9 Ways To Use A Tax Refund

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Uncle Sam's Ingratitude

When it comes to taxes, most people end up paying more than their fair share throughout the year – only getting them back months later as a refund. How can a refund be a bad thing? Well, a refund is basically the government repaying the principal on a loan from you, sans interest. To put a stop to your unintentional charity, you need to adjust your withholding when your situation changes (you buy a house, you get married, etc.). If, however, you didn't get around to it, we'll look at how to use your tax refund to strengthen your overall financial situation. (See Money Saving Year-End Tax Tips and Common Tax Questions Answered for more on adjusting your filing.)

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