A security is any investment product that can be exchanged for value and involves risk. In order for an investment to be considered a security, it must be readily transferable between two parties and the owner must be subject to the loss of some, or all, of the invested principal. If the product is not transferable or does not contain risk, it is not a security.
|Types of securities||Types of non-securities|
|Common stock||Whole life insurance|
|Preferred stock||Term life insurance|
|Mutual funds||Retirement plans|
|Variable annuities||Fixed annuities|
|Variable life insurance||Prospectus|
|Real Estate Investment Trust|
|ETS / ETNs|
Equity = Stock
RetirementUnderstand how annuities work, and identify the benefits they provide for retirement, the most salient being a guaranteed income stream for life.
Financial AdvisorFind out how variable annuities can help you plan for retirement by offering the returns of the stock market with the guarantee of insurance.
RetirementThere are certain scenarios in which investing in insurance is a savvy move. But expect a big chunk of your money to go toward fees.
RetirementFixed, variable and indexed annuities offer different features. Find out which one fits your needs.
RetirementFind out how to get the upper hand when dealing with this payout challenge.
RetirementThese investments can provide extra income after you retire. Here’s a guide to when and how you will receive the payout.
Financial AdvisorDo you know why you might need one policy versus the other? Read on to find out.
RetirementPairing insurance and an annuity sounds good, but do you really need this much coverage?
Financial AdvisorAnnuities can provide guaranteed lifetime income at a time when retirement outlooks are seemingly bleak. Here's the lowdown on why they can be good.
InvestingInvesting a client's money in variable annuties is becoming a target for criticism.