FAQs tagged as

Estate Planning

  1. What effect will a prenuptial agreement have on a 401(k)?

  2. What is a good book on creating a trust that would qualify as the beneficiary for an IRA?

  3. Can 529 plans be used to transfer wealth to other family members if the original beneficiary does not use the money?

  4. Does the five-year rule apply if a non-spouse inherits an IRA after the required beginning date and the required minimum distribution is not satisfied in the year of death?

  5. Can I donate stock to charity?

  6. What does a "5 by 5" power in a trust document mean?

  7. My husband left his ex-wife as his retirement plan beneficiary. Can this be changed?

  8. Where can I find information on how to distribute my deceased parent's assets?

  9. Can my spouse and children collect my Social Security when I die?

  10. If I don't have any kids and want to leave all of my worldly possessions to my dog, how would I do it?

  11. How do I list the beneficiaries of my life insurance policies if I have a trust?

  12. I want to transfer my house title to my child, what are the costs and tax consequences of doing so?

  13. When is it a good idea to use an irrevocable life insurance trust?

  14. Why is accidental life insurance so inexpensive?

  15. What is the "stretch IRA" concept?

  16. What are the pros/cons of naming a trust as the beneficiary of a retirement account?

  17. All of the following are allowable deductions used in determining taxable estate EXCEPT

  18. If my spouse passes away, will I have to sell my home to meet creditor obligations?

  19. What documents should I have ready in case my partner or I should die?

  20. What is long-term care?

  21. My recently deceased spouse's IRA has been rolled over into mine. Does the cost basis change for me?

  22. What do you do for a non-spouse beneficiary receiving a required minimum distribution (RMD) when the plan terminates? Is the purchase of an annuity the only option? Any thoughts on whether an IRA could be opened?

  23. Is my husband's ex-spouse entitled to receive my spouse's retirement benefits?

  24. If a trust is named as the beneficiary of an IRA, can the trustee of that trust become the beneficiary without the IRA owner signing the Change of Beneficiary form?

  25. I've heard that workers who don't roll over their 401(k)s after retiring face some problems related to estate planning. I was told it was some type of final 2002 government regulation. Is this true?

  26. Can an IRA beneficiary roll the IRA over into another account and designate another beneficiary?

  27. Can an IRA owner disclaim his widow's account but exclude one spendthrift contingent beneficiary?

  28. Can a spouse who is not named as a beneficiary receive assets from an IRA?

  29. How can I reduce the taxes on my inherited retirement assets?

  30. Can the non-spouse beneficiary of an IRA name a successor beneficiary?

  31. I inherited a Roth IRA. What are my options for taking distributions from the account?

  32. Upon my death, will the beneficiaries of my IRA be compelled to take the entire amount in the IRA as ordinary income, forcing them into unusually high income tax brackets?

  33. Can I give stock as a gift?

  34. I am the beneficiary of an IRA and a Keogh. Can I combine them into one plan?

  35. My uncle died recently. He designated my mother and father as his beneficiaries in 1997, after his divorce, and did not make any changes after he remarried in 2000. My uncle's current spouse is now fighting for money from the plan. Does she have a leg t

  36. I failed to distribute an inherited 401(k) that was found in an audit. What happens now?

  37. Can I roll my 401(k) and/or IRA funds into a more liquid investment fund without penalty?

  38. How long does an IRA beneficiary have to take an RMD after the IRA holder dies?

  39. If I pass away, will my retirement plan go to my spouse tax free?

  40. My mother inherited my father's IRA. When she died, I received an account application listing me as the beneficiary, as well as notice that my brother and I will have to take my mom's required distribution. My brother is nowhere to be found. How should I

  41. Can I, without tax penalties, use the IRA I inherited from my father to buy a home that I will live in? He was 72 and had started taking small payouts on it.

  42. If an IRA owner dies after starting required minimum distributions (RMD) but the spouse is under 70.5, can the spouse roll over the IRA into his/her own IRA, and stop RMDs until age 70.5?

  43. If an individual still has his or her former spouse as the beneficiary of an IRA, does the former spouse receive the assets upon the individual's death?

  44. Can IRAs be held jointly by spouses?

  45. How can a trust lower federal transfer tax liability?

  46. How do my siblings and I receive inherited pension benefit payments from our deceased parent?

  47. What should I consider when I select an executor for my will?

  48. My 80-year-old mother used her Roth IRA assets to make an $11,000 annual gift tax exclusion. Will these still be considered Roth IRA assets?

  49. My spouse is the primary beneficiary of my IRA. I also have a contingent beneficiary. Can my spouse still transfer my IRA assets tax-free to her own IRA?

  50. What is estate planning?

  51. How can I get information about my deceased husband's retirement account if his employer withholds it?

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