6 Ways To Save On Insurance

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Insurance allows consumers and businesses the ability to protect themselves and their possessions from the risk of loss. For a seemingly low annual payment, an insurance company will issue a policy on nearly any type of asset or item (or individual in the case of health insurance) and pool that risk of loss along with other policies it issues and collects premiums on.

The concept is simple, but there is a dizzying array of options to consider when taking out an insurance policy. And though the annual payment is usually a fraction of the cost to replace the item being insured, there are wide differences in the premiums across insurance providers. Below are six common sense and rather straightforward ways to save on any insurance.

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