Insurance

  1. How do I know if I qualify to open a HSA (Health Savings Account)?

    How do I know if I qualify to open a HSA (Health Savings Account)?

    The Health Savings Account (HSA) was established as part of the Medicare Prescription Drug, Improvement, and Modernization ...
  2. Is life insurance good for mortgage protection?

    Is life insurance good for mortgage protection?

    If you are the primary wage earner in your family and you carry a current mortgage on your home, it is important that you ...
  3. My mortgage payments are no longer affordable; is there anything that I can do to ...

    My mortgage payments are no longer affordable; is there anything that I can do to ...

    The most important thing for you to remember if you find that you may not be able to make this month's mortgage payment is ...
  4. How much life insurance should I have?

    How much life insurance should I have?

    The main purpose of life insurance is to provide the same standard of living for your family and cover your financial responsibilities ...
  5. Extended Warranties: Should You Take The Bait?

    Extended Warranties: Should You Take The Bait?

    Avoid shelling out for these policies and you could save hundreds of dollars.
  6. LTC Insurance: The Umbrella Every Boomer Needs

    LTC Insurance: The Umbrella Every Boomer Needs

    The costs of long-term care can be astronomical. Protect your nest egg with LTC insurance.
  7. Life Insurance Clauses Determine Your Coverage

    Life Insurance Clauses Determine Your Coverage

    Understanding these key parts of your policy will help you to ensure that your family will be covered.
  8. 4 Steps To Surviving A Job Loss

    4 Steps To Surviving A Job Loss

    Being laid off is an unpleasant experience that many Americans are experiencing through this recession. But there is hope. ...
  9. How Unemployment Affects You (Even If You're Working)

    How Unemployment Affects You (Even If You're Working)

    Rebounding from a stint of unemployment can be a frustrating thing to do. These tips should soften the blow.
  10. What happens to insurance policies and variable annuities if the insurance company ...

    What happens to insurance policies and variable annuities if the insurance company ...

    The idea of an insurance failing or going bankrupt is one that can be very frightening. However, when an insurance company ...
  11. You're Retired. Should You Ditch Your Life Insurance Policy?

    You're Retired. Should You Ditch Your Life Insurance Policy?

    If you're trying to determine whether you should throw out your life insurance policy along with your business suits, here ...
  12. 5 Simple Ways To Invest In Real Estate

    5 Simple Ways To Invest In Real Estate

    Although the real estate market has plenty of opportunities for making big gains, buying and owning real estate is a lot ...
  13. Top 4 (Financial) Life-Changing Events

    Top 4 (Financial) Life-Changing Events

    Good or bad, major life transitions carry daunting challenges along with them, especially for your finances.
  14. What is a convertible insurance policy?

    What is a convertible insurance policy?

    A convertible insurance policy is a term usually related to life insurance. To understand a convertible policy, you must ...
  15. Why would you want a monthly benefit versus a daily benefit?

    Why would you want a monthly benefit versus a daily benefit?

    An insurance benefit is the amount of money paid to or on behalf of the policyholder. Depending on what kind of insurance ...
  16. Insurance 101 For Renters

    Insurance 101 For Renters

    If it's time for you to leave the nest, find out how to protect your new home from disaster.
  17. Financial Mistakes That Could Haunt You Forever

    Financial Mistakes That Could Haunt You Forever

    Learn from others and don't fall prey to these financial pitfalls.
  18. Is there more to insurance policies than price?

    Is there more to insurance policies than price?

    Yes, policyholders should also take a serious look at the financial stability of their current insurance company especially ...
  19. Life Insurance: Putting A Price On Peace Of Mind

    Life Insurance: Putting A Price On Peace Of Mind

    Would your death leave loved ones financially stranded? Find out how to ease your mind and keep them protected.
  20. Lifetime Income Annuities: The Instant Pension Plan

    Lifetime Income Annuities: The Instant Pension Plan

    If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer. ...
  21. A Bigger Salary Or Better Benefits?

    A Bigger Salary Or Better Benefits?

    Total compensation is not limited to salary. Find out what else you should consider.
  22. Strapped For Cash? Try Insurance-Premium Loans

    Strapped For Cash? Try Insurance-Premium Loans

    If you need more life insurance than you can afford, insurance premium financing can help. But you need to look at the pros ...
  23. Where Can Americans Go for Cheaper Healthcare?

    Where Can Americans Go for Cheaper Healthcare?

    With the rising cost of healthcare at home, Americans are looking abroad for their medical care.
  24. Live Longer, Retire Younger: Can You Do It?

    Live Longer, Retire Younger: Can You Do It?

    Use this vehicle to make sure your payout lasts as long as you do.
  25. How do I choose which insurance company to use?

