What's New

  1. How to Get the Most out of Your HELOC

    A home equity line of credit allows you to leverage your home for different reasons. Here are three ways to get the most ...
  2. Are Low-Down-Payment Mortgages Better than Paying PMI?

    When you can’t put down at least 20% on a mortgage, you usually have to have private mortgage insurance (PMI). But what about ...
  3. How can I budget for both short-term expenses and long-term goals?

    The first step in planning for long-term goals is actually determining how much you spend on short-term expenses. Once you ...
  4. How old should you be to get life insurance?

    There's really no pre-determined age when it suddenly becomes necessary to take out a life insurance policy. However, if ...
  5. Why is accidental life insurance so inexpensive?

    Accidental life insurance is an inexpensive way of obtaining life insurance coverage for yourself or someone else in your ...
  6. Are credit card rewards considered taxable income by the IRS?

    Learn about when the Internal Revenue Service considers the financial value of gifts received from credit card reward programs ...
  7. What's the difference between short sales and foreclosures?

    Understand the difference between a short sale and a foreclosure; both result in the loss of a home, either through a sale ...
  8. I am starting a limited liability company (LLC). I will be the sole member. Can I ...

    In a word, yes. A limited liability company (LLC) is eligible to establish a simplified employee pension (SEP). Keep in mind ...
  9. Advisors on the Air: Tips for Hosting a Radio Show

    Hosting a radio show is a great way for financial advisors to reach new clients. Here are some tips on how to generate quality ...
  10. Reverse Mortgages: How They Can Cushion Retirement

    Reverse mortgages can add some wiggle room to your retirement budget. Here's the lowdown on how to use them — and how not ...
  11. 4 Ways to Get a Degree Without Taking on Debt

    Although taking out student loans has become the norm in recent times, it is possible to get a degree without the burden ...
  12. Up-to-Six-Figure Loans a Business Can Get – Fast

    The banking industry has invested a lot of money into shortening loan approval times from a few weeks to a few minutes, but ...
  13. What do real estate investors look for in a property?

    Profit from real estate investments by either flipping homes or becoming a landlord. Learn best practices for a successful ...
  14. Besides a savings account, where is the safest place to keep my money?

    Savings accounts are safe because investors' deposits are guaranteed by the Federal Deposit Insurance Corporation (FDIC) ...
  15. Watch the Fees on Your New Car - They Can Add Up!

    If you’re in the market for a new car, the asking price isn’t the only number you should be negotiating. The fees can cost ...
  16. Grow Your Referrals from Pros with These Tips

    Getting referrals from other professionals can be one of the best ways to grow your business. Here are five ways to do it.
  17. Can I borrow from my annuity to put a down payment on a house?

    Learn how you can borrow money from an annuity for a house down payment, but also understand why fees and penalties make ...
  18. Jamie Dimon's Success Story: Net Worth, Education & Top Quotes (C, JPM)

    Learn how Jamie Dimon did not waste time making a mark in the family business by creating one of the most successful financial ...
  19. An Argument for Not Saving Everything for Retirement

    We know that we need to amass a significant nest egg for a leisurely retirement. But what about enjoying our time now?
  20. Use Life Insurance to Help Those With a Disability

    Why and how to use permanent life insurance to help provide for a family member with a disability or special needs
  21. How to Protect Your Income No Matter What

    What does it mean to insure your income? Here are a variety of ways to do it and some insights into when it might make sense ...
  22. Salesforce's New Advisor-Focused Cloud Offering

    A solid client-advisor relationship is the foundation of reputable advisory firms. Here's a look at how Salesforce.com's ...
  23. What the Strong Jobs Report Means for Home Depot

    With more jobs are being created, combined with both rising wages and improved housing, means consumers will have more money ...
  24. Is Buying A Franchise Wise?

    Before you dive headfirst into buying a franchise, you might want to stop and think.
  25. What is an Investment Bank?

    An investment bank is a financial intermediary that performs a variety of services.
  26. How Does Commission Work?

