Personal Income

  1. An article explaining why Medical Expenses are the # 1 reason for bankrupcy, what sector of the population does it affects the most.

    Preventing Medical Bankruptcy

    Medical expenses are the number-one cause of bankruptcy in the United States. Here ...
  2. An article explaining the Federal Tax Brackets, how and why they were stablished, what is the logic behind them and where an user can find the most current ones

    Federal Tax Brackets

    Why do we have income tax brackets? What do they do for us? Read this to understand ...
  3. How bankruptcy affects your credit score and what are the main strategies someone can follow in order to improve credit score after bankruptcy

    Bankruptcy And Your Credit Score

    Use these 7 strategies to start improving your credit score from the huge hit it ...
  4. 5 Reasons You’ve Got the Wrong Mindset About ...

    There’s no getting around the fact that many people simply have the wrong mindset ...
  5. Deciding on a salary is tough when you're self employed.

    Calculate Your Self-Employed Salary

    Deciding on a salary is tough when you're self employed. There are several factors ...
  6. Seven Steps to Become Financially Independent

    With Independence Day just around the corner, now is the perfect time to finally ...
  1. What does the current cost of living compare to 20 years ago?

    Find out how inflation has affected the dollar since 1994, and how the cost of living has changed above and beyond what can ...
  2. Does my debt-to-income (DTI) ratio affect my credit score?

    Though closely related, your debt-to-income ratio doesn't affect your credit score as directly as you might think.
  3. How do I lower my debt-to-income (DTI) ratio?

    A debt-to-income ratio is a personal finance measure that compares the amount of debt you have to your overall income. Lenders ...
  4. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

    It's important to know your debt-to-income ratio because it's the figure lenders use to measure your ability to repay the ...
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