    How do I choose which insurance company to use?

    Picking an insurance company to use is not an easy task, considering the financial crisis of 2008 and 2009. Several financial ...
  26. Social Security - Are You Covered?

    Social Security - Are You Covered?

    If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.
  27. What is disability-income insurance?

    What is disability-income insurance?

    Disability-income insurance is insurance that provides financial benefits to a policyholder in the event of sickness or injury ...
  28. When Wall Street Loses, CEOs Still Win

    When Wall Street Loses, CEOs Still Win

    Despite the record losses that occurred in the financial sector, many executives still received huge bonuses.
  29. Should I pull my money out of an annuity if the insurance company is having financial ...

    Should I pull my money out of an annuity if the insurance company is having financial ...

    If an insurance company is having financial problems, you don't necessarily have to pull your money out of the annuity. Even ...
  30. Medicaid Vs. Long-Term Care Insurance

    Medicaid Vs. Long-Term Care Insurance

    These are not equal. Here's why you need to think twice before relying on the government-sponsored program.
  31. Healthcare Sector: Play Or Stay Away?

    Healthcare Sector: Play Or Stay Away?

    The uncertainty in the healthcare sector may have provided some opportunities for investors.
  32. 6 Ways To Make The Best Of Un-Retirement

    6 Ways To Make The Best Of Un-Retirement

    If you are coming out of retirement, here are six things you can do to maximize your extra years of work.
  33. Find Secure And Affordable Post-Work Health Insurance

    Find Secure And Affordable Post-Work Health Insurance

    Learn how you can avoid financial catastrophe - without Medicare.
  34. What is an elimination period?

    What is an elimination period?

    Elimination period is a term used in insurance to refer to the time period between an injury and the receipt of benefit payments. ...
  35. 11 Mistakes Inexperienced Landlords Make

    11 Mistakes Inexperienced Landlords Make

    Avoid these pitfalls if you considering purchasing a rental property.
  36. The Bear On Bonds

    The Bear On Bonds

    Bond investing is a stable and low-risk way to diversify a portfolio. However, knowing which types of bonds are right for ...
  37. What You Need To Know About Student Health Insurance

    What You Need To Know About Student Health Insurance

    Before heading off to college, read up on health insurance plans.
  38. Is there a limit on the amount of disability insurance that I can buy?

    Is there a limit on the amount of disability insurance that I can buy?

    Disability insurance policies are designed to partially replace your income in the event that you become disabled and cannot ...
  39. Budgeting For A New Baby

    Budgeting For A New Baby

    This little member of your family will be a big expense. Find out what you need to budget for and how to save.
  40. How much life insurance is enough?

    How much life insurance is enough?

    There are many factors to consider when calculating life insurance. Some of those factors include marital status, dependents, ...
  41. What changes might I need to make to my insurance?

    What changes might I need to make to my insurance?

    The number one thing to remember about insurance is that, just like everything else, it changes over time. The top-of-the-line ...
  42. Generation Caregiver - Are You Ready?

    Generation Caregiver - Are You Ready?

    More that half of Gen Xers anticipate being a primary caregiver for an aging relative in their lifetime. That care comes ...
  43. When is the best time to purchase long-term care insurance?

    When is the best time to purchase long-term care insurance?

    Long-term care insurance (LTCI) covers the risk that individuals may need medical and custodial care, either at home or in ...
  44. Medical Forms May Be Hazardous To Your Financial Health

    Medical Forms May Be Hazardous To Your Financial Health

    Be sure you know what you're signing, when it comes to medical forms.
  45. The Economics Of Pet Ownership

    The Economics Of Pet Ownership

    Before you bring a furry friend into your household, make sure you can handle the hefty financial commitment.
  46. 20 Ways To Save On Medical Bills

    20 Ways To Save On Medical Bills

    Handy tips to cut the cost of hospital bills, co-pays, prescription drugs and more.
  47. Understanding The Mortgage Payment Structure

    Understanding The Mortgage Payment Structure

    We explain the calculation and payment process as well as the amortization schedule of home loans.
  48. Which insurance policies do I really need?

    Which insurance policies do I really need?

    Your needs for insurance depend on your situation and can't be generalized for everyone, but there are a lot of options available. ...
  49. Which of the following accounts does ERISA cover?

    Which of the following accounts does ERISA cover?

    A. IRA B. State employee pension planC. Corporate defined-benefit planD. Coverdell savings account Answer: CThe correct answer ...
  50. How To Choose A Healthcare Plan

    How To Choose A Healthcare Plan

    HMOs? PPOs? CDHPs? We'll clear up the confusion so you can find the right coverage.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Trading Center