Retirement

  • Showing 1251-1285 of 1,285 items
  • <<
  • ...
  • 24
  • 25
  • 26
  1. An Overview Of The Pension Benefit Guaranty Corporation (PBGC)

    An Overview Of The Pension Benefit Guaranty Corporation (PBGC)

    Find out how this "retirement lifeguard" can save drowning plans, and why it's unlikely to be a long-term solution to the ...
  2. I am in my mid thirties and have nothing invested for retirement. Is it too late ...

    I am in my mid thirties and have nothing invested for retirement. Is it too late ...

    It is never too late to start saving for retirement. Even starting at age 35 means you will have more than 30 years to save.The ...
  3. What is the difference between a Traditional and a Roth IRA?

    What is the difference between a Traditional and a Roth IRA?

    The main difference between a Traditional and a Roth IRA is the way contributions are deducted for tax breaks. Whereas contributions ...
  4. Should I collect early Social Security?

    Should I collect early Social Security?

    The earliest age that you can start receiving social security benefits is age 62. Full retirement was age 65 for many years; ...
  5. How can I budget for both short-term expenses and long-term goals?

    How can I budget for both short-term expenses and long-term goals?

    The first step in planning for long-term goals is actually determining how much you spend on short-term expenses. Once you ...
  6. I work for two companies. How much can I contribute to each company's SIMPLE IRA?

    I work for two companies. How much can I contribute to each company's SIMPLE IRA?

    It depends.If you work for two companies that are unrelated and unaffiliated, you can make salary deferral contributions ...
  7. Are there special benefits for U.S. armed forces personnel?

    Are there special benefits for U.S. armed forces personnel?

    If you are a member of the military, you may be afforded special tax benefits that might not be available to other taxpayers. ...
  8. What happens during the consolidation phase of an investor's life cycle?

    What happens during the consolidation phase of an investor's life cycle?

    Unlike the accumulation phase – where emphasis is placed on growing wealth – the consolidation phase is a balance between ...
  9. Does the five-year rule apply if a non-spouse inherits an IRA after the required ...

    Does the five-year rule apply if a non-spouse inherits an IRA after the required ...

    The five-year rule applies only when the IRA owner dies before the required beginning date (RBD). If the IRA owner dies after ...
  10. Business Owners: Rules For Qualified Retirement Plans

    Business Owners: Rules For Qualified Retirement Plans

    Business owners need to take note of how they handle qualified-plan distributions to former employees.
  11. Keeping Track Of Retirement Plan Assets

    Keeping Track Of Retirement Plan Assets

    Maintain records of your pension benefits or risk losing them.
  12. Tips On How To Use IRAs To Boost Retirement Savings

    Tips On How To Use IRAs To Boost Retirement Savings

    According to the Trustees of the Social Security Fund, the fund will be depleted by 2037. Are you ready?
  13. Medicare 101: Do You Need All 4 Parts?

    Medicare 101: Do You Need All 4 Parts?

    At age 65, most people have to sign up for Medicare. Learn which of its four programs are mandatory – and which you can skip.
  14. The Seasons Of An Investor's Life

    The Seasons Of An Investor's Life

    From a tentative spring to a comfortable winter, learn how to weather the phases of your investing journey.
  15. Tax-Saving Advice For IRA Holders

    Tax-Saving Advice For IRA Holders

    Be informed about benefits and deductions that may apply to you and avoid costly mistakes on your return.
  16. Gold IRA Rollover

    Gold IRA Rollover

    Does it make sense to roll over some of the money in your 401(k), IRA or Roth retirement accounts into a gold IRA? Consider ...
  17. Analysis: Should You Get A Gold IRA?

    Analysis: Should You Get A Gold IRA?

    Yes, you can invest in actual gold or other precious metals for your IRA. See the special rules for gold IRAs and what gold ...
  18. 3 Retirement Plan Moves To Make Before Year-End

    3 Retirement Plan Moves To Make Before Year-End

    If you don't know what must be done before December 31 you may miss opportunities - or even pay penalties.
  19. Combating Retirement's Silent Killer: Inflation

    Combating Retirement's Silent Killer: Inflation

    Inflation can devour a once secure nest egg. Learn how to protect yours.
  20. Time To Rethink Your Post-Work Needs

    Time To Rethink Your Post-Work Needs

    Don't rely on popular wisdom. Get the facts and plan for a comfortable future.
  21. Divorcing? The Right Way to Split Retirement Plans

    Divorcing? The Right Way to Split Retirement Plans

    Mishandling how you define and allocate retirement-plan assets in a divorce can cost you plenty in taxes and aggravation. ...
  22. What does a

    What does a "5 by 5" power in a trust document mean?

    It is not uncommon that wealthy individuals are concerned with leaving large sums of money to specific beneficiaries for ...
  23. Earnings within a Roth IRA are tax free, so are these earnings included in the modified ...

    Earnings within a Roth IRA are tax free, so are these earnings included in the modified ...

    There are two possible answers to this question, depending on whether or not the distribution from the Roth IRA is qualified.Earnings ...
  24. Is it wise to put an IRA account into a fixed or variable annuity?

    Is it wise to put an IRA account into a fixed or variable annuity?

    The answer to this depends on an individual's investment goals, requirements and risk tolerance. During the 1990s, the majority ...
  25. Are any special forms or documents required when transferring an IRA/SEP/SIMPLE to ...

    Are any special forms or documents required when transferring an IRA/SEP/SIMPLE to ...

