  35. What You Should Know About Home Appraisals

    The home appraisal is a key part of any loan-closing checklist. It’s an unbiased professional opinion of a home’s value.
  36. IOU

    An IOU is an informal document that acknowledges a debt.
  37. How To Get Out Of Paying Your Student Loans

    There are two ways to earn student loan forgiveness: work in public service, or make payments though an income-contingent ...
  38. Amortization Schedule

    An amortization schedule is a table that shows the amounts of principal and interest that comprise each loan payment.
  39. Five Things To Know About Quitclaim Deeds

    General warranty deeds provide the buyer with the most protection; quitclaim deeds provide the least.
  40. How Mortgages Affect Credit Scores

    A mortgage is the pinnacle of consumer credit. Paying a credit card a little late won’t impact your credit score much, but ...
  41. Life Insurance Policies: How Payouts Work

    Life insurance provides peace of mind to policyholders and their loved ones.
  42. Understanding Credit Card Interest

    Credit cards are an important part of life, so all card holders should understand their interest.
  43. 5 Worst Money Mistakes You Can Make In College

    Financial errors are nearly as common as all-night study sessions in the lives of many college students, but it can take ...
  44. The Return of the 3%-Down Mortgage

    A new low-down-payment mortgage offering has attractive features, but be sure to check out all the options and get the whole ...
  45. Home Flipping at 10-Year High

    Years after the housing market crash, home flipping has reached a 10-year high. Why that might not be the best signal.
  46. How To Afford A Second Home

    Buying a second home, even if it’s relatively affordable, takes careful budgeting and planning. Here's how to do it.
  47. Tax Breaks For Second-Home Owners

    The tax rules on a second home vary, depending on how the property is used.
  48. What You Should Know About Home Sale Contingencies

    A home sale contingency protects buyers who want to sell one home before purchasing another.
  49. Finding the Best Money Market Accounts in 2016

    This helpful rate calculator quickly shows you where to find the highest interest rate on a money market account.
  50. Divorce and Mortgage Payments: What You Need to Know

    Divorce can put a strain on finances, especially when it comes to the mortgage. Here is what you need to know about divorce ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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