Credit, Loans & Mortgages

  1. How to Invest When You're Deep in Debt

    Debt is one of the biggest obstacles that prevents people from investing - but it shouldn't be.
  2. Can a Mortgage Company Change the Terms?

    Buying a home? You'll need this guide on when a mortgage company can change your terms and why various closing costs can ...
  3. Share Your Future Income for College Tuition?

    As college tuition mounts, the idea of income-sharing agreements is becoming a more viable option for many.
  4. How to Refinance a VA Loan: Step-by-Step Guide

    How do you refinance a VA loan? In some cases it’s much easier than with a conventional loan. We explain.
  5. 10 Tips to Boost Credit Scores for Advisors and Clients

    Properly managing credit scores can help get new loans and save a lot of money in the process.
  6. The Interest Rates: APR, APY And EAR

    When most people shop for financial products, all they focus on is the listed interest rate. Human eyes instinctively dismiss ...
  7. How to Build Your Credit Score to 850

    Use these tips to increase your credit score and your ability to get low interest rates on loans.
  8. Watch Out for "Junk" Mortgage Fees

    So many fees are tacked onto a mortgage, that it's easy to pay more than you have to.
  9. Can the Banking Industry Defend Itself Against Alternative Lending?

    If it learns to embrace fintech like its non-bank competitors have done.
  10. Mortgage

    A debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back ...
  11. 9 Gentrifying Neighborhoods in the Bay Area

    There are a number of gentrifying neighborhoods in the Bay Area, which is home to some of the highest rents and home prices ...
  12. Should You Let Turbo Tax Share Your Data?

    Should you let TurboTax share your data? Possible reward: great deals on student loan refinancing. But there are issues.
  13. Loan-To-Value Ratio - LTV Ratio

    A lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.
  14. Student Debt: Women Owe More

    A new research study shows that women carry more student loan debt than men.
  15. A Good Credit Score: Why Do You Need It?

    Your credit score can affect your ability to borrow money, buy a house or even get a job.
  16. Lien

    The legal right of a creditor to sell the collateral property of a debtor who fails to meet the obligations of a loan contract. ...
  17. Should I Pay Down a Mortgage or Invest the Money?

    Does it make sense to pay down a mortgage or invest that money instead?
  18. Collateral

    Property or other assets that a borrower offers a lender to secure a loan. If the borrower stops making the promised loan ...
  19. Healthier Credit Scores Point to Bullish Economy

    Credit scores indicate that consumers may be back on their feet after the Great Recession.
  20. How to Protect Yourself From Credit Card Fraud

    Credit card fraud is sharply up. Learn the worst types and how to protect yourself.
  21. Should You Buy or Build a Home?

    You're ready for a new house. Should you buy it or build it? Here's how to think through the pros and cons, whether it's ...
  22. 5 Mistakes to Avoid When Buying a New Home

    Don't make these common blunders on your way to buying a new home.
  23. The Mortgage-Backed Security Market Faces Major Tumoil (MBB, VMBS)

    The Fed is expected to begin selling off its $1.75 trillion portfolio of mortgage-backed securities.
  24. Why Buying Starter Home Now Is a Bad Idea

    Buying a starter home now may not be the best investment with slow-growing equity and added costs.
  25. Timeless Financial Planning Lessons That Still Make Sense

    These financial planning oldies but goodies still carry some weight.
  26. Should You Buy a House At Auction?

    The traditional real estate market isn't the only place to conduct your home search. Auctions also bring many buying opportunities. ...
  27. How to Start Saving for a House

    If you're serious about saving to buy a house, be willing to cut down or cut out unnecessary expenses. It can be done with ...
  28. What is the 1003 mortgage application form?

    Learn about the 1003 mortgage application form, what information it requires and why this form is the industry standard for ...
  29. Affirm, Inc.

    Affirm’s initial product is a lending solution that can be used to pay for purchases at a variety of online or bricks and ...
  30. How to Consolidate Credit Card Debt and Pay It Off

    When you look at the numbers, debt seems to have become an American way of life.
  31. Mortgage Options for Underwater Homeowners

    Find out what options are available when your mortgage is greater than the value of your home.
  32. Outfox the Debt Collector's Hounds

    Dealing with a collection agency is scary if you don't know your rights. We help you take back the power.
  33. 3 Money-Saving Cruise Ship Tips

    Many cruise costs are fixed, but it's the little extras that will put a big dent in your pocketbook.
  34. How a LendingTree Mortgage Works

    Learn how LendingTree works, and understand the process of using the service to obtain competing quotes from several mortgage ...
  35. Property Assessed Clean Energy (PACE) Loan

    PACE loans offer an alternative to traditional financing for property owners who want to make energy efficient improvements. ...
  36. Life Insurance Premium Financing: Worth the Risk?

    Life insurance premium financing lets high net worth individuals buy costly insurance without liquidating assets.
  37. 40-Year Mortgages: Do They Exist?

    Is there such a thing as a 40-year mortgage? Would you want one?
  38. P2P Mortgage Loans - A Growing Trend

    Read all about the the pros and cons of this trend in of peer-to-peer lending.
  39. Annual Percentage Rate - APR

    The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents ...
  40. Reverse Mortgages: The Problems and the Alternatives

    Reverse mortgages have many pitfalls, but there are alternatives to help fund your retirement.
  41. Can I Pay Off Student Loans with My 529 Plan?

    Not yet. A bill that would let people use 529 plans to pay off student loans is working its way through Congress.
  42. Are You Saving Money for Big Life Changes? Part 1

    Having financial goals will make it easier to save something from each paycheck.
  43. 'Free' Tax Refund Loans: Are They Really Free?

    While tax refund loans are now completely free, getting one can cost you in tax prep and other fees.
  44. Test Your Money Personality

    Find out which of the five profiles fits your style, and how this will affect your future.
  45. Beware of These Reverse Mortgage Scams

    You could lose not only money, but also your home if you fall for these schemes.
  46. Ways to Be Mortgage-Free Faster

    Getting rid of this debt faster has bigger benefits than you might think.
  47. How Many Mortgage Payments Can I Miss Before foreclosure?

    The status of your lender and the condition of your local housing market are some of the factors that determine how many ...
  48. How You Can Reduce Debt and Increase Savings

    Helpful strategies to help you pay off debt and increase your savings in the new year.
  49. How a HELOC Fixed-Rate Option Works

    This product is essentially a home-equity loan and home equity line of credit (HELOC) hybrid, and it has its own quirks, ...
  50. Citi's New Approach for Small Business Loans (C)

    Citigroup has partnered with Biz2Credit to cater to the underserved market for small business loans.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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