Retirement

  1. Is Social Security Set To Fail?

    No politicians want to touch this issue, but many Americans have serious reason for concern.
  2. New Tax Breaks You Need To Know

    The new Roth IRA rules present some interesting opportunities - for the right people.
  3. What is the "stretch IRA" concept?

    The "stretch IRA" is not a new IRA account on the market, or even a new investment concept, it is simply a wealth transfer method that allows you the potential to "stretch" your IRA over several future generations. As an IRA owner, you are typically required to take minimum distributions from your IRA ...
  4. Last-Minute Roth Opportunity

    You don't have to take anything out of your IRA this year, but maybe you should.
  5. Why Gold Matters

    Gold is a very useful investment during periods of instability and high inflation.
  6. Retirement Readiness Varies By Industry: Study

    Goldman employees lag; pilots' packages soar.
  7. Getting A Divorce? Understand the Rules Of Dividing Plan Assets

    Learn how different rules of asset handling apply to various retirement plans.
  8. What are the pros/cons of naming a trust as the beneficiary of a retirement account?

    This has been the topic of an ongoing debate in the financial community between estate planning attorneys and financial advisors. For retirement accounts, investors are given the opportunity to name both primary and contingent beneficiaries on their accounts.
  9. The Roth Conversion Mulligan

    Recharacterizing your Roth back to a Traditional IRA is a great way to capitalize on a major market decline.
  10. Overcoming 5 Major Retirement Risks

    Retirement can be pricey but there are ways to boost your savings and minimize your costs.
  11. 4 Steps To Surviving A Job Loss

    Being laid off is an unpleasant experience that many Americans are experiencing through this recession. But there is hope.
  12. 7 Family-Friendly U.S. Cities

    These cities are, all things considered, some of the best places in the country to settle down.
  13. Three Documents You Shouldn't Do Without

    Estate planning is not just about the division of assets after you die. Read on to save your loved ones extra grief.
  14. Money Market Mayhem: The Reserve Fund Meltdown

    This event serves as a stark reminder to investors about understanding their portfolios.
  15. Working Longer: Will It Hurt Your Retirement?

    Many are choosing to work longer in order to rebuild their nest eggs, but despite the extra income, there are drawbacks.
  16. These Financial Products Are Too Complex For The Average Joe

    Structured financial products are so elaborate that investors are unable to assess costs and risk.
  17. 5 Resources To Learn To Retire Rich

    Find out what you need to know to plan for retirement, and which resources do the best job of showing the way.
  18. Retirement Saving Through The Ages

    It's never too late to start saving for retirement, but there is a "better" time to get it rolling.
  19. How Unemployment Affects You (Even If You're Working)

    Rebounding from a stint of unemployment can be a frustrating thing to do. These tips should soften the blow.
  20. You're Retired. Should You Ditch Your Life Insurance Policy?

    If you're trying to determine whether you should throw out your life insurance policy along with your business suits, here are a few things you should keep in mind.
  21. An Estate Planning Must: Update Your Beneficiaries

    Life changes make it time to rewrite your plan's designations.
  22. Why It Pays To Be A Lazy Investor

    Be a couch potato! This passive, but diversified, investing strategy could be for you.
  23. 6 Reasons Why You NEED A Budget

    By now, you're probably sick of hearing the b word. Too bad. This is just of those financial lessons that cannot be preached enough.
  24. Baby Buffett Portfolio: His 6 Best Long-Term Picks

    Find out which stocks one of the world's best investor is putting his faith in.
  25. A Sanity-Saving Retirement Stock Portfolio

    The market rollercoaster has many retirees calling it quits on stocks. Big mistake.
  26. Does it make sense to convert a Traditional IRA to a Roth when the market’s down?

    If your modified adjusted gross income (MAGI) is $100,000 or less and you are not married filing separately, you may initiate a taxable conversion of a Traditional IRA to a Roth IRA. You can do a direct trustee-to-trustee transfer or receive a distribution of your traditional IRA and then roll it over ...
  27. 2009 Tax Credits: A Holiday Gift To Yourself

    Before you run out and buy gifts for others, make sure you give yourself a gift by wrapping up all the tax breaks you possibly can.
  28. 5 Careers That Thrive On The Holiday Season

    While you are spending, these careers are making big bucks.
  29. Retiring On Investment Interest: Can It Be Done?

    Spending investment interest in retirement can be a viable strategy, but it won't work for everyone.
  30. Is Biased Investing Holding You Back?

    Risk aversion seems to come to us naturally, preventing us from stepping into unfamiliar territory. But feeling comfortable isn't always the best thing for your portfolio.
  31. Financial Mistakes That Could Haunt You Forever

    Learn from others and don't fall prey to these financial pitfalls.
  32. 6 Simple Steps To $1 Million

    Becoming a millionaire is not as hard as you might think - it just takes time.
  33. 5 Retirement Planning Rules For Recent Graduates

    The future may seem far off, but now is the time to plan for it.
  34. 10 Simple Steps To Financial Security Before 30

    Find out how to reach your long-term goals without becoming a tightwad.
  35. The Secret To Consistent Returns In Any Market

    Despite the market’s recent volatility, there are some investors who haven’t seen negative returns. Learn their secret.
  36. What is the difference between early retirement and full retirement as it applies ...

    If you were born in 1929 or later, you'll need forty Social Security credits to be eligible for Social Security retirement benefits. You can earn up to four credits per year, which means that you will need to work at least ten years to become eligible for retirement benefits.
  37. Stocks: Who Needs Them?! (You, If You Want To Retire)

    Stocks have long been trumpeted as necessary to ensure a comfortable retirement. But does that advice still make sense?
  38. Lifetime Income Annuities: The Instant Pension Plan

    If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer.
  39. Are You A Disciplined Investor?

    Don't let "financial porn" steer you away from a sensible, long-term approach to investing.
  40. All of the following are allowable deductions used in determining taxable estate ...

    A. funeral expenses. B. debts owed at time of death.C. gift tax credit used during life.D. the value of property that passes from the deceased to the surviving spouse. Answer: BTaking a long position on an option - that is, buying it - incurs a premium; not exercising the option means losing that ...
  41. 3 Ways To Make Your Retirement Funds Last

    These retirement income distribution methods are all viable; the one you choose will depend on your personal circumstances.
  42. Maxing Out Your 401(k): Does It Pay?

    In the long-term, many people will see the benefits of maxing out a 401(k) contribution. Is it right for you?
  43. 4 Retirement Reality Checks

    If you hope to enjoy a comfortable retirement, it's time to get real. Here are four cold, hard truths every soon-to-be retiree must face.
  44. Live Longer, Retire Younger: Can You Do It?

    Use this vehicle to make sure your payout lasts as long as you do.
  45. Elliott Wave Theory

    Acquaint yourself with the principle built on the discovery that stock markets did not behave in a chaotic manner.
  46. Pinpointing The Perfect Retirement Destination

    Retirement planning is more than just packing your bags and sailing to paradise. Do your homework and enjoy the golden years.
  47. Variable Annuities: The Do-It-Yourself Pension Plan

    Variable annuities can cost more than mutual funds, but that might be worth the protection they can add to your retirement.
  48. Can You Count On Your Pension?

    We look at how to determine the health of your company's pension plan, and what to do if things are looking grim.
  49. Social Security - Are You Covered?

    If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.
  50. Mergers: The Sign Of Economic Recovery?

    Recent mergers by big players show economic optimism.
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