Retirement

  1. Why Young People Shouldn't Diss Social Security

    Why Young People Shouldn't Diss Social Security

    Funds aren't being exhausted as quickly as some think, and it's not just retirees who qualify for benefits.
  2. The 4-1-1 on 403(b) Plans

    The 4-1-1 on 403(b) Plans

    These plans resemble 401(k) plans in many respects, but are specially designed for nonprofit entities.
  3. What's The Deal With An Opt-Out IRA?

    What's The Deal With An Opt-Out IRA?

    President Obama has proposed creating a new type of IRA designed to help Americans without access to a company retirement ...
  4. How do 401(k) loans work?

    How do 401(k) loans work?

    When individuals are in a tight spot financially, they usually turn to 401(k) loans. The interest rate for the 401(k) loans ...
  5. 5 Spring Clean-Up Tips For Your Finances

    5 Spring Clean-Up Tips For Your Finances

    When you're done cleaning out the garage, consider putting some shine on your financial affairs.
  6. Are The Volunteer Corps Right For You?

    Are The Volunteer Corps Right For You?

    The Peace Corps and AmeriCorps offer low pay, but they offer higher benefits down the road.
  7. Debunking The

    Debunking The "Best" Retirement Destinations

    These popular destinations have some major drawbacks.
  8. 5 Reasons Not To Convert To A Roth IRA

    5 Reasons Not To Convert To A Roth IRA

    Will your tax rate be lower in retirement? Do you plan to spend all your savings? Think twice about a conversion.
  9. Social Security Depletion: Is The Fear Justified?

    Social Security Depletion: Is The Fear Justified?

    There are a number of reasons why concerns over Social Security depletion have emerged, but there are ways you can prepare ...
  10. Earn Big Bucks With A Specialized Financial Career

    Earn Big Bucks With A Specialized Financial Career

    Choosing to specialize may be easier for you and more beneficial to your clients.
  11. Getting Started On Your Estate Plan

    Getting Started On Your Estate Plan

    With some preparation, you can save your heirs from paying a hefty estate tax. Here are some tips.
  12. For Young Investors, Too Many Choices, Too Few Dollars

    For Young Investors, Too Many Choices, Too Few Dollars

    Your retirement may be decades away, but this is no time to procrastinate.
  13. What are the exceptions to the premature withdrawal penalty rules for IRA accounts?

    What are the exceptions to the premature withdrawal penalty rules for IRA accounts?

    Generally, if you are under age 59.5 and you withdraw funds from your traditional IRA, you must pay an additional 10% tax ...
  14. Long-Term Care Insurance: You Have Options

    Long-Term Care Insurance: You Have Options

    The latest offerings provide more coverage and the ability to pick and choose what types of coverage you'll need.
  15. Taxpayer Alert: 1099 Traps Multiply This Year

    Taxpayer Alert: 1099 Traps Multiply This Year

    Bank consolidations, stock options, and 1099-R changes could create problems. Here's how to stay out of the IRS' crosshairs. ...
  16. Cut Your Tax Bill With Permanent Life Insurance

    Cut Your Tax Bill With Permanent Life Insurance

    Learn how to lower your income tax and avoid estate tax - all while building wealth.
  17. 6 Alternatives To Health Insurance

    6 Alternatives To Health Insurance

    Not having health insurance doesn't mean that you have no alternatives. Here's what you can do to reduce your healthcare ...
  18. Can I refuse a gift by providing a

    Can I refuse a gift by providing a "Qualified Disclaimer," and what does this entail?

    While refusing a gift may seem a little absurd to many, there are several good reasons that an individual might want to do ...
  19. Planning For The Estate Tax's Return

    Planning For The Estate Tax's Return

    The 2010 estate tax lapse could be costly to your family if it keeps you from planning.
  20. 5 Surprise Costs That May Affect Your Tax Bracket

    5 Surprise Costs That May Affect Your Tax Bracket

    Surprise! You may owe more than you think.
  21. Earn Tax-Free Income

    Earn Tax-Free Income

    Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.
  22. You CAN Retire Now

    You CAN Retire Now

    Even if your portfolio has taken a hit, these tips can get you back on track.
  23. Stretch Your Savings By Working Into Your 70s

    Stretch Your Savings By Working Into Your 70s

    Staying employed a little longer may allow for a more comfortable retirement.
  24. 11 Tax Deductions You Can't Actually Write Off

    11 Tax Deductions You Can't Actually Write Off

    These are some of the most common tax write-offs that you can't really claim.
  25. New Tax Breaks That'll Help You In 2010

    New Tax Breaks That'll Help You In 2010

    With all of the new tax changes this year, the IRS won't be able to take quite as much from you.
  26. The Spend-Every-Penny Retirement Plan

    The Spend-Every-Penny Retirement Plan

    If your goal is to enjoy every cent you've worked so hard to save, here are some tips on how to spend it all without running ...
  27. Turn Small Savings Into A Big Nest Egg

    Turn Small Savings Into A Big Nest Egg

    Small changes to spending and saving habits can reap major rewards - with limited sacrifice.
  28. Live A Rich Retirement Or Leave A Legacy?

