FAQs tagged as

Credit Cards

  1. What Canadian credit cards offer the best travel rewards?

  2. Can I get a balance transfer if I have bad credit?

  3. What are the different types of cash advances?

  4. Is it better to get a balance transfer or a personal loan to pay off my credit card ...

  5. How do balance transfers affect my credit score?

  6. When is a balance transfer a good idea for paying off debt?

  7. Does a cash advance hurt my credit score?

  8. How does interest work on a cash advance from my credit card?

  9. What's the difference between a balance transfer and a cash advance?

  10. What's the difference between a grace period and a moratorium period?

  11. What are the differences between payday loans and cash advances?

  12. What are some examples of sneaky credit card charges to watch out for?

  13. How can I avoid paying unnecessary credit card fees?

  14. What are the advantages of using a home-equity debt consolidation loan?

  15. How do I determine whether a debt consolidation loan is a good debt relief option?

  16. What's the difference between debt consolidation and debt management or debt settlement?

  17. How do I start building a credit score?

  18. What are the main categories of debt?

  19. What are the differences between revolving credit and installment credit?

  20. Does every inquiry affect a credit score?

  21. What are some signs that I need debt / credit counseling?

  22. What are some examples of good situations in which to use revolving credit?

  23. What are the best ways to rebuild my credit score quickly?

  24. What are the differences between balance-to-limit ratio and debt-to-income ratio?

  25. What are some examples of common credit card reward program benefits?

  26. Why are EMV cards more secure than traditional debit and credit cards?

  27. What are some examples of a debt management plan (DMP)?

  28. How do secured credit cards help me build my credit score?

  29. What are some tips for getting the most out of my credit card rewards program?

  30. Are credit card rewards considered taxable income by the IRS?

  31. What transactions cannot be made using prepaid credit cards?

  32. What's the difference between a secured line of credit and an unsecured line of credit?

  33. What's the difference between debt consolidation and debt settlement?

  34. How do I check the balance on my prepaid credit card?

  35. What are some good alternatives to taking out a line of credit?

  36. Is a home equity loan a good way to pay off my credit card debt?

  37. Can I use a prepaid credit card to pay bills or to transfer money to other accounts?

  38. What credit card fees are tax deductible?

  39. Can I use credit cards that are on a debt management program?

  40. How will accepting a higher credit card limit affect my credit score?

  41. What are some signs my credit card's annual fee is too high?

  42. Do I need to know all three of my credit scores?

  43. Can a business charge me an extra fee for paying with my credit card instead of cash?

  44. How often is my credit score updated?

  45. Why should I register a prepaid credit card?

  46. Is the interest on a home equity line of credit (HELOC) tax deductible?

  47. What fees usually come with prepaid credit cards?

  48. What information do lenders need when I apply for a credit limit increase?

  49. Why don't I have a credit score?

  50. Are secured credit cards accepted everywhere?

  51. What are some common catches that come with credit card reward programs?

  52. What is the difference between available credit and credit limit?

  53. How can I increase my FICO score?

  54. Will debt consolidation stop debt collectors and creditors from calling me?

  55. What are the most common reasons credit limit increase requests are declined?

  56. What are some examples of 'gray' charges on my credit card statement?

  57. How can I improve my chances of getting a credit limit increase?

  58. Are 'gray' credit card charges legal?

  59. Is it possible to have a credit limit that's too high?

  60. Can I keep my credit cards after filing bankruptcy?

  61. Will using an overdraft hurt my credit score?

  62. What is the difference between a prepaid credit card and a gift card?

  63. Will having several credit cards hurt my credit score?

  64. What's a better way to borrow money: overdraft or credit cards?

  65. What are the pros and cons of overdraft protection?

  66. What credit cards offer the lowest interest rates?

  67. Should I pay my mortgage with my credit card to earn credit card rewards?

  68. How can I use layaway plans for budgeting?

  69. Am I responsible for fraudulent charges on my credit card?

  70. Because I missed a few credit card payments, the issuer raised my interest rate from ...

  71. Is it wise to consolidate credit card debt?

  72. Why are credit cards able to charge such high interest rates compared to other lenders?

  73. Which credit card company holds the honor of most profitable IPO?

  74. Are credit cards and debit cards considered debt instruments?

  75. What is the highest achievable FICO score?

  76. How is my credit score calculated?

  77. How does the number of credit card accounts I have affect my credit score?

  78. Will credit card inactivity affect my credit score?

  79. What methods can be used to fund a forex account?

  80. Why should I bother creating a budget?

  81. What is the best way to budget for holiday and special event spending?

  82. What is the difference between bad credit and no credit?

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