Retirement

  1. 4 Big Reasons Your Expenses Could Rise In Retirement

    4 Big Reasons Your Expenses Could Rise In Retirement

    Here's how to save where you can while you enjoy the fruits of all those years at the office.
  2. Must-Do Financial Moves For Same-Sex Marriages

    Must-Do Financial Moves For Same-Sex Marriages

    Same-sex couples should create the safeguards all married people need, plus a few more. The good news: You may be owed a ...
  3. An Introduction To Target Date Funds

    An Introduction To Target Date Funds

    Target date mutual funds can be an alternative to bonds and CDs for investors who do not wish to actively manage their savings. ...
  4. Five Questions to Ask About Your Company's 401(k) Plan

    Five Questions to Ask About Your Company's 401(k) Plan

    Having a comfortable retirement depends on taking maximum advantage of your company's 401(k), if it's offered. Here's what ...
  5. Accidentally Conservative: The Risk that Lies Ahead for Millennials

    Accidentally Conservative: The Risk that Lies Ahead for Millennials

    Research shows that Millennials are substantially more conservative when it comes to their finances than previous generations. ...
  6. How Women In Transition Should Mind Their Finances

    How Women In Transition Should Mind Their Finances

    With roughly 80% of women dying single due to divorce or outliving their spouses, they must become more involved in their ...
  7. Financial Changes When You Marry

    Financial Changes When You Marry

    Before you tie the knot, here are some steps to take so the legal underpinnings of your marriage will be as solid as your ...
  8. Why These Three Retirement Rules of Thumb Are Bad Ideas

    Why These Three Retirement Rules of Thumb Are Bad Ideas

    We’re all looking for simple rules of thumb to help our retirement planning. But three popular ones - 3% savings, 4% drawdown, ...
  9. Seniors: Before You Co-sign That Student Loan

    Seniors: Before You Co-sign That Student Loan

    If that loan isn't paid back, you could be on the line for the whole amount, plus penalties. Ask the 115,000 retirees whose ...
  10. Ignore This Demographic At Your Own Peril

    Ignore This Demographic At Your Own Peril

    Hispanics have unique financial planning needs and attitudes, and financial advisers would be well-served by studying this ...
  11. Why Caregiving Costs Women

    Why Caregiving Costs Women

    Fueled by extended life expectancies, lost wages from reduced work and rising healthcare costs, women are now the hardest ...
  12. What's the Best Time to Get Long-Term Care Insurance?

    What's the Best Time to Get Long-Term Care Insurance?

    Consider applying for long-term care insurance much sooner than you'll need it. If you wait too long, premiums will likely ...
  13. When a 401(k) Hardship Withdrawal Makes Sense

    When a 401(k) Hardship Withdrawal Makes Sense

    If you've exhausted all other avenues, there are ways to withdraw funds before age 59½ – sometimes without the 10% penalty ...
  14. How To Manage Your Finances Through A Divorce

    How To Manage Your Finances Through A Divorce

    Dividing assets and liabilities in a divorce can be a sad, complicated task. But with some planning, patience and the help ...
  15. Retirement Plans From Around The World

    Retirement Plans From Around The World

    How does the rest of the world stack up against the U.S. when it comes to planning and saving for retirement?
  16. Do You Have This Crucial Financial Letter?

    Do You Have This Crucial Financial Letter?

    If you don't have a letter of intent in your desk, write one now. Here's why.
  17. How Good a Deal is an Indexed Annuity?

    How Good a Deal is an Indexed Annuity?

    Indexed annuities are marketed as a compromise between fixed and variable-rate products. But watch the fine print!
  18. Bulk Up Your Retirement

    Bulk Up Your Retirement

    If your business has receiveables, here's a smart way to leverage them to build up your retirement fund – fast
  19. Common Retirement Advice That DINKs Can Ignore

    Common Retirement Advice That DINKs Can Ignore

    The retirement rules are different when a couple has no kids. Spending more, retiring sooner – all kinds of options open ...
  20. To Love, Honor and Collect: You, Your Spouse and Social Security

    To Love, Honor and Collect: You, Your Spouse and Social Security

    You may have earned your Social Security benefits on your own, but if you’re married, your collection strategy should be ...
  21. Peri-Retirement: The New Life Transition

    Peri-Retirement: The New Life Transition

    Use your 30s and 40s to imagine new life options – and try them on for size
  22. Millennials: Let’s Grab A Beer, Burger and a Movie In 2064

    Millennials: Let’s Grab A Beer, Burger and a Movie In 2064

    Asking a 25-year old to save money for his 75-year old future self is like asking him to give money to a stranger. But if ...
  23. Top Pension Systems in the World

    Top Pension Systems in the World

    The U.S. and Canada aren't even close to tops in retiree pensions. Canada ranks 6 of 20 countries; the U.S.,11th.
  24. The 401(k) Gender Gap

    The 401(k) Gender Gap

    Women aren't investing in 401(k) plans at the same rate as men - which will cost them big time at retirement. To reap the ...
  25. Don't Retire Early - Change Careers Instead

    Don't Retire Early - Change Careers Instead

    Many people who long for early retirement simply may have never known what it's like to enjoy going to work every day. A ...
  26. 10 Sobering Findings About America’s Financial Literacy

    10 Sobering Findings About America’s Financial Literacy

    April is Financial Literacy Month, a time to highlight the importance of financial literacy and encourage Americans to learn ...
  27. The 401(k) Choice: Who's Right for a Roth

    The 401(k) Choice: Who's Right for a Roth

    Roughly half of U.S. employers offer a Roth 401(k). Anyone whose tax bracket is likely to increase later in life, especially ...
  28. Five Retirement Warning Signs for Millennials

    Five Retirement Warning Signs for Millennials

    If Gen Y'ers don't want to keep working forever, here's what they need to do now.
  29. How Can I Fund A Roth IRA If My Income Is Too High To Make Direct Contributions?

