Retirement

  1. Are Equity-Indexed Annuities Right For You?

    Equity-indexed annuities can be confusing to understand, but for conservative investors, they can be valuable savings plans.
  2. Selecting The Payout On Your Annuity

    Make sure you understand your options for withdrawing your funds from this complex instrument.
  3. 7 Expenses You Can Ditch In Retirement

    You get to save on some significant expenses when you retire, leaving more money to do the things you want.
  4. 6 Hidden Government Revenue Streams

    You may be well aware of the tax dollars the government withholds from your paycheck, but this isn't the only way your income is being tapped.
  5. Create Your Own Social Security Fund

    The government's Social Security program may not last forever - be prepared by setting up your own.
  6. 6 Ways To Leave Less For Uncle Sam

    Both the fabulously wealthy and the millionaire next door need to plan for the estate tax boomerang.
  7. 6 Dying Job Perks

    In the wake of the worst recession in a generation, many employee benefits have landed on cutting block.
  8. 8 Popular Post-Retirement Jobs

    Whether it's out of financial necessity or to combat boredom, an increasing number of seniors are taking on post-retirement jobs.
  9. The reason why ERISA qualified plans should have an investment policy statement is ...

    The reason why ERISA qualified plans should have an investment policy statement is to: a. list guidelines for choosing an investment advisor for the plan.b. list guidelines on how plan investments should be chosen.c. list guidelines for vesting and eligibility requirements.d.
  10. 6 Things You're Doing To Delay Your Retirement

    These habits could have you working longer, retiring later and finding yourself flat broke in your golden years.
  11. 5 Tax(ing) Retirement Mistakes

    Avoiding these five common tax mistakes can really pay off on your way to retirement
  12. Top Ways To Invest Your Tax Refund

    Investing your tax refund will give you the best possible return.
  13. Top 403(b) Questions Answered

    This plan doesn't get as much attention as its more popular cousin - the 401(k) - but it has a lot of benefits for eligible investors.
  14. The Obama Tax Hikes - What To Do

    Buy munis, book losses, avoid marriage, consider a Roth conversion now and get your Lasik eye surgery next year.
  15. 5 Strategies For Lowering Next Year's Taxes

    If your tax bill is bigger than you'd hoped, there are few ways you can reduce it next year.
  16. Top 9 Benefits Of A 403(b) Plan

    Find out how the 403(b) plan helps employees of nonprofit entities meet their retirement goals.
  17. 5 Top Tax Season Questions

    A tax pro answers questions she hears most often and quashes some myths.
  18. Hatch A New Financial Plan

    With spring just around the corner, now is a great time for a financial makeover.
  19. A Guide To Investing In Consumer Staples

    These companies may not be flashy but they offer investors structure and diversification.
  20. Tap Retirement Funds To Buy A Home?

    It's not ideal, but there are times when it can make sense to use your IRA or 401(k) for a down payment.
  21. The Defined-Benefit Plan's Many Problems

    The shift in retirement plan schemes - from defined benefit plans to defined contribution plans - raises some important issues.
  22. 10 Ways The New Healthcare Bill May Affect You

    This bill is initiating big changes in the U.S. healthcare system. Find out how it will affect you.
  23. Why Young People Shouldn't Diss Social Security

    Funds aren't being exhausted as quickly as some think, and it's not just retirees who qualify for benefits.
  24. What's The Deal With An Opt-Out IRA?

    President Obama has proposed creating a new type of IRA designed to help Americans without access to a company retirement plan invest easier. What makes this new idea so different, and how does it work?
  25. The 4-1-1 on 403(b) Plans

    These plans resemble 401(k) plans in many respects, but are specially designed for nonprofit entities.
  26. 5 Spring Clean-Up Tips For Your Finances

    When you're done cleaning out the garage, consider putting some shine on your financial affairs.
  27. How do 401(k) loans work?

    When individuals are in a tight spot financially, they usually turn to 401(k) loans. The interest rate for the 401(k) loans are usually a point or two higher than the prime rate, but they can vary. By law, individuals are allowed to borrow the greater of $50,000, or 50% of the total amount of the 401(k).
  28. Are The Volunteer Corps Right For You?

    The Peace Corps and AmeriCorps offer low pay, but they offer higher benefits down the road.
  29. Debunking The "Best" Retirement Destinations

    These popular destinations have some major drawbacks.
  30. 5 Reasons Not To Convert To A Roth IRA

    Will your tax rate be lower in retirement? Do you plan to spend all your savings? Think twice about a conversion.
  31. Earn Big Bucks With A Specialized Financial Career

    Choosing to specialize may be easier for you and more beneficial to your clients.
  32. Social Security Depletion: Is The Fear Justified?

    There are a number of reasons why concerns over Social Security depletion have emerged, but there are ways you can prepare for it.
  33. Getting Started On Your Estate Plan

    With some preparation, you can save your heirs from paying a hefty estate tax. Here are some tips.
  34. What are the exceptions to the premature withdrawal penalty rules for IRA accounts?

    Generally, if you are under age 59.5 and you withdraw funds from your traditional IRA, you must pay an additional 10% tax penalty on this distribution of assets. There are several exceptions to the rule, which allow you to pull funds from your IRA prior to age 59.5, and avoid the 10% penalty.
  35. For Young Investors, Too Many Choices, Too Few Dollars

    Your retirement may be decades away, but this is no time to procrastinate.
  36. Last-Minute Strategies To Help Pay For College

    Find out what to do when your kid is ready for higher education, but you aren't.
  37. Long-Term Care Insurance: You Have Options

    The latest offerings provide more coverage and the ability to pick and choose what types of coverage you'll need.
  38. Taxpayer Alert: 1099 Traps Multiply This Year

    Bank consolidations, stock options, and 1099-R changes could create problems. Here's how to stay out of the IRS' crosshairs.
  39. Cut Your Tax Bill With Permanent Life Insurance

    Learn how to lower your income tax and avoid estate tax - all while building wealth.
  40. Retire In Style

    Set your sights on the golden years and get there sooner.
  41. 6 Alternatives To Health Insurance

    Not having health insurance doesn't mean that you have no alternatives. Here's what you can do to reduce your healthcare costs.
  42. Can I refuse a gift by providing a "Qualified Disclaimer," and what does this entail?

    While refusing a gift may seem a little absurd to many, there are several good reasons that an individual might want to do so. Suppose you inherit a $500,000 IRA and a $500,000 CD from your deceased uncle. If the IRA account puts your total estate over the applicable estate tax exclusion amount, you ...
  43. Planning For The Estate Tax's Return

    The 2010 estate tax lapse could be costly to your family if it keeps you from planning.
  44. 5 Surprise Costs That May Affect Your Tax Bracket

    Surprise! You may owe more than you think.
  45. 10 Sources Of Nontaxable Income

    Taxes are often a deterrent from investing and saving. These financial practices will bring you no tax grief.
  46. Earn Tax-Free Income

    Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.
  47. You CAN Retire Now

    Even if your portfolio has taken a hit, these tips can get you back on track.
  48. Stretch Your Savings By Working Into Your 70s

    Staying employed a little longer may allow for a more comfortable retirement.
  49. Is Your 401(k) Administrator Competent?

    The more that employees know about their employee 401(k) plans, the better. But what doesn't your administrator know?
  50. 11 Tax Deductions You Can't Actually Write Off

    These are some of the most common tax write-offs that you can't really claim.
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  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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