Personal Debt

  1. How to Challenge & Win A Credit Card Dispute

    Found an error on your credit card statement? Five strategies to persuade the card ...
  2. 5 Things Debt Collectors Can't Do To You

    You may owe money, but you still have rights. There's a long list of things debt ...
  3. How To Beat Off A Zombie Debt Collector

    Sounds like a bad horror movie, but it really could happen to you. Here's how to ...
  4. Inside Secrets Of The Debt Collection Business

    Understanding how the debt collection business works will give you a better chance ...
  5. How To Push Back Against A Debt Collector

    Debt collectors can be professional or nasty beyond belief. Here's how to fight back ...
  6. Money-Saving Tax Breaks For College Grads

    Even if you graduate from college with a heavy debt load – especially if you do – ...
  1. Why do some credit cards offer introductory APRs?

    Understand how introductory APRs from credit card companies can help or hurt your personal finances. Learn how to use these ...
  2. Do lenders offer floating APRs?

    Learn about credit cards with floating, variable and fixed APRs. Explore introductory rates offered by two leading credit ...
  3. Are APRs different in different countries?

    Learn about the term APR and how it is used in the United States and other countries. Explore why different lenders charge ...
  4. What loans do and don't have an APR?

    Learn about what annual percentage rates (APR) are and what they mean. Explore different fixed and variable APRs charge by ...
  1. 9 Ways To Go Bankrupt

    It may seem obvious, anyone who continuously spends more than they are making will ...
  2. 7 Tips For The Do-It-Yourself Debt Manager

    Take charge of your finances in seven simple steps.
  3. Digging Out Of Debt In 8 Steps

    The only way to get out of debt is to roll up your sleeves and start paying it off ...
  4. Top 5 Reasons Why People Go Bankrupt

    Bankruptcy can be a result of overspending or bad planning, but sometimes, it's no ...
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