Retirement

  1. What's the difference between an individual retirement account (IRA) and an annuity?

    Both IRAs and annuities are helpful retirement savings tools, but there have distinct difference you need to be aware of ...
  2. What's the difference between an individual retirement account (IRA) and a certificate ...

    Both individual retirement accounts (IRA) and certificates of deposit (CD) are useful savings instruments, but they have ...
  3. Why is Social Security running out of money?

    Find out why you may not have Social Security benefits available to you when it's time to retire.
  4. Can my spouse and children collect my Social Security when I die?

    Under survivor benefits, Social Security provides income for the families of workers who die. If you die, certain family ...
  5. Consolidating Your Retirement Money

    By midlife, you're likely to have accumulated a string of IRAs, 401(k)s and the like. This tutorial helps you organize them ...
  6. The Employee's Guide To Medicare

    Over 65 and still working? You're eligible to register for Medicare, but should you also opt for your employer's health insurance, ...
  7. Medigap Vs. Medicare Advantage: Which Is Better?

    To protect against a huge bill for health costs Medicare doesn't cover, you need Medigap insurance or an HMO-like Medicare ...
  8. How To Find The Financial Advisor Of Your Dreams

    A new startup - essentially a financial matchmaking service - uses video introductions and algorithms to pair financial advisers ...
  9. 4 Ways to Maximize Your 401(k)

    Prime your 401(k), 403(b) or other defined contribution plan by using these techniques to boost your average rate of return.
  10. 5 Myths That Could Hurt Your Retirement

    If you're making financial and lifestyle choices based on these retirement myths, you could be missing out on benefits that ...
  11. Why Inflation Is Still A Threat To Your Retirement

    One reason people tend to underestimate their retirement saving needs is that they fail to properly account for the impact ...
  12. Is Whole Life An Obsolete Product?

    New, more-flexible features and current market conditions make traditional whole life insurance worth another look.
  13. Retirement Planning for the Self-Employed

    When you're self-employed, your retirement is entirely in your hands. Learn about the three retirement-savings options best ...
  14. Who Gets Your Retirement Accounts?

    Are the beneficiaries of your IRA or Roth IRA who you now want to get them? How to update if your life's changed since you ...
  15. Is '100 Minus Your Age' Outdated?

    A longstanding rule of thumb says that your stock allocation should equal "100 minus your age." Now, some experts suggest ...
  16. Day-Trading Gold ETFs: Top Tips

    Learn when is the most favorable time to day-trade gold ETFs and how to take advantage.
  17. Retirement Planning The Millennial Way

    Saving for retirement is completely different if you have a Millennial mindset. These retirement plans will turn your head ...
  18. Retirement Costs: Men vs. Women

    When it comes to the cost of living in retirement, men and women aren't equal after all.
  19. New Retirement Living Option - And Income Source

    Here's a new option for retirement planning that could help three generations of a family – and be the glue that binds them ...
  20. The Rise of 401(k) Brokerage Accounts

    Many 401(k) plans now allow participants to trade stocks and bonds by offering brokerage accounts inside the tax-deferred ...
  21. Where Should I Retire?

    It's not just about money or weather or beautiful scenery and a lively cultural scene. Here, some other real-life ways to ...
  22. How To Get The Most Out Of Your Financial Advisor

    Like most things in life, the effort and thought you put into something will determine what you get out of it. It's no different ...
  23. 5 Apps and Calculators for Retirement Planning

    These are but a few of the numerous mobile apps and online calculators that are available to future and near retirees.
  24. Who Actually Benefits From Target Date Funds?

    This pre-packaged retirement investment option could be the perfect fit for some investors and a downfall for others. Which ...
  25. Why This Investment Will Remain A Boomer's Best Friend

    The retirement of millions of Baby Boomers will come with many knock-on effects, but risk-averse investors can take solace ...
  26. 4 Big Reasons Your Expenses Could Rise In Retirement

    Here's how to save where you can while you enjoy the fruits of all those years at the office.
  27. Must-Do Financial Moves For Same-Sex Marriages

    Same-sex couples should create the safeguards all married people need, plus a few more. The good news: You may be owed a ...
  28. An Introduction To Target Date Funds

    Target date mutual funds can be an alternative to bonds and CDs for investors who do not wish to actively manage their savings. ...
  29. Five Questions to Ask About Your Company's 401(k) Plan

    Having a comfortable retirement depends on taking maximum advantage of your company's 401(k), if it's offered. Here's what ...
  30. Accidentally Conservative: The Risk that Lies Ahead for Millennials

    Research shows that Millennials are substantially more conservative when it comes to their finances than previous generations. ...
  31. How Women In Transition Should Mind Their Finances

    With roughly 80% of women dying single due to divorce or outliving their spouses, they must become more involved in their ...
  32. Financial Changes When You Marry

    Before you tie the knot, here are some steps to take so the legal underpinnings of your marriage will be as solid as your ...
  33. Why These Three Retirement Rules of Thumb Are Bad Ideas

    We’re all looking for simple rules of thumb to help our retirement planning. But three popular ones - 3% savings, 4% drawdown, ...
  34. Ignore This Demographic At Your Own Peril

    Hispanics have unique financial planning needs and attitudes, and financial advisers would be well-served by studying this ...
  35. Why Caregiving Costs Women

    Fueled by extended life expectancies, lost wages from reduced work and rising healthcare costs, women are now the hardest ...
  36. What's the Best Time to Get Long-Term Care Insurance?

    Consider applying for long-term care insurance much sooner than you'll need it. If you wait too long, premiums will likely ...
  37. When a 401(k) Hardship Withdrawal Makes Sense

    If you've exhausted all other avenues, there are ways to withdraw funds before age 59½ – sometimes without the 10% penalty ...
  38. How To Manage Your Finances Through A Divorce

    Dividing assets and liabilities in a divorce can be a sad, complicated task. But with some planning, patience and the help ...
  39. Retirement Plans From Around The World

    How does the rest of the world stack up against the U.S. when it comes to planning and saving for retirement?
  40. Do You Have This Crucial Financial Letter?

    If you don't have a letter of intent in your desk, write one now. Here's why.
  41. How Good a Deal is an Indexed Annuity?

    Indexed annuities are marketed as a compromise between fixed and variable-rate products. But watch the fine print!
  42. Bulk Up Your Retirement

    If your business has receiveables, here's a smart way to leverage them to build up your retirement fund – fast
  43. Common Retirement Advice That DINKs Can Ignore

    The retirement rules are different when a couple has no kids. Spending more, retiring sooner – all kinds of options open ...
  44. To Love, Honor and Collect: You, Your Spouse and Social Security

    You may have earned your Social Security benefits on your own, but if you’re married, your collection strategy should be ...
  45. Peri-Retirement: The New Life Transition

    Use your 30s and 40s to imagine new life options – and try them on for size
  46. Millennials: Let’s Grab A Beer, Burger and a Movie In 2064

    Asking a 25-year old to save money for his 75-year old future self is like asking him to give money to a stranger. But if ...
  47. Top Pension Systems in the World

    The U.S. and Canada aren't even close to tops in retiree pensions. Canada ranks 6 of 20 countries; the U.S.,11th.
  48. The 401(k) Gender Gap

    Women aren't investing in 401(k) plans at the same rate as men - which will cost them big time at retirement. To reap the ...
  49. Don't Retire Early - Change Careers Instead

    Many people who long for early retirement simply may have never known what it's like to enjoy going to work every day. A ...
  50. 10 Sobering Findings About America’s Financial Literacy

    April is Financial Literacy Month, a time to highlight the importance of financial literacy and encourage Americans to learn ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Trading Center