Retirement

  1. Eligible For Social Security And A Pension? Lucky! (Or Confused)

    Eligible For Social Security And A Pension? Lucky! (Or Confused)

    Two critical rules for Americans whose work history qualifies them for both Social Security retirement benefits and a government ...
  2. Getting A Secured Credit Card

    Getting A Secured Credit Card

    Because these cards target consumers with difficulty getting credit, be extra careful to avoid predatory lenders when you ...
  3. Last-Minute Strategies To Help Pay For College

    Last-Minute Strategies To Help Pay For College

    Find out what to do when your kid is ready for higher education, but you aren't.
  4. Financial Advisors Need To Seek Out This Group NOW

    Financial Advisors Need To Seek Out This Group NOW

    Millennials are coming into their own economically, so why are financial advisors still reluctant to give them the attention ...
  5. Debunking the 80% Income Replacement Rule

    Debunking the 80% Income Replacement Rule

    Take a look at the 80% rule, it suggests that pre-retirees create a savings plan that will replace 80% of their income when ...
  6. An Analysis Of Social Security Benefits And Their Future

    An Analysis Of Social Security Benefits And Their Future

    Social Security is a significant driver of the US economy--as good a reason as any to make sure you understand it!
  7. Using The Social Security Website To Get Answers

    Using The Social Security Website To Get Answers

    The Social Security website is full of useful information. To save you time, here's a guide – and links – to finding answers ...
  8. Types Of Social Security Benefits

    Types Of Social Security Benefits

    Social Security isn't just for the retired. It also pays benefits to the disabled, widows and widowers, children, stepchildren, ...
  9. 3 Ways to Get Social Security Benefits

    3 Ways to Get Social Security Benefits

    Social Security isn't just for retirement. Learn about all three benefits provided by the Social Security Administration: ...
  10. Understanding The Social Security Website

    Understanding The Social Security Website

    Go to ssa.gov for all things Social Security. To comply with the Plain Writing Act of 2010, its information was rewritten ...
  11. Passing Boomers Will Leave A Big Economic Wake

    Passing Boomers Will Leave A Big Economic Wake

    While baby boomers keep the longevity economy surging, look out for a dark fiscal forecast when it comes to retirement planning ...
  12. Why is there a cap on the Federal Insurance Contribution (FICA) tax?

    Why is there a cap on the Federal Insurance Contribution (FICA) tax?

    Find out the history behind the the controversial FICA cap on wages.
  13. Who Pays Your Social Security Benefits?

    Who Pays Your Social Security Benefits?

    The short answer is, current earners. Taxes on current wages pay the Social Security benefits of retirees, the disabled, ...
  14. Will I pay taxes on my Social Security payouts?

    Will I pay taxes on my Social Security payouts?

    Find out if you're one of the people who has to pay federal income taxes on the Social Security benefit you receive.
  15. Can I deduct my Individual Retirement Account (IRA) contribution on my tax return?

    Can I deduct my Individual Retirement Account (IRA) contribution on my tax return?

    Whether you can deduct IRA contributions on your tax return depends on the type of IRA you have, your participation in an ...
  16. Can I contribute to a Roth IRA and still participate in my employer-sponsored retirement ...

    Can I contribute to a Roth IRA and still participate in my employer-sponsored retirement ...

    Find out the rules and limits on contributing to both a Roth IRA and employer-sponsored retirement plan.
  17. 5 Good Reasons To Build A Career In Nonprofits

    5 Good Reasons To Build A Career In Nonprofits

    There's never been a better time to work in non-profits. The move makes sense at life stages from just starting out to looking ...
  18. At what age will I be eligible for the maximum Social Security payout?

    At what age will I be eligible for the maximum Social Security payout?

    The year you choose for collecting your social security will play a large part in determining how much money you'll receive ...
  19. Can I take money out of my Individual Retirement Account (IRA) while working?

    Can I take money out of my Individual Retirement Account (IRA) while working?

    Can I take money out of my IRA plan if I'm still working? Yes, you can take money out of your IRA plan if you’re ...
  20. How To Plan For The Charitable Giving Boom

    How To Plan For The Charitable Giving Boom

    Of the $58 trillion that will be passed over the next several decades, $26 trillion could go to charity. Here's how to plan ...
  21. Will Retirement Be Part of Your Retirement?

    Will Retirement Be Part of Your Retirement?

    Retirement is changing. The question is how?
  22. Divorce Over 50: Seven Mistakes to Avoid

    Divorce Over 50: Seven Mistakes to Avoid

    With longer lives and women's greater financial independence, divorces at 50+ are soaring. How to avoid money trouble when ...
  23. Special Trusts For Special Needs

    Special Trusts For Special Needs

    If you or someone you love has a disability, these trusts can help ease the cost of care.
  24. 5 Things To Ask Before Hiring A Financial Advisor

    5 Things To Ask Before Hiring A Financial Advisor

    Choosing a financial advisor isn't an easy task. Here's a list of the most important things to consider when planning for ...
  25. Retirement Travel: Good And Good For You

    Retirement Travel: Good And Good For You

    Research shows a big disconnect between how many Americans dream of travel during retirement and who saves enough to fund ...
  26. Top 10 Biggest Retirement Savings Mistakes

    Top 10 Biggest Retirement Savings Mistakes

    Now that the economy is in recovery, it’s time to begin rebuilding those IRAs and 401(k)s.
  27. Longevity Insurance for a Comfortable Retirement

    Longevity Insurance for a Comfortable Retirement

    Don't face a retirement that goes on long after your money runs out. Longevity insurance guarantees you income once you reach ...
  28. Surprising Uses for Trust Funds

    Surprising Uses for Trust Funds

    Here are five common situations where a trust fund makes financial sense.
  29. What's the difference between an individual retirement account (IRA) and an annuity? ...

