Insurance

  1. What Happens If You Lie on a Car Insurance Application

    The majority lies to save on premiums – but consequences can be severe for not owning up to things like tickets, accidents ...
  2. What Does an Underwriter Do?

    In the investment world, an underwriter is a company that helps corporations or other issuing bodies distribute their securities.
  3. Are Low-Down-Payment Mortgages Better than Paying PMI?

    When you can’t put down at least 20% on a mortgage, you usually have to have private mortgage insurance (PMI). But what about ...
  4. How old should you be to get life insurance?

    There's really no pre-determined age when it suddenly becomes necessary to take out a life insurance policy. However, if ...
  5. Why is accidental life insurance so inexpensive?

    Accidental life insurance is an inexpensive way of obtaining life insurance coverage for yourself or someone else in your ...
  6. Use Life Insurance to Help Those With a Disability

    Why and how to use permanent life insurance to help provide for a family member with a disability or special needs
  7. How to Protect Your Income No Matter What

    What does it mean to insure your income? Here are a variety of ways to do it and some insights into when it might make sense ...
  8. 5 Reasons to Pay Attention to UnitedHealth's Financials (UNH)

    Find out why you should care about the financial statements for UnitedHealth Group, the nation's leading health carrier, ...
  9. Top 5 Companies Owned by American Express (JBLU, FLWS)

    Read about the most important subsidiaries of American Express Company, including two banks, an insurance company and a fraud ...
  10. How the Affordable Care Act Affects UnitedHealth's Profits (UNH)

    Find out why the public exchanges in the Affordable Care Act, otherwise known as Obamacare, cost America's largest insurance ...
  11. Explaining Premiums

    Premium has a few different meanings in the financial world.
  12. 7 Issues to Consider When Determining Life Insurance Coverage

    Seven issues to consider when buying life insurance to ensure the coverage is tailored to meet your personal financial situation. ...
  13. Do This If Health Insurance Doesn’t Cover Your Bills

    Health insurance doesn't pay enough to help the millions of consumers who are drowning in medical debt. Are there any other ...
  14. Life Insurance With an Increasing Death Benefit

    Why buy a life insurance policy with an increasing rather than level death benefit
  15. Is Medicare Available to Anyone Besides Retirees ?

    People think you need to be 65 before you're eligible for Medicare. But you might be eligible before then. Here's who can ...
  16. How Technology Is Quickly Disrupting the Insurance Industry

    As the insurance industry struggles to deal with the growing pains of a rapidly evolving tech-driven market, opportunities ...
  17. 5 Reasons to Update Your Living Will

    A living will protects you when you can't fully take care of yourself, but the details can be forgotten. Minds change, medicine ...
  18. Mortgage Protection Life Insurance Is Unnecessary

    Mortgage protection life insurance is a type of life insurance most people don’t need.
  19. Permanent Life Policies: Whole Versus Universal

    Permanent life insurance combines lifetime insurance with savings to provide lifelong security. Premiums are quite high because ...
  20. Don't Miss These Tax Deductions

    Knowing the tax deductions you're entitled to can make or break your bank account. Do you know about all these insurance-related ...
  21. Did Your State Cut Unemployment Benefits?

    Many of the states now cutting back on unemployment benefits significantly under-funded their coffers prior to the Great ...
  22. Is Life Insurance A Smart Investment?

    Using permanent life insurance as an investment provides tax-deferred growth on interest, dividends and capital gains until ...
  23. Finding the Right Life Insurance

    Learn how to determine the type of life insurance you need and use our calculator to find out how much coverage you should ...
  24. Life Insurance in Your 20s? Here's Why to Buy Now

    Just because 20-somethings feel invincible doesn't mean they don't need life insurance. Here's why purchasing a policy in ...
  25. HMOs: They're Back Under a New Name

    New style HMOs (aka ACOs) are cheaper and have shed some of the drawbacks of older versions. They're worth another look.
  26. Understanding Your FICA Payments

    The Federal Insurance Contributions Act is a U.S. law that requires a paycheck deduction be paid to Social Security and Medicare.
  27. What is term insurance?

    Term insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified "term" ...
  28. Could You Be Owed a Life Insurance Payout?

    If you’re not certain whether or not your deceased loved one had a life insurance policy, it doesn’t hurt to do a little ...
  29. How Whole Life Insurance Works

    Whole life insurance combines insurance and an investment component for policyholders.
  30. How Life Insurance Payouts Work

    Life insurance provides peace of mind to policyholders and their loved ones.
  31. Young & Healthy? Don’t Buy Life Insurance from Your Employer

    Here's why, plus a few exceptions to consider.
  32. Tips for Finding Affordable Health Insurance

    One of the easiest ways to save money is to compare health plans sold on an exchange and those sold directly through an insurer. ...
  33. Does Buying a Guaranteed Life Insurance Policy Make Sense?

    When does it make sense to buy a life insurance policy that is guaranteed?
  34. 3 Financial Changes That Will Impact Your Everyday in 2016

    Learn about the financial trends in 2016 that may impact everyday life. Understand what driving factors may affect the financial ...
  35. Why Extra Pounds Shouldn't (but May) Raise Insurance Rates

    Extra weight on your frame may tack extra dollars onto your health insurance premiums. But are obese policyholders necessarily ...
  36. 3 Financials Stocks Near Their 52-Week Lows Worth Buying (AXP, DFS)

    Identify several financial sector stocks trading near their 52-week lows that might be worth buying.
  37. Planning for Healthcare

    Planning how to pay for healthcare during retirement is a must—and the earlier you do it, the better. Medicare often fall ...
  38. How New Rules Impact Indexed Universal Life Sales

    Indexed universal life insurance is growing in popularity. Here's how recently enacted new rules will effect the sale of ...
  39. China Life Insurance Stock: A Dividend Analysis (LFC)

    Review the dividend policy and balance sheet for China Life Insurance Company Ltd., one of the largest insurance companies ...
  40. 3 Reasons to Avoid Term Insurance

    Find out the reasons why term life insurance may not be for everybody, and why you may want to avoid it in favor of a permanent ...
  41. How Index Universal Life Insurance Works

    Understanding how Equity Index Universal Life Insurance policies work and if you should buy a policy.
  42. 3 Big Medical Costs and How to Protect Against Them

    Without a plan, an unexpected injury or chronic disease will cost you.
  43. Car Insurance Rates Too High? Check the Record

    Your driving history is clean as a whistle yet your premium has shot up. Here’s how to find out why – and what you can do ...
  44. Long-Term Care: How and Why You Should Plan for It

    The likelihood of needing long-term care is higher than most people realize. Here are some ways to plan for it.
  45. Tips For Retiring Without Long-Term Care Insurance

    Increasing costs and the uncertain future of social programs like Medicaid have made planning for long-term care difficult.
  46. Understanding Life Insurance Premiums

    When buying permanent life insurance, what amount of premium should you pay for the coverage?
  47. How To Buy Long-Term Care Insurance Cheaply

    Consumers looking for long-term care insurance shouldn't have to pay full price. Despite the sometimes-hefty costs, there ...
  48. 6 Unexpected Ways to Lower Your Car Insurance

    Sure, daytime running lights and defensive driving classes can reduce rates. Everyone knows those factors; these are the ...
  49. Understanding Homeowners' Associations

    A homeowners’ association (HOA) makes and enforces rules for residents within its jurisdiction.
  50. 4 Reasons Why Waiting To Buy Life Insurance Is a Bad Idea

    Understand the benefits of applying for and securing life insurance coverage while you are young and healthy, and learn the ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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