Savings

  1. Why Retirement Income Now Costs More

    The cost of future lifetime retirement income has outpaced increases in retirement savings balances. That’s left many pre-retirees ...
  2. What Can an Investor Learn from DuckTales?

    "DuckTales" told the story of Scrooge McDuck. Are there any lessons for an adult investor you might have missed as a child?
  3. Can Getting One Month Ahead Save Your Budget?

    My husband and I make a decent income but struggle to keep track of where it all goes and, more importantly, why it always ...
  4. GAP insurance makes sense for drivers who are significantly upside-down on their loan. That includes lessees and buyers with a small down payment.

    Do Drivers Really Need Gap Insurance?

    Gap insurance is worth it for drivers who are significantly upside-down on their car loan. That includes lessees and buyers ...
  5. 7 Factors That Affect Your Life Insurance Quote

    While age and gender have the most impact on your life insurance premiums, even your family medical history and hobbies can ...
  6. Lifestyle Inflation: Decide If It's Ever Okay

    I recently started sorting out my thoughts whether lifestyle inflation is ever okay and, if so, how do you decide when it ...
  7. Navigating E-commerce: Alibaba, eBay and Amazon

    Amazon, e-Bay and Alibaba were each game-changers in global e-commerce, with each not only finding its own niche, but inventing ...
  8. Some credit cards offer travel coverage, which may include trip cancellations, lost baggage and rental car damages.

    Do Your Card's Travel Benefits Make The Grade?

    If you take frequent trips, it pays to evaluate the different travel benefits that a credit card offers – from airline miles ...
  9. Can savings from a Roth 401(k) be used for college without penalty?

    Understand how a Roth 401k retirement savings account can be used to pay for tuition, what criteria must be met, and the ...
  10. How is the stock market affected by Thanksgiving and Black Friday?

    See why Thanksgiving and Black Friday sales numbers are considered to be important indicators for stock market activity throughout ...
  11. 7 Ways To Save Money On Business Travel

    Business travel is soaring, especially in America. But though business travel is great for the economy, it's not so kind ...
  12. Top Financial Frights: Emergencies & Retirement

    Americans take a certain pleasure in horror at Halloween. Yet there is a realm in which they don't seek horror: their finances. ...
  13. An article explaining why Medical Expenses are the # 1 reason for bankrupcy, what sector of the population does it affects the most.

    Preventing Medical Bankruptcy

    Medical expenses are the number-one cause of bankruptcy in the United States. Here are some steps to protect yourself.
  14. If you're traveling to Europe, make sure you have a widely accepted credit card that uses chip technology. It doesn't hurt to have some cash, too.

    Is Cash Or Credit Better For European Trips?

    If you're traveling to Europe, make sure you have a widely accepted credit card that uses chip technology. It doesn't hurt ...
  15. 6 Ways To Jump-Start Your Savings Account

    While Americans have succeeded at paying some of their debt over the past years, the median household's savings have declined ...
  16. 5 Money Moves To Make By Year's End

    People hate deadlines. They dread them, shirk them and skirt them. But deadlines can also prompt you to get things done so ...
  17. 5 Biggest Money Mistakes & How To Fix Them Fast

    Financial mistakes - like most mistakes in life - can generally be avoided with forethought, planning and self-discipline. ...
  18. 5 Smart Money Strategies From Around The World

    Around the globe, the way money is thought about, handled, saved and spent varies greatly from what might be the norm in ...
  19. All Your Questions About Loan Interest Rates

    If you think interest rates don’t really matter -- think again. Interest rates have a huge impact on your finances.
  20. 13 Confusing & Scary Things Frugalists Do

    When I worked at a newspaper, I needed to confer with the photo department. A holiday potluck had taken place, and the shooters ...
  21. Traveler's Checks Vs. ATM Cash: Tips for Tourists

    Traveler's checks were once the preferred way to make purchases overseas, but most tourists now get cash at an ATM – or use ...
  22. undestanding the main differences and similitudes between a perkins loan and stafford loan

    Perkins Loan Vs. Stafford Loan

    If you qualify for both of these student loans – a Stafford and a Perkins – which one should you try to get? It depends on ...
  23. Astonishing Innovation Amid Global Crisis

    The Ebola crisis continues to intensify… The thugs at ISIS continue to terrorize everyone… The schizophrenic stock market ...
  24. Everyone Wants To Dance With Shale Gas

    Those who cover commodities at Wall Street Daily have written about the revolution of cheap U.S. shale gas – and how far-reaching ...
  25. A short article explaining the stafford loan limits in detail

    Stafford Loan Limits

    How much you can borrow with a Stafford loan depends on your grade level in college, whether you're an undergraduate or grad ...
  26. What does the current cost of living compare to 20 years ago?

