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  1. Define Your Retirement

    Define Your Retirement

    Define your retirement and anticipate, how much annual income you may need to support the lifestyle you want.
  2. Funding Higher Education With An ISA

    Funding Higher Education With An ISA

    ISAs are financial instruments that allow students to raise funds to pay for their degrees by selling shares in their future ...
  3. Investing With Purpose: Target Date Funds

    Investing With Purpose: Target Date Funds

    Saving for retirement with a target date fund gives you a straightforward goal: retirement income that will last as long ...
  4. Car Title Loan Requirements

    Car Title Loan Requirements

    Here's a list of what you need to qualify for a car title loan. Most important: having sole ownership of your car with no ...
  5. Car Title Loan Limits

    Car Title Loan Limits

    You can usually get 25% to 50% of a car's value - but could pay more in interest than you borrowed if the loan rolls over ...
  6. States That Allow Car Title Loans

    States That Allow Car Title Loans

    Only some states permit car title loans – and those that do may have restrictions. Check this list to see what to expect.
  7. 10 Steps On The Career Ladder

    10 Steps On The Career Ladder

    The job market has recovered enough, and people who had to scuffle to find a job can now start thinking about their next ...
  8. How To Avoid Retirement Sticker Shock

    How To Avoid Retirement Sticker Shock

    Sticker shock, the realization that the cost of an item exceeds your ability to pay, is not the feeling you want to have ...
  9. Costs And Benefits Of A Home Depot Credit Card

    Costs And Benefits Of A Home Depot Credit Card

    You probably have at least one regular credit card. Does it make sense to get one branded by Home Depot? Here's why you might ...
  10. Steps To Buy A Home

    Steps To Buy A Home

    When you're ready to purchase a home, take these steps to make sure you get a good deal at a price you can afford.
  11. What’s the difference between federal and private student loans?

    What’s the difference between federal and private student loans?

    Learn about the differences between federal and private student loans, and discover the types of federal funding available ...
  12. What are some examples of good situations in which to use revolving credit?

    What are some examples of good situations in which to use revolving credit?

    Learn how to use revolving credit responsibly, and find out how to avoid major credit problems with your revolving credit ...
  13. What’s the difference between a consumer disclosure and a credit report?

    What’s the difference between a consumer disclosure and a credit report?

    Find out why consumer disclosures and credit reports are considered different documents, even though they contain similar ...
  14. Are credit card rewards considered taxable income by the IRS?

    Are credit card rewards considered taxable income by the IRS?

    Learn about when the Internal Revenue Service considers the financial value of gifts received from credit card reward programs ...
  15. How do I start building a credit score?

    How do I start building a credit score?

    Find out how to build a credit score, which type of credit score is best to start out with and what the most vital element ...
  16. What’s the difference between the two federal student loan programs (FFEL and Direct)?

    What’s the difference between the two federal student loan programs (FFEL and Direct)?

    Learn about the differences between the two types of government-backed student loan programs: Federal Family Education Loans ...
  17. What are some examples of a debt management plan (DMP)?

    What are some examples of a debt management plan (DMP)?

    Learn about some of the different types of debt management plans, and what you should look for when you evaluate a credit ...
  18. Will a debt settlement program affect my credit score?

    Will a debt settlement program affect my credit score?

    Understand the impact of negotiating debt settlements on your credit score, and learn what factors determine the size of ...
  19. What are some examples of a good time to take out a payday loan?

    What are some examples of a good time to take out a payday loan?

    Find out if it is ever a good time to take out a payday loan, and learn what you need to consider when looking at payday ...
  20. Does shopping for the best interest rate affect my credit score?

    Does shopping for the best interest rate affect my credit score?

    Learn about hard and soft credit inquires and how shopping for credit may negatively affect credit scores. Explore strategies ...
  21. What are the different types of letters of credit?

    What are the different types of letters of credit?

    Learn more about the different types of letters of credit that are used to facilitate exchanges between parties that might ...
  22. What are my rights under the Fair Debt Collection Practices Act (FDCPA)?

    What are my rights under the Fair Debt Collection Practices Act (FDCPA)?

    Read about the rights and protections granted to you as a debtor under the Fair Debt Collections Practices Act, and learn ...
  23. How does refinancing my mortgage affect my FICO score?

    How does refinancing my mortgage affect my FICO score?

    Learn some of the ways refinancing your mortgage could impact your FICO credit score, especially if you have held your current ...
  24. In what states are high-cost payday loans illegal?

