FAQs tagged as

Lending & Borrowing

  1. Does inflation favor lenders or borrowers?

  2. What is a collateral assignment of life insurance?

  3. What is a collateral assignment of life insurance?

  4. Does inflation favor lenders or borrowers?

  5. Can I get a balance transfer if I have bad credit?

  6. What's the difference between a grace period and a deferment?

  7. How can I borrow money from my life insurance policy?

  8. What's the difference between a grace period and a moratorium period?

  9. What are the different types of cash advances?

  10. What are the pros and cons of life insurance policy loans?

  11. What are the advantages of applying for a private student loan with a creditworthy ...

  12. What are some examples of debts that I can consolidate?

  13. What is the difference between certified and non-certified private student loans?

  14. What are the differences between APR in Europe and the U.S.?

  15. What is the difference between student loan default and delinquency?

  16. What are the different types of annual percentage ratings (APR)?

  17. What are the different types of letters of credit?

  18. Why is APR used to compare long-term loans?

  19. What are some examples of times when I would need a letter of credit?

  20. What is the difference between overdraft and cash credit?

  21. What's the difference between a secured line of credit and an unsecured line of credit?

  22. What are the best ways to rebuild my credit score quickly?

  23. What are some good alternatives to taking out a line of credit?

  24. Will a debt settlement program affect my credit score?

  25. What are some examples of a good time to take out a home equity line of credit (HELOC)?

  26. How does refinancing my mortgage affect my FICO score?

  27. What is the difference between a loan and a line of credit?

  28. What are the differences between balance-to-limit ratio and debt-to-income ratio?

  29. How do I determine whether a debt consolidation loan is a good debt relief option?

  30. What are some examples of a good time to take out a payday loan?

  31. What is the difference between secured and unsecured debts?

  32. In what states are high-cost payday loans illegal?

  33. What's the difference between debt consolidation and debt management or debt settlement?

  34. What is the difference between an in-store and an online payday loan?

  35. What are the drawbacks to debt consolidation?

  36. What are some examples of sneaky credit card charges to watch out for?

  37. What are the differences between revolving credit and installment credit?

  38. How do I start building a credit score?

  39. What are the differences between revolving credit and a line of credit?

  40. What are the differences between payday loans and cash advances?

  41. Is a home equity loan a good way to pay off my credit card debt?

  42. What is a good credit utilization ratio?

  43. Why is my rent on my credit report?

  44. How long do typical debt management plans take to pay off debt?

  45. How does debt consolidation lower my monthly payments?

  46. Why are private student loans generally more expensive than federal loans?

  47. Who is eligible to take out federal student loans?

  48. What is the difference between available credit and credit limit?

  49. How is interest charged on most lines of credit?

  50. Does bankruptcy information go on the public record?

  51. Is my credit score usually checked before receiving a payday loan?

  52. What are some signs my credit card's annual fee is too high?

  53. What are the basic requirements to qualify for a payday loan?

  54. Are debt collectors allowed to call me at work?

  55. Do payday loans hurt my ability to get a mortgage?

  56. What are some examples of 'gray' charges on my credit card statement?

  57. What are the most common reasons credit limit increase requests are declined?

  58. Why should I register a prepaid credit card?

  59. How can I improve my chances of getting a credit limit increase?

  60. What fees usually come with prepaid credit cards?

  61. Is it possible to have a credit limit that's too high?

  62. What information do lenders need when I apply for a credit limit increase?

  63. What property / belongings can I keep after filing bankruptcy?

  64. Are secured credit cards accepted everywhere?

  65. How are my cosigners affected if I file bankruptcy?

  66. Is it possible to obtain a loan from a qualified retirement plan?

  67. What are the different types of reverse mortgages?

  68. Are good faith estimates (GFEs) accurate?

  69. What is an FHA streamline loan?

  70. What is the difference between a fixed annual percentage rate (APR) and a variable ...

  71. How do I lower my debt-to-income (DTI) ratio?

  72. I am considering taking a loan from my qualified retirement plan. What is the definition ...

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