Personal Debt

  1. Credit Card Or Cash?

    Credit Card Or Cash?

    Credit cards are convenient to use, but not always the best choice. Here are 5 times ...
  2. To Invest Or To Reduce Debt, That's The Question

    To Invest Or To Reduce Debt, That's The Question

    Find out how you can make use of that excess cash and improve your financial situation. ...
  3. You Can't Live On Love

    You Can't Live On Love

    If your head is in the clouds, check out this down-to-earth financial advice for ...
  4. How To Find A Credit Counselor

    How To Find A Credit Counselor

    Paycheck to paycheck is no way to live. Learn how to find the help you need.
  5. Stop Keeping Up With The Joneses - They're Broke

    Stop Keeping Up With The Joneses - They're Broke

    Conspicuous consumption could be robbing you of future wealth.
  6. Conduct A Financial Intervention

    Conduct A Financial Intervention

    Find out what you can do to help someone who is finanically out of control.
  1. Does my debt-to-income (DTI) ratio affect my credit score?

    Though closely related, your debt-to-income ratio doesn't affect your credit score as directly as you might think.
  2. How do I lower my debt-to-income (DTI) ratio?

    A debt-to-income ratio is a personal finance measure that compares the amount of debt you have to your overall income. Lenders ...
  3. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

    It's important to know your debt-to-income ratio because it's the figure lenders use to measure your ability to repay the ...
  4. What's considered to be a good debt-to-income (DTI) ratio?

    Your debt-to-income ratio helps lenders determine your credit worthiness. Find out how to calculate your score and whether ...
  1. 9 Ways To Go Bankrupt

    9 Ways To Go Bankrupt

    It may seem obvious, anyone who continuously spends more than they are making will ...
  2. 7 Tips For The Do-It-Yourself Debt Manager

    7 Tips For The Do-It-Yourself Debt Manager

    Take charge of your finances in seven simple steps.
  3. Digging Out Of Debt In 8 Steps

    Digging Out Of Debt In 8 Steps

    The only way to get out of debt is to roll up your sleeves and start paying it off ...
  4. Top 5 Reasons Why People Go Bankrupt

    Top 5 Reasons Why People Go Bankrupt

    Bankruptcy can be a result of overspending or bad planning, but sometimes, it's no ...
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