Credit, Loans & Mortgages

  1. Automatic Bill Payment

    February 16, 2015
    A money transfer scheduled on a predetermined date to pay a recurring bill.
  2. COB Fraud

    February 16, 2015
    A scam in which a criminal changes a victim’s billing address with a financial institution to prevent the victim from noticing ...
  3. Payroll Card

    February 16, 2015
    A prepaid card onto which an employer loads an employee’s wages or salary each payday.
  4. What is the most effective way to write a successful budget?

    February 16, 2015
    Learn the best way to create a successful budget. Learn how to cut unneeded expenses without impacting what you need for ...
  5. What is the use of having revolving credit if your credit score suffers for using it?

    February 16, 2015
    Is revolving credit right for you? The benefits greatly outweigh the risk when used responsibly, but it also has the ability ...
  6. Why do high profiting sales mitigate credit risk?

    February 16, 2015
    Learn more about credit risk in loaning to individuals and businesses. Understand how credit risk is determined and the impact ...
  7. Investment Grade

    February 14, 2015
    Investment grade is a term used to describe a favorable rating for corporate and municipal bonds.
  8. How to Challenge & Win A Credit Card Dispute

    February 13, 2015
    Found an error on your credit card statement? Five strategies to persuade the card issuer to fix it in your favor.
  9. Review: Barclaycard Rewards MasterCard

    February 13, 2015
    If you're looking for a rewards card and you have an average credit score, this one's worth investigating.
  10. Plain Vanilla Card

    February 13, 2015
    A basic credit card with no special features or perks and no annual fee.
  11. Grace Period (Credit)

    February 13, 2015
    The number of days between a consumer’s credit card statement date and payment due date when interest does not accrue.
  12. Credit Card Rewards Devaluation: How To Avoid It?

    February 11, 2015
    If you don't know how to redeem your rewards points, we'll show you the easiest way to avoid rewards devaluation this year. ...
  13. When is an underwriting fee too high on a commercial loan?

    February 11, 2015
    Learn about underwriting fees and when they're too high. If the underwriting fee exceeds 2% of the total loan size, the fee ...
  14. Why do bankers incur risk when underwriting?

    February 11, 2015
    Learn why investment banks take on risk when underwriting. Explore examples of investment banks that have underwritten assets ...
  15. Are Personal Loan Platforms Your Best Bet?

    February 10, 2015
    Peer-to-peer lending platforms, such as Lending Tree, Lending Club and Prosper, offer borrowers newfound leverage. Here's ...
  16. Best Credit Cards For Travel To Europe

    February 9, 2015
    These cards avoid the main credit issues facing U.S. travelers to Europe – foreign transaction fees that make purchases more ...
  17. What country spends the most on education?

    February 9, 2015
    Learn about the amounts that various developed nations spend on educating their young people compared to education spending ...
  18. Commercial Bank

    February 6, 2015
    A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, ...
  19. Getting A Mortgage In Your 30s

    February 5, 2015
    Five things to consider before you sign on the dotted line for a mortgage.
  20. Discover Credit Cards: Advantages & Disadvantages

    February 5, 2015
    Discover it cards still offer generous rewards and no annual fee. But how generous depends on which card you end up with, ...
  21. Old Navy Credit Cards: How They Work

    February 4, 2015
    If Old Navy is your favorite store, here's the lowdown on its two credit cards. Interest rates are high, but rewards are ...
  22. Banana Republic Credit Cards' Benefits & Rewards

    February 4, 2015
    You get rewards for buying at any store in the Gap chain. Does that make one of the Banana Republic store cards worth adding ...
  23. How To Pick The Right Lender When Refinancing A Mortgage

    February 2, 2015
    Refinancing your mortgage has never been easier with the range of lenders and access to information that are available to ...
  24. Top Alternatives To A Co-signer

    February 2, 2015
    You need a co-signer to get that loan or apartment, but you don't have anyone you can ask. What can you do instead? And how ...
  25. Visa vs. MasterCard: Is There a Difference?