    Live A Rich Retirement Or Leave A Legacy?

    Should you dine on caviar or put Tom Jr. through college? Here are some guidelines for making this tough decision.
  29. I have a profit-sharing plan with my former employer. I am now trying to buy a home. ...

    I have a profit-sharing plan with my former employer. I am now trying to buy a home. ...

    Profit-sharing plans are retirement plans with companies that give employees a percentage of the company's earnings. A profit-sharing ...
  30. The Dog Ate My IRA Rollover

    The Dog Ate My IRA Rollover

    If you miss the 60-day rollover deadline, will the IRS be sympathetic?
  31. Public Pensions, Managers Falsify Investment Returns

    Public Pensions, Managers Falsify Investment Returns

    Fraud gives inflated view of many assets performances.
  32. When is it a good idea to use an irrevocable life insurance trust?

    When is it a good idea to use an irrevocable life insurance trust?

    The irrevocable life insurance trust or "ILIT" is a trust that cannot be rescinded, amended or modified in any way after ...
  33. International Aid To Haiti: The Large And Small

    International Aid To Haiti: The Large And Small

    We look at the aid that's been promised to Haiti and see which nations are most generous on a per-capita basis.
  34. The Best Way To Borrow

    The Best Way To Borrow

    There are many avenues from which to drum up funding. Find out the pros and cons of each.
  35. The Best 401(k) Moves Right Now

    The Best 401(k) Moves Right Now

    Whether you've been out or in the market lately, the health of your 401(k) is vital.
  36. Why Now Is The Time For A Roth IRA

    Why Now Is The Time For A Roth IRA

    Legislative changes in recent years make Roth IRAs worth a second look.
  37. How does an employer benefit from a 401(k) matching plan?

    How does an employer benefit from a 401(k) matching plan?

    A 401(k) is a type of qualified retirement plan created by employers, where an employee deposits money into a retirement ...
  38. Will A Systematic Withdrawal Plan Work For You?

    Will A Systematic Withdrawal Plan Work For You?

    Check out the particulars of an SWP to see if it's the right choice for your retirement.
  39. Is Your 401(k) Being Mismanaged?

    Is Your 401(k) Being Mismanaged?

    401(k) plans managed by the wrong people can be hazardous to your future!
  40. $1 Million: Does It Still Mean You're Rich?

    $1 Million: Does It Still Mean You're Rich?

    Being a millionaire used to mean you were on top of the world, but now it means you're still climbing the ladder.
  41. Retire In 2010: What You Need To Know

    Retire In 2010: What You Need To Know

    Retirement might sound like a great idea, but are you really ready to quit your day job this year?
  42. Retire From Work, But Not Personal Financial Planning

    Retire From Work, But Not Personal Financial Planning

    Here are some personal finance tips for those who want to live well after work ends.
  43. Investors Misfire With Target-Date Funds

    Investors Misfire With Target-Date Funds

    Using all-in-one funds as one of many can lead to a skewed asset allocation.
  44. 3 Simple Steps To Building Wealth

    3 Simple Steps To Building Wealth

    Getting richer is easier if you take it one step at a time.
  45. Retiring: Is $1 Million Enough?

    Retiring: Is $1 Million Enough?

    Find out why this magic number has lost some of its lustre as a retirement savings target.
  46. Why is accidental life insurance so inexpensive?

    Why is accidental life insurance so inexpensive?

    Accidental life insurance is an inexpensive way of obtaining life insurance coverage for yourself or someone else in your ...
  47. 5

    5 "New" Rules For Safe Investing

    Did the credit crisis leave a new landscape for investors? Maybe, but it's not as unfamiliar as you may have imagined.
  48. Is Social Security Set To Fail?

    Is Social Security Set To Fail?

    No politicians want to touch this issue, but many Americans have serious reason for concern.
  49. New Tax Breaks You Need To Know

    New Tax Breaks You Need To Know

    The new Roth IRA rules present some interesting opportunities - for the right people.
  50. What is the

    What is the "stretch IRA" concept?

    The "stretch IRA" is not a new IRA account on the market, or even a new investment concept, it is simply a wealth transfer ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Trading Center