FAQs tagged as

Lending & Borrowing

  1. When is it necessary to get a letter of credit?

  2. Can entities other than banks issue letters of credit?

  3. Do lenders offer floating APRs?

  4. Why do some credit cards offer introductory APRs?

  5. Are APRs different in different countries?

  6. What loans do and don't have an APR?

  7. What is a bank's legal liability when issuing a letter of credit?

  8. When are you legally required to get a letter of credit?

  9. What is the debt ratio for an FHA loan?

  10. How do I use the debt ratio to decide when to invest in a company?

  11. What is the key to finding your ideal mortgage?

  12. What does the gearing ratio say about risk?

  13. What is the difference between the gearing ratio and the debt-to-equity ratio?

  14. What is the difference between loan syndication and a consortium?

  15. What are the different types of cash advances?

  16. What is a collateral assignment of life insurance?

  17. Does inflation favor lenders or borrowers?

  18. What's the difference between a grace period and a deferment?

  19. How can I borrow money from my life insurance policy?

  20. What are the pros and cons of life insurance policy loans?

  21. What's the difference between a grace period and a moratorium period?

  22. What are the advantages of applying for a private student loan with a creditworthy ...

  23. What are the differences between APR in Europe and the U.S.?

  24. Will a debt settlement program affect my credit score?

  25. What's the difference between debt consolidation and debt management or debt settlement?

  26. What are the different types of letters of credit?

  27. What are the differences between payday loans and cash advances?

  28. What is the difference between an in-store and an online payday loan?

  29. What are some examples of a good time to take out a payday loan?

  30. What are some examples of times when I would need a letter of credit?

  31. What are the differences between revolving credit and a line of credit?

  32. What are the differences between balance-to-limit ratio and debt-to-income ratio?

  33. What is the difference between certified and non-certified private student loans?

  34. Why is APR used to compare long-term loans?

  35. How do I determine whether a debt consolidation loan is a good debt relief option?

  36. What is the difference between a loan and a line of credit?

  37. What is the difference between secured and unsecured debts?

  38. What is the difference between overdraft and cash credit?

  39. What are the drawbacks to debt consolidation?

  40. How does refinancing my mortgage affect my FICO score?

  41. What are some good alternatives to taking out a line of credit?

  42. Is a home equity loan a good way to pay off my credit card debt?

  43. What are some examples of debts that I can consolidate?

  44. What are some examples of sneaky credit card charges to watch out for?

  45. What are some examples of a good time to take out a home equity line of credit (HELOC)?

  46. What's the difference between a secured line of credit and an unsecured line of credit?

  47. What are the different types of annual percentage ratings (APR)?

  48. In what states are high-cost payday loans illegal?

  49. What is the difference between student loan default and delinquency?

  50. What are the differences between revolving credit and installment credit?

  51. What are the best ways to rebuild my credit score quickly?

  52. How do I start building a credit score?

  53. How is interest charged on most lines of credit?

  54. Is it possible to have a credit limit that's too high?

  55. What are some examples of 'gray' charges on my credit card statement?

  56. Who is eligible to take out federal student loans?

  57. Do payday loans hurt my ability to get a mortgage?

  58. Are debt collectors allowed to call me at work?

  59. Why should I register a prepaid credit card?

  60. What information do lenders need when I apply for a credit limit increase?

  61. What is a good credit utilization ratio?

  62. How can I improve my chances of getting a credit limit increase?

  63. How long do typical debt management plans take to pay off debt?

  64. Is my credit score usually checked before receiving a payday loan?

  65. Does bankruptcy information go on the public record?

  66. What is the difference between available credit and credit limit?

  67. What are some signs my credit card's annual fee is too high?

  68. How does debt consolidation lower my monthly payments?

  69. Why is my rent on my credit report?

  70. What are the basic requirements to qualify for a payday loan?

  71. How are my cosigners affected if I file bankruptcy?

  72. What are the most common reasons credit limit increase requests are declined?

  73. What fees usually come with prepaid credit cards?

  74. Are secured credit cards accepted everywhere?

  75. What property / belongings can I keep after filing bankruptcy?

  76. Why are private student loans generally more expensive than federal loans?

  77. Is it possible to obtain a loan from a qualified retirement plan?

  78. What are the different types of reverse mortgages?

  79. Are good faith estimates (GFEs) accurate?

  80. What is an FHA streamline loan?

  81. What is the difference between a fixed annual percentage rate (APR) and a variable ...

  82. How do I lower my debt-to-income (DTI) ratio?

  83. I am considering taking a loan from my qualified retirement plan. What is the definition ...

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