Lending & Borrowing

  1. The trick isn’t to buy the stock of the San Francisco-based LendingClub — it’s to become an investor in the loans the company wants to make.

    Investing In (And With) Lending Club

    The trick isn’t to buy the stock of the San Francisco-based LendingClub — it’s to ...
  2. Mortgage rates have been at historical lows since 2008 following the financial crisis. They're expected to rise, but when and by how much?

    Mortgage Rates To Rise, But When And By How Much?

    Mortgage rates have been at historical lows since 2008 following the financial crisis. ...
  3. Offering free one-month loans so people can buy stuff seems like the worst business model imaginable...until the grace period ends.

    How Visa Counts On Your Free-Spending Ways

    The credit card transaction business is so profitable, Visa Inc. doesn't even bother ...
  4. Look for a listed APY before paying attention to APR.

    The Interest Rates: APR, APY And EAR

    When most people shop for financial products, all they focus on is the listed interest ...
  5. Student Financial Aid Changes: FAFSA 2013

    Here is a look at some of the major changes to FAFSA in 2013 and how they will affect ...
  6. The Basics Of Lines Of Credit

    Lines of credit are potentially useful hybrids of credit cards and normal loans. ...
  1. The fifth-largest U.S. bank by deposits and among the very best in terms of return on capital, U.S. Bancorp (USB) has been finding it more and more challenging to surpass expectations.

    U.S. Bancorp Finds It Harder To Top Itself

    The fifth-largest U.S. bank by deposits and among the very best in terms of return ...
  2. Most banks remain stuck in a “hurry up and wait” holding pattern where pressure on net interest margins and weak lending growth constrain near-term earnings growth.

    BB&T Looks For Loan Growth, Cost-Cuts To Drive ...

    Most banks remain stuck in a “hurry up and wait” holding pattern where pressure on ...
  1. What does the gearing ratio say about risk?

    Find out why lenders and investors pay close attention to a firm's gearing ratios, and why both too much and too little borrowing ...
  2. What is the difference between the gearing ratio and the debt-to-equity ratio?

    Dive deeper into gearing ratios: what are they, how are they used and why the debt to equity ratio is one of the most popular ...
  3. What is the difference between loan syndication and a consortium?

    Learn about consortiums and loan syndications, two types of multiple banking arrangements designed to finance transactions ...
  4. What are the different types of cash advances?

    Find out the different types of cash advances along with their different features to determine which option, if any, is best ...
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