    How Can I Fund A Roth IRA If My Income Is Too High To Make Direct Contributions?

    Roth IRAs are not available to you if you are a high income earner - unless you use the following strategy.
  30. 10 Ways to Screw up Your Retirement

    10 Ways to Screw up Your Retirement

    There are many common traps that retirees or soon-to-be-retirees fall into. We’ve laid out the top 10 here to help you avoid ...
  31. Guide: How to Save on Expensive Funeral Costs

    Guide: How to Save on Expensive Funeral Costs

    According to the National Funeral Directors Association, the median cost of a funeral in 2012 was $7,045.
  32. Early Bird Doesn't Get The Social Security Worm

    Early Bird Doesn't Get The Social Security Worm

    Here’s an eye-opening statistic: 73% of Americans who are collecting Social Security (SS) today are receiving less than their ...
  33. Avoid Taxes on IRA Rollovers

    Avoid Taxes on IRA Rollovers

    For years, IRA owners have been allowed to roll over their money from one IRA to another once a year without penalty, for ...
  34. Infographic - Catching Up In The Retirement Race

    Infographic - Catching Up In The Retirement Race

    Information on how to get to where you need to be in your retirement savings plan.
  35. The Devil in the Details: Five Retirement Budget Proposals

    The Devil in the Details: Five Retirement Budget Proposals

    President Obama got our attention in his State of the Union speech by calling for action on retirement. The President’s budget ...
  36. Five Tax Myths That Can Cost You Cash

    Five Tax Myths That Can Cost You Cash

    Relying on the wrong ideas about how to file your taxes could cost you plenty.
  37. How To Use Your Roth IRA As An Emergency Fund

    How To Use Your Roth IRA As An Emergency Fund

    Do you feel like you don’t have enough money to save for emergencies and also save for retirement? An often-overlooked feature ...
  38. What Is Worse Than Being At Risk?

    What Is Worse Than Being At Risk?

    You may have heard the old adage: “What is worse than being lost? Not knowing you are lost.” In that same vein: What is worse ...
  39. The Risks Of Investing In Emerging Markets

    The Risks Of Investing In Emerging Markets

    In a volatile market, domestic investing can be risky. Many investors choose to look overseas for diversification - but that ...
  40. Five Steps To Retire Debt-Free

    Five Steps To Retire Debt-Free

    Retiring without debt is a worthwhile goal, but a difficult one to achieve. If you're up to the challenge, follow these steps ...
  41. The Three Stooges Debunk myRA

    The Three Stooges Debunk myRA

    The mention of a government-backed IRA in Obama’s state of the union address earlier this year may look like a good deal. ...
  42. Five Reasons To Not Bother Retiring

    Five Reasons To Not Bother Retiring

    Here are five reasons it may make sense to forgo a traditional retirement today.
  43. Reverse Mortgages 101

    Reverse Mortgages 101

    Just because you can apply for a reverse mortgage doesn’t mean you should. Get a general idea of how these work, as well ...
  44. Why Unemployment Rates Matter To Your Retirement

    Why Unemployment Rates Matter To Your Retirement

    Undoubtedly, unemployment is important for retirees and soon-to-be retirees. Also important is understanding the inflation ...
  45. Retirement Tax Changes For 2014

    Retirement Tax Changes For 2014

    To save efficiently for retirement, it pays to keep abreast of tax law changes. Limits on contributions for some plans have ...
  46. Maximizing Your IRA

    Maximizing Your IRA

    Dennis Miller interviews IRA expert Terry Coxon to find out clarify the different types of accounts – and which are right ...
  47. Retirement Woes Remain As Housing, Stock Markets Rebound

    Retirement Woes Remain As Housing, Stock Markets Rebound

    Despite a rebounding stock market and recent housing gains, retiring comfortably remains an elusive goal for the majority ...
  48. How Much Do You Know About 401(k) Fees?

    How Much Do You Know About 401(k) Fees?

    Here is a quick breakdown of fees that most people should know about when they look at their retirement account.
  49. The Ty Cobb Approach To Retirement Investing

    The Ty Cobb Approach To Retirement Investing

    Swinging for the fences isn’t always the best tact when you’re talking about investing.
  50. How Bernanke's Legacy Affects Retirees

    How Bernanke's Legacy Affects Retirees

    Ben Bernanke’s reign as Fed chairman has come to an end, and he’s leaving behind quite the legacy. The effects of this legacy ...
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  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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