    Find out how inflation has affected the dollar since 1994, and how the cost of living has changed above and beyond what can ...
  27. Top 3-10 Disadvantages or limits placed on Stafford loans

    Disadvantages Of Stafford Loans

    Stafford loans are popular ways to get federal help with college costs. However, they do have some drawbacks, especially ...
  28. How I Budget With A Variable Income

    It seems like everybody's goal lately is to leave their job and become a freelancer.
  29. Top 3-10 advantages or benefits of a stafford loan with a brief description of each one of them.

    Benefits Of Stafford Loans

    Stafford loans are the most popular federal student loans. This list of benefits will explain why.
  30. Planning A Fun, Frugal Halloween

    Tis' time for the spookiest holiday of the year and a record number of Americans are planning to participate in the scare ...
  31. Understanding what a stafford loan is, who can get it, how to apply, elegibility, how to pay it back.

    Direct Stafford Loans

    Stafford loans are the most popular type of federal student loan. Read this guide to the types you can get, how much you ...
  32. A certificate of deposit, or CD, is a common financial product sold by banks, thrift organizations and credit unions.

    Certificate of Deposit (CD)

    A certificate of deposit, or CD, is a common financial product sold by banks, thrift organizations and credit unions. This ...
  33. Set It And Forget It Doesn’t Work For Retirement

    If you're like most Americans, retirement is a goal that you strive for with each paycheck you earn.
  34. A brief article comparing the pros and cons of subsidized vs unsubsidized stafford loans and what an individual should take into account before getting either one

    Stafford Loans: Subsidized Vs. Unsubsidized

    Before you take out federal student aid, learn the difference between these two types of Stafford loan. It could save you ...
  35. 5 Ways Americans Sabotage Their Savings

    While the latest news proclaims that the economy is rebounding, the truth is that most Americans are wasting their money. ...
  36. A CD Is The Best Tool To Teach Your Kid To Save

    After suffering through a major recession, many people developed a near obsession with making sure they have savings set ...
  37. 5 Banking Fees That Are Actually Worth Paying

    In finances, "fee" is a like a three-letter bad word, the opposite of what personal finance is supposed to be, saving money ...
  38. What does bankruptcy means for an individual, how it will affect it in the future with personal finances and what are some way to mitigate its impact

    Bankruptcy Consequences

    You've done the deed and are out from under your debts – or embarked on a repayment plan. What consequences can you expect ...
  39. 4 Tips To Cut Your Monthly Car Costs

    Seeing your hard-earned money get drained month after month by recurring fees and expenses can be incredibly frustrating.
  40. Ways to save on your bankkruptcy filing (attorney fees, thinks you could try to pay less or save more, and any other recommendation a writer with knowledge of bankruptcy has)

    Saving On Bankruptcy Costs

    Going bankrupt is awful enough without worrying about ways to pay for it. Here's how to save on lawyers, filing fees and ...
  41. How bankruptcy affects your credit score and what are the main strategies someone can follow in order to improve credit score after bankruptcy

    Bankruptcy And Your Credit Score

    Use these 7 strategies to start improving your credit score from the huge hit it takes after a bankruptcy.
  42. When do you declare banktruptcy? When is it the best or only alternative, when is it better to look at alternative solutions? And should you always hire a lawyer?

    When To Declare Bankruptcy

    When is bankruptcy the best or only route– and when is it better to look at alternative solutions? And should you always ...
  43. Explain the logic behind government loans, how they work, why are they so big in the U.S and how they have an influence in the economy of the U.S and potentially abroad

    An Introduction to Government Loans

    Government loans further policymakers' efforts to create positive social outcomes by offering timely access to capital for ...
  44. Student Loan Reality Check

    With college students back in classes for the fall semester, their parents can only hope that they are making the best use ...
  45. How To Choose An Affordable Financial Planner

    Choosing a financial planner is a decision that shouldn't be taken lightly. In fact, this decision is just as important as ...
  46. A brief clear explanation of how rent to own works and what are the most typical assets in this purchasing strategy (homes, cars, furniture, etc)

    Who Should Buy 'Rent To Own'

    The monthly payments sound small, but they add up. Here's how "rent to own" works and who might benefit from it. Or not.
  47. Is It Smarter To Save Money Or Earn More Income?

    When it comes to money, what's your financial focus? My poor dad spent much of his energy working for others and saving as ...
  48. 4 Best Things To Buy In October

    It's cooling off, which means everything you need for spring and summer is starting to go on sale now, when you least need ...
  49. What is the difference between the cost of living and the cost of inflation?

    Increases in the general price level is called inflation, whereas cost of living is an estimate of the cost of an average ...
  50. How does the Bureau of Labor Statistics determine the Consumer Price Index (CPI)?

    Changes in the average price level of more than 200 goods and services across the U.S. economy are used to determine the ...
  51. How is the cost of living index calculated?

    Discover how calculations for cost of living indexes are made based on the average prices of common goods and services between ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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