Credit, Loans & Mortgages

  1. Here's How to Get a Car With No Down Payment

    August 30, 2016
    Here are some ways that you can buy a car with no down payment while also avoiding higher interest rates.
  2. How the TJ Maxx Credit Cards Work: Benefits & Rewards (TJX)

    August 29, 2016
    Learn about the benefits and rewards of T.J. Maxx credit cards, and discover if there are better alternatives.
  3. 4 Best Credit Cards for Military Veterans in 2016

    August 29, 2016
    Discover the four best credit cards for veterans, including the programs with the best airline mileage rewards, points for ...
  4. How often does Credit Karma update? (EFX, TRU)

    August 29, 2016
    Credit Karma lets you track your credit for free. Your Credit Karma account updates every seven days, but some changes might ...
  5. How to Sell a Car With a Lien

    August 28, 2016
    Vehicle owners wondering how to sell a car with a lien on the certificate of title have four options to both remove the lien ...
  6. Visa Signature vs. MasterCard World Elite: How They Differ

    August 27, 2016
    Learn about the key similarities and differences between the Visa Signature and MasterCard World Elite lines of credit cards ...
  7. Purchasing a Home with Bad Credit Is Possible: Here's How

    August 27, 2016
    A bad credit report can become an obstacle, resulting in denials for credit or higher interest rates, but borrowers with ...
  8. How the Goodyear Credit Card Works: Benefits & Rewards (GT)

    August 27, 2016
    Find out about the benefits and rewards of the Goodyear Credit Card. Learn which customers benefit most from it, and identify ...
  9. You Can Now File the FAFSA Starting Oct. 1

    August 26, 2016
    New rules designed to simplify the FAFSA application process let you apply three months earlier and use tax information from ...
  10. An Introduction to Student Loans and the FAFSA

    August 26, 2016
    Learn how to fill out the FAFSA form so that it is easier for you to fund your education.
  11. 3 Tips to Refinance a Mobile Home Loan

    August 26, 2016
    Refinancing a mobile home loan is possible if the borrower meets certain criteria. Here are a handful of useful tips on refinancing ...
  12. A Quick Guide to How FAFSA Loans Work

    August 26, 2016
    If you’re headed to college and want to know how to apply for financial aid, this is where you need to start.
  13. 3 Best Credit Cards for Restaurants in 2016 (COST)

    August 26, 2016
    Credit cards with restaurant rewards can be lucrative, if they are managed properly. Here are three cards with the best features. ...
  14. How Do Mortgage Lenders Calculate Affordability?

    August 26, 2016
    Home affordability is an important question for prospective homeowners and mortgage lenders alike. It is generally a function ...
  15. What's the difference between FHA and conventional loans?

    August 26, 2016
    Conventional mortgages require higher credit scores than FHA mortgages.
  16. Univision MasterCard Prepaid Card: What You Need to Know (MGI, WU)

    August 26, 2016
    The Univision MasterCard prepaid card markets itself as a safe alternative to cash, but competing cards may offer better ...
  17. Do mortgage lenders work on weekends? (WFC)

    August 26, 2016
    Since weekends typically are the best time for home-buyers, it behooves lenders to be on-hand to serve.
  18. Keynesian Put

    August 25, 2016
    A Keynesian Put is the expectation that markets and the economy will be supported by fiscal policy stimulus measures.
  19. Why You Absolutely Need an Emergency Fund

    August 25, 2016
    What is an emergency fund, and why is it often the first component of sound financial planning?
  20. Are You Living Too Close to the Edge?

    August 25, 2016
    If a missed paycheck would make your finances cave in, here's how to get back on track.
  21. Why Too Many Credit Cards Can Hurt Your Credit Score

    August 25, 2016
    Find out why having too many credit card accounts can adversely impact your credit score if the cards are not managed properly.
  22. How the Sam's Credit Card Works: Benefits and Rewards (WMT)

    August 25, 2016
    Sam's Club offers store-only and MasterCard credit cards with several membership and rewards program options.
  23. How the Sears Credit Card Works: Benefits & Rewards (SHLD)

    August 25, 2016
    Sears offers three different types of credit cards with various rewards and benefits programs. Included are rewards and benefits ...
  24. Improve Your Chances to Get Approved for a Credit Card (BAC, DFS)

    August 25, 2016
    Little or no credit doesn’t mean you’re stuck paying with cash. There are credit options for those just starting to establish ...
  25. Is your salary on your credit report?

