Personal Income

  1. 5 Reasons You’ve Got the Wrong Mindset About ...

    5 Reasons You’ve Got the Wrong Mindset About ...

    There’s no getting around the fact that many people simply have the wrong mindset ...
  2. Calculate Your Self-Employed Salary

    Calculate Your Self-Employed Salary

    Deciding on a salary is tough when you're self employed. There are several factors ...
  3. Seven Steps to Become Financially Independent

    Seven Steps to Become Financially Independent

    With Independence Day just around the corner, now is the perfect time to finally ...
  4. Is

    Is "100 Minus Your Age" Outdated?

    A longstanding rule of thumb says that your stock allocation should equal "100 minus ...
  5. Five Tax Strategies For A Bonus Or Windfall

    Five Tax Strategies For A Bonus Or Windfall

    That bonus for a job well done or inheritance from Great Uncle Alfred can often result ...
  6. Money Mistakes You Can't Make In Your 40s

    Money Mistakes You Can't Make In Your 40s

    According to Forbes, by 45 years of age, about three times your annual salary should ...
  1. Does my debt-to-income (DTI) ratio affect my credit score?

    Though closely related, your debt-to-income ratio doesn't affect your credit score as directly as you might think.
  2. How do I lower my debt-to-income (DTI) ratio?

    A debt-to-income ratio is a personal finance measure that compares the amount of debt you have to your overall income. Lenders ...
  3. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

    It's important to know your debt-to-income ratio because it's the figure lenders use to measure your ability to repay the ...
  4. What's considered to be a good debt-to-income (DTI) ratio?

    Your debt-to-income ratio helps lenders determine your credit worthiness. Find out how to calculate your score and whether ...
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