Lending & Borrowing

  1. Mortgage rates have been at historical lows since 2008 following the financial crisis. They're expected to rise, but when and by how much?

    Mortgage Rates To Rise, But When And By How Much?

    Mortgage rates have been at historical lows since 2008 following the financial crisis. ...
  2. Offering free one-month loans so people can buy stuff seems like the worst business model imaginable...until the grace period ends.

    How Visa Counts On Your Free-Spending Ways

    The credit card transaction business is so profitable, Visa Inc. doesn't even bother ...
  3. Look for a listed APY before paying attention to APR.

    The Interest Rates: APR, APY And EAR

    When most people shop for financial products, all they focus on is the listed interest ...
  4. Student Financial Aid Changes: FAFSA 2013

    Here is a look at some of the major changes to FAFSA in 2013 and how they will affect ...
  5. The Basics Of Lines Of Credit

    Lines of credit are potentially useful hybrids of credit cards and normal loans. ...
  6. Should You Borrow Money To Make Investments?

    It's high time investors heed the yellow caution flags waving in front of their margin ...
  1. The fifth-largest U.S. bank by deposits and among the very best in terms of return on capital, U.S. Bancorp (USB) has been finding it more and more challenging to surpass expectations.

    U.S. Bancorp Finds It Harder To Top Itself

    The fifth-largest U.S. bank by deposits and among the very best in terms of return ...
  2. Most banks remain stuck in a “hurry up and wait” holding pattern where pressure on net interest margins and weak lending growth constrain near-term earnings growth.

    BB&T Looks For Loan Growth, Cost-Cuts To Drive ...

    Most banks remain stuck in a “hurry up and wait” holding pattern where pressure on ...
  1. What are the different types of cash advances?

    Find out the different types of cash advances along with their different features to determine which option, if any, is best ...
  2. Does a cash advance hurt my credit score?

    Find out if a cash advance will hurt your credit score and how your credit report and requests for new credit can be affected ...
  3. How can I borrow money from my life insurance policy?

    Capitalize on the cash value of your whole life insurance policy and learn the details of how to borrow money from your life ...
  4. What's the difference between a grace period and a moratorium period?

    Find out what grace periods and moratorium periods are, what you have to do to get them and how they can benefit your financial ...
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