FAQs tagged as

Credit Agencies

  1. Does Netspend report to credit bureaus?

  2. Is it possible to get a free credit report from Equifax?

  3. Do free credit reports affect your credit score?

  4. Is getting a free credit report safe?

  5. How accurate are free credit reports?

  6. Does the IRS report to credit bureaus?

  7. Can Sallie Mae report you to a credit bureau?

  8. How can I tell if a security is considered investment grade?

  9. How do I transfer my credit card history from one country to another?

  10. What do creditors have to report to credit bureaus?

  11. Does shopping for the best interest rate affect my credit score?

  12. How can a creditor improve its Average Collection Period?

  13. When are you legally required to get a letter of credit?

  14. Does a cash advance hurt my credit score?

  15. What are some examples of credit report errors that I can dispute?

  16. What's the difference between a credit rating agency and a credit bureau?

  17. Does every inquiry affect a credit score?

  18. Do I still owe debt collectors for a debt that's past the statute of limitations ...

  19. What's the difference between a credit bureau and a credit rating agency?

  20. What are some examples of common credit card reward program benefits?

  21. What's more important to lenders, my credit score or my credit report?

  22. What are the best ways to rebuild my credit score quickly?

  23. What do the letters / symbols on credit ratings mean?

  24. How do I get my free credit report and score from each credit bureau?

  25. What's the difference between credit score and credit history?

  26. What legal action can I take against a debt collector?

  27. How does refinancing my mortgage affect my FICO score?

  28. How long does it take for items to show up on my credit report?

  29. If a collection agency buys my debt from another agency, does the debt become 'new'?

  30. What is a good credit utilization ratio?

  31. How long does information stay on my credit report?

  32. Can a debt collector contact me about a debt that's no longer on my credit report?

  33. Can debt collectors add fees to my debt?

  34. How do debt collection agencies make money?

  35. Do I need to know all three of my credit scores?

  36. Why don't I have a credit score?

  37. How do credit bureaus make money?

  38. Does cosigning a loan affect a credit score?

  39. How often is my credit score updated?

  40. How can I increase my FICO score?

  41. Why is my rent on my credit report?

  42. Is my credit score usually checked before receiving a payday loan?

  43. Why are there three national credit bureaus?

  44. How do I fix an error on my credit report?

  45. Does my debt-to-income (DTI) ratio affect my credit score?

  46. What is the highest achievable FICO score?

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