    A commission is the charge that brokers or investment advisors assess in exchange for their services.
  27. Employee Benefit to Covet: Help with Student Loans

    One of the newer employee benefits, especially helpful to Millennials and Gen Xers, provides for employer paydown on student ...
  28. 5 Ways Priceline is Scaling Up Its Online Dining Business (PCLN)

    Learn how Priceline is scaling up its online dining business. Consider how the company is leveraging all of its online sites ...
  29. Reverse Mortgages: Right for Clients? Not Often

    Reverse mortgages are a legitimate vehicle for folks age 62 and up to tap into the equity in their homes for other uses. ...
  30. Best Ways to Get Free Credit Scores in 2016

    You've probably seen spammy ads offering the opportunity to check your credit score for "free." Well, not all credit score ...
  31. The 5 Highest Paid Executives in the Materials Sector (DOW, PX)

    Learn who the top-earning executives are in the basic materials sector and which companies are thriving during volatile economic ...
  32. Starbucks Vs. Dunkin' Donuts: Comparing Business Models (SBUX, DNKN)

    Learn about the business models of Starbucks and Dunkin' Donuts. Discover how franchising and growth strategies impact these ...
  33. Should You Pay All Cash For Your Next Home?

    If you can afford to buy a home for all cash, is that the best way to invest your money? Here are the pros and cons.
  34. 5 Things Debt Collectors Can't Do to You

    You may owe money, but you still have rights. There's a long list of things debt collectors are banned from doing to you. ...
  35. Don't Retire Early - Change Careers Instead

    Many people who long for early retirement simply may have never known what it's like to enjoy going to work every day. A ...
  36. Best Careers for College Grads in 2016

    College students, new grads and adults looking to retool should check out this list of hot careers.
  37. 5 Reasons to Pay Attention to UnitedHealth's Financials (UNH)

    Find out why you should care about the financial statements for UnitedHealth Group, the nation's leading health carrier, ...
  38. Top 5 Companies Owned by American Express (JBLU, FLWS)

    Read about the most important subsidiaries of American Express Company, including two banks, an insurance company and a fraud ...
  39. Top 4 Companies Owned by JPMorgan (JPM)

    Read about JPMorgan Chase & Company's main operating subsidiaries, including its retail and investment banking operations ...
  40. How the Affordable Care Act Affects UnitedHealth's Profits (UNH)

    Find out why the public exchanges in the Affordable Care Act, otherwise known as Obamacare, cost America's largest insurance ...
  41. Explaining Premiums

    Premium has a few different meanings in the financial world.
  42. Contingency Clauses In Home Purchases Contracts

    Real estate contracts often contain contingency clauses, which are conditions or actions that must be met for a contract ...
  43. 10 Most Successful Products from Shark Tank

    With seven seasons, 7.5 million viewers, some studs and a whole lot of duds, we take a look at the 10 most successful products ...
  44. 5 Ways to Create a Bidding War This Spring

    Sellers hoping to get multiple bids need more than a great location. It's going to require the right priced home and lots ...
  45. Where to (and Not) Invest Based on Consumer Trends

    It's a volatile market, but picking winners and losers can be easier if you pay attention to consumer trends.
  46. 7 Issues to Consider When Determining Life Insurance Coverage

    Seven issues to consider when buying life insurance to ensure the coverage is tailored to meet your personal financial situation. ...
  47. Do This If Health Insurance Doesn’t Cover Your Bills

    Health insurance doesn't pay enough to help the millions of consumers who are drowning in medical debt. Are there any other ...
  48. Life Insurance With an Increasing Death Benefit

    Why buy a life insurance policy with an increasing rather than level death benefit
  49. 5 Essential Financial Tips for Breadwinning Moms

    Women as households' primary breadwinners are on the rise, but it hasn't been an easy fight or transition. Here are five ...
  50. Diamond in the Rough? U.S. Franchises in 2016 (MCD, DNKN)

    Learn about U.S. franchise growth and direction for 2016 and how changes in wage standards and consumer preferences may endanger ...
Hot Definitions
  1. Over-The-Counter - OTC

    Over-The-Counter (or OTC) is a security traded in some context other than on a formal exchange such as the NYSE, TSX, AMEX, ...
  2. Quarter - Q1, Q2, Q3, Q4

    A three-month period on a financial calendar that acts as a basis for the reporting of earnings and the paying of dividends.
  3. Weighted Average Cost Of Capital - WACC

    Weighted average cost of capital (WACC) is a calculation of a firm's cost of capital in which each category of capital is ...
  4. Basis Point (BPS)

    A unit that is equal to 1/100th of 1%, and is used to denote the change in a financial instrument. The basis point is commonly ...
  5. Sharing Economy

    An economic model in which individuals are able to borrow or rent assets owned by someone else.
  6. Unlevered Beta

    A type of metric that compares the risk of an unlevered company to the risk of the market. The unlevered beta is the beta ...
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