What's New

  1. 5 Banking Fees That Are Actually Worth Paying

    In finances, "fee" is a like a three-letter bad word, the opposite of what personal finance is supposed to be, saving money ...
  2. What does bankruptcy means for an individual, how it will affect it in the future with personal finances and what are some way to mitigate its impact

    Bankruptcy Consequences

    You've done the deed and are out from under your debts – or embarked on a repayment plan. What consequences can you expect ...
  3. 4 Tips To Cut Your Monthly Car Costs

    Seeing your hard-earned money get drained month after month by recurring fees and expenses can be incredibly frustrating.
  4. 3 Ways To Cheat Government Assistance Programs

    Government assistance programs are designed to give struggling Americans access to basic needs like health care, food and ...
  5. Ways to save on your bankkruptcy filing (attorney fees, thinks you could try to pay less or save more, and any other recommendation a writer with knowledge of bankruptcy has)

    Saving On Bankruptcy Costs

    Going bankrupt is awful enough without worrying about ways to pay for it. Here's how to save on lawyers, filing fees and ...
  6. How bankruptcy affects your credit score and what are the main strategies someone can follow in order to improve credit score after bankruptcy

    Bankruptcy And Your Credit Score

    Use these 7 strategies to start improving your credit score from the huge hit it takes after a bankruptcy.
  7. When do you declare banktruptcy? When is it the best or only alternative, when is it better to look at alternative solutions? And should you always hire a lawyer?

    When To Declare Bankruptcy

    When is bankruptcy the best or only route– and when is it better to look at alternative solutions? And should you always ...
  8. Explain the logic behind government loans, how they work, why are they so big in the U.S and how they have an influence in the economy of the U.S and potentially abroad

    An Introduction to Government Loans

    Government loans further policymakers' efforts to create positive social outcomes by offering timely access to capital for ...
  9. A full explanation of how rent to own works, when is it a good idea or suitable for somebody looking to buy a home.

    Rent-To-Own Homes: How The Process Works

    Here's what to watch for when negotiating a contract for a rent-to-own home – and who is a good candidate for this option.
  10. Student Loan Reality Check

    With college students back in classes for the fall semester, their parents can only hope that they are making the best use ...
  11. How To Choose An Affordable Financial Planner

    Choosing a financial planner is a decision that shouldn't be taken lightly. In fact, this decision is just as important as ...
  12. A brief clear explanation of how rent to own works and what are the most typical assets in this purchasing strategy (homes, cars, furniture, etc)

    Who Should Buy 'Rent To Own'

    The monthly payments sound small, but they add up. Here's how "rent to own" works and who might benefit from it. Or not.
  13. Strategies, ways and/or places to find rent to own homes. What you should take into consideration when trying to find them and what you should be aware of.

    Finding Rent-To-Own Homes

    Rent to own can be a route to owning your own home. But searching can be costly and complicated, and leases may have pitfalls. ...
  14. Is It Smarter To Save Money Or Earn More Income?

    When it comes to money, what's your financial focus? My poor dad spent much of his energy working for others and saving as ...
  15. What's the difference between short sales and foreclosures?

    Understand the difference between a short sale and a foreclosure; both result in the loss of a home, either through a sale ...
  16. What’s the difference between a mortgage lender and a mortgage servicer?

    Buying a home is an exciting and confusing process. Once the loan is secured, it's important to know who gets the payment: ...
  17. What are the requirements to apply for a reverse mortgage loan?

    For homeowners of a certain age who wish to stay in their homes but are finding it costly, a reverse mortgage could be the ...
  18. Few people build a multi-billion dollar business and leave it. But these did just that.

    What Bill Gross, Steve Jobs and Steve Wynn Share

    Few people build a multi-billion dollar business and leave it. But these did just that.
  19. The Top Ways to Fund Your New Business

    Crowdfunding is no magic bullet for funding a business. However, P2P lending companies have made applying for a personal ...
  20. If you're risk-adverse, you might want to avoid investing in Fannie Mae. But if you're up for it, high risk could translate to high reward.

    Should You Invest In Fannie Mae Stock?

    If you're risk-adverse, you might want to avoid investing in Fannie Mae. But if you're up for it, high risk could translate ...
  21. Does my employer's matching contribution count towards the maximum I can contribute ...

    Maximize 401(k) contributions on your own without fear; employer contributions are separate and do not hinder you contributing ...
  22. What is the difference between a state and a federally chartered credit union?

    Learn how federal chartered credit unions are regulated by the NCUA, while state chartered unions are regulated by their ...
  23. Is it legal to invest my student loan money?

    Take a risk investing student loans and encounter a legal and moral gray area as well as possible financial challenges along ...
  24. What are the different types of reverse mortgages?

