Retirement

  1. Why is there a cap on the Federal Insurance Contribution (FICA) tax?

    Find out the history behind the the controversial FICA cap on wages.
  2. There's a lot of talk about the future of Social Security but do you know how this massive government program is funded?

    Who Pays Your Social Security Benefits?

    The short answer is, current earners. Taxes on current wages pay the Social Security benefits of retirees, the disabled, ...
  3. Will I pay taxes on my Social Security payouts?

    Find out if you're one of the people who has to pay federal income taxes on the Social Security benefit you receive.
  4. Can I deduct my Individual Retirement Account (IRA) contribution on my tax return?

    Whether you can deduct IRA contributions on your tax return depends on the type of IRA you have, your participation in an ...
  5. Can I contribute to a Roth IRA and still participate in my employer-sponsored retirement ...

    Find out the rules and limits on contributing to both a Roth IRA and employer-sponsored retirement plan.
  6. Five good reasons to build a career in non-profits right now.

    5 Good Reasons To Build A Career In Nonprofits

    There's never been a better time to work in non-profits. The move makes sense at life stages from just starting out to looking ...
  7. At what age will I be eligible for the maximum Social Security payout?

    The year you choose for collecting your social security will play a large part in determining how much money you'll receive ...
  8. Can I take money out of my Individual Retirement Account (IRA) while working?

    Can I take money out of my IRA plan if I'm still working? Yes, you can take money out of your IRA plan if you’re ...
  9. Of the $58 trillion that will be passed over the next several decades, $26 trillion could go to charity. Here's how to plan for that huge shift.

    How To Plan For The Charitable Giving Boom

    Of the $58 trillion that will be passed over the next several decades, $26 trillion could go to charity. Here's how to plan ...
  10. Will Retirement Be Part of Your Retirement?

    Retirement is changing. The question is how?
  11. With longer lives and women's greater financial independence, divorces at 50+ are soaring.

    Divorce Over 50: Seven Mistakes to Avoid

    With longer lives and women's greater financial independence, divorces at 50+ are soaring. How to avoid money trouble when ...
  12. Special Trusts For Special Needs

    If you or someone you love has a disability, these trusts can help ease the cost of care.
  13. Choosing a financial advisor isn't an easy task. Here's a list of the most important things to consider when planning for your financial future.

    5 Things To Ask Before Hiring A Financial Advisor

    Choosing a financial advisor isn't an easy task. Here's a list of the most important things to consider when planning for ...
  14. Research shows a big disconnect between how many Americans dream of travel during retirement and who saves enough to fund those trips. Don't miss out!

    Retirement Travel: Good And Good For You

    Research shows a big disconnect between how many Americans dream of travel during retirement and who saves enough to fund ...
  15. Top 10 Biggest Retirement Savings Mistakes

    Now that the economy is in recovery, it’s time to begin rebuilding those IRAs and 401(k)s.
  16. Don't face a retirement that goes on long after your money runs out.

    Longevity Insurance for a Comfortable Retirement

    Don't face a retirement that goes on long after your money runs out. Longevity insurance guarantees you income once you reach ...
  17. Here are five common situations where a trust fund makes financial sense.

    Surprising Uses for Trust Funds

    Here are five common situations where a trust fund makes financial sense.
  18. What's the difference between an individual retirement account (IRA) and an annuity? ...

    Both IRAs and annuities are helpful retirement savings tools, but there have distinct difference you need to be aware of ...
  19. What's the difference between an individual retirement account (IRA) and a certificate ...

    Both individual retirement accounts (IRA) and certificates of deposit (CD) are useful savings instruments, but they have ...
  20. Why is Social Security running out of money?

    Find out why you may not have Social Security benefits available to you when it's time to retire.
  21. Can my spouse and children collect my Social Security when I die?

    Under survivor benefits, Social Security provides income for the families of workers who die. If you die, certain family ...
  22. By midlife, you're likely to have accumulated a string of IRAs, 401(k)s and the like.

    Consolidating Your Retirement Money

    By midlife, you're likely to have accumulated a string of IRAs, 401(k)s and the like. This tutorial helps you organize them ...
  23. You're eligible to register for Medicare, but should you also opt for your employer's health insurance, if it is offered?

    The Employee's Guide To Medicare

    Over 65 and still working? You're eligible to register for Medicare, but should you also opt for your employer's health insurance, ...
  24. To protect against a huge bill for health costs Medicare doesn't cover, you need Medigap insurance or an HMO-like Medicare Advantage plan. How to choose.

    Medigap Vs. Medicare Advantage: Which Is Better?

    To protect against a huge bill for health costs Medicare doesn't cover, you need Medigap insurance or an HMO-like Medicare ...
  25. A new startup - essentially a financial matchmaking service - uses video introductions and algorithms to pair financial advisers with clients.

    How To Find The Financial Advisor Of Your Dreams

    A new startup - essentially a financial matchmaking service - uses video introductions and algorithms to pair financial advisers ...
  26.  Prime your 401(k), 403(b) or other defined contribution plan by using these techniques to boost your average rate of return.

    4 Ways to Maximize Your 401(k)

    Prime your 401(k), 403(b) or other defined contribution plan by using these techniques to boost your average rate of return.
  27. If you're making financial and lifestyle choices based on these retirement myths, you could be missing out on benefits that could give you a better future.

