Retirement

You may be well aware of the tax dollars the government withholds from your paycheck, but this isn't the only way your income is being tapped.

The government's Social Security program may not last forever - be prepared by setting up your own.

Both the fabulously wealthy and the millionaire next door need to plan for the estate tax boomerang.

In the wake of the worst recession in a generation, many employee benefits have landed on cutting block.

Whether it's out of financial necessity or to combat boredom, an increasing number of seniors are taking on post-retirement jobs.

The reason why ERISA qualified plans should have an investment policy statement is to: a. list guidelines for choosing an investment advisor for the plan.b. list guidelines on how plan investments should be chosen.c. list guidelines for vesting and eligibility requirements.d.

These habits could have you working longer, retiring later and finding yourself flat broke in your golden years.

Avoiding these five common tax mistakes can really pay off on your way to retirement

Investing your tax refund will give you the best possible return.

This plan doesn't get as much attention as its more popular cousin - the 401(k) - but it has a lot of benefits for eligible investors.

Buy munis, book losses, avoid marriage, consider a Roth conversion now and get your Lasik eye surgery next year.

If your tax bill is bigger than you'd hoped, there are few ways you can reduce it next year.

Find out how the 403(b) plan helps employees of nonprofit entities meet their retirement goals.

A tax pro answers questions she hears most often and quashes some myths.

With spring just around the corner, now is a great time for a financial makeover.

These companies may not be flashy but they offer investors structure and diversification.

It's not ideal, but there are times when it can make sense to use your IRA or 401(k) for a down payment.

The shift in retirement plan schemes - from defined benefit plans to defined contribution plans - raises some important issues.

This bill is initiating big changes in the U.S. healthcare system. Find out how it will affect you.

Funds aren't being exhausted as quickly as some think, and it's not just retirees who qualify for benefits.

President Obama has proposed creating a new type of IRA designed to help Americans without access to a company retirement plan invest easier. What makes this new idea so different, and how does it work?

These plans resemble 401(k) plans in many respects, but are specially designed for nonprofit entities.

When you're done cleaning out the garage, consider putting some shine on your financial affairs.

When individuals are in a tight spot financially, they usually turn to 401(k) loans. The interest rate for the 401(k) loans are usually a point or two higher than the prime rate, but they can vary. By law, individuals are allowed to borrow the greater of $50,000, or 50% of the total amount of the 401(k).

The Peace Corps and AmeriCorps offer low pay, but they offer higher benefits down the road.

These popular destinations have some major drawbacks.

Will your tax rate be lower in retirement? Do you plan to spend all your savings? Think twice about a conversion.

Choosing to specialize may be easier for you and more beneficial to your clients.

There are a number of reasons why concerns over Social Security depletion have emerged, but there are ways you can prepare for it.

With some preparation, you can save your heirs from paying a hefty estate tax. Here are some tips.

Generally, if you are under age 59.5 and you withdraw funds from your traditional IRA, you must pay an additional 10% tax penalty on this distribution of assets. There are several exceptions to the rule, which allow you to pull funds from your IRA prior to age 59.5, and avoid the 10% penalty.

Your retirement may be decades away, but this is no time to procrastinate.

Find out what to do when your kid is ready for higher education, but you aren't.

The latest offerings provide more coverage and the ability to pick and choose what types of coverage you'll need.

Bank consolidations, stock options, and 1099-R changes could create problems. Here's how to stay out of the IRS' crosshairs.

Learn how to lower your income tax and avoid estate tax - all while building wealth.

Set your sights on the golden years and get there sooner.

Not having health insurance doesn't mean that you have no alternatives. Here's what you can do to reduce your healthcare costs.

While refusing a gift may seem a little absurd to many, there are several good reasons that an individual might want to do so. Suppose you inherit a $500,000 IRA and a $500,000 CD from your deceased uncle. If the IRA account puts your total estate over the applicable estate tax exclusion amount, you ...

The 2010 estate tax lapse could be costly to your family if it keeps you from planning.

Surprise! You may owe more than you think.

Taxes are often a deterrent from investing and saving. These financial practices will bring you no tax grief.

Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.

Even if your portfolio has taken a hit, these tips can get you back on track.

Staying employed a little longer may allow for a more comfortable retirement.

The more that employees know about their employee 401(k) plans, the better. But what doesn't your administrator know?

These are some of the most common tax write-offs that you can't really claim.