Retirement

Dipping into your savings can put a big dent in your future plans. Find out how.

America is saving 6.4 percent of its money -not bad, but we would all like to do better. Here are five simple ways to trick yourself into saving money.

Make sure you aren't doing anything on this list, or your golden years could be in jeapardy.

If you're thinking about how to plan for retirement, an RRSP's tax incentives, simplicity and flexibility could be a great option.

Check out this cheap and easy way to secure good returns for the long term.

Don't be caught unprepared - find out what to look for in LTC insurance policies.

Early retirement is the hope of many people currently in the workplace. So, how do we get there - and what are the downsides?

Retirement has transformed over the years as worker's life spans increase and their expectations change.

Find out which investments are most likely to help you achieve your post-work income goals.

Not all pension plans in professional sports are created equal.

The months leading up to your retirement can be the most crucial in terms of planning. We provide a to-do list.

We look at the past and current legislation that governs IRA annuity conversions.

Although Social Security is no cash cow, there are a few ways to boost your benefits. We show you how.

Many countries are raising the retirement ages for their citizens. Find out what this means to you.

Just like other markets, coastal prices fluctuate, and timing is everything. We'll take a look at some of the economics of buying by the water.

If you're ready to hit the beach but you're not financially ready to retire, there is hope.

These jobs will get you to the million mark by retirement if you save 10% of your salary each year.

It's not impossible to retire with $1 million, but it does take timing, luck and commitment.

Are you headed to an early retirement, or will you be working into your golden years?

Find out how your beneficiaries can enjoy tax-deferred growth for as long as possible.

If you're still punching the clock after 30 years, what kind of retirement plan should you have?

This vehicle has several advtanges over the SEP IRA. Find out why it's often a better alternative.

This week in financial history saw the birth of social security, a bizarre rogue trader and more.

The best way to avoid additional charges and taxes is to know which transactions have expensive consequences.

Basic Medicare is not a perfect fit for everyone - sometimes, extra policies are required to suit a person's needs.

You've accumulated the wealth you need to retire, but how will you distribute it? We'll lay out some options.

Before tapping your home equity, find out what can go wrong.

Find out how this worst-case scenario can happen, and what you can do if it happens to you.

Most Americans think that an IRA is locked up until they reach 59.5, and withdrawals before that date trigger taxes and a 10% penalty tax. This is not always true.

Equity-indexed annuities can be confusing to understand, but for conservative investors, they can be valuable savings plans.

This investment provides security, but its returns may not be adequate for long-term investors.

Make sure you understand your options for withdrawing your funds from this complex instrument.

The government's Social Security program may not last forever - be prepared by setting up your own.

You may be well aware of the tax dollars the government withholds from your paycheck, but this isn't the only way your income is being tapped.

Both the fabulously wealthy and the millionaire next door need to plan for the estate tax boomerang.

In the wake of the worst recession in a generation, many employee benefits have landed on cutting block.

Whether it's out of financial necessity or to combat boredom, an increasing number of seniors are taking on post-retirement jobs.

The reason why ERISA qualified plans should have an investment policy statement is to: a. list guidelines for choosing an investment advisor for the plan.b. list guidelines on how plan investments should be chosen.c. list guidelines for vesting and eligibility requirements.d.

This plan doesn't get as much attention as its more popular cousin - the 401(k) - but it has a lot of benefits for eligible investors.

Investing your tax refund will give you the best possible return.

Avoiding these five common tax mistakes can really pay off on your way to retirement

Buy munis, book losses, avoid marriage, consider a Roth conversion now and get your Lasik eye surgery next year.

If your tax bill is bigger than you'd hoped, there are few ways you can reduce it next year.

A tax pro answers questions she hears most often and quashes some myths.

Find out how the 403(b) plan helps employees of nonprofit entities meet their retirement goals.

These companies may not be flashy but they offer investors structure and diversification.

It's not ideal, but there are times when it can make sense to use your IRA or 401(k) for a down payment.