    5 Myths That Could Hurt Your Retirement

    If you're making financial and lifestyle choices based on these retirement myths, you could be missing out on benefits that ...
  28. Why Inflation Is Still A Threat To Your Retirement

    One reason people tend to underestimate their retirement saving needs is that they fail to properly account for the impact ...
  29. New, more-flexible features and current market conditions make old-fashioned whole life insurance worth another look.

    Is Whole Life An Obsolete Product?

    New, more-flexible features and current market conditions make traditional whole life insurance worth another look.
  30. When you're self-employed, your retirement is entirely in your hands.

    Retirement Planning for the Self-Employed

    When you're self-employed, your retirement is entirely in your hands. Learn about the three retirement-savings options best ...
  31. Are the beneficiaries of your IRA or Roth IRA who you now want to get them? How to update if your life's changed since you first filled out the forms.

    Who Gets Your Retirement Accounts?

    Are the beneficiaries of your IRA or Roth IRA who you now want to get them? How to update if your life's changed since you ...
  32. Should your stock allocation be

    Is '100 Minus Your Age' Outdated?

    A longstanding rule of thumb says that your stock allocation should equal "100 minus your age." Now, some experts suggest ...
  33. Day-Trading Gold ETFs: Top Tips

    Learn when is the most favorable time to day-trade gold ETFs and how to take advantage.
  34. Saving for retirement is completely different if you have a Millennial mindset. These retirement plans will turn your head around.

    Retirement Planning The Millennial Way

    Saving for retirement is completely different if you have a Millennial mindset. These retirement plans will turn your head ...
  35. When it comes to the cost of living in retirement, men and women aren't equal after all.

    Retirement Costs: Men vs. Women

    When it comes to the cost of living in retirement, men and women aren't equal after all.
  36. Many late Boomers and leading-edge Gen-Xers have a retirement-planning and investment option their older brothers and sisters didn't.

    New Retirement Living Option - And Income Source

    Here's a new option for retirement planning that could help three generations of a family – and be the glue that binds them ...
  37. Many 401(k) plans now allow plan participants to trade stocks and bonds on a tax-qualified basis by offering brokerage accounts inside the plan.

    The Rise of 401(k) Brokerage Accounts

    Many 401(k) plans now allow participants to trade stocks and bonds by offering brokerage accounts inside the tax-deferred ...
  38. It's not just about money or weather or beautiful scenery and a lively cultural scene. Here, some other real-life ways to think about your post-work life.

    Where Should I Retire?

    It's not just about money or weather or beautiful scenery and a lively cultural scene. Here, some other real-life ways to ...
  39. Like most things in life, the effort and thought you put into something will determine what you get out of it. It's no different with a financial advisor.

    How To Get The Most Out Of Your Financial Advisor

    Like most things in life, the effort and thought you put into something will determine what you get out of it. It's no different ...
  40. These are but a few of the numerous mobile apps and online calculators that are available to future and near retirees.

    5 Apps and Calculators for Retirement Planning

    These are but a few of the numerous mobile apps and online calculators that are available to future and near retirees.
  41. This pre-packaged retirement investment option could be the perfect fit for some investors, and a downfall for others. Which are you?

    Who Actually Benefits From Target Date Funds?

    This pre-packaged retirement investment option could be the perfect fit for some investors and a downfall for others. Which ...
  42. The retirement of millions of Baby Boomers will come with many knock-on effects, but risk-averse investors can take solace in knowing that U.S. Treasury bonds are likely to remain strong and popular.

    Why This Investment Will Remain A Boomer's Best Friend

    The retirement of millions of Baby Boomers will come with many knock-on effects, but risk-averse investors can take solace ...
  43. Here's how to save where you can while you enjoy the fruits of all those years at the office

    4 Big Reasons Your Expenses Could Rise In Retirement

    Here's how to save where you can while you enjoy the fruits of all those years at the office.
  44. Same-sex couples should create the safeguards all married people need, plus a few more. The good news: You may be owed a tax refund.

    Must-Do Financial Moves For Same-Sex Marriages

    Same-sex couples should create the safeguards all married people need, plus a few more. The good news: You may be owed a ...
  45. Target date mutual funds can be an alternative to bonds and CDs for investors who do not wish to actively manage their savings.

    An Introduction To Target Date Funds

    Target date mutual funds can be an alternative to bonds and CDs for investors who do not wish to actively manage their savings. ...
  46. Having a comfortable retirement depends on taking maximum advantage of your company's 401(k), if it's offered. Here's what you need to know.

    Five Questions to Ask About Your Company's 401(k) Plan

    Having a comfortable retirement depends on taking maximum advantage of your company's 401(k), if it's offered. Here's what ...
  47. Accidentally Conservative: The Risk that Lies Ahead for Millennials

    Research shows that Millennials are substantially more conservative when it comes to their finances than previous generations. ...
  48. Married women need to be engaged in their retirement planning, as they're likely to be single later in life due to divorce or the death of a spouse.

    How Women In Transition Should Mind Their Finances

    With roughly 80% of women dying single due to divorce or outliving their spouses, they must become more involved in their ...
  49. Before you tie the knot, here are some legal steps to take so your marriage will be as solid as your love.

    Financial Changes When You Marry

    Before you tie the knot, here are some steps to take so the legal underpinnings of your marriage will be as solid as your ...
  50. Why These Three Retirement Rules of Thumb Are Bad Ideas

    We’re all looking for simple rules of thumb to help our retirement planning. But three popular ones - 3% savings, 4% drawdown, ...
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