Fair Credit Reporting Act

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  5. Should You Close Your Credit Card?

    Find out the consequences before deciding to end your credit agreement.
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  1. How many free credit reports can you get per year?

    Obtain a free annual credit report online, by phone or via mail. These reports are offered through the Free Annual Credit ...
  2. Does consumer protection cover my debts?

    Discover what type of consumer debts are protected through a variety of federal regulations, and learn how protections change ...
  3. What are some examples of credit report errors that I can dispute?

    Discover how to get access to your consumer credit report, identify incorrect information, and communicate with creditors ...
  4. Do I still owe debt collectors for a debt that's past the statute of limitations ...

    Learn more about the statutes of limitations that govern certain personal debts and why you maintain obligations as a debtor ...
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