Savings

Bad spending habits are not always obvious. What could you be doing to ensure that your money's going where it should?

Fill your stomach without emptying your wallet.

Small changes to spending and saving habits can reap major rewards - with limited sacrifice.

The cost of cable keeps climbing, but that doesn't mean you have to pay more satisfy your TV cravings.

Just being able to make your credit card payment doesn't cut it. Find out what does.

An emergency fund is very handy when unplanned and unexpected expenses arise. It is always advisable to have some money tucked away for a rainy day, as an emergency fund can supplement any temporarily foregone income or can be used for an infrequent/unexpected purchase.

Here are three easy steps to get your finances in order for 2010.

Check out the particulars of an SWP to see if it's the right choice for your retirement.

If you are in the mood to set financial goals, now is the time to put that feeling to good use.

Getting richer is easier if you take it one step at a time.

Winter heating bills can leave your finances in the cold. These tips will help warm things up.

Quotes on money, markets and the economy in 2009.

Fixed annuities are a safe bet for any investor - even in today's volatile market.

Distribution options will vary depending if you are the surviving spouse or someone other than the surviving spouse. If you're the surviving spouse, you have several options, but the most common is to treat the annuity as your own, keeping all the options the owner had.As someone other than the surviving ...

Before buying your turkey and trimmings, plan and budget to keep costs under control.

Retirement can be pricey but there are ways to boost your savings and minimize your costs.

The idea of an insurance failing or going bankrupt is one that can be very frightening. However, when an insurance company is in financial peril, there are state guaranty associations and state-run funds that help pay the claims from policies if the insurance companies go bankrupt.

BUDGET YOUR MONEY! Financial experts and money advisors have been shouting this mantra from the mountaintops for countless years. Find out why it still matters.

Becoming a millionaire is not as hard as you might think - it just takes time.

You don't need an MBA to learn how to save money and invest in your future.

By now, you're probably sick of hearing the b word. Too bad. This is just of those financial lessons that cannot be preached enough.

With a few simple updates, you could be saving on your annual water expenses.

Think of yourself as your own little company. To make it run smoothly, you need to take a look at your books.

This depends on several factors, you should ask yourself, the insurance company, or your adviser the following questions to aid in your decision: Are you still happy with the investment options within the annuity? If you still like the investment options available within the annuity, then consider ...

Spending investment interest in retirement can be a viable strategy, but it won't work for everyone.

Added features can make a variable annuity suitable for certain investors. Find out if it could work for you.

Reducing the amount you spend is the easiest way to make your money grow.

The future may seem far off, but now is the time to plan for it.

Find out how to reach your long-term goals without becoming a tightwad.

You may feel there's no question that your complex beauty regimen is paying off ... but at what cost?

Fixed, variable and indexed annuities offer different features. Find out which one fits your needs.

If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer.

The recession won't last forever, but in the meantime take advantage of these lazy ways to stay on track financially, and develop some pretty good money management habits for the future!

Use this vehicle to make sure your payout lasts as long as you do.

Variable annuities can cost more than mutual funds, but that might be worth the protection they can add to your retirement.

Keep your winter energy bills from overheating this year.

If an insurance company is having financial problems, you don't necessarily have to pull your money out of the annuity. Even in a financial meltdown, there's no need to sweat when it comes to the safety of your annuity and the stability of the insurance company behind it.

Saving for your child's education is an important commitment. Find out what help is available to you in the U.S. and Canada.

Don't fall to the many pitfalls created when budgeting.

Take charge of your finances and make them work for you.

These alternative retirement funds provide diversification with no fees, so what's the catch?

Financial guru Suze Orman once challenged her fans to go a day without spending any money. Here are the lessons learned from this exercise.

This little member of your family will be a big expense. Find out what you need to budget for and how to save.

Does signing a prenuptial agreement put your marriage on shaky ground, or is it just smart planning?

Handy tips to cut the cost of hospital bills, co-pays, prescription drugs and more.

Saving money is always good, but especially in a recession. These tips are easy ways to keep your wallet full.

If you prefer a "hands-off" approach to saving for retirement, target-date funds may be for you.