FAQs tagged as

Home Purchase

  1. Why would a homebuyer need to take out PMI (private mortgage insurance)?

  2. Can I borrow from my annuity to put a down payment on a house?

  3. Can I take my 401(k) to buy a house?

  4. Is an adjustable rate mortgage (ARM) safe?

  5. Can FHA loans be used for investment property?

  6. Does an FHA loan require a down payment?

  7. Can a 401(k) be used for a house down payment?

  8. Do banks offer FHA loans?

  9. Does the FHA provide construction loans?

  10. Can I take my 401(k) to buy a house for my children?

  11. How is market value determined in the real estate market?

  12. What does the American Dream mean to different generations?

  13. When should a real estate broker release earnest money deposit funds?

  14. Why does the loan-to-value ratio matter?

  15. What is the difference between a PMI (primary mortgage insurance) loan and a Federal ...

  16. Does the bank set up an escrow account for the buyer and seller in a home sale?

  17. Who manages an escrow account?

  18. What are the pros and cons of a simple-interest mortgage?

  19. What is the underwriter's job in a real estate transaction?

  20. Are any arm's-length transactions disadvantageous to both parties?

  21. What is the difference between capitalization rate and rent?

  22. What is the debt ratio for an FHA loan?

  23. What factors should I consider when shopping for the best mortgage lender?

  24. How should you choose the amortization period for your mortgage?

  25. What is the key to finding your ideal mortgage?

  26. Where are home values falling the fastest in the US, and why?

  27. How can I use my Roth IRA savings to buy my first home?

  28. What is the tax rate of a Roth IRA if I withdraw it for the purchase of a house?

  29. Why do real estate agents fail?

  30. How are real estate taxes calculated?

  31. What are the differences among a real estate agent, a broker and a realtor?

  32. How do real estate agents market themselves?

  33. How can I tell when a real estate agent might be lying to me?

  34. How do real estate agents get listings?

  35. What do real estate attorneys do?

  36. Where can you get real estate advice?

  37. What are the requirements for an FHA loan?

  38. What’s the difference between a mortgage lender and a mortgage servicer?

  39. What are the requirements to apply for a reverse mortgage loan?

  40. What real estate documents need to be recorded?

  41. I am a first-time home buyer. If I take a distribution from my 401(k) to purchase ...

  42. How does my debt-to-income (DTI) ratio affect my ability to get a mortgage?

  43. Can I buy a house directly from Fannie Mae (FNMA)?

  44. On average, what can I expect my private mortgage insurance (PMI) rate to be?

  45. Why do I need to pay private mortgage insurance (PMI)?

  46. What are the different types of private mortgage insurance (PMI)?

  47. What's the difference between private mortgage insurance (PMI) and mortgage insurance ...

  48. How can I avoid paying private mortgage insurance (PMI)?

  49. How does the American Housing Rescue and Foreclosure Prevention Act of 2008 affect ...

  50. Can my spouse and I use our IRAs to purchase our first home?

  51. My Traditional IRA has been converted to a Roth IRA. Can I still make a qualified ...

  52. Can I, without tax penalties, use the IRA I inherited from my father to buy a home ...

Trading Center