    Most firms require that you complete their account transfer request form, which they use to request the transfer of assets ...
  26. I own a small business. Can the SBO-401(k) work for me?

    I own a small business. Can the SBO-401(k) work for me?

    The SBO-401(k) can only be adopted by businesses in which only the business's owners are eligible participants in the plan. ...
  27. My husband left his ex-wife as his retirement plan beneficiary. Can this be changed?

    My husband left his ex-wife as his retirement plan beneficiary. Can this be changed?

    Even when assets are divided following a divorce, in many cases, former spouses and heirs engage the services of attorneys ...
  28. Can I donate stock to charity?

    Can I donate stock to charity?

    Giving stock, instead of cash, as a donation can greatly benefit both parties. You will find that most charities, hospitals, ...
  29. Is it possible to reverse an IRA? I received a QDRO and owe money to my ex-husband. ...

    Is it possible to reverse an IRA? I received a QDRO and owe money to my ex-husband. ...

    Because a qualified domestic relations order (QDRO) is a court order, it cannot be reversed once it is received and processed ...
  30. My daughter would like to use some of her Roth IRA to pay for some current tuition ...

    My daughter would like to use some of her Roth IRA to pay for some current tuition ...

    This is a surprisingly complicated question, as it touches on the differences between traditional and Roth IRAs, as well ...
  31. Can an employer adopt a different type of retirement plan for each employee?

    Can an employer adopt a different type of retirement plan for each employee?

    Generally, any qualified retirement plan or IRA-based plan adopted by an employer must cover all eligible employees. Failure ...
  32. What is cliff vesting?

    What is cliff vesting?

    An employee is considered "vested" in an employer benefit plan, once they have earned the right to receive benefits from ...
  33. What pension benefits are available to military personnel?

    What pension benefits are available to military personnel?

    The United States military provides its members many benefits, including what many regard as a rather generous pension system, ...
  34. Distribution Rules For Inherited Retirement Plan Assets

    Distribution Rules For Inherited Retirement Plan Assets

    If you've recently inherited a retirement plan, you must get to know the rules for distributing the funds.
  35. IRA Assets And Alternative Investments

    IRA Assets And Alternative Investments

    Interested in non-traditional investing? Make sure you follow the rules to avoid prohibited transactions.
  36. Raising Grandchildren A Financial Feat

    Raising Grandchildren A Financial Feat

    Becoming a full-time caregiver again presents many challenges - including making ends meet.
  37. What To Do When You're Left Out Of A Will

    What To Do When You're Left Out Of A Will

    Discover the legal steps you can take if you are left out of a will and if fighting is worth the effort.
  38. 6 Signs You're Ready to Retire Early

    6 Signs You're Ready to Retire Early

    If you can answer "yes" to these six questions, you may be ready to retire early.
  39. 5 Ways To Fund Your Retirement

    5 Ways To Fund Your Retirement

    Generating income without going to work tends to be a murky concept. Find out how it works.
  40. The Defined-Contribution Plan: A Flawed Concept

    The Defined-Contribution Plan: A Flawed Concept

    After a career marked by loyalty to the firm, the promised pension plan benefits aren't materializing for many plan participants. ...
  41. 3 Reasons To Use An Employer-Sponsored Retirement Plan

    3 Reasons To Use An Employer-Sponsored Retirement Plan

    If you aren't participating in your employer-sponsored retirement plan, you're missing out! Learn the benefits.
  42. Should You Roll Over Your 401(k)?

    Should You Roll Over Your 401(k)?

    Before moving your retirement funds into another account, consider your options.
  43. Can I close my existing Roth IRA and invest in a new Roth IRA at a different financial ...

    Can I close my existing Roth IRA and invest in a new Roth IRA at a different financial ...

    If If you withdraw your Roth IRA contribution, the amount will be tax and penalty free. If your initial contribution accrued ...
  44. Is it easier to save for retirement if you start earlier in life? Can I make up for ...

    Is it easier to save for retirement if you start earlier in life? Can I make up for ...

    In general, the earlier you start saving for retirement, the easier it will be to afford, given the number of financial obligations ...
  45. Is my 403(b) account owned by me or by the institution?

    Is my 403(b) account owned by me or by the institution?

    You are the owner of your 403(b). The financial institution just holds the assets on your behalf and facilitates your transactions.For ...
  46. If there are two plans and one is terminated, creating a distributable event, can ...

    If there are two plans and one is terminated, creating a distributable event, can ...

    It depends. If the loan is in good standing - the participant did not default on the loan and the loan meets other statutory ...
  47. Who Benefits From Retirement Annuities

    Who Benefits From Retirement Annuities

    Annuities guarantee some degree of fixed income in retirement. But is the security worth the fees and less favorable tax ...
  48. Reverse Mortgage Pros And Cons

    Reverse Mortgage Pros And Cons

    It's a way to use your home equity for help when you're older. But does it make sense for your family? Here's how to tell ...
  49. Benefits Of A SIMPLE IRA

    Benefits Of A SIMPLE IRA

    If you're at a small company, you may be offered a SIMPLE IRA retirement plan. Contribution limits are lower, but vesting ...
  50. Can an individual contribute to both a Roth IRA and a Traditional IRA in the same ...

    Can an individual contribute to both a Roth IRA and a Traditional IRA in the same ...

    Yes. An individual may make IRA contributions to both a Roth and a Traditional IRA, providing the combined contribution total ...
  • Showing 1251-1285 of 1,285 items
  • <<
  • ...
  • 24
  • 25
  • 26
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Trading Center