FAQs tagged as

Credit Score

  1. Why are there three national credit bureaus?

  2. Do unpaid medical bills appear on my credit report?

  3. How long does it take for items to show up on my credit report?

  4. How long does information stay on my credit report?

  5. How will accepting a higher credit card limit affect my credit score?

  6. Do I need to know all three of my credit scores?

  7. Is my credit score usually checked before receiving a payday loan?

  8. How often is my credit score updated?

  9. What are the most common reasons credit limit increase requests are declined?

  10. Does cosigning a loan affect a credit score?

  11. Is it possible to have a credit limit that's too high?

  12. Do inquiries for preapproved offers affect my credit score?

  13. When does the statute of limitations clock start on my debts?

  14. Why don't I have a credit score?

  15. Who regulates a credit rating agency?

  16. What is a good credit utilization ratio?

  17. How can I increase my FICO score?

  18. Why is my rent on my credit report?

  19. Can I use credit cards that are on a debt management program?

  20. Will using an overdraft hurt my credit score?

  21. What are the requirements for an FHA loan?

  22. How do I fix an error on my credit report?

  23. Does my debt-to-income (DTI) ratio affect my credit score?

  24. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

  25. Will getting a student loan deferral hurt my credit score?

  26. How does bouncing a check affect my credit score?

  27. Will having several credit cards hurt my credit score?

  28. What's considered to be a good debt-to-income (DTI) ratio?

  29. What is the difference between a credit report and a credit score?

  30. Does paying my utility bills on time improve my credit score?

  31. What are the biggest factors that can affect my credit score?

  32. What are the benefits of credit ratings?

  33. How is my credit score calculated?

  34. Does marrying someone with bad credit affect my credit score?

  35. What is the difference between bad credit and no credit?

  36. How can I improve my credit score?

  37. What is the highest achievable FICO score?

  38. How does the number of credit card accounts I have affect my credit score?

  39. Will credit card inactivity affect my credit score?

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