Credit, Loans & Mortgages

  1. BofA vs. Citi: Which Is Better for High-Net-Worth Accounts? (C, BAC)

    June 7, 2016
    Compare and contrast the Citigold program from Citigroup and Bank of America's Preferred Rewards, and determine which program ...
  2. Your Property Tax Assessment: What Does It Mean?

    June 6, 2016
    The amount of a property tax bill is based on the property’s value, the exemptions it qualifies for, its use and the local ...
  3. Retirement Planning: Why You Should Help Your Children Build Credit

    June 6, 2016
    Learn why parents should help their children build good credit at a young age and teach them how to use debt responsibly ...
  4. Down Payment

    June 5, 2016
    A down payment is an initial cash payment on an expensive good.
  5. 3 Best Reward Credit Cards Without Annual Fees (C, BAC)

    June 5, 2016
    Discover some of the top rewards credit cards on the market that have no annual fee, and learn how much you can potentially ...
  6. Zillow, Realtor, Redfin: Which Is the Best Real Estate Website? (Z, NWS)

    June 5, 2016
    Compare the features and usability of the Zillow, and Redfin real estate websites for buying or selling a home ...
  7. Beware of Payday Loans

    June 2, 2016
    Even if you're desperate for cash, try our alternatives before falling into the payday loan trap. Read on for proposed rules ...
  8. Why the Wealth Effect Is Decelerating

    June 2, 2016
    Discover why the Dallas Fed believes the wealth effect shrunk after the Great Recession, and why the wealth effect might ...
  9. Why Black Students Leave College with More Debt

    June 1, 2016
    A recent study revealed that black students end up with more student debt than white students, even with similar financial ...
  10. Visa and MasterCard Ready to Test Breakout Levels (V, MA)

    June 1, 2016
    MasterCard shows a stronger accumulation pattern than rival Visa and should post more reliable gains after a breakout.
  11. Primary Mortgage Market

    May 31, 2016
    The market where borrowers and mortgage originators come together to negotiate terms and effectuate mortgage transaction. ...
  12. 100% Mortgage

    May 31, 2016
    A mortgage loan in which the borrower receives a loan amount equivalent to the total value of the property to be purchased. ...
  13. Understanding Mortgage Impound Accounts

    May 31, 2016
    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money. ...
  14. 5 Top Alternatives to a Reverse Mortgage

    May 31, 2016
    If you have substantial home equity and don't want to do a reverse mortgage to tap it for retirement expenses, cost out these ...
  15. Alt-A Mortgages: How They Work

    May 31, 2016
    Called "liar loans" for their low documentation requirements, Alt-A mortgages were hot until the subprime crisis. Now Wall ...
  16. Understanding Mortgage-Backed Securities

    May 31, 2016
    Find out the meaning of this popular asset-backed security and its benefits for banks and investors.
  17. Secondary Mortgage Market

    May 31, 2016
    The market where mortgage loans and servicing rights are bought and sold between mortgage originators, mortgage aggregators ...
  18. Mortgage Pool

    May 31, 2016
    A group of mortgages held in trust as collateral for the issuance of a mortgage-backed security. Some mortgage-backed securities ...
  19. Wintrust Mortgage Reviews: What You Need to Know (WTFC, FNMA)

    May 30, 2016
    Find out if Wintrust Mortgage can provide the high-quality service you are looking for when it is time to make your mortgage ...
  20. U.S. Bank Mortgage Reviews: What You Need to Know

    May 28, 2016
    Learn about the financial profile and operations of U.S. Bancorp. Discover which mortgage products the bank offers and how ...
  21. Top 6 Mortgage Mistakes

    May 28, 2016
    These common errors could end in foreclosure.
  22. 3 Reasons Why Jumbo Mortgages Are for High Earners

    May 28, 2016
    Find out what a jumbo mortgage is, and learn the primary reasons why jumbo mortgages are most well-suited for high income ...
  23. Student Loans: Best Majors to Pay Down College Debt Fast

    May 28, 2016
    Find out which degrees help college students find jobs immediately after graduation, earn good salaries and pay back their ...
  24. Bank of America Mortgage Reviews: What You Need to Know (BAC)

    May 27, 2016
    Learn about Bank of America, the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  25. What’s Considered To Be A Good Debt-To-Income (DTI) Ratio?

