Real Estate

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  1. Judicial Foreclosure

    Foreclosure proceedings in which a mortgage lacks the power of sale clause. In such an instance, many states require the ...
  2. Serious Delinquency

    When a single-family mortgage is 90 days (or more) past due and the bank considers the mortgage in danger of default. Once ...
  3. Short Refinance

    The refinancing of a mortgage by a lender for a borrower currently in default on his or her payments. This is done to avoid ...
  4. REX Agreement

    An alternative to a home equity line of credit (HELOC) and refinancing that allows homeowners to access the equity in their ...
  5. For Sale By Owner - FSBO

    A method of selling property without the use of an agent or broker. Generally, the reason that the seller does not use the ...
  6. Shared Equity Finance Agreements

    When two parties purchase a primary residence because one party is unable to purchase the residence on its own. In a shared ...
  7. Foreclosure Prevention Act of 2008

    A housing act that is designed to help families keep homes that are facing foreclosure and stabilize the overall housing ...
  8. Restrictive Covenant

    Any type of agreement that requires the buyer to either take or abstain from a specific action. In real estate transactions, ...
  9. Reverse Exchange

    A type of property exchange wherein the replacement property is acquired first, and then the current property is traded away. ...
  10. Seller-Financed Sale

    A transaction where the seller also acts as the lender to the buyer. Seller-financed sales thereby eliminate third-party ...
  11. Seller-Paid Points

    Any points paid by the seller of a home for the buyer. Seller-paid points are always deducted by the purchaser of the home. ...
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Hot Definitions
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