Credit, Loans & Mortgages

  1. Review: PayPal Extras Credit Card

    You can use PayPal with credit cards from many issuers. But now you can also use a PayPal card – and apply the rewards directly ...
  2. What are the pros and cons of a simple-interest mortgage?

    Learn the difference between a simple interest mortgage and a standard mortgage, along with their relative advantages and ...
  3. The Five C's of Credit

    The five C’s of credit are what banks and other lenders evaluate about a potential borrower when making a lending decision. ...
  4. Fullz

    A slang term that criminals who steal credit card information use to refer to a complete set of information on a prospective ...
  5. Quickbooks vs. Quicken

    QuickBooks and Quicken are two of the most widely used financial management tools in the world. Determine which one is right ...
  6. BillGuard Vs. Mint Vs. SigFig Vs. Personal Capital

    Which of these financial apps deserves a place on your mobile? That depends on your needs and how sophisticated you want ...
  7. Dial-Up Card Reader

    An electronic credit card machine that sends data through an analog phone line and a modem.
  8. Soft Inquiry

    A credit report check that does not affect an individual's credit score.
  9. Balance Chasing

    The gradual lowering of a consumer’s credit limit by a credit card issuer as the consumer pays down the card’s balance.
  10. How can I invest in credit card companies?

    Learn about the different ways to invest in credit card company stock as well as the advantages and drawbacks of each investment ...
  11. Top Easy Bathroom Improvements With Big Payoffs

    Even modest investments to improve a small bathroom can yield considerable rewards.
  12. What Affects Your Credit Score

    How good a credit score you have depends on 5 factors. What they are and what it takes to better your credit rating if it's ...
  13. Best 2015 Balance Transfer Credit Card Promotions

    Trying to pay off a credit card balance at too high an interest rate? You might save a good chunk of cash with one of these ...
  14. What is the most typical holding in an SPV?

    Learn why property-based investments are the most common kind of holding within a Special Purpose Vehicle, or SPV, and how ...
  15. What level of default rate is typical for the credit services industry?

    Learn how default rates affect businesses in the credit services industry, and what rates are considered normal for a company ...
  16. Closed Loop Card

    A credit card or gift card that a consumer can only use to make purchases from a single company.
  17. Bust-Out

    A type of credit card fraud where an individual maxes out the card with no intention of paying the bill.
  18. Authorized Transaction

    A credit card purchase for which the merchant has received approval from the bank that issued the customer’s credit card.
  19. How Two Harbors Uses Derivatives To Manage Risk

    Mortgage REITs, like Two Harbors , have cut their dividend payments as interest rate trends have eaten into profitability ...
  20. What distinguishes the financial services sector from the banks?

    Learn about the difference between the banking industry and the financial services sector and how to distinguish financial ...
  21. How has the shift to e-commerce affected the profitability of companies in credit services?

    Learn how the shift to e-commerce has benefited credit services companies by making it easier for consumers to use credit, ...
  22. Find The Top Reverse Mortgage Companies

    Finding a reverse mortgage generally means using a lender that specializes in them. Here's how to find a reputable one.
  23. Mortgage Deals: Bank Of America Vs. Wells Fargo

    Which bank offers the better mortgage deal? Here's how they compare on two popular types of mortgage.
  24. Study Abroad: Budget for Florence

    The career payoffs for study abroad can be huge, but can you afford it? Here's a rundown of what you'll need to budget for ...
  25. Why do some institutions (like American Express) allow you to go above your revolving credit limit?

    Learn why institutions such as American Express and Visa allow exceeding revolving credit limits, and consider when this ...
  26. In what types of financial situations would credit spread risk be applied instead of default risk?

    Find out when credit risk is realized as spread risk and when it is realized as default risk, and learn why market participants ...
  27. Become a Mortgage-Backed Securities Analyst

    Specializing in structured or derivative credit products like mortgage-backed securities requires education and prior experience ...
  28. What factors are taken into account to quantify credit risk?

    Learn how probability of default, or PD; loss given default, or LGD; and exposure at default, or EAD, are used to help quantify ...
  29. Does identity theft or credit card fraud also occur with cash-on-delivery?

    Understand the process of cash on delivery (COD) as well as where identity theft and fraud may occur and some techniques ...
  30. Best Credit Cards For Travel In China (DFS)

    Credit cards are now much more widely accepted in China – and one issuer leads the pack, due to its deal with China UnionPay, ...
  31. The 3 Biggest Risks To Chimera Investment Corporation

    Whenever you invest in a leveraged financial fund or are thinking about doing so, it's important to know the risks that could ...
  32. Recurring Billing

    When a merchant automatically charges a cardholder for specified goods or services on a prearranged schedule.
  33. Credit Card Authentication

    The merchant’s process of making sure a customer’s credit card is valid.
  34. Personal Guarantee

    An individual’s legal promise to repay charges to a business credit card.
  35. Opt Out Right

    A consumer’s authority under the 2009 Credit CARD Act to disagree with a credit card issuer’s proposed changes to interest ...
  36. Thin File

    A limited credit history which can make it difficult to get credit or get approved for a loan.
  37. FAKO Score

    A derogatory term for a credit score that is not one of the FICO scores lenders pull when deciding whether to approve a loan ...
  38. Why do credit card companies calculate revenue splits in terms of basis points?

    Discover how revenue splitting works and how credit card companies are able to utilize basis points in revenue splits to ...
  39. Zero Balance Card

    A credit card on which a consumer does not owe any money because he or she has paid any balances owed in full and has not ...
  40. Upfront Pricing

    The interest rates and fees stated in a credit card agreement when the card is issued.
  41. Chase Sapphire Preferred vs. Amex Platinum

    Chase Sapphire Preferred has many rewards and is much cheaper. Is American Express Platinum worth its premium price? That ...
  42. Credit Muling

    Acquiring and delivering items fraudulently obtained using credit.
  43. Direct Mail

    A credit card offer targeted at a specific consumer and sent through the mail.
  44. Dormancy Fee

    A penalty charged by a credit card issuer to a cardholder’s account for not using the card for a certain period of time.
  45. Credit Repair Organizations Act (CROA)

    A federal law passed in 1996 that requires companies offering credit repair services to advertise and communicate honestly ...
  46. Convenience Fee

    A charge assessed by a payee when a consumer pays with a credit card rather than by check or ACH transfer.
  47. Automatic Bill Payment

    A money transfer scheduled on a predetermined date to pay a recurring bill.
  48. COB Fraud

    A scam in which a criminal changes a victim’s billing address with a financial institution to prevent the victim from noticing ...
  49. Payroll Card

    A prepaid card onto which an employer loads an employee’s wages or salary each payday.
  50. What is the most effective way to write a successful budget?

    Learn the best way to create a successful budget. Learn how to cut unneeded expenses without impacting what you need for ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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