    May 27, 2016
    The debt-to-income ratio measures the amount of debt a person has compared to overall income.
  26. CDOs and the Mortgage Market

    May 27, 2016
    These structured products contribute to keeping borrowing rates low.
  27. Best Ways to Repair Your Credit Score

    May 27, 2016
    Follow these 6 steps and you'll be on your way to a better credit score.
  28. Freddie Mac - Federal Home Loan Mortgage Corp - FHLMC

    May 27, 2016
    A stockholder-owned, government-sponsored enterprise (GSE) chartered by Congress in 1970 to keep money flowing to mortgage ...
  29. Mortgage Forbearance Agreement

    May 27, 2016
    An agreement made between a mortgage lender and delinquent borrower in which the lender agrees not to exercise its legal ...
  30. Wells Fargo 3% Down Payment Mortgage (WFC)

    May 27, 2016
    Wells Fargo has a new mortgage product—a 3% down payment mortgage called yourFirstMortgage.
  31. NVR Mortgage Reviews: What You Need to Know (NVR)

    May 27, 2016
    Explore NVR Mortgage, and learn why a combination lender-builder mortgage company might be a good choice for financing a ...
  32. 6 Major Credit Card Mistakes

    May 26, 2016
    Avoid these pitfalls to keep your credit score healthy and your debt under control.
  33. Why Deferred-Interest Promotions Are a Trap

    May 26, 2016
    Deferred-interest credit cards can offer consumers a way to pay for a pricey item over time with no interest. But too often, ...
  34. Ginnie Mae - Government National Mortgage Association - GNMA

    May 26, 2016
    A U.S. government corporation within the U.S. Department of Housing and Urban Development (HUD). Ginnie May aims to: 1. Ensure ...
  35. New York Financial Watchdog Extends Online Lender Probe

    May 26, 2016
    A week after it subpoenaed LendingClub for info about loans to New Yorkers, the state's top financial regulator is allegedly ...
  36. Make A Risk-Based Mortgage Decision

    May 26, 2016
    Find out how to choose which mortgage style is right for you.
  37. USAA Mortgage Reviews: What You Need to Know

    May 26, 2016
    Learn about USAA's history in the financial services sector, as well as the mortgage products it offers and what customers ...
  38. Mortgage Short Sale

    May 26, 2016
    The sale of a property by a financially distressed borrower for less than the outstanding mortgage balance due where the ...
  39. Assumable Mortgage

    May 26, 2016
    A type of financing arrangement in which the outstanding mortgage and its terms can be transferred from the current owner ...
  40. 4 Steps to Attaining a Mortgage

    May 26, 2016
    It starts with knowing your choices as well as your price range. We show you how to get there.
  41. Cash Call Mortgage Reviews: What You Need to Know

    May 26, 2016
    Discover what you need to know about Orange County-based CashCall Mortgage and its popular zero closing cost loans and low-rate ...
  42. Delinquent Mortgage

    May 26, 2016
    A mortgage for which the borrower has failed to make payments as required in the loan documents. If the borrower can't bring ...
  43. How Interest Rates Work On A Mortgage

    May 26, 2016
    A step-by-step explanation of the interest calculations, mortgage types, and how the loan is eventually "retired" – which ...
  44. Score a Cheap Mortgage

    May 26, 2016
    Hidden costs can create what looks like a good deal. Find out how to find the best mortgage possible.
  45. Mortgage Points: What's the Point?

    May 26, 2016
    Learn how to pay less for your home in the long run, or save in the short run.
  46. 5 Risky Mortgages to Avoid

    May 26, 2016
    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before ...
  47. When (And When Not) to Refinance Your Mortgage

    May 26, 2016
    There are both good and bad reasons to refinance. Learn more about both here.
  48. Mortgage Banker

    May 26, 2016
    A company, individual or institution that originates mortgages. Mortgage bankers use their own funds, or funds borrowed from ...
  49. Is My Credit Score Good Enough for a Mortgage?

    May 25, 2016
    Your score is critical in determining not only whether you'll secure a loan for a home, but also what interest rate you will ...
  50. Federal Savings And Loan Insurance Corporation (FSLIC)

    May 25, 2016
    The Federal Savings and Loan Insurance Corporation (FSLIC) is a defunct institution that provided deposit insurance to savings ...
Save Money
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    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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