FAQs tagged as

Credit Score

  1. Why do some institutions (like American Express) allow you to go above your revolving ...

  2. What factors are taken into account to quantify credit risk?

  3. Why do high profiting sales mitigate credit risk?

  4. Can I get a balance transfer if I have bad credit?

  5. Is it better to get a balance transfer or a personal loan to pay off my credit card ...

  6. How do balance transfers affect my credit score?

  7. When is a balance transfer a good idea for paying off debt?

  8. Does a cash advance hurt my credit score?

  9. Will a debt settlement program affect my credit score?

  10. What's the difference between credit reports and investigative consumer reports?

  11. Does every inquiry affect a credit score?

  12. How often can I file bankruptcy?

  13. What are the advantages of applying for a private student loan with a creditworthy ...

  14. How do debt relief options affect my credit score?

  15. What are some examples of credit report errors that I can dispute?

  16. How will debt settlement affect my credit score?

  17. What's the difference between a credit rating agency and a credit bureau?

  18. What are some examples of good situations in which to use revolving credit?

  19. How do secured credit cards help me build my credit score?

  20. What's the difference between a credit rating and a credit score?

  21. What are the differences between balance-to-limit ratio and debt-to-income ratio?

  22. What's the difference between credit score and credit history?

  23. What’s the difference between a consumer disclosure and a credit report?

  24. How will bankruptcy affect my ability to get credit in the future?

  25. Does shopping for the best interest rate affect my credit score?

  26. What are the differences between the three national credit bureaus?

  27. What's more important to lenders, my credit score or my credit report?

  28. How do I start building a credit score?

  29. How does applying for student loans hurt my credit score?

  30. How do I get my free credit report and score from each credit bureau?

  31. What do the letters / symbols on credit ratings mean?

  32. What are the differences between revolving credit and installment credit?

  33. What are the best ways to rebuild my credit score quickly?

  34. Is it possible to have a credit limit that's too high?

  35. What is a good credit utilization ratio?

  36. How long does information stay on my credit report?

  37. How long does it take for items to show up on my credit report?

  38. Do unpaid medical bills appear on my credit report?

  39. Does cosigning a loan affect a credit score?

  40. Why are there three national credit bureaus?

  41. How will accepting a higher credit card limit affect my credit score?

  42. How often is my credit score updated?

  43. Is my credit score usually checked before receiving a payday loan?

  44. Why is my rent on my credit report?

  45. Who regulates a credit rating agency?

  46. How can I increase my FICO score?

  47. Can I use credit cards that are on a debt management program?

  48. Will using an overdraft hurt my credit score?

  49. When does the statute of limitations clock start on my debts?

  50. Why don't I have a credit score?

  51. Do I need to know all three of my credit scores?

  52. Do inquiries for preapproved offers affect my credit score?

  53. What are the most common reasons credit limit increase requests are declined?

  54. What are the requirements for an FHA loan?

  55. How do I fix an error on my credit report?

  56. Does my debt-to-income (DTI) ratio affect my credit score?

  57. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

  58. Will getting a student loan deferral hurt my credit score?

  59. How does bouncing a check affect my credit score?

  60. Will having several credit cards hurt my credit score?

  61. What's considered to be a good debt-to-income (DTI) ratio?

  62. What is the difference between a credit report and a credit score?

  63. Does paying my utility bills on time improve my credit score?

  64. What are the biggest factors that can affect my credit score?

  65. What are the benefits of credit ratings?

  66. What is the difference between bad credit and no credit?

  67. How is my credit score calculated?

  68. How can I improve my credit score?

  69. Does marrying someone with bad credit affect my credit score?

  70. Will credit card inactivity affect my credit score?

  71. What is the highest achievable FICO score?

  72. How does the number of credit card accounts I have affect my credit score?

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