Personal Debt

  1. Here's What to do If You Have a Lien on Your ...

    Liens attach to an asset, not an individual, and are intended to protect creditors. ...
  2. 3 Things a Personal Finance Class Can't Teach ...

    A personal finance class teaches the basic tenets of spending, borrowing and investing. ...
  3. Stories of 3 of the Most Successful Financial ...

    It takes determination to become a successful financial advisor, and three of the ...
  4. How Splitwise Works and Makes Money

    Discover how Splitwise serves consumers by providing a free app that allows people ...
  5. Buying a Home: Cash Vs. Mortgage

    If you have the funds, should you buy your home with all cash? Here's how to decide ...
  6. Professors: Slash Your Debt or Build a Nest Egg?

    If you're a professor with a sizable amount of debt, paying it off and investing ...
  1. Why Citi Says Lower Gas Prices Aren't Helping ...

    Learn why lower prices of oil have done little to increase U.S. consumer spending, ...
  2. U.S. Consumer Spending Weak Despite Low Gas Prices ...

    Find out why American consumers are spending less and saving more, and why that might ...
  1. Are direct consolidation loans subsidized?

    Direct Consolidation Loans are not subsidized. Students borrow Direct Subsidized Loans to pay tuition, room and board at ...
  2. Can student loans hurt your credit?

    Paying student loans on time helps build credit; failure to do so, hurts it.
  3. How long should you hold on to credit card statements?

    Holding on to credit card statements can be helpful when they contain personal purchases, tax-deductible items, or products ...
  4. How is the minimum payment on a credit card calculated?

    Even when minimum payments are low, consumers should still aim to pay off credit card balances every month.
  1. 9 Ways To Go Bankrupt

    It may seem obvious, anyone who continuously spends more than they are making will ...
  2. 7 Tips For The Do-It-Yourself Debt Manager

    Take charge of your finances in seven simple steps.
  3. Digging Out Of Debt In 8 Steps

    The only way to get out of debt is to roll up your sleeves and start paying it off ...
  4. Top 5 Reasons Why People Go Bankrupt

    Bankruptcy can be a result of overspending or bad planning, but sometimes, it's no ...
Hot Definitions
  1. Sharpe Ratio

    The Sharpe Ratio is a measure for calculating risk-adjusted return, and this ratio has become the industry standard for such ...
  2. Death Taxes

    Taxes imposed by the federal and/or state government on someone's estate upon their death. These taxes are levied on the ...
  3. Retained Earnings

    Retained earnings is the percentage of net earnings not paid out as dividends, but retained by the company to be reinvested ...
  4. Demand Elasticity

    In economics, the demand elasticity refers to how sensitive the demand for a good is to changes in other economic variables. ...
  5. Dark Pool

    A dark pool is a private financial forum or exchange for trading securities.
  6. Quadruple Witching

    The expiration date of various stock index futures, stock index options, stock options and single stock futures. All stock ...
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