FAQs tagged as

Life Insurance

  1. What is the difference between moral hazard and adverse selection?

  2. What does the lapse ratio in the insurance sector measure?

  3. Why some insurance policies are more expensive than others?

  4. Why should I keep track of my insurance policy?

  5. Should I be worried about my insurance company?

  6. How does adverse selection affect insurance premiums?

  7. How do I change my contingent beneficiary?

  8. What's the difference between a collateralized debt obligation (CDO) and a collateralized ...

  9. If both the primary and contingent beneficiaries are unavailable, what happens to ...

  10. What types of insurance policies have contingent beneficiaries?

  11. Under what circumstances will a contingent beneficiary receive an insurance payout?

  12. What is the difference between ex-ante moral hazard and ex-post moral hazard?

  13. What is a longevity annuity?

  14. How do I determine the face value of a life insurance policy?

  15. What are some examples of common fringe benefits?

  16. What's the average salary of an actuary?

  17. Who are the best-rated life insurance companies in the US?

  18. What are some examples of when insurance bundling is a bad idea?

  19. What is a collateral assignment of life insurance?

  20. What are the tax implications of a life insurance policy loan?

  21. How can I borrow money from my life insurance policy?

  22. What are the pros and cons of life insurance policy loans?

  23. How does taxation on life insurance for a qualified retirement plan work?

  24. Can my insurance company refuse me coverage?

  25. How old should you be to get life insurance?

  26. How are life insurance proceeds taxed?

  27. What changes might I need to make to my insurance policy?

  28. What is a tax-free 1035 Exchange?

  29. When is it a good idea to use an irrevocable life insurance trust?

  30. What are the requirements to be able to contribute to an HSA?

  31. Is life insurance good for mortgage protection?

  32. Why is accidental life insurance so inexpensive?

  33. My mortgage payments are no longer affordable; is there anything that I can do to ...

  34. How much life insurance should I have?

  35. What happens to insurance policies and variable annuities if the insurance company ...

  36. What is a convertible insurance policy?

  37. Why would you want a monthly benefit versus a daily benefit?

  38. How do I choose which insurance company to use?

  39. What is disability-income insurance?

  40. Should I pull my money out of an annuity if the insurance company is having financial ...

  41. What is an elimination period?

  42. Is there a limit on the amount of disability insurance that I can buy?

  43. How much life insurance is enough?

  44. When is the best time to purchase long-term care insurance?

  45. Which insurance policies do I really need?

  46. Which of the following accounts does ERISA cover?

  47. Will Medicare pay for long-term costs?

  48. How is my insurance premium calculated?

  49. What is long-term care insurance?

  50. What is indexed universal life insurance?

  51. What is moral hazard?

  52. What are activities of daily living (ADL)?

  53. What is a "force majeure"?

  54. I know there is a form of deposit insurance where a portion of my bank account deposits ...

  55. What is multiline insurance?

  56. What is a gatekeeper?

  57. Does it make sense to get my house and car insurance at the same place?

  58. What is reinsurance?

  59. Why is my insurance premium so high/low?

  60. What's the difference between casualty insurance and disability insurance?

  61. What is term insurance?

  62. What is the difference between term and universal life insurance?

  63. How does the 80% rule for home insurance work, and how do capital improvements affect ...

  64. What is variable life insurance?

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