    February 2, 2015
    Visa and MasterCard are two of the most widely used credit card brands. But are the differences between the two significant ...
  26. What's the difference between a letter of credit and a bank guarantee?

    February 2, 2015
    Learn how letters of credit and bank guarantees differ, how they are used by banks and companies, and how buyers apply to ...
  27. 5 Dings You Can Remove From Your Credit Reports

    January 30, 2015
    If you look at your credit report you might see any number of various items that are harmful to your credit score, but you ...
  28. How To Invest Like A Millennial

    January 30, 2015
    Suggestions to build a long-term plan for the millennial generation, according to their needs and goals.
  29. Comparing The Capital One Miles Credit Cards

    January 29, 2015
    Which Capital One rewards credit card offers the best deal for you?
  30. How The Amazon.com Credit Card Works

    January 28, 2015
    The rewards from
  31. What is the difference between APR and APY?

    January 28, 2015
    Learn about the difference between the calculations for APR and APY. APY takes into account the number of times that the ...
  32. Are any arm's-length transactions disadvantageous to both parties?

    January 28, 2015
    Find out why arm's-length transactions are disadvantageous when the interests of the two parties coincide and they wish to ...
  33. Finding Credit Karma's 5 Best Tools

    January 28, 2015
    As if the free, no-strings credit checkup weren't enough, this site also gives you personalized feedback to make you a better ...
  34. How Southwest Credit Cards Work: Benefits & Review

    January 28, 2015
    Do Southwest Airlines' free checked bags make one of their credit cards a good choice for you?
  35. Do lenders offer floating APRs?

    January 28, 2015
    Learn about credit cards with floating, variable and fixed APRs. Explore introductory rates offered by two leading credit ...
  36. Why do some credit cards offer introductory APRs?

    January 28, 2015
    Understand how introductory APRs from credit card companies can help or hurt your personal finances. Learn how to use these ...
  37. Are APRs different in different countries?

    January 28, 2015
    Learn about the term APR and how it is used in the United States and other countries. Explore why different lenders charge ...
  38. What loans do and don't have an APR?

    January 28, 2015
    Learn about what annual percentage rates (APR) are and what they mean. Explore different fixed and variable APRs charge by ...
  39. Card-Not-Present Fraud

    January 28, 2015
    A type of credit card scam in which the customer does not physically present the card to the merchant during the fraudulent ...
  40. Card-Present Fraud

    January 26, 2015
    A type of credit card scam in which the card is physically presented to the merchant during the fraudulent transaction.
  41. Adverse Credit History

    January 26, 2015
    A track record of poor repayment history on one or more loans or credit cards.
  42. Charge-Off Rate (Credit Card)

    January 26, 2015
    The percentage of consumers whose unpaid balances credit card companies are unable to collect.
  43. Equal Credit Opportunity Act - ECOA

    January 26, 2015
    A regulation created by the U.S. government that states that individuals cannot be discriminated upon via factors that are ...
  44. Risk-Based Pricing

    January 26, 2015
    The offering of different interest rates and loan terms to different consumers based on their creditworthiness.
  45. Behavior-Based Repricing

    January 26, 2015
    The changing of a credit card holder’s interest rate based on their repayment activity.
  46. Gift Card

    January 26, 2015
    Gift cards fill the role that paper gift certificates used to play, but with additional features thanks to improved technology.
  47. National Issuers

    January 26, 2015
    Credit card companies that give credit cards to creditworthy consumers in all 50 states.
  48. What is a bank's legal liability when issuing a letter of credit?

    January 26, 2015
    Learn the responsibility of banks that issue letters of credit Letters of credits ensure payment on transactions between ...
  49. When are you legally required to get a letter of credit?

    January 26, 2015
    Learn how exporters or importers who deal in international trade use letters of credit to ensure that transactions are safe, ...
  50. Best Credit Cards For 2015

    January 23, 2015
    The best credit card for you depends on your financial goals. Our choices for the best cards in 4 different categories.
Save Money
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    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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