Personal Debt

  1. Consolidating Debt: What If You Have Bad Credit?

    Getting a debt consolidation loan is more difficult when you have bad credit. But ...
  2. Why Do Credit Cards Expire?

    Credit cards expire for more reasons than you could imagine – including, so you don't ...
  3. The First Thing You Should Do With Your Tax Refund

    Nobody likes to pay taxes, but everyone loves to get a tax refund. When the check ...
  4. How to Challenge & Win A Credit Card Dispute

    Found an error on your credit card statement? Five strategies to persuade the card ...
  5. 5 Things Debt Collectors Can't Do To You

    You may owe money, but you still have rights. There's a long list of things debt ...
  6. How To Beat Off A Zombie Debt Collector

    Sounds like a bad horror movie, but it really could happen to you. Here's how to ...
  1. What is the difference between compounding interest and simple interest?

    Learn about simple interest and compound interest, how to calculate the two types of interest and the main difference between ...
  2. How do I get a higher limit on my credit cards?

    Understand how credit limits work with major credit card companies and things you can do to get a higher limit on your credit ...
  3. What are the pros and cons of getting installment credit to pay off your revolving ...

    Learn how installment credit can be used to pay off revolving debt as well as the advantages and disadvantages for each type ...
  4. Why do some credit cards offer introductory APRs?

    Understand how introductory APRs from credit card companies can help or hurt your personal finances. Learn how to use these ...
  1. 9 Ways To Go Bankrupt

    It may seem obvious, anyone who continuously spends more than they are making will ...
  2. 7 Tips For The Do-It-Yourself Debt Manager

    Take charge of your finances in seven simple steps.
  3. Digging Out Of Debt In 8 Steps

    The only way to get out of debt is to roll up your sleeves and start paying it off ...
  4. Top 5 Reasons Why People Go Bankrupt

    Bankruptcy can be a result of overspending or bad planning, but sometimes, it's no ...
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