Retirement Planning

  1. How to Factor Family into Your Retirement Plan

    Hashing out a family retirement plan can be overwhelming. That's why it's important to revisit things like timing, saving ...
  2. Understanding 401(k)s and All Their Benefits

    A quick guide to understanding 401(k) advantages, from tax savings to shelter from creditors.
  3. What is Wealth Transfer?

    As the Greatest Generation and Baby Boomers age, they're poised to leave their wealth to Millennials.
  4. Retirement Savings: Is Your Home an Investment?

    Does it make sense for those nearing retirement, or who already retired, to pay off their mortgage?
  5. How to Make Living Frugally in Retirement Comfortable

    Living frugally in retirement can still be comfortable as long as you plan well and avoid being unduly cheap. It’s all a ...
  6. Roboretirement

    An automated advisory system that manages your retirement plan using algorithms set in place by robo-advisors.
  7. How to Help Clients When Their Medicare Policy is Canceled

    Here's how to help clients who receive a letter stating that the Medicare policy they have used until now is being canceled.
  8. Why the Current Social Security Cost-of-Living Index Is Hurting Retirees

    The Social Security cost-of-living adjustment is just 0.3% in 2017; advocates say senior inflation's much more. Result: Medicare ...
  9. Can Retirees Live in Military Housing?

    If you are retired from the armed forces but still want to live in military housing, you may be in luck.
  10. Why Clinton and Trump Aren't Talking About the Retirement Crisis

    Both Hillary Clinton and Donald Trump have stayed silent on voters' top economic worry. Here's why:
  11. How Does A Reverse Mortgage Work?

    The basics of getting a reverse mortgage, with detailed information on how to qualify and what to watch out for.
  12. Setting Financial Goals for Your Future

    To live comfortably now and in retirement, setting financial goals for the short-, mid- and long-term is crucial. Here are ...
  13. Are High 401(k) Fees Putting Your Retirement At Risk?

    Research shows that most people don't know they are paying any fees in their 401(k) plan. These fees can eat away at investments.
  14. BlackRock Believes in Municipal Bonds (BLK)

    As the municipal bonds market suffered through a loss in September, BlackRock senses near-term growth; ETF fees are lowered ...
  15. Managing Personal Finances: Your Annual Self-Check

    Taking a step back and assessing your personal finances each year can show how well you're doing with saving and what's needed ...
  16. Americans Fear Outliving Their Retirement Savings

    No matter how strong your retirement plan may be, longevity risk - the fear of outliving your money - is real. How are Americans ...
  17. Taking Your Personal Financial Inventory

    Taking a step back and assessing your personal finances each year can show how well you're doing with saving and what's needed ...
  18. Financial Independence Is More Than Just A Number

    Managing financial independence is not a set-it-and-forget-it thing. Maintaining a balance between lifestyle and your financial ...
  19. Best Possible Retirement: 4 Things You Can Control

    You can't control the economy or the stock market, but you can time 4 crucial moves that will make a big difference to your ...
  20. Do Retirement Accounts Go Through Probate?

    It's tough when retirement accounts have go through probate, tying up those funds after death. Here is how you can prevent ...
  21. When Should Retirees Downsize Homes?

    When should retirees downsize homes? The answer is based on your individual circumstances. Here are some things to consider.
  22. How to Maintain Financial Independence in Retirement

    These five steps can help seniors protect their money and maintain their financial independence during retirement.
  23. When Are Mortgage Lenders Better Than Banks?

    Individuals seeking a mortgage loan should consider factors or circumstances that may make a mortgage lender a better choice ...
  24. Blurred Lines: Whom Can You Trust for Financial Advice?

    The question of whether your financial advisor is truly a fiduciary isn't always clear. What to ask – and what to be careful ...
  25. How to Calculate What You Need for Retirement

    You might not be able to predict all the variables that impact retirement planning, but there are tools to help make simple ...
  26. Why Would Your 401(k) Be Unavailable After You Leave a Job?

