Insurance

Understanding your contract can help you protect our family's financial security.

The 80% rule refers to the fact that most insurance companies will not fully cover the cost of damage to a house due to the occurrence of an insured event (e.g. fire or flood), unless the homeowner has purchased insurance coverage that is equal to at least 80% of the house's total replacement value.

How can you save the recommended 10% of your income? We'll show you how to get there.

Don't go to work without this policy in place - especially if your work is in your home.

Find out how to get the upper hand when dealing with this payout challenge.

Overfunded variable universal life insurance policies can be an all-in-one financial solution.

A gatekeeper is a health insurance term used to describe the person in charge of a patient's treatment. Anyone who receives health insurance coverage in the form of a managed care plan, specifically a Health Maintenance Organization (HMO) plan, is assigned a gatekeeper or allowed to choose one.

Protect your financial interests from earthquakes, floods, tsunamis, hail, hurricanes, tornadoes and lightning strikes.

Casualty insurance is often called "property casualty insurance", and it provides insurance protection for your property in the event of a covered loss. Property that is commonly covered with casualty insurance includes houses, condominiums, cars, motorcycles, boats, yachts and personal sports and recreation ...

Find out how to protect those you love the most with specialized policies.

Any amounts withdrawn from your 401(k) plan must be treated as ordinary income for the year the amount is distributed from your 401(k) account. Consider the following: If any portion of the withdrawal is rollover eligible, the plan administrator must withhold 20% for federal taxes if the amount ...

Variable life insurance is a permanent life insurance policy with an investment component. The policy has a cash value account, which is invested in a number of sub-accounts available in the policy. A sub-account acts similar to a mutual fund, except it's only available within a variable life insurance ...

Before jumping into a policy, check out these tips on how to score the best plan for you.

Having the right kind of insurance is a critical component of any good financial plan.

Find out how this factor determines your life insurance premiums and affects your payout.

Find out how these government agencies govern the financial markets.

Find out if these macabre bonds are just the new blood your portfolio needs.