Lending & Borrowing

  1. Mortgage Rates To Rise, But When And By How Much?

    Mortgage Rates To Rise, But When And By How Much?

    Mortgage rates have been at historical lows since 2008 following the financial crisis. ...
  2. How Visa Counts On Your Free-Spending Ways

    How Visa Counts On Your Free-Spending Ways

    The credit card transaction business is so profitable, Visa Inc. doesn't even bother ...
  3. The Interest Rates: APR, APY And EAR

    The Interest Rates: APR, APY And EAR

    When most people shop for financial products, all they focus on is the listed interest ...
  4. Student Financial Aid Changes: FAFSA 2013

    Student Financial Aid Changes: FAFSA 2013

    Here is a look at some of the major changes to FAFSA in 2013 and how they will affect ...
  5. The Basics Of Lines Of Credit

    The Basics Of Lines Of Credit

    Lines of credit are potentially useful hybrids of credit cards and normal loans. ...
  6. Should You Borrow Money To Make Investments?

    Should You Borrow Money To Make Investments?

    It's high time investors heed the yellow caution flags waving in front of their margin ...
  1. U.S. Bancorp Finds It Harder To Top Itself

    U.S. Bancorp Finds It Harder To Top Itself

    The fifth-largest U.S. bank by deposits and among the very best in terms of return ...
  2. BB&T Looks For Loan Growth, Cost-Cuts To Drive ...

    BB&T Looks For Loan Growth, Cost-Cuts To Drive ...

    Most banks remain stuck in a “hurry up and wait” holding pattern where pressure on ...
  1. How do I lower my debt-to-income (DTI) ratio?

    A debt-to-income ratio is a personal finance measure that compares the amount of debt you have to your overall income. Lenders ...
  2. I am considering taking a loan from my qualified retirement plan. What is the definition ...

    For the purposes of a qualified plan loan, the reasonable rate of interest that the Department of Labor provides is one consistent ...
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