FAQs tagged as


  1. What's the difference between an individual retirement account (IRA) and an annuity?

  2. What is an annuity?

  3. How are life insurance proceeds taxed?

  4. Which investment would be most suitable for a client investing for retirement and seeking protection from purchasing power risk in the future?

  5. What is a tax-free 1035 Exchange?

  6. What are the distribution options for an inherited annuity?

  7. What happens to insurance policies and variable annuities if the insurance company itself goes bankrupt - do the policyholders get anything out of it?

  8. My variable annuity account took a beating. Should I seek other alternatives?

  9. Should I pull my money out of an annuity if the insurance company is having financial problems?

  10. Is it wise to put an IRA account into a fixed or variable annuity?

  11. I'm a teacher. Which is better for me, a 401(k) or 403(b)? What is the difference? From whom do I get these plans?

  12. I am in my mid thirties and have nothing invested for retirement. Is it too late to start contributing for a retirement plan?

  13. What do you do for a non-spouse beneficiary receiving a required minimum distribution (RMD) when the plan terminates? Is the purchase of an annuity the only option? Any thoughts on whether an IRA could be opened?

  14. I made involuntary contributions to a retirement plan while temporarily employed. Can I withdraw these funds without penalty?

  15. I am retiree, drawing from my 403(b) annuity. I am the sole employee of my own business. Do I qualify for a SIMPLE IRA account? I want to defer some of my income from taxes.

  16. I want to purchase a five-year period certain single premium immediate annuity (SPIA) with my IRA account. I'm 53. Will the 10% penalty apply?

  17. If I roll my annuity into an IRA and receive after-tax distributions, will this be considered taxable income?

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