FAQs tagged as

Insurance Terminology

  1. What level of reserve ratios is typical for an insurance company to protect against ...

  2. What risks do I face when investing in the insurance sector?

  3. Why do insurance policies have deductibles?

  4. Can I buy insurance to reduce unlimited liability in a partnership?

  5. Is it more important to have a low deductible or a low premium?

  6. What kinds of costs are included in Free on Board (FOB) shipping?

  7. What do insurance companies qualify as hazardous activity?

  8. What financial ratios are most useful for an investor to evaluate the liquidity of ...

  9. What economic indicators are important to monitor when investing in the insurance ...

  10. Why do some companies in the insurance sector engage in reinsurance?

  11. Why is the insurance sector considered a low-risk investment?

  12. What price-to-book ratio is considered average in the chemicals sector?

  13. How are open market operations and monetary policy related?

  14. What caused the European / Eurozone debt crisis?

  15. How can I use the combined ratio to compare insurance companies?

  16. What is the difference between underwriting and investment income for an insurance ...

  17. How can I profit from a decline of stock prices in the insurance sector?

  18. How does the Affordable Care Act affect moral hazard in the health insurance industry?

  19. Why are insurance companies and pension funds considered financial instruments?

  20. What is the difference between moral hazard and adverse selection?

  21. What is the theory of asymmetric information in economics?

  22. What is the difference between the loss ratio and combined ratio?

  23. How do I calculate the combined ratio?

  24. What does the lapse ratio in the insurance sector measure?

  25. How does the combined ratio measure the financial health of insurance companies?

  26. What is the difference between adverse selection and moral hazard?

  27. Which markets are most prone to market failure from adverse selection?

  28. How does adverse selection affect insurance premiums?

  29. How does adverse selection contribute to market failure?

  30. If both the primary and contingent beneficiaries are unavailable, what happens to ...

  31. What types of insurance policies have contingent beneficiaries?

  32. Do contractors require subrogation clauses for their contract workers?

  33. Can you ask your landlord to remove a waiver of subrogation clause from your lease?

  34. Are waivers of subrogation clauses ever ineffective in preventing a third-party lawsuit?

  35. Can you sue an insurance company for not paying a claim over a waiver of subrogation ...

  36. What is the difference between ex-ante moral hazard and ex-post moral hazard?

  37. What is the difference between moral hazard and morale hazard?

  38. When does it make sense to buy personal liability insurance?

  39. How might having insurance increase moral hazard?

  40. What are examples of risks for all underwriter types?

  41. How does insurance underwriting differ from investment underwriting?

  42. Can companies insure their accounts receivable?

  43. How do I determine the face value of a life insurance policy?

  44. Is short selling a form of insurance?

  45. What is an equity-indexed annuity?

  46. What are some examples of unexpected exclusions in a home insurance policy?

  47. What are the tax implications of a life insurance policy loan?

  48. What's the difference between renter's insurance and homeowner's insurance?

  49. What's the difference between Social Security Disability Insurance (SSDI) and Supplemental ...

  50. On average, what can I expect my private mortgage insurance (PMI) rate to be?

  51. Why do I need to pay private mortgage insurance (PMI)?

  52. What are the different types of private mortgage insurance (PMI)?

  53. What's the difference between private mortgage insurance (PMI) and mortgage insurance ...

  54. What changes might I need to make to my insurance policy?

  55. Why would you want a monthly benefit versus a daily benefit?

  56. How do I choose which insurance company to use?

  57. What is an elimination period?

  58. How is my insurance premium calculated?

  59. What is moral hazard?

  60. What is reinsurance?

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