    In what states are high-cost payday loans illegal?

    Learn which states permit high-interest payday loans. Explore the maximum rates permitted to be charged on a state-by-state ...
  25. Does every inquiry affect a credit score?

    Does every inquiry affect a credit score?

    Check a credit report to prevent an overabundance of hard inquiries and to obtain an overall picture of your credit score's ...
  26. What's the difference between a secured line of credit and an unsecured line of credit?

    What's the difference between a secured line of credit and an unsecured line of credit?

    Discover the differences between a secured line of credit and an unsecured line of credit, and why lenders treat the two ...
  27. What's the difference between debt consolidation and debt settlement?

    What's the difference between debt consolidation and debt settlement?

    Learn the differences between negotiating a debt settlement with your existing creditors and applying for a new consolidation ...
  28. Does shopping for student loans affect my credit score?

    Does shopping for student loans affect my credit score?

    Discover whether shopping for student loans negatively impacts your credit score, and how concentrating your applications ...
  29. What is the difference between an in-store and an online payday loan?

    Learn important differences between online and in-store payday loan companies. Explore different charges made by companies ...
  30. What are some signs that I need debt / credit counseling?

    Stop stressing about debt and bills and avoiding phone calls from debt collectors. Get help from a debt and credit counselor ...
  31. What are some good alternatives to taking out a line of credit?

    Read more about how opening a line of credit might not be the best answer for you and determine available alternatives if ...
  32. Is a home equity loan a good way to pay off my credit card debt?

    Learn about the characteristics of a home equity loan and how it can be used to help you pay off your outstanding credit ...
  33. How will debt settlement affect my credit score?

    Learn how a debt settlement arrangement, though sometimes the best option to eliminate an outstanding debt, can negatively ...
  34. What are some examples of common credit card reward program benefits?

    Learn about different benefits available to credit card holders including cash back, air travel miles, introductory rates, ...
  35. Why are EMV cards more secure than traditional debit and credit cards?

    Learn about EMV chip technology for debit and credit cards. Explore different transactions where EMV chips making paying ...
  36. What are the differences between a home equity line of credit (HELOC) and a home ...

    Learn the differences between a home equity loan and a home equity line of credit, and find out how to select the one that ...
  37. What are some examples of debts that I can consolidate?

    Read about different kinds of debts than can be combined into a consolidation loan, including unsecured debts, secured debts ...
  38. How do debt relief options affect my credit score?

    Learn how different debt relief options – consolidation, settlement, credit counseling and bankruptcy – could affect your ...
  39. What are some tips for getting the most out of my credit card rewards program?

    Get tips to get the most out of a credit card rewards programs and discover what the most important factors are when choosing ...
  40. What special powers does the government have to collect student loans?

    Contact student loan companies before student loans default, as the government has the power to get its money. Prior to default, ...
  41. What are some examples of a good time to take out a home equity line of credit (HELOC)?

    Determine if a home equity line of credit (HELOC) is right for you by looking into the most common and ideal uses of these ...
  42. What are the different types of annual percentage ratings (APR)?

    Learn the differences between annual percentage rate, annual percentage yield and effective annual rate to compare interest ...
  43. What's the difference between a credit rating agency and a credit bureau?

    Learn how to differentiate between credit rating agencies and credit bureaus, two industries that distribute valuable risk ...
  44. What transactions cannot be made using prepaid credit cards?

    Find out about the transactions that are restricted when you use a prepaid credit card, and find out about other ways to ...
  45. What are the most common sources of funds given in a financial aid award letter?

    Read this article to learn about the four most common sources of funding given in a financial aid award letter sent to a ...
  46. What is the difference between a loan and a line of credit?

    Learn to differentiate between lines of credit and standard loans, and determine when you are likely to use each method of ...
  47. Why is APR used to compare long-term loans?

    See what benefits an annual percentage rate, or APR, offers to consumers that other interest rate calculations might not, ...
  48. How do I file a proof of claim against someone who has filed bankruptcy?

    Find out how to file a proof of claim as a creditor when someone who owes you money submits a bankruptcy petition, halting ...
  49. How do I check the balance on my prepaid credit card?

    Check your prepaid credit card balance quickly using your phone or the Internet. Keeping track of your balance is easy and ...
  50. What factors do schools consider when awarding financial aid?

    Learn how schools award financial aid and student loans for you and your family. Colleges consider many variables, including ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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