Real Estate

  1. Bidding War

    A situation where two or more buyers are so interested in an item (such as a house or a business) that they make increasingly ...
  2. Perfect Title

    A title deed for real estate that does not have any liens attached to it. A perfect title becomes so after all liens or other ...
  3. Housing Policy Council - HPC

    A subsidiary of the Financial Services Roundtable, formed in 2003, in recognition of the fact that many roundtable members ...
  4. Top 6 Scariest Neighborhoods For Homebuyers

    If you're looking for a spooky spot this Halloween, these communities boast the most horrifying foreclosure rates in the ...
  5. Sheriff's Sales

    A term used to refer to distressed public property auctions. Sheriff's sales is generally the last step in the foreclosure ...
  6. Equity Stripping Leaves Creditors Empty-Handed

    Add additional debt to your real estate assets to keep the creditors at bay.
  7. Spousal Stripping

    An equity-stripping technique used to reduce the equity in a property in order to avoid foreclosure by creditors. Spousal ...
  8. Equity Stripping

    The process of reducing the overall equity in a property in order to avoid creditors. The theory behind equity stripping ...
  9. Cross Collateralization

    The act of using an asset that is currently being used as collateral for a loan is also used as collateral for a second loan. ...
  10. Extreme Commuting: Is It For You?

    Americans are spending more time behind the wheel - find out what's driving this trend.
  11. Homeowner Affordability And Stability Plan - HASP

    A program rolled out in 2009 in an attempt to stabilize the U.S. economy. The Homeowner Affordability and Stability Plan ...
  12. A $50,000 House - But At What Cost?

    It sounds like a great deal for a house, but you may have to sacrifice some of the items on your wish list to get it.
  13. Real Estate Bargains: Location Is Everything

    For the U.S. median house price, you can live in a mansion or a closet, it all depends on location.
  14. 3 Things To Get In Order Before You Die

    In the aftermath of the Jackson death, it has become evident that you need to make your wishes known.
  15. Tips For Renting A Vacation House

    Follow these nine steps to get a picture-perfect summer shack at a great price.
  16. 5 Awesome Deals That Could Save You Money!

    The recession is adding up to big savings for consumers. Find out where to find the best deals.
  17. Obtaining Credit In A Bad Economy

    Recessions can put the brakes on lending. Learn how to get the loan you need during tough economic times.
  18. Battling Foreclosure: The HOPE NOW Alliance Strategy

    Hope Now was formed to help prevent foreclosures. Are the organization's strengths enough to overpower its weaknesses?
  19. Garbage Fees

    Unnecessary fees tacked onto mortgage closing costs by lenders to pad the lender's profit. Garbage fees may have names such ...
  20. The Economics Of Gardening: Can You Dig It?

    Since Michelle Obama broke ground on a garden at the White House, interest in growing our own food has soared.
  21. The Bright Side Of The Credit Crisis

    Find out how this tough economic period can be a learning experience for all.
  22. Reverse Mergers: The Pros And Cons

    Reverse mergers can provide excellent opportunities for companies and investors, but there are still some downsides and risks. ...
  23. Protect Yourself From HELOC Fraud

    Identity thieves are using home equity lines of credit to commit their crimes.
  24. Non-REO Foreclosure

    A real estate property that has been foreclosed successfully. A non-REO (real estate owned) foreclosure has a purchaser that ...
  25. Paring Down Moving Costs

    Unexpected costs can add to the stress of relocation. Plan ahead and anticipate what may pop up.
  26. Collateralized Debt Obligations: From Boon To Burden

    CDOs were to be Wall Street's boon - instead they went bust. Find out what went wrong.
  27. Housing Deals That Fall Through

    Find why buyers back out and what you can do if you're left holding the bag.
  28. Subprime Is Often Subpar

    Proceed with caution when considering these short-term, high-interest mortgages.
  29. McMansion: A Closer Look At The Big House Trend

    The average home size is now 2,500 square feet - how big should you go?
  30. How Will The Subprime Mess Impact You?

    The subprime collapse could mean doom and gloom for housing, equities and the overall economy.
  31. REX Agreements Climb As House Prices Decline

    These purchase options let you hedge against a decline in your home's value without having to sell the house.
  32. Analyzing A REX Agreement

    These contracts can be an effective way for homeowners to hedge against declining house prices.
  33. 10 Reasons Why Moving Might Not Make You Richer

    Find out why moving to a less expensive city may not reduce your expenses.
  34. How does a credit crunch occur?

    A credit crunch occurs when there is a lack of funds available in the credit market, making it difficult for borrowers to ...
  35. How does the American Housing Rescue and Foreclosure Prevention Act of 2008 affect first-time home buyers?

    The passage of the American Housing Rescue and Foreclosure Prevention Act of 2008 at the end of July 2008 made about $15 ...
  36. 7 Tips On Buying A Home In A Down Market

    Follow these seven tips to get a leg up on rival bargain hunters.
  37. Mortgage Basics

    Learn how to navigate what may be your biggest and most important loan.
  38. First-Time Home Buyer

    An individual who is purchasing a principal residence for the first time. First-time home buyers are more commonly recognized ...
  39. Main Home

    A term used by the Internal Revenue Service (IRS) to define the home a taxpayer has lived in most of the time during a given ...
  40. Open Listing

    A property listing that uses multiple real estate agents in order to sell it and get it off the market. With an open listing, ...
  41. Realtor

    A real estate professional who is a member of the National Association of Realtors, a professional association. Realtors ...
  42. Real Estate Mortgage Investment Conduits - REMIC

    A complex pool of mortgage securities created for the purpose of acquiring collateral. This base is then divided into varying ...
  43. Principal Residence

    The primary location that a person inhabits. It doesn't matter whether it is a house, apartment, trailer or boat, as long ...
  44. Distressed Sale

    When property, stocks or other assets are sold in an urgent manner, often at a loss. Distressed sales often occur at a loss ...
  45. Stripper

    Slang for an individual homeowner who strips the equity out of his or her home through mortgage refinancing. The proceeds ...
  46. Home Modification

    Alterations made to a home to meet the needs of people with physical limitations so they can live independently (to some ...
  47. Negative Equity

    When the value of an asset falls below the outstanding balance on the loan used to purchase that asset. Negative equity is ...
  48. Home Equity

    The value of ownership built up in a home or property that represents the current market value of the house less any remaining ...
  49. Home Equity Line Of Credit - HELOC

    A line of credit extended to a homeowner that uses the borrower's home as collateral. Once a maximum loan balance is established, ...
  50. Interest-Only ARM

    An adjustable-rate mortgage (ARM) with an initial interest-only payment period. During the interest-only period, only the ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Hot Definitions
  1. Market Capitalization

    The total dollar market value of all of a company's outstanding shares. Market capitalization is calculated by multiplying ...
  2. Frexit

    Frexit – short for "French exit" – is a French spinoff of the term Brexit, which emerged when the United Kingdom voted to ...
  3. Stop-Limit Order

    An order placed with a broker that combines the features of stop order with those of a limit order. A stop-limit order will ...
  4. Down Round

    A round of financing where investors purchase stock from a company at a lower valuation than the valuation placed upon the ...
  5. Keynesian Economics

    An economic theory of total spending in the economy and its effects on output and inflation. Keynesian economics was developed ...
  6. Portfolio Investment

    A holding of an asset in a portfolio. A portfolio investment is made with the expectation of earning a return on it. This ...
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