FAQs tagged as

Credit Report

  1. How do balance transfers affect my credit score?

  2. Does a cash advance hurt my credit score?

  3. Will a debt settlement program affect my credit score?

  4. What are the advantages of applying for a private student loan with a creditworthy ...

  5. Does every inquiry affect a credit score?

  6. How do debt relief options affect my credit score?

  7. What are some examples of credit report errors that I can dispute?

  8. How will debt settlement affect my credit score?

  9. What's the difference between a credit rating agency and a credit bureau?

  10. How do secured credit cards help me build my credit score?

  11. What are the differences between balance-to-limit ratio and debt-to-income ratio?

  12. What's the difference between credit score and credit history?

  13. What are some examples of a debt management plan (DMP)?

  14. How does refinancing my mortgage affect my FICO score?

  15. What's more important to lenders, my credit score or my credit report?

  16. What are the differences between the three national credit bureaus?

  17. How will bankruptcy affect my ability to get credit in the future?

  18. Does shopping for the best interest rate affect my credit score?

  19. What’s the difference between a consumer disclosure and a credit report?

  20. Does shopping for student loans affect my credit score?

  21. How do I get my free credit report and score from each credit bureau?

  22. What are the best ways to rebuild my credit score quickly?

  23. Is it possible to have a credit limit that's too high?

  24. How long does it take for items to show up on my credit report?

  25. Do payday loans hurt my ability to get a mortgage?

  26. What is a good credit utilization ratio?

  27. How long does information stay on my credit report?

  28. Why should I register a prepaid credit card?

  29. Do unpaid medical bills appear on my credit report?

  30. Does cosigning a loan affect a credit score?

  31. Why are there three national credit bureaus?

  32. How will accepting a higher credit card limit affect my credit score?

  33. How often is my credit score updated?

  34. Why is my rent on my credit report?

  35. Is my credit score usually checked before receiving a payday loan?

  36. Do I need to know all three of my credit scores?

  37. How do credit bureaus make money?

  38. When does the statute of limitations clock start on my debts?

  39. Why don't I have a credit score?

  40. Will using an overdraft hurt my credit score?

  41. What debts don't have a statute of limitations applied to them?

  42. Do inquiries for preapproved offers affect my credit score?

  43. What are the most common reasons credit limit increase requests are declined?

  44. How do I fix an error on my credit report?

  45. Does my debt-to-income (DTI) ratio affect my credit score?

  46. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

  47. Will getting a student loan deferral hurt my credit score?

  48. How does bouncing a check affect my credit score?

  49. What is the difference between a credit report and a credit score?

  50. Does paying my utility bills on time improve my credit score?

  51. What are the biggest factors that can affect my credit score?

  52. Will jointly filing taxes have the effect of joining a couple's credit?

  53. What is the difference between bad credit and no credit?

  54. How is my credit score calculated?

  55. How can I improve my credit score?

  56. Does marrying someone with bad credit affect my credit score?

  57. Will credit card inactivity affect my credit score?

  58. How does the number of credit card accounts I have affect my credit score?

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