Lending & Borrowing

  1. American Express: Headwinds and Tailwinds

    Any investors considering a position in American Express need to know these important ...
  2. Investing In (And With) Lending Club

    The trick isn’t to buy the stock of the San Francisco-based LendingClub — it’s to ...
  3. Mortgage Rates To Rise, But When And By How Much?

    Mortgage rates have been at historical lows since 2008 following the financial crisis. ...
  4. How Visa Counts On Your Free-Spending Ways

    The credit card transaction business is so profitable, Visa Inc. doesn't even bother ...
  5. The Interest Rates: APR, APY And EAR

    When most people shop for financial products, all they focus on is the listed interest ...
  6. Student Financial Aid Changes: FAFSA 2013

    Here is a look at some of the major changes to FAFSA in 2013 and how they will affect ...
  1. U.S. Bancorp Finds It Harder To Top Itself

    The fifth-largest U.S. bank by deposits and among the very best in terms of return ...
  2. BB&T Looks For Loan Growth, Cost-Cuts To Drive ...

    Most banks remain stuck in a “hurry up and wait” holding pattern where pressure on ...
  1. What is the debt ratio for an FHA loan?

    Borrowing through the Federal Housing Administration requires individuals to provide proof of income as well as information ...
  2. How do I use the debt ratio to decide when to invest in a company?

    Understand the calculation and interpretation of the debt ratio and how this metric is used by investors to analyze a company's ...
  3. What is the key to finding your ideal mortgage?

    Learn what steps you need to take in order to locate the perfect mortgage for your budget, lifestyle and long-term financial ...
  4. What does the gearing ratio say about risk?

    Find out why lenders and investors pay close attention to a firm's gearing ratios, and why both too much and too little borrowing ...
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