    August 25, 2016
    Your salary is not on your credit report, as of 2016. It has been at least 20 years since credit reports included salaries.
  26. Professors: Stop Drowning in Student Loans

    August 25, 2016
    Students aren't the only ones dealing with loans. Professors who borrowed money to get to where they are should consider ...
  27. How the PayPal Credit Card Works: Benefits & Rewards (PYPL)

    August 25, 2016
    Find out how the PayPal Extras MasterCard works for you, and how you can earn maximum rewards on gas and restaurant purchases ...
  28. Credit Karma Doesn't Hurt Your Credit Score, and Here's Why

    August 24, 2016
    Credit Karma is a popular option for checking credit histories for free, and it doesn't hurt your credit score.
  29. How to find mortgage lenders that use VantageScore?

    August 24, 2016
    Understand the difference between VantageScore and FICO, and learn how to locate a mortgage lender that uses VantageScore ...
  30. How many mortgage payments can I miss before foreclosure?

    August 24, 2016
    The status of your lender and the condition of your local housing market are some of the factors that determine how many ...
  31. Promote Financial Success in Your 20s and 30s

    August 24, 2016
    Financial planning doesn't have to wait until your older. Students and adults in their 20s and 30s can get on the path to ...
  32. 3 Best Credit Cards for Balance Transfers in 2016

    August 24, 2016
    Find out which credit cards offer the best balance transfer opportunities in 2016, including the longest introductory periods ...
  33. When to Consider Paying Off Your Mortgage

    August 24, 2016
    Consider four scenarios where it could make sense to pay off your mortgage early.
  34. 3 Best Credit Cards for College Students in 2016

    August 24, 2016
    Find out which credit cards are best suited to college students, based on criteria such as annual percentage rate, rewards ...
  35. How the Macy's Credit Card Works: Benefits and Rewards (M)

    August 24, 2016
    Learn about the different Macy's Credit Cards available to consumers, with a summary of the rewards and benefits, who should ...
  36. CFPB Targets Discriminatory Lending Practices

    August 24, 2016
    The Consumer Financial Protection Bureau is sending mystery shoppers into banks to uncover discriminatory lending practices.
  37. How to Get a Credit Card Without a Social Security Number (SSN) (COF, BAC)

    August 23, 2016
    Learn the methods by which a borrower can get approved for a credit card, even if the borrower lacks a valid Social Security ...
  38. Student Loan Forgiveness for Teachers: How It Works

    August 23, 2016
    Huge student loan debt may be keeping people from entering the teaching profession. Find out how teachers can get their student ...
  39. 5 Best Credit Cards for Buying Groceries in 2016

    August 23, 2016
    Learn how to increase your grocery savings each year using grocery rewards credit cards, and find out which rewards credit ...
  40. How the J. C. Penney Credit Card Works: Benefits & Rewards (JCP)

    August 23, 2016
    The JCPenney credit card has some nice perks, especially for frequent buyers, but it carries a relatively high interest rate. ...
  41. The 3 Best Credit Cards for Traveling to Australia (BCS, COF)

    August 23, 2016
    Almost any card will get you there, but these three offer the best value for your buck.
  42. When is mortgage insurance tax deductible on rental property?

    August 23, 2016
    Discover when mortgage insurance premiums are allowed to be deducted on your taxes for rental properties and see an example ...
  43. How the Lowes Credit Card Works: Benefits & Rewards (LOW)

    August 23, 2016
    Understand how the Lowe's credit card works, which customers benefit the most, its terms and conditions, and what alternatives ...
  44. 6 Steps to Getting a Car Loan With Bad Credit

    August 23, 2016
    Having bad credit does not mean you can't get a car loan. Follow these steps to improve your chances of getting a loan with ...
  45. Cross-Collateral Loan: How Does It Work?

    August 23, 2016
    Cross-collateralization in lending is not unusual, but it can have a huge impact on your finances. Here's what you need to ...
  46. Beware of Guaranteed Payday Loan Websites

    August 23, 2016
    Payday lenders generally should be approached with caution; but online payday loan websites are better avoided altogether. ...
  47. How the Shell Credit Card Works: Benefits & Rewards (RDS.A)

    August 23, 2016
    Learn the three different payment options available from Shell, including how to apply, the benefits of each, who should ...
  48. 3 Reasons Credit Cards with Chips Are Safer (MA, V)

    August 23, 2016
    Discover the three ways chip-embedded cards are safer that those with magnetic stripes and how the integration of PIN codes ...
  49. How do mortgage lenders check and verify bank statements?

    August 23, 2016
    Find out how mortgage companies verify your bank statements for mortgage approval. The lender sends a form to your bank requesting ...
  50. Are direct consolidation loans subsidized?

    August 22, 2016
    Direct Consolidation Loans are not subsidized. Students borrow Direct Subsidized Loans to pay tuition, room and board at ...
Save Money
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    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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