    Discover the three different types of reverse mortgages available to homeowners aged 62 and older and the key similarities ...
  25. Are good faith estimates (GFEs) accurate?

    Learn how federal guidelines regarding good faith estimates protect consumers under the revised 2010 version of the Real ...
  26. What is the difference between an interest rate and an annual percentage rate (APR)?

    Comparing the annual percentage rate (APR) on competing loans help you understand the true cost of the loans and make a wise ...
  27. How do I fix an error on my credit report?

    Take control over your credit report by disputing false claims, accounts and information to the three major credit reporting ...
  28. When did the real estate bubble burst?

    Collapsing home prices from subprime mortgage defaults and risky investments on mortgage-backed securities burst the housing ...
  29. 4 Best Things To Buy In October

    It's cooling off, which means everything you need for spring and summer is starting to go on sale now, when you least need ...
  30. What PayPal’s Split From EBay Means For Customers

    EBay announced Tuesday that it will be splitting from PayPal to make the payment company its own entity.
  31. What's the difference between limited liability partnership and general partnership?

    Learn the differences between general partnerships and limited liability partnerships; each type has unique traits, benefits ...
  32. What do real estate investors look for in a property?

    Profit from real estate investments by either flipping homes or becoming a landlord. Learn best practices for a successful ...
  33. How does the Bureau of Labor Statistics determine the unemployment rate?

    Learn how estimates of the unemployment rate are made based on monthly surveys of American households that are conducted ...
  34. What is the goal of real estate wholesaling?

    Invest in real estate with minimal capital through wholesaling. There is no remodeling or carrying costs. Rather, a quick ...
  35. Bank of America isn't America's central bank, but given its size and spread, you could be forgiven this misapprehension.

    How Bank of America Holds 1/8 of All U.S. Deposits

    Bank of America isn't America's central bank, but given its size and spread, you could be forgiven this misapprehension.
  36. When was the Bureau of Indian Affairs created?

    Formed on March 11, 1824, the Bureau of Indian Affairs is the oldest operating bureau within the United States Department ...
  37. What is an FHA streamline loan?

    Refinance your high interest rate mortgage with an FHA streamline; the process is quick and easy and can work for most existing ...
  38. If there's any bank that's too big to fail, JPMorgan Chase & Co. may very well be the best example. Just look at its return on equity.

    JPMorgan Chase: Too Big (And Profitable) To Fail

    If there's any bank that's too big to fail, JPMorgan Chase & Co. may very well be the best example. Just look at its return ...
  39. What alternatives are there to a reverse mortgage?

    Unlock the money tied up in your home with alternatives to a reverse mortgage, such as downsizing, selling your home or refinancing.
  40. What real estate documents need to be recorded?

    Learn how recording documents on real estate transactions, such as deeds, mortgages, easements and taxes, help ensure proper ...
  41. How can I make equity investments in real estate?

    Invest in real estate equity through buying and selling real property or through other more liquid investments like real ...
  42. Can I Afford To Go Vegan Like Bill Clinton?

    Former U.S. Bill Clinton surprised many a few years ago when he announced his decision to become a vegan. In a meat-loving ...
  43. We found seven great career options for retired people.

    The Best Jobs for Retirees

    We explore seven great career options for retired people.
  44. Millennials have two particularly good retirement savings plan options.

    The Best Retirement Plans For Millennials

    Retirement is decades away, but if you make yourself start saving even a little now, all that time can make your money grow ...
  45. Are Your Children Destroying Your Retirement?

    I can still remember the days when the term "generation gap" was all the rage, back in the late 1960s and early 1970s.
  46. Rental Property: Getting Rich Means Taking It Slowly

    I have two second cousins who serve in the military. We don't always talk much, though. The age gap can be a roadblock and ...
  47. How does WFC make money? They lend it out at a higher rate than they borrow it at. Simple, right? But the real story is how proficient they are at it.

    How Wells Fargo Became The Biggest Bank In America

    How does WFC make money? They lend it out at a higher rate than they borrow it at. Simple, right? But the real story is how ...
  48. When To Drop Collision -- And Risk It All

    Thinking about dropping the collision coverage on your trusty but aging jalopy? You're most likely to do so after the car's ...
  49. Equipping Your Graduate With Wings

    After I graduated from high school, I moved out of my parents' home. Shortly after moving out I realized I wasn't quite as ...
  50. The Pros And Cons Of Refinancing A Mortgage Loan

    Current refinance rates are at all-time lows; as such, refinancing a mortgage is more attractive than ever before.
  51. How To Refinance When You Are Self-Employed

    Refinancing is complicated, uncertain, nerve-wracking, time-consuming and expensive - here are tips on how to do it when ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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