FAQs tagged as

Lending & Borrowing

  1. Is it possible to have a credit limit that's too high?

  2. What information do lenders need when I apply for a credit limit increase?

  3. What property / belongings can I keep after filing bankruptcy?

  4. Are secured credit cards accepted everywhere?

  5. How are my cosigners affected if I file bankruptcy?

  6. What is a good credit utilization ratio?

  7. Why is my rent on my credit report?

  8. How long do typical debt management plans take to pay off debt?

  9. How does debt consolidation lower my monthly payments?

  10. Why are private student loans generally more expensive than federal loans?

  11. Who is eligible to take out federal student loans?

  12. What is the difference between available credit and credit limit?

  13. How is interest charged on most lines of credit?

  14. Does bankruptcy information go on the public record?

  15. Is my credit score usually checked before receiving a payday loan?

  16. What are some signs my credit card's annual fee is too high?

  17. What are the basic requirements to qualify for a payday loan?

  18. Are debt collectors allowed to call me at work?

  19. Do payday loans hurt my ability to get a mortgage?

  20. What are some examples of 'gray' charges on my credit card statement?

  21. What are the most common reasons credit limit increase requests are declined?

  22. Why should I register a prepaid credit card?

  23. How can I improve my chances of getting a credit limit increase?

  24. What fees usually come with prepaid credit cards?

  25. Is it possible to obtain a loan from a qualified retirement plan?

  26. What are the different types of reverse mortgages?

  27. Are good faith estimates (GFEs) accurate?

  28. What is an FHA streamline loan?

  29. What is the difference between a fixed annual percentage rate (APR) and a variable ...

  30. How do I lower my debt-to-income (DTI) ratio?

  31. I am considering taking a loan from my qualified retirement plan. What is the definition ...

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