FAQs tagged as

Home Purchase

  1. Can I borrow from my annuity to put a down payment on a house?

  2. Can I take my 401(k) to buy a house?

  3. Can I take my 401(k) to buy a house for my children?

  4. How is market value determined in the real estate market?

  5. What does the American Dream mean to different generations?

  6. When should a real estate broker release earnest money deposit funds?

  7. Why does the loan-to-value ratio matter?

  8. What is the difference between a PMI (primary mortgage insurance) loan and a Federal ...

  9. Why would a homebuyer need to take out PMI (private mortgage insurance)?

  10. Does the bank set up an escrow account for the buyer and seller in a home sale?

  11. Who manages an escrow account?

  12. What are the pros and cons of a simple-interest mortgage?

  13. What is the underwriter's job in a real estate transaction?

  14. Are any arm's-length transactions disadvantageous to both parties?

  15. What is the difference between capitalization rate and rent?

  16. What is the debt ratio for an FHA loan?

  17. What factors should I consider when shopping for the best mortgage lender?

  18. How should you choose the amortization period for your mortgage?

  19. What is the key to finding your ideal mortgage?

  20. Where are home values falling the fastest in the US, and why?

  21. How can I use my Roth IRA savings to buy my first home?

  22. What is the tax rate of a Roth IRA if I withdraw it for the purchase of a house?

  23. How can I tell when a real estate agent might be lying to me?

  24. Why do real estate agents fail?

  25. How do real estate agents market themselves?

  26. What are the differences among a real estate agent, a broker and a realtor?

  27. How are real estate taxes calculated?

  28. How do real estate agents get listings?

  29. Where can you get real estate advice?

  30. What do real estate attorneys do?

  31. What are the requirements for an FHA loan?

  32. What are the requirements to apply for a reverse mortgage loan?

  33. What’s the difference between a mortgage lender and a mortgage servicer?

  34. What real estate documents need to be recorded?

  35. I am a first-time home buyer. If I take a distribution from my 401(k) to purchase ...

  36. How does my debt-to-income (DTI) ratio affect my ability to get a mortgage?

  37. Can I buy a house directly from Fannie Mae (FNMA)?

  38. On average, what can I expect my private mortgage insurance (PMI) rate to be?

  39. Why do I need to pay private mortgage insurance (PMI)?

  40. What are the different types of private mortgage insurance (PMI)?

  41. What's the difference between private mortgage insurance (PMI) and mortgage insurance ...

  42. How can I avoid paying private mortgage insurance (PMI)?

  43. How does the American Housing Rescue and Foreclosure Prevention Act of 2008 affect ...

  44. Can my spouse and I use our IRAs to purchase our first home?

  45. Can I, without tax penalties, use the IRA I inherited from my father to buy a home ...

  46. My Traditional IRA has been converted to a Roth IRA. Can I still make a qualified ...

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