A security is any investment product that can be exchanged for value and involves risk. In order for an investment to be considered a security, it must be readily transferable between two parties and the owner must be subject to the loss of some, or all, of the invested principal. If the product is not transferable or does not contain risk, it is not a security.
|Types of securities||Types of non-securities|
|Common stock||Whole life insurance|
|Preferred stock||Term life insurance|
|Mutual funds||Retirement plans|
|Variable annuities||Fixed annuities|
|Variable life insurance||Prospectus|
|Real Estate Investment Trust|
|ETS / ETNs|
Equity = Stock
RetirementAn in-depth guide to everything you need to know and watch out for with variable annuities.
RetirementUnderstand how annuities work, and identify the benefits they provide for retirement, the most salient being a guaranteed income stream for life.
RetirementFind out how variable annuities can help you plan for retirement by offering the returns of the stock market with the guarantee of insurance.
RetirementThese investments can provide extra income after you retire. Here’s a guide to when and how you will receive the payout.
Personal FinanceFind out how to get the upper hand when dealing with this payout challenge.
RetirementFixed, variable and indexed annuities offer different features. Find out which one fits your needs.
Personal FinancePairing insurance and an annuity sounds good, but do you really need this much coverage?
Financial AdvisorConceptually speaking, annuities can be thought of as a reverse form of life insurance.
Personal FinanceThere are certain scenarios in which investing in insurance is a savvy move. But expect a big chunk of your money to go toward fees.
ETFs & Mutual FundsInvesting a client's money in variable annuties is becoming a target for criticism.