    Wondering why your 401(k) plan is unavailable after your employment termination? Here are some scenarios to consider.
  27. How Much Retirement Savings is Enough if You're 90?

    Worrying about money never ends. Even when you're well into your 90s and have more than $2 million invested, will you still ...
  28. Maintaining Human Interaction in a Robo-Care World

    BlackRock’s Retirement Roundtable series covers a wide range of retirement-related topics, and at the London roundtable, ...
  29. Why Retirees Are Carrying More Debt Than Ever

    As people reach retirement they are carrying more debt than ever before. Why and what to watch for.
  30. How to Grow Your Retirement Plan to $1 Million

    So you want a million dollar nest egg? These tips will help get get started.
  31. 3 Simple Steps to Begin Estate Planning

    Estate planning is easier than you think. Here are three simple steps to put a plan in place.
  32. Retirees: Here's How You Can Go to College for Free

    Although young adults have to pay out tens of thousands of dollars for a college education, retirees can go to college for ...
  33. File and Suspend

    File and suspend was a Social Security claiming strategy that allowed couples of retirement age to receive spousal benefits ...
  34. Teachers: Who is Managing Your 403(b)?

    It's imperative that teachers research the practices of their retirement fund managers, who should always be working in their ...
  35. Debt After Death: Should Kids Pay for Their Parents?

    More and more Americans are dying while in debt. Are children responsible for the debts of their parents? What’s the scoop ...
  36. Inherited IRA Distributions and Taxes: Getting it Right

    If you have inherited an IRA account you don’t need to turn it over to the estate, regardless of what the will says.
  37. Need Help Saving for Retirement? New Regulations Are on the Way

    The Department of Labor is enticing state governments to set up state-run retirement plans for private-sector workers, but ...
  38. Living with Elderly Parents? Prepare for These 6 Costs

    Living with an elderly parent is a major life change for all of you. Besides the emotional impact, the financial effects ...
  39. 5 Myths That Could Hurt Your Retirement

    If you're making financial and lifestyle choices based on these retirement myths, you could be missing out on benefits that ...
  40. A Cautionary Tale About Retirement Calculators

    How comfortable would you be if you knew that the online retirement calculator you used failed its own test?
  41. ‘Retired’ Too Soon? How to Reenter the Workforce After 50

    Here's what you need to know to survive financially and reenter the workforce when you're over 50 and a layoff has forced ...
  42. Understand Your Financial Personality

    We talk to Joe Duran, the CEO of United Capital, about how different financial personalities drive decision making in investing ...
  43. How the Fiduciary Rule Will Impact 401(k) Advisors

    Here's the impact that the new fiduciary rules will have on financial advisors serving as advisors to 401(k) and other defined ...
  44. How to Plan a $1 Million Retirement on a Minimum-Wage Salary

    A $1 million retirement is a nice round number to shoot for, and with the right planning it’s potentially doable, even on ...
  45. Why Retirement Plan Sponsors Could Face Litigation

    A Supreme Court decision makes it easier for retirement plan participants to sue their employers. Apathy is not a strategy ...
  46. Advisors: Your Women Clients Are Not All the Same

    Advisors who want to work with women clients need to understand that they are a diverse group with these distinct financial ...
  47. Most Americans Aren't Ready for a Financial Emergency

    A recent study reveals that two-thirds of Americans can't come up with $1,000 for emergency expenses.
  48. Why People Are Delaying Retirement

    Baby Boomers are changing retirement. Exactly how, though, is still evolving as the realities of life sometimes clash with ...
  49. For Young Investors: Too Many Choices, Too Few Dollars

    Your retirement may be decades away, but this is no time to procrastinate.
  50. On a Retirement Job Search? Try These Agencies

    There are several web-based staffing agencies that can help baby boomers and other seniors with their retirement job search. ...
Hot Definitions
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  2. Protectionism

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  3. Fiduciary

    A fiduciary is a person who acts on behalf of another person, or persons to manage assets.
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