    What's the difference between an individual retirement account (IRA) and an annuity? ...

    Both IRAs and annuities are helpful retirement savings tools, but there have distinct difference you need to be aware of ...
  30. What's the difference between an individual retirement account (IRA) and a certificate ...

    What's the difference between an individual retirement account (IRA) and a certificate ...

    Both individual retirement accounts (IRA) and certificates of deposit (CD) are useful savings instruments, but they have ...
  31. Why is Social Security running out of money?

    Why is Social Security running out of money?

    Find out why you may not have Social Security benefits available to you when it's time to retire.
  32. Can my spouse and children collect my Social Security when I die?

    Can my spouse and children collect my Social Security when I die?

    Under survivor benefits, Social Security provides income for the families of workers who die. If you die, certain family ...
  33. Consolidating Your Retirement Money

    Consolidating Your Retirement Money

    By midlife, you're likely to have accumulated a string of IRAs, 401(k)s and the like. This tutorial helps you organize them ...
  34. The Employee's Guide To Medicare

    The Employee's Guide To Medicare

    Over 65 and still working? You're eligible to register for Medicare, but should you also opt for your employer's health insurance, ...
  35. Medigap Vs. Medicare Advantage: Which Is Better?

    Medigap Vs. Medicare Advantage: Which Is Better?

    To protect against a huge bill for health costs Medicare doesn't cover, you need Medigap insurance or an HMO-like Medicare ...
  36. How To Find The Financial Advisor Of Your Dreams

    How To Find The Financial Advisor Of Your Dreams

    A new startup - essentially a financial matchmaking service - uses video introductions and algorithms to pair financial advisers ...
  37. 4 Ways to Maximize Your 401(k)

    4 Ways to Maximize Your 401(k)

    Prime your 401(k), 403(b) or other defined contribution plan by using these techniques to boost your average rate of return.
  38. 5 Myths That Could Hurt Your Retirement

    5 Myths That Could Hurt Your Retirement

    If you're making financial and lifestyle choices based on these retirement myths, you could be missing out on benefits that ...
  39. Why Inflation Is Still A Threat To Your Retirement

    Why Inflation Is Still A Threat To Your Retirement

    One reason people tend to underestimate their retirement saving needs is that they fail to properly account for the impact ...
  40. Is Whole Life An Obsolete Product?

    Is Whole Life An Obsolete Product?

    New, more-flexible features and current market conditions make traditional whole life insurance worth another look.
  41. Retirement Planning for the Self-Employed

    Retirement Planning for the Self-Employed

    When you're self-employed, your retirement is entirely in your hands. Learn about the three retirement-savings options best ...
  42. Who Gets Your Retirement Accounts?

    Who Gets Your Retirement Accounts?

    Are the beneficiaries of your IRA or Roth IRA who you now want to get them? How to update if your life's changed since you ...
  43. Is '100 Minus Your Age' Outdated?

    Is '100 Minus Your Age' Outdated?

    A longstanding rule of thumb says that your stock allocation should equal "100 minus your age." Now, some experts suggest ...
  44. Day-Trading Gold ETFs: Top Tips

    Day-Trading Gold ETFs: Top Tips

    Learn when is the most favorable time to day-trade gold ETFs and how to take advantage.
  45. Retirement Planning The Millennial Way

    Retirement Planning The Millennial Way

    Saving for retirement is completely different if you have a Millennial mindset. These retirement plans will turn your head ...
  46. Retirement Costs: Men vs. Women

    Retirement Costs: Men vs. Women

    When it comes to the cost of living in retirement, men and women aren't equal after all.
  47. New Retirement Living Option - And Income Source

    New Retirement Living Option - And Income Source

    Here's a new option for retirement planning that could help three generations of a family – and be the glue that binds them ...
  48. The Rise of 401(k) Brokerage Accounts

    The Rise of 401(k) Brokerage Accounts

    Many 401(k) plans now allow participants to trade stocks and bonds by offering brokerage accounts inside the tax-deferred ...
  49. Where Should I Retire?

    Where Should I Retire?

    It's not just about money or weather or beautiful scenery and a lively cultural scene. Here, some other real-life ways to ...
  50. How To Get The Most Out Of Your Financial Advisor

    How To Get The Most Out Of Your Financial Advisor

    Like most things in life, the effort and thought you put into something will determine what you get out of it. It's no different ...
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    Cyber Monday is becoming more popular than